down to see full list; previous
month's (March 2015) Viewpoint
down for: A Home and Small Business
Viewpoint by Len Tondel, from 1st April 2015
way of explanation. The
term 'home business' consists of two words.
'Business' is the second one; it's there to
qualify and support the word 'home' and all
that goes with it - and not vice versa. Consequently,
we also list below, items which are of interest
and value to the home. Whether in its context
as an office or as a part of your family and
lifestyle but always
directed at the improved prospects and enjoyment
that running a business from home, in its entirety,
For a current, multi-part
starting and running a
business from home,
go here: http://www.homebusiness.org.uk/features.htm
The four biggest dangers to landlord returns.
police crack massive horsemeat trafficking ring.
So despite all the culprits being known to
industry 'insiders' and reporters for decades
plus the EU's (in)famous traceability regulations,
the culprits in this case are everyone except
'the Poles'. Now there's another blinding surprise.
updates on still more British media bullshit.
launches service to help SMEs better source
cars & vans. http://www.bmmagazine.co.uk/news/fsb-launches-service-to-help-smes-better-source-cars-vans/
Or, what we, the Home Business Alliance,
was doing twenty years ago.
craft boom produces new model artisan army.
are making children borderline autistic, says
They will have no problems developing into
full-blown autistic, adult, self-employed, unemployed
dumbwalkers, then? Or 'entrepreneurs' as the
Government calls them.
Up to 40% of homeowners facing mortgage trap.
Doncha just love it when you live in a country
with a thriving, zero-hours, below-minimum wage
economy, with a limitless supply of refugees
to work for nothing - and all endorsed by America's
financial mafia, the IMF? No wonder 'home business'
activity is dropping like a stone. There's simply
no need to do any work.
see 2.1% annual rise in rent. http://www.bbc.com/news/business-32446106
More good news from Fake Britain.
to deliver packages to your car boot. http://www.telegraph.co.uk/technology/amazon/11558457/Amazon-to-deliver-packages-to-your-car-boot.html
This is a good move by Amazon - as increasing
numbers of Brits will no longer able to afford
homes and will be resigned to living in their
log-book loan, second-hand (and extremely unreliable)
BMWs, instead. The initiative is being partly
sponsored by another 'unreliable' German carmaker
my very first car was an Audi forerunner: an
Auto Union DKW, 3 cylinder, two stroke, actually,
and which never went wrong at all. Even after
I rebuilt it. A wonderful car with real character.
They don't make them like that any more!)
lives ruined by The Post Office. http://www.dailymail.co.uk/news/article-3054706/Decent-lives-destroyed-Post-Office-monstrous-injustice-scores-sub-postmasters-driven-ruin-suicide-computers-really-blame.html
Having had dealings with the Post Office's broadband
and banking services, all of this comes as no
differences can be a minefield for expats.
Some useful business indicators here, although
the biggest problem with Brits abroad is the
sheer number who have been conditioned by what
they have read, heard and seen in the British
cockroach, criminal media. Or propaganda, as
it is better known.
10 UK holiday home hotspots. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/11560823/The-top-10-UK-holiday-home-hotspots.html
Free Marketing Techniques To Get Your Business
Or, do your work well and get out into the
real world to develop customer recognition and
Community: what do you use YouTube for?
Just in case there is anyone out there who
has ever thought of it as a business tool.
device samples real world colors to use in digital
shopping list tells users when wanted items
are nearby. http://www.springwise.com/smart-shopping-list-tells-customers-wanted-items-nearby/
jersey stock exchange makes shirts cheaper when
teams are losing. http://www.springwise.com/soccer-jersey-stock-exchange-shirts-cheaper-teams-losing/
Should be a big favourite with Ingerlandt fans.
Italy, the first carpooling app for scooter
'Sluggish' mortgage lending in 2015. http://www.bbc.com/news/business-32427679
That's all the earnings which the country's
employed haven't got.
