down to see full list; previous
month's (March 2014) Viewpoint
down for: A Home and Small Business
Viewpoint by Len Tondel, from 1st April 2014
way of explanation. The
term 'home business' consists of two words.
'Business' is the second one; it's there to
qualify and support the word 'home' and all
that goes with it - and not vice versa. Consequently,
we also list below, items which are of interest
and value to the home. Whether in its context
as an office or as a part of your family and
lifestyle but always
directed at the improved prospects and enjoyment
that running a business from home, in its entirety,
For a current, multi-part
starting and running a
business from home,
go here: http://www.homebusiness.org.uk/features.htm
IR35 recommendations made by Select Committee.
The Select Committee on Personal Service
Companies has made 16 recommendations relating
to the future of IR35 legislation in a detailed
report into the consequences of the use of personal
service companies for tax collection. The report
was published on 31st March 2014 and has been
described by Freelance UK as 'an indictment
of the taxman'. Examining the effectiveness
of IR35 legislation, the Committee has acknowledged
that the rules can create 'considerable hostility'
from freelancers, as well as demanding 'a great
deal of [their] time and effort'.
report is available at: http://www.publications.parliament.uk/pa/ld201314/ldselect/ldpersonal/160/16002.htm
cracks down on copycat websites. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10765909/Google-cracks-down-on-copycat-websites.html
in 4 UK residents now has 'superfast' broadband.
(Except when it's not working.)
to deal with frustrating people. http://www.bmmagazine.co.uk/in-business/advice/24640/deal-frustrating-people/
Ministers seek views on improving the business
rates system. https://www.gov.uk/government/publications/business-rates-administration-review-discussion-paper
HM Treasury and the Department for Communities
and Local Government is inviting businesses
and local authorities to provide their views
about the administration of the business rates
system in England. A new discussion paper has
been published as part of a review aiming to
simplify the system and make it more responsive
to changes in property values. The review was
announced in the 2013 Autumn Statement, and
will focus on five elements of the rates system,
including how property is valued, how often
this is done, and how business rate bills are
set. The final date for submitting responses
to the discussion paper is 6th June 2014.
investigates phone provider. http://www.bbc.com/news/business-27026272#
to sell your car online. http://www.telegraph.co.uk/motoring/how-to/10753194/How-to-sell-your-car-online.html
Ten Digital Commandments. http://www.theguardian.com/technology/guardianwitness-blog/2014/apr/14/the-10-tech-commandments-to-avoid-digital-shame
4 million families on 'financial knife-edge'.
third of rented homes 'not up to standard'.
increasingly falling prey to scammers. http://money.aol.co.uk/2014/04/01/fraudsters-prey-on-the-elderly-one-in-four-know-a-victim/?icid=maing-grid7%7Cuk%7Cdl2%7Csec1_lnk2%26pLid%3D256599
And that's after the Government
(and the criminal media) has finished with them
. . . For now.
the business of complaining. http://www.express.co.uk/finance/personalfinance/470178/How-to-make-sure-you-get-your-due-course-as-a-consumer
turns off home-buyers. http://money.aol.co.uk/2014/04/04/what-puts-buyers-off/?icid=maing-grid7%7Cukt3%7Cdl6%7Csec1_lnk2%26pLid%3D256748
Safety fears over UK construction sites.
the chains on High Streets. http://www.independent.co.uk/news/business/news/breaking-the-chains-on-high-streets-a-movement-for-independent-local-loyalty-cards-plans-to-go-nationwide-9256656.html
urged to shop around when buying foreign currency.
penalties proposed for offshore tax evaders
(except for those who contribute to political
UK construction output shrinks 2.8% in February.
face tougher scrutiny. http://www.theguardian.com/money/2014/apr/11/homebuyers-face-tougher-scrutiny-household-bills-childcare-costs
property ownership slumps to lowest level since
helps to save pasty company. http://www.bbc.com/news/business-26996023#
offers private sellers 20 free listings a month
- but it's not all good news. http://money.aol.co.uk/2014/04/11/ebay-offers-private-sellers-20-free-listings-per-month/
to save '£240 a year' with LED lightbulbs.
latest energy-saving gadgets. http://www.telegraph.co.uk/property/greenproperty/10749453/Eco-living-the-latest-energy-saving-gadgets.html
Freebie Friday. http://money.aol.co.uk/2014/04/11/freebie-friday-this-weeks-discounts-deals-and-freebies/
'complex and poor value'. http://www.bbc.com/news/business-26973751#
fees that cost twice as much as a payday loan.
than 600,000 people change bank accounts using
new switching service. http://www.bbc.com/news/business-26982564#
economy too reliant on people spending money,
warns IMF. http://www.telegraph.co.uk/finance/economics/10758923/British-economy-too-reliant-on-people-spending-money-warns-IMF.html
landlords rush to protect against interest rate
touts are 'classic entrepreneurs' says new Culture
'old school' used car scam making a comeback.
Kickstart Young Entrepreneur 2014 Award Program.
5 biggest mistakes when using storytelling in
deals from Ideal Office. http://ideal-office8.co.uk/mailer/display.php?M=1193029&C=bc042acd793a8b78d790a998caebb28f&S=196&L=69&N=17
Heartbleed bug; public urged to re-set all passwords.
rights for consumers purchasing at a distance.
On 13th June 2014, the Consumer Contracts (Information,
Cancellation and Additional Charges) Regulations
2013 will come into force. The Regulations introduce
various provisions of the Consumer Rights Directive
into UK law, which will be further implemented
by the forthcoming Consumer Rights Act. The
Regulations will extend the cooling-off period
in which consumers can cancel their order for
goods or services from seven days to fourteen
days, although exemptions will still apply,
for example to orders for personalised goods.
Other changes include prohibiting the use of
premium rate telephone numbers for after-sales
service and the introduction of a standard cancellation
form to be provided by retailers.
more about the Consumer Rights Directive at:
a million households in negative equity.
need for homes on sale, says Rics. http://www.bbc.com/news/business-26957600#
top complaints league table. http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/10754355/Banks-top-complaints-league-table-but-Hargreaves-Lansdown-sees-surge.html
raids on bank accounts could be illegal, MPs
(War Criminal) Party promises to lock up business
owners who profit from illegal immigrants.
The party proposes starving, injuring, murdering,
bombing and thieving from millions of defenceless
civilians in their own countries, instead.
Just as the present Government - and all
aided and abetted by the country's criminal,
media propaganda, of course.
to make your business cyber-streetwise.
home built in just 6 weeks. http://www.telegraph.co.uk/property/renovatinganddiy/10741624/Mango-House-a-5400-home-built-in-just-six-weeks.html
UK business confidence 'surging'. http://www.theguardian.com/business/2014/apr/08/uk-business-confidence-surging-bcc
unions out perform banks in smaller business
Credit unions have an important role to play
in the banking sector and provide a valuable
source of loans for smaller firms, according
to a report from think-tank New Economics Foundation
(NEF). Credit unions are a form of co-operative
bank that restrict lending to members, who must
share a common bond such as location. According
to the NEF report, credit unions apply greater
personal and local knowledge when making loan
assessments. The NEF has called for the introduction
of policies to grow the credit union sector,
which in 2011 managed over $1.5 trillion worth
of assets for nearly 200 million members in
100 countries worldwide. (EnterpriseQuest)
bailiffs' powers need curbing? http://www.theguardian.com/money/2014/apr/08/do-bailiffs-powers-need-curbing
Scottish Business Exhibition, 13th and 14th
November 2014, SECC, Glasgow. http://snt3.net/viewInBrowser.aspx?x=YIWKL5IT&i=AFOX47SX&c=18498&e=info%40homebusiness.org.uk&l=1
seems to be the hardest word, customer service
survey shows. http://www.express.co.uk/news/uk/469388/New-research-shows-most-British-complaints-could-be-solved-with-a-sorry
customer focused is your business? http://www.bmmagazine.co.uk/in-business/advice/19281/how-customer-focused-is-your-business/
Freelancers group disappointed by lack of action
on prompt payment. https://www.pcg.org.uk/news-events/news/2014/03/31/pcg-responds-government-climb-down-late-payments-action
The Government's decision against making the
Prompt Payment Code mandatory has been greeted
with disappointment by the Professional Contractors
Group (PCG), a membership association representing
more than 21,000 freelancers, contractors and
consultants. Chris Bryce, Chief Executive Officer
of PCG, said: "Introducing a 'name and
shame' policy was always going to be challenging,
but it is still disappointing to hear that the
Government will not be taking more direct action
to make the Prompt Payment Code compulsory,
or better still, introduce sanctions to the
worst offending big businesses." (EnterpriseQuest)
those of us who have been knocking around for
a bit, such 'disappointment' is par for the
course. Not even the EU, the FSB and the Forum
have been able to prevail on the issue of late
payments which historically, is the single,
biggest headache small businesses are likely
to have. And the reasons are very simple. Big
firms 'prey' on little firms; it's the law of
the jungle. Plus, on a global scale, many of
the worst payment offenders are governments,
their departments and agencies themselves (albeit
the UK is a better example than most); whereas
corporate money for party funding and thus,
Ministerial grace and favour, is far more important
to politicians than the health and welfare of
the country's 'pleb' small businesses - let
alone the self-employed - who despite their
collective numbers, have never got off their
arses to band together to speak with one voice.