George's Day 2015: 5 English things not actually
is world's 'happiest' country. http://www.bbc.com/news/business-32443396
Time to go and join one's bank accounts in
got £150k in cash. Would investing in
a B&B be a better bet than a pension?'
off your energy bills: the deals you won't see
in comparison tables. http://www.telegraph.co.uk/finance/personalfinance/energy-bills/11557180/419-off-your-energy-bills-the-deals-you-wont-see-in-comparison-tables.html
Google launches mobile phone network. http://www.bbc.com/news/technology-32422193
Now there's a coincidence. (Google
search changes favour mobiles. http://www.bbc.com/news/technology-32380223)
freedowms to create fresh wave of later-life
'overlooking grey pound'. http://money.aol.co.uk/2015/04/22/businesses-overlooking-grey-pound/
for the UK's top 100 businesses: press release.
is a free, online community connecting Londoners
seeking affordable workspace to householders
with daytime rooms to let. Our
workspaces, in welcoming private homes in central
London, are bookable on a flexible, last-minute
basis and start at only £18 a day.' Press
online support launched for people looking to
launch their own business. http://www.bmmagazine.co.uk/news/free-online-support-launched-for-people-looking-to-launch-their-own-business/
owners prefer to look to friends & family
for advice rather than experts. http://www.bmmagazine.co.uk/news/sme-owners-prefer-to-look-to-friends-family-for-advice-rather-than-experts/
This has long been the case and especially
so since the present Government came to power
and replaced the 'experts' with business weener
hack that cripplies iPhones and iPads. http://www.theguardian.com/technology/2015/apr/22/wi-fi-hack-ios-iphone-ipad-apple
a shoe-box is still best for keeping important
We couldn't agree more. It certainly beats
online banking for security.
home battery is coming. http://www.dailymail.co.uk/sciencetech/article-3051108/Tesla-s-home-battery-coming-Elon-Musk-set-unveil-power-pack-week.html
10 home business opportunities. http://sbinfocanada.about.com/od/startingahbb/ss/Top-10-Home-Business-Opportunities.htm
Chamber of Commerce urges focus on long-term,
not tactical headline-chasing. http://www.bmmagazine.co.uk/news/chamber-of-commerce-urges-focus-on-long-term-not-tactical-headline-chasing/
Chance would be a fine thing.
'champion of small businesses'. http://money.aol.co.uk/2015/04/21/ukip-champion-of-small-businesses/
has sprung for family finances. http://www.internationalsupermarketnews.com/news/18820
price wars hitting producers in the pocket.
More UK e-tailers than ever looking to expand
now lets you download your entire search history.
money-saving tricks everyone should know.
warming to solar power. http://www.dailymail.co.uk/news/article-3049593/Families-warm-solar-power-Rising-energy-bills-mean-60-households-considering-installing-panels.html
up your brand. http://www.bmmagazine.co.uk/in-business/advice/big-up-your-brand/
Mortgage costs getting cheaper. http://www.bbc.com/news/business-32378792
urges action on 'misleading' supermarket prices.
We see that numerous, earlier calls for 'action'
have had no effect then?
of car insurance cost rise. http://www.bbc.com/news/business-32379929
have two months to register deposits
or face £3,600 fine. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/11532831/Landlords-have-two-months-to-register-deposits-or-face-3600-fine.html
in penalties for inaccurate tax returns.
The number of individuals fined for including
deliberate inaccuracies in their tax return
almost tripled in 2013/14 compared to 2012/13.
Responding to a freedom of information request
by Baker Tilly, HMRC has revealed that more
than 14,400 penalties for 'deliberate inaccuracy'
were issued in the 2013/14 tax year, compared
to around 5,160 during the previous tax year.
HMRC can charge individuals a penalty when a
tax return or other document includes inaccurate
information and results in tax being unpaid,
understated or over-claimed. The four categories
HMRC uses to categorise inaccuracies are: error,
failure to take reasonable care, deliberate
understatement and deliberate understatement
with concealment. Over 80% of penalties are
issued under the failure to take reasonable
care category. (EnterpriseQuest)
business confidence increases. https://www.ipse.co.uk/news/2015/welcome-return-business-confidence-among-freelancers-survey-shows
Freelancers' business confidence increased in
Q1 of 2015, according to survey results published
by the Association of Independent Professionals
and the Self-Employed (IPSE). The survey of
almost 1,000 freelancers in the UK indicated
that two in five secured an increase in work
in Q1 of 2015, while one in five freelancers
found their workload fell during the same period.