A situation which has been compounded by
the arrival of the internet where it can now
be easily but just as falsely claimed, that
a few anonymous postings are somehow 'the voice'
of the small business community. Coincidentally,
still doing absolutely nothing.
if it was an appeal for thousands of morons
to come together to get pissed and trash someone's
house, on the other hand . . .
says economic recovery is 'not yet sure'.
you have to pay tax when you sell your home?
small print that could cost landlords thousands.
XP support comes to an end. http://www.bbc.com/news/technology-26884167#
meat could reach UK pates, inspectors warn.
As we warned - back to business as usual.
release: new cuts to red tape come into force.
is crowned top destination in the UK - and third
best in the world. http://www.dailymail.co.uk/travel/article-2599125/London-crowned-destination-UK-best-world-TripAdvisor-awards.html
What an astonishingly unsurprising conclusion
- but then again, it is TripAdvisor.
Ten hotel perks. http://www.dailymail.co.uk/travel/article-2598999/Top-10-hotel-perks-Holidaymakers-vote-free-breakfast-desirable-free-wifi.html
A 'free' breakfast has now become more important
than 'free' wi-fi, it seems. Or, you could book
into a decent B&B where both would be included
'free', anyway. As if there is ever such a thing.
to keep the cash flowing. http://www.bmmagazine.co.uk/in-business/advice/24545/keep-cash-flowing/
Energy complaints reach record high. http://www.theguardian.com/money/2014/apr/07/energy-complaints-reach-highest-level-tripled
collective consumerism help cut bills? http://www.theguardian.com/money/2014/apr/06/energy-bills-consumers-collective-cheaper-rate
delivery scam. http://www.dailymail.co.uk/money/news/article-2597650/Fraudsters-striking-600-times-day-pays-smart.html
credit? No need to panic. http://money.aol.co.uk/2014/04/07/refused-credit-no-need-to-panic/
Government-backed Citizens Advice Debtline charging
up to 41p a minute. http://www.huffingtonpost.co.uk/2014/04/05/citzens-advice-charge_n_5096784.html
now be the worst possible time to buy-to-let?
launches consultation on childcare agencies.
The Government has launched a consultation on
draft regulations that outline how childcare
agencies will operate when they are introduced
in September 2014. Respondents are invited to
comment on issues such as continuing professional
development (CPD), the hours of support time
and quality assurance visits that agencies should
provide to registered childminders, and the
role of local authorities. The consultation
closes on 22nd May 2014.
consultation documents are available at: https://www.gov.uk/government/consultations/childminder-agencies-and-changes-to-the-local-authority-role
French want to drive me off the ski slopes.
The French having the rather curious idea
that jobs in France should be filled by the
French - and not 'illegal' English immigrants.
cheats face losing their homes. http://www.telegraph.co.uk/news/politics/10747122/Benefit-cheats-face-higher-fines-and-losing-their-homes.html
Bad news for many of the '8 million' Brits secretly
running internet businesses from home - while
claiming benefits on the side as well. Perhaps
they should get into politics, instead? Then
they can take advantage of taxpayer funding
for their homes with full Prime Ministerial
and party blessing.
truth of home workers. 20% stay in their pyjamas
all day. http://www.mailonsunday.co.uk/news/article-2597943/Naked-truth-home-workers-20-dont-office-stay-pyjamas-day.html
Well - why bother if one only has to go out
once a week to the dole office? Mind you, the
test sample was just 1,300 and conducted on
behalf of a computer memory and storage company.
Which, as a sample out of a supposed '8 million'
'homeworkers'/'self-employed' 'home businesses'
is so inconsequential one might as well use
the back of an increasingly rare fag packet
for data storage. And once
again, the usual reporting confusion with the
term 'home workers'. A business and personal
life coach commented, 'If
people work in a less stressful environment,
they will produce more creative and innovative
who was questioned? Home workers? Or home businesses?
it's like confusing 'cloud' with 'pie-in-the-sky'.
Or - perhaps not?
Official release: UK floods 2014: Government
response and recovery. https://www.gov.uk/government/news/uk-floods-2014-government-response
release: UK business barometer February 2014:
Business Show, 15th - 16th May, Excel, London.
Learning Thermostat claims 29% energy savings.
phone maker to launch super-cheap mobiles in
the UK. http://www.dailymail.co.uk/sciencetech/article-2597118/Budget-phone-maker-launch-super-cheap-mobiles-starting-60-UK.html
the smoke and mirrors of social for business.
your website or face cancellation nightmares',
lawyers warn retailers. http://www.bmmagazine.co.uk/news/24496/change-website-face-cancellation-nightmares-lawyers-warn-retailers/
Community: help me successfully get my Windows
8 laptop onto Windows 7. http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=04/04/2014
Freebie Friday. http://money.aol.co.uk/2014/04/04/freebie-friday-this-weeks-discounts-deals-and-freebies/
ownership unaffordable - Cable. http://money.aol.co.uk/2014/04/04/home-ownership-unaffordable-cable/
Bad news for all those '8 million' home businesses
who thought that running a business from home
was a cheap option. Still. The solutions are
obvious. Increase the availability of business
start-up loans and jack up the limits on credit
cards. We musn't jeopardise the country's 'economic
recovery'. For bankers.
Street showing 'great resilience'. http://www.bbc.com/news/business-26849833#
So that's another one the Government's 'celebrity'
advisers, the dumb media and 'weener' business
website gurus have got all wrong, then?
vote to scrap roaming charges. http://www.bbc.com/news/world-europe-26866966
to be banned from using aggressive tactics.
statements to show how your tax money was spent.
card firms to be probed over Britain's spiral
of debt. http://www.dailymail.co.uk/news/article-2596544/Credit-card-firms-probed-spiral-debt-9m-borrowers-struggle-cope-says-watchdog.html
Top 100 restaurants revealed. http://www.independent.co.uk/life-style/food-and-drink/news/top-100-restaurants-in-the-world-revealed--as-heston-blumenthal-is-named-chef-of-the-year-9236056.html
A list always worth bearing in mind if trying
to impress an important client is the main objective.
Or, to avoid - if you want a more enjoyable,
relaxed and affordable experience. Supper Clubs
and street food. That's where it's all at these
days. Always making allowances for polluted
s...holes like London and Paris, though.
'kitchen scrappage' scam. http://www.dailymail.co.uk/money/news/article-2595136/Beware-cold-callers-offering-bogus-kitchen-scrappage-scheme.html
on court interpreters doubles in a year to over
£15 million. http://www.express.co.uk/news/uk/468538/Spending-on-foreign-laguage-court-interpreters-doubles-to-over-15m
Plenty of work for 'home businesses' here,
even if the main contract is with Crapita who
take their handsome slice of the action too,
instead of the courts doing business directly
with interpreters and translators as used to
be the case. Still, it's all part of the tax
money-go-round for the Treasury to waste. On
continuing to subsidise the country's murder
industry, no doubt. Which helps feed the courts
with non-English speaking refugees.
2 the most popular day of the year to start
a business, claims O2 advertorial. http://www.bmmagazine.co.uk/in-business/24454/april-2-popular-day-start-business-uk/
All based on data from Companies House, so scarcely
representative. Still, it all helps to fill
some column space.
email marketing is still the must-have tool
for business. http://www.bmmagazine.co.uk/in-business/advice/24459/email-marketing-still-must-tool-businesses/
Tradesmen failings cost homeowners £1.9
So what were we saying on 25.03 (below)?
And for years before that? Although let's not
confuse the term 'tradesmen' with cowboys. The
latter unfortunately, representing the very
will cost £12 billion to fill. http://money.aol.co.uk/2014/04/03/potholes-will-cost-12bn-to-fill/
Sure they will, as every bent councillor and
cowboy contractor in the district line up to
make a meal of a job every child with a pack
of playdough could manage. Even get Network
Rail in to help, with their crews of one high-vis
worker per twenty high-vis onlookers. All on
a £1000 a week, of course.
firms in England are missing out on an estimated
£100 million in unclaimed business rate
relief, according to a report by chartered
surveyors Bankier Sloan. http://www.morningadvertiser.co.uk/General-News/Pubs-missing-out-on-rate-relief-due-to-council-flaws
Under the Small Business Rate Relief (SBRR)
scheme, firms with a single property of a rateable
value less than £6,000 can claim 100%
rate relief. However, the report revealed that
at least 100 businesses per local authority
area that are eligible for the scheme have not
applied for it. This is partly being blamed
on out-of-date and inaccurate information published
on council websites. Report author Ian Sloan
has urged local authorities to update their
websites in time for 1st April 2014, when new
rate discounts will be made available to retailers.
at its best levels since 2007. http://www.theguardian.com/business/2014/apr/02/housebuilding-boosts-construction-sector-best-levels-2007
rise of the silver self-employed. http://www.dailymail.co.uk/news/article-2595198/The-rise-silver-self-employed-How-recession-led-sharp-increase-50s-working-themselves.html
70% of the increase in numbers of self-employed
is accounted for by the over-50s, apparently.