Average daily rates increased by 1% in Q1 of
2015 compared with the previous quarter. More
than half of freelancers surveyed said they
expected their daily rates to remain at the
same level, while a quarter said they expected
rates to rise, and less than one in five expected
rates to fall. (EnterpriseQuest)
costs restrict firms' growth. http://postandparcel.info/64447/news/markets/ebay-said-postage-costs-delivery-issues-hampering-sme-growth/
A third of small online traders believe that
postage costs and problems with deliveries will
limit their growth in the next twelve months,
according to a YouGov survey commissioned by
eBay. The survey of 307 small online traders,
which was carried out in January and February
2015, also revealed that more than a quarter
of them thought the next government should prioritise
policies to improve postal and delivery services
in order to boost economic growth. The survey
also revealed that a quarter of small online
traders believed increasing competition would
limit their growth over the next year, while
10% said staff and pension costs would limit
their growth and 7% believed growth would be
limited by staff shortages. (EnterpriseQuest)
charges are the fee consumers hate most.
dont need to be called an entrepreneur
to succeed in business. http://www.bmmagazine.co.uk/news/women-dont-need-to-be-called-an-entrepreneur-to-succeed-in-business/
The term 'entrepreneur' has been so overworked
by the present Government and its cronies that
it's become as common as muck without the brass.
Little wonder our ladies with class want to
put some distance between themselves and unemployed
Everywoman Awards for female entrepreneurs open
for entries. http://www.bmmagazine.co.uk/news/natwest-everywoman-awards-for-female-entrepreneurs-open-for-entries/
Or, 'not-entrepreneurs' as the case may be.
in three small companies in the UK could be
breaking VAT rules. http://www.bmmagazine.co.uk/news/one-in-three-small-companies-in-the-uk-could-be-breaking-vat-rules/
As advised or not, undoubtedly, by the myriad
of weener, online business resources for entrepreneurs.
shows contempt for self-employed with lack of
election message. http://www.bmmagazine.co.uk/news/miliband-shows-contempt-for-self-employed-with-lack-of-election-message/
To put this storm in a teacup into context,
IPSE (better know to many as the once PCG) has
only been around since 1999 and claims just
21,000 members, so scarcely a large, 'senior'
UK small business association such as the FSB
or the Forum. Furthermore, its own website states
that it is IPSE's 'ambition' to become the voice
of Britain's alleged 4.6 million self-employed
- so quite some way to go yet. Especially as
the figures for self-employment being offered
by the present Government and its cronies are
viewed with considerable, widespread sceptisism.
there is a silent message to be gleaned from
Milliband's non-appearance in IPSE's magazine,
it could just be that a new broom sweeps clean
and if elected, Labour would install its own
cronies rather than stick with those currently
Eastern European builders 'ended DIY'. http://www.telegraph.co.uk/finance/11546653/Eastern-European-builders-ended-DIY.html
A pity there aren't more of them to go around
or they could end English cowboy builders, too.
Talk: Immigrants start businesses, create jobs
and pay taxes: lets welcome them.
millions of British migrants abroad (from ex-pats
to military 'advisers') whose typical contributions
to the local community range from 2 litres of
red wine every day to murdering, thieving and
destroying everyone's homes and lives. Little
wonder the worlds' locals just want to take
a 'gunboat' to them.
asking price of a UK home reaches a record-breaking
This means the entire electorate will be falling
into the inheritance tax trap within the next
twelve months, then?
these signs mean your home is a target for thieves?