When needs must.
can buy £25 state pension boost. http://www.telegraph.co.uk/finance/personalfinance/pensions/10738914/Pensioners-can-buy-25-state-pension-boost.html
Ostensibly a measure designed to help 'women
and the self-employed' although the cynical
might suggest that it's just another 'front-loading'
attempt by Government and the Treasury to help
pay for existing pension rights which are gradually
being tapered out of existence altogether.
million paid less than the living wage.
Still fewer paying customers for the small
business community; much of which has been paying
itself 'less than the living wage' for quite
a number of years. Musn't complain, though.
We're enjoying an 'economic revival'.
13th in international quality of life index.
Ah well, they say money can't buy happiness.
Which is true, of course . . .
best-known export - its social filth - in the
news again. http://www.dailymail.co.uk/news/article-2595423/Hundreds-Chelsea-fans-violent-rampage-Paris-making-Nazi-salutes-smashing-cafes-ahead-European-clash.html
This will probably be the cue for yet another
tv series featuring the country's dross. In
the meantime, there is very limited reporting
of these events in the widespread media which
is anxious as always, not to bite one of the
hands that feeds it.
tools to help you start and grow your own business.
quick ways to boost your bottom line. http://sbinformation.about.com/od/creditloans/a/boost-your-bottom-line.htm
Payments via mobile number start this month.
gazumping: when is a house sale binding?
website dupes motorists into paying £40
extra for a tax disk. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10736375/Copycat-website-dupes-motorists-into-paying-40-extra-for-tax-disc.html
banking scam that targets the rich. http://money.aol.co.uk/2014/04/01/the-banking-scam-that-targets-the-rich/
'internet marketing' scam - another expose.
As we keep saying . . . It's like porn. Nothing
new. Except that since the arrival of the internet,
it's simply more evident. Like the presence
of anonymous, cowardly and illiterate morons
with their cerebral half-inchers.
High Street Skills programme launched for small
A programme to help small, high-street businesses
increase their digital knowledge has been launched
by the National Skills Academy for Retail in
partnership with the Association of Town and
City Management. The Digital High Street Skills
programme, which was piloted in Altrincham,
will be introduced in other towns and cities
across the UK in the coming months. The programme
provides training in digital marketing, website
development and social media. Jane Rexworthy,
Head of the National Skills Academy for Retail,
said: "We are calling on small businesses
to take advantage of Government funding, which
is available until the end of July to support
them in accessing this programme."
teenagers are among the best at solving practical
Makes you wonder why they can't get jobs
or set up and run businesses successfully, then?
they were outside the Top Ten. So, based upon
the country's football and cricket national
sport models - Failure Is Success.)
Rockers - latest newsletter. http://www.enterpriserockers.co.uk/latest_newsletter.php
Royal Mail stamp prices rising - again. http://money.aol.co.uk/2014/03/31/royal-mail-stamp-prices-rising/
broadband rollout criticised - again. http://www.bbc.com/news/technology-26819483#
monopoly on broadband 'a government failure'.
Not for BT executives, it hasn't been.
lenders failing their customers. http://www.bbc.com/news/business-26817986#
Just like the entire financial sector, then?
Who clearly don't appreciate competition.
into IR35 quadruple in twelve months. http://www.accountancyage.com/aa/news/2336347/ir35-investigations-quadruple-inside-year
HM Revenue and Customs (HMRC) carried out four
times as many IR35 investigations in 2012/13
than in 2011/12, according to research by Bloomsbury
Professional. The research also revealed that
HMRC revenue from IR35 investigations increased
from £200,000 to £1.1 million over
the same period. Commenting on the findings,
Martin Casmir, Managing Director of Bloomsbury
Professional said: "The [IR35] legislation
affects everyone working on a contract basis
and it's very complicated, meaning some honest
freelancers are falling foul of the rules."
Council printing own money. http://www.telegraph.co.uk/technology/news/10734073/Hull-Council-printing-its-own-money-by-paying-digital-cash-for-voluntary-work.html
to avoid the Business Moneypit. http://www.bmmagazine.co.uk/columns/opinion/24432/avoid-business-moneypit/
reports made easy. http://money.aol.co.uk/2014/03/31/credit-reports-made-easy/
floating bookshop. http://www.independent.co.uk/arts-entertainment/books/features/living-by-the-book-the-floating-bookshop-9226778.html
favourite ways to make money from home.
. . . but not a lot.
Community: is it safe to use my computer again
after it was compromised? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=03/14/2014
Households putting less money aside. http://www.bbc.com/news/business-26795178#
That will be all those home business running
costs of '8 million' Brits internet trading
from home. And not putting anything to one side
for HMRC, who can monitor every move they make.
(Not that there's much profit to be made from
selling used baby buggies.)
to cut off illegal websites' advertising revenue.
technology brings 'seismic' decline in branch
to be told to buy British produce. http://www.telegraph.co.uk/gardening/howtogrow/fruitandvegetables/10724769/Schools-to-be-told-to-buy-local-British-products-minister-says.html
scams greed; a typical scam story. http://www.dailymail.co.uk/femail/article-2591705/Woman-tells-horror-conned-320-000-best-friend-secretly-running-Ponzi-scheme.html
March newsletter: http://us1.campaign-archive1.com/?u=20130af8d76b06160470ee741&id=32fbac573a&e=45c941d6f6
Crackdown plans for nuisance selling calls.
What - another 'plan'? What's happened to
the last fifteen?
million in fines for nuisance call firms.
on modernising cheque payments launched.
The Government has launched a consultation on
proposals to use 'cheque imaging' in the UK,
which allows banks to accept certified digital
images of cheques, as well as traditional paper
cheques. According to HM Treasury, if adopted,
this payment method would reduce the time it
takes for a cheque to clear to as little as
two days, increase consumer convenience and
broaden payment options. The consultation closes
on 7th April 2014.
consultation documents are available at: https://www.gov.uk/government/consultations/speeding-up-cheque-payments-legislating-for-cheque-imaging
release: Government puts small business at the
heart of the economy. https://www.gov.uk/government/news/government-puts-small-business-at-the-heart-of-the-economy
We'll be seeing loads of knighthoods and
HMRC 'luvvy' tax deals for small business owners,
British shops don't pay their garment workers
a living wage? http://www.independent.co.uk/news/uk/home-news/which-british-highstreet-shops-do-not-pay-their-garment-workers-a-living-wage-9223733.html
In which case appealing to the consciences
of British consumers who are directly responsible
for these wages and conditions, isn't going
to change matters one bit. As long as they can
hold their exploited worker dummyphones . .
VAT interest ruling. http://money.aol.co.uk/2014/03/29/landmark-vat-interest-ruling/
Next landmark interest ruling: it is not
in the 'interest' of the regime to pay back
money from its coffers to 'fuckin' plebs' especially
as they can't afford millions of £s for
advisers, accountants, barristers and the English
legal system to buy justice.
trade minister apologises for 'digusting' food
served to Chinese president. http://www.independent.co.uk/news/world/europe/french-trade-minister-nicole-bricq-apologises-for-disgusting-state-dinner-remark-9223256.html
Which is what French food has increasingly
warning calls on 'advergames'. http://money.aol.co.uk/2014/03/29/health-warning-call-on-advergames/
30 million financial policies to be probed.
show two-paced housing market. http://www.bbc.co.uk/news/business-26784029#
Oh, dear. Must get this story suppressed
by the country's fawning, criminal media asap
or all that talking-up of house prices by estate
agents, banks and building societies in order
to milk dumb plebs, will have been in vain.
worst broadband provider. http://money.aol.co.uk/2014/03/28/the-uks-worst-broadband-provider/
worst mobile phone provider. http://money.aol.co.uk/2014/03/28/the-uks-worst-mobile-phone-provider/
cracks down on health professionals. http://money.aol.co.uk/2014/03/28/taxman-cracks-down-on-health-professionals/
social media hurt your business? http://www.bmmagazine.co.uk/columns/opinion/24404/will-social-media-hurt-business/
life in a cold-call yet. http://www.bmmagazine.co.uk/uncategorized/24392/theres-life-cold-call-yet/
failing to make a will could ruin your business.
home-office hoarder. http://www.theguardian.com/lifeandstyle/2014/mar/28/homes-home-improvements-office-clutter
begins on world's first 3D-printed house.