No. It's more likely to be a self-assessment
or council tax form.
pension savers could be hit with early exit
mobile advertising loves where you are, not
where you're going. http://www.telegraph.co.uk/technology/mobile-phones/11545192/Location-based-mobile-advertising-loves-where-you-are-not-where-youre-going.html
Britons poised for biggest income boost for
two decades. http://www.telegraph.co.uk/finance/economics/11546733/Britons-poised-for-biggest-income-boost-for-two-decades.html
The Government (if re-elected) is proposing
an 8p, or 15% increase in the National Minimum
Wage for self-employed, unemployed entrepreneurs
on zero-hour contracts..
your local market under threat? http://www.theguardian.com/cities/2015/apr/17/local-market-under-threat-share-stories-photos
What local market?
did Britain's truckers go? http://www.dailymail.co.uk/news/article-3044827/Where-did-Britain-s-truckers-Agency-forced-offer-cash-bonuses-Eastern-European-lorry-drivers-t-staff-here.html
To their local food banks?
of an era for bungalows? http://www.dailymail.co.uk/money/mortgageshome/article-3043630/Last-bungalow-home-built-2020-downward-trend-continues.html
One million Britons using food banks. http://www.independent.co.uk/news/uk/home-news/one-million-britons-using-food-banks-according-to-trussell-trust-10186142.html
That's what happens when so many people are
in 'employment' and enjoying the benefits of
unemployed, self-employed entrepreneurship.
are losing out on millions due to low interest
must improve web presence to grow business.
Over 25% of businesses do not have a website,
this article claims. Just '25%'? I have seen
suggestions which go as high as over 60%. Certainly
the vast majority of tradesmen I have employed
during recent years don't have a website; in
fact, they don't even sport email addresses,
as a rule.
given the country's present economic success
- according to the Government, its cronies and
the IMF - that would put a strong case for SMEs
not wasting their time and money with a web
presence at all, as the current formula is clearly
doing so well. Especially as 80% of the online
presence of small businesses is absolute crap
with barely a grasp of basic manners and education,
let alone alone internet law, business etiquette
and good practice. In which case, substantially
reducing the country's numbers of small businesses
with a web presence, would be a much better
death of pensions: has it begun? http://www.telegraph.co.uk/finance/personalfinance/pensions/11543227/The-death-of-pensions-has-it-begun.html
The country's rent-a-gob media/propaganda
has been ramping up anti-pension comment for
the past couple of years. A precursor certainly,
of the inevitable fate of pensions to help pay
for the Government's £200 billion annual
spend on fagging for Big Corp.
chart that shows there are 12 rates of income
sales are over. http://www.dailymail.co.uk/news/article-3044350/Endless-sales-High-street-chains-call-time-cut-price-promotions-forever.html
ways to let your home and keep your investment.
best time to buy solar panels? Five years ago
or right now. http://www.telegraph.co.uk/finance/personalfinance/energy-bills/11525135/The-best-time-to-buy-solar-panels-Five-years-ago-or-right-now.html?WT.mc_id=e_DM11782&WT.tsrc=email&etype=
EU rules threaten overseas holiday homes.
rogue tradesmen who fool us with courtesy.
guests being fleeced by online agents. http://www.dailymail.co.uk/news/article-3044298/Hotel-guests-fleeced-online-agents-Hoteliers-say-forced-hike-prices-cover-25-commission-taken-websites.html
Just another day in the universal scam known
as the internet.
best way to get to France. http://www.telegraph.co.uk/travel/destinations/europe/france/11544331/Flight-ferry-or-train-which-is-the-best-way-to-get-to-France.html
The way which avoids French strikers. Or.
go via Belgium. Or Spain. Or Italy.
Your Bike: Former Olympian launches networking
on bicycles franchise. http://www.bmmagazine.co.uk/news/on-your-bike-former-olympian-launches-networking-on-bicycles-franchise/
Cyclists have been networking on club runs
since the bike was invented; kind of golf club
membership for po' (but fit) boys. Mind you,
if it catches on with 'trendy' Londoners, it
will be a networking franchise for atheist churchgoers,
next: 'Oh, my God' entrepreneurs.
body language secrets of highly successful people.
This should raise a larf from onlookers.
shy away from hacked businesses.
Britain's household debt is as bad as that of
. . . but without the lifestyle benefits.
cars 'amongst least reliable'. http://www.bbc.com/news/business-32332210
Just goes to show what marketing and Top
Gear for dummies can achieve.
pockets being plundered by retailers, says AA.
house price pick-up worrying, say surveyors.
is Internet.org and will it really come to Europe?