Freebie Friday. http://money.aol.co.uk/2014/03/28/freebie-friday-this-weeks-discounts-deals-and-freebies/
sales bounce back with 1.7% rise in February.
is addicted to property. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/10727458/HMRC-is-addicted-to-property.html
million UK homes in 'fuel poverty'. http://money.aol.co.uk/2014/03/28/4-5m-uk-homes-in-fuel-poverty/
Add to that public transport poverty, education
poverty, healthcare poverty, food poverty and
cash, no shekels poverty and there you have
the embodiment of Thatcher's 'sold out to pigs
in troughs and fcuk the plebs' Britain. No wonder
the present Government is effectively paying
people without a clue to start their own businesses
- because anyone with a bit of nouse looking
at the simplest of figures would realise they've
got no chance - or no chance at all.
of new measures for small businesses promised
by Britain's W.C. (War Criminal) Party.
motivates you? http://www.bmmagazine.co.uk/in-business/advice/24387/motivates/
paths, new opportunities for SMEs. http://www.bmmagazine.co.uk/in-business/24373/new-paths-new-opportunities-smes/
More than 45% of Brits now have non-traditional
of businesses affected by late payment in 2013.
Really? And the internet, dummyphones and
apps haven't changed all that? Whaddya know.
I wonder if yoof and the long-term unemployed
are being told all this by their ex-bank manager
'mentors' when they apply for their business
broadband tops complaints list. http://www.bbc.co.uk/news/technology-26757049#
Absolutely perfect shambles to justify the
appointment of a BT head honcho as Minister
may be paying too much for their energy, says
It's about time the regulator got the boot,
then, having done nothing but parrot what the
public has known for years. Next thing, they'll
be suggesting a review. I'd put them all in
a cardboard box under Chiswick flyover, myself.
To keep the company of all the families who
have had to quit their homes because they can't
pay all their bills.
wins 16-year legal battle over PC World laptop.
Top 20 places for the good life. http://www.telegraph.co.uk/property/internationalproperty/10710665/Worlds-top-20-places-for-the-good-life.html
Slump in High Street sales growth. http://money.aol.co.uk/2014/03/25/slump-in-high-street-sales-growth/
commuters but journeys are longer. http://money.aol.co.uk/2014/03/26/fewer-commuters-but-journeys-longer/
Before anyone gets too excited, these are
figures are based on the Census and cover the
period 2001 to 2011. According to the Pentagon.
During which time there has been an absolutely
massive surge in numbers of people 'working
from home' - 0.8% over ten years. WOW. O...M...G
x 60 rpm. Awesome. (Or they could simply be
unemployed. The Pentagon didn't say.)
this 'explosion' in the numbers of people working
from home that all the politicians, dumb media,
telecoms companies and 'weener' websites have
been talking about . . . ?
of planning rules for shops and farm buildings.
Changes to permitted development rules will
make it easier to convert shops and farm buildings
in England into homes from 6th April 2014. The
changes of use that will be classed as permitted
developments will include the conversion of
a shop or building that has been used for financial
or professional services into residential property
and the conversion of an agricultural building
with a floorspace of less than 450 square metres
into up to three homes. The rules will only
apply to buildings that were used as shops or
for financial or professional services up to
20th March 2013 or when they were last in use
if not in use on that date, and if the floorspace
is less than 150 square metres and the conversion
will not result in the external dimensions of
the building increasing.
media - is it still an option? http://www.bmmagazine.co.uk/columns/opinion/24339/social-media-still-option/
OK. But after all the time a 'home business'
could waste organising its social media, will
it actually produce more money? We have seen
a similar situation with SEO. For years, a top,
page one ranking on Google has been promoted
as a must-have. Depending upon your trading
activity, obviously, we (having occupied #1
slots with Google, Yahoo and all the other search
engines for 15 years) and quite a few other
top performing businesses we have compared notes
with, have found that search engine rankings
make no or very little difference to the bottom
line at all, AS LONG as you are pursuing other
marketing avenues as well. Then again, like
most things being promoted on the internet -
any form of reality check would put a lot of
scammers and spammers out of business.
course, internet addicts will immediately point
to 'thousands' of online success stories. Out
of millions of 'home businesses' around the
world which don't even have an internet connection.
Especially in many parts of 'Bongo Bongoland'
this link: 'Push'
marketing still sells. No matter what the 'gurus'
Lloyds accused of short-changing PPI claimants.
confirms scope of Flood Re. https://www.gov.uk/government/publications/water-bill-governments-approach-to-flood-insurance
The scope of Flood Re, a UK-wide scheme to reduce
the cost of insurance for households at high
risk of flooding, has been confirmed by the
Department for Environment, Food and Rural Affairs
(Defra). Commercial properties will be excluded
from Flood Re, but domestic properties used
by micro-business owners will be included, provided
the proprietor's insurance policy is classed
by their insurance provider as 'domestic'. Residential
properties in council tax band H and properties
built after 2009 will also be excluded from
the scheme, which is expected to be introduced
in summer 2015. (EnterpriseQuest)
criticised for new campaign targeting freelancers.
A new HMRC campaign that targets freelancers
and consultants has been criticised by the Professional
Contractors Group (PCG). HMRC has written to
the clients of some freelancers and consultants
requesting detailed information about any payments
up to a value of £350,000 made to them
under a contract for services. Chris Bryce,
Chief Executive Officer of PCG, said it was
unfair to only target smaller firms by excluding
payments over a certain value and argued that
it was potentially damaging to these freelancers
and consultants for HMRC to contact their clients
implying that they were under investigation.
"For the smallest businesses, where client
relationships are key, this is especially harmful,"
he added. (EnterpriseQuest)
to use anti-terrorist laws to deal with future
internal whistleblowers. http://www.dailymail.co.uk/news/article-2588501/Tax-chief-wont-rule-using-terror-laws-whistleblowers-three-years-HMRC-sparked-fury-targeting-staff-member-revealed-Goldman-Sachs-deal.html
For the avoidance of any lingering doubts,
that's what the long-term objectives of 'anti-terrorist'
laws really are. And the internet. And drones.
And dummyphones. To keep 'fuckin' plebs' in
numbers to outstrip those of state staff by
lowering considerably the burden on government
and the Treasury and allowing politicians to
boast that the country has become 'a nation
of shopkeepers' once again. Mind you, the report
claims there are 4.5 million self-employed already,
which put into the mix with 8 million home-based
internet businesses (which should be self-employed)
it only goes to prove that nobody really knows
what they are talking about any more. And when
it comes to job statistics, I would happily
include myself in that assessment.
all retire on odd jobs and lodgers'.
Sounds like a real-time British, self-employed
home business to me. Rather than '8 million
home-based internet businesses' selling a used
game station on eBay every twelve months.
to close building skills gap. http://money.aol.co.uk/2014/03/25/pledge-to-close-building-skills-gap/
It's more than just building skills which the
Brits need to drag into the present century
but also the practice of so-called tradesmen
sitting around drinking cups of tea, smoking,
yapping and farting around for a few hours a
day while demanding an astronomical rate for
the job. It's no coincidence that of all the
self-employed trades, 'cowboys' have long been
synonymous with builders alone and that given
a choice, many customers simply won't touch
an English builder. Which is a great shame -
because I'm sure there are some good 'uns out
before British 'builders' start to whine (invoice
mode) about the East Europeans or any skilled
immigrant construction labour, they, more than
any other sector, need to get off their arses,
switch off their dummyphones and take a look
in the mirror. Then, if they're good enough
and really want to work, there are plenty of
places around the world which, as always, will
take them on.
are the rules about replacing roof tiles?
black market in fences. http://www.dailymail.co.uk/news/article-2588550/Fences-flood-black-market-Panels-changing-hands-80-national-shortage-wake-winter-storms.html
resist ban on payday loan ads. http://money.aol.co.uk/2014/03/25/ministers-resist-payday-loan-ad-ban/
amazing tips to get more done with Windows 7.
Or, do what British politicians do and hire
a foreign housemaid. Much cheaper. Much more
much more fun.
Small firms urge break-up of Big Six energy
report scams. http://money.aol.co.uk/2014/03/24/watch-out-for-these-credit-report-scams/
best city to live in. http://www.independent.co.uk/news/uk/home-news/bristol-named-britains-best-city-to-live-in-9210931.html
could lose homes, says charity. http://money.aol.co.uk/2014/03/24/more-could-lose-homes-says-charity/
off land so people can build their own homes'.
That should bankrupt 'homeowners' even more
quickly than taking out a Ponzi-scheme mortgage,
especially with some of the so-called 'builders'
and 'tradesmen' one gets in the UK.
Budget round up
points having an impact on smaller firms announced
by the Chancellor George Osborne in his 2014
main rate of corporation tax will be reduced
to 21% from 1st April 2014, then to 20% in April
VAT registration threshold will be raised to
£81,000 from 1st April 2014 and the deregistration
threshold increased to £79,000.
Annual Investment Allowance (AIA) will be doubled
from £250,000 to £500,000 until
Seed Enterprise Investment Scheme (SEIS) - the
venture capital scheme that provides enhanced
income tax and capital gains tax relief to qualifying
investors - will be made permanent.
Employment Allowance, which was announced in
the 2013 Budget, will come into effect from
6th April 2014. The Allowance will enable businesses
and charities to claim £2,000 each year
to offset against their employer National Insurance
full Budget report and associated notices are
available from HM Treasury at: https://www.gov.uk/government/topical-events/budget-2014
Happy, Healthy and Wealthy New Year to you all.
our usual gratitude and thanks to BAD News and