Whereas even if it comes to Europe, it will
be a long time never arriving in the UK. Can't
be putting all those official telecomms scams
out of operation, can we now?
laws in the UK: what are the rules? http://www.telegraph.co.uk/technology/news/11541504/Where-is-the-legal-line-in-flying-drones.html
The rules for now, in other words.
social enterprise connects craftsmen and cooks
with visiting tourists. http://www.springwise.com/for-profit-social-enterprise-connects-craftsmen-cooks-visiting-tourists/
lets anyone become a newsletter creator.
Two billion adults still 'have no access to
be our Mumpreneur of the year? http://www.dailymail.co.uk/femail/article-3040629/Wholl-Mumpreneur-year-major-new-trend-women-juggling-motherhood-setting-businesses-like-four-looking-inspiring-stories.html
This article has had 16 shares. Wow. Doncha
just love it when the media decides to get behind
a 50-year-old 'trend'.
workers 'cheated out of pay'. http://money.aol.co.uk/2015/04/15/salad-pickers-cheated-out-of-pay/
Or, just another day in the big business affairs
of tax-dodging Conservative Party supporters.
the cost of domestic thinking in business.
But what if you're a 'home' business?
Mistakes to Avoid When Sending Email Newsletters.
Secrets Small Business Sales Professionals Use
to Close More Deals. http://sbinformation.about.com/od/sales/fl/7-Secrets-Small-Business-Sales-Professionals-Use-to-Close-More-Deals.htm?utm_source=exp_nl&utm_medium=email&utm_term=list_sbinformation&utm_campaign=list_sbinformation&utm_content=20150415
free marketing techniques to get your business
contact manager keeps users digital address
books up to date. http://www.springwise.com/platform-contact-lists-up-to-date-automatically
app can identify billions of pill types immediately.
spray paint makes cyclists glow in the dark.
button re-orders household products when pressed.
now has a free pet tracking service to protect
furry travelers. http://www.springwise.com/airline-includes-pet-tracking-service-protect-furry-travelers/
agency offsets CO2 emissions of its customers
hotel stays for free. http://www.springwise.com/travel-agency-offsets-c02-emissions-customers-hotel-stays-free/
UK house prices continue to cool. http://www.bbc.com/news/business-32284700
that lead to a 55% tax bill on your pension.
sinister twist on phone call scams. http://www.dailymail.co.uk/money/saving/article-3038971/How-sinister-new-twist-phone-call-scams-cost-Jenny-4-000.html
spend £138,000 on bills in a lifetime.
Or, more than twice that if they run a home
Tax changes for employers and the self-employed.
A number of significant tax changes came
into force on 6th April 2015. The changes include
removing the requirement for employers to pay
NICs for employees aged 21 or under and increasing
the Capital Gains Tax annual exemption to £11,100.
Self-employed individuals will also have to
pay Class 2 National Insurance Contributions
(NICs) via their self-assessment tax return
from April 2016.
authorities offer commercial legal services
to boost income. http://www.localis.org.uk/article/1922/Commercial-Councils:-The-rise-of-entrepreneurialism-in-local-government.htm
Providing commercial legal services could provide
an area of future income growth for local authorities,
according to a report published by thinktank
Localis. The report, 'Commercial Councils: The
rise of entrepreneurialism in local government',
refers to legal services as a potential future
'boom area' of additional income for local authorities,
along with facilities and waste management.
According to the report, almost a quarter of
councils are already receiving external income
by providing commercial legal services, and
a further 43% are considering doing so. The
report also found that 57% of local authorities
have entered into a joint venture with one or
more private sector firms. (EnterpriseQuest)
in scramble to drum-up support of small businesses,
leaked email shows. http://www.bmmagazine.co.uk/newswire/ukip-in-scramble-to-drum-up-support-of-small-businesses-leaked-email-shows/
Or, they could continue to do what their
adversaries have always done: ignore the welfare
of the small business community altogether.
Although of course, a bit of posturing always
looks good in the media.
confusing" energy bills cost households.
and chips off the menu as seas warm up.
What will our politicians use for their photo-shoots
Government's Red Tape Challenge - 1,000 laws
in just four years including a ban on washing
clothes or flying kites in Trafalgar Square.
As we keep saying.
its official: Not Everyone has what it
takes to be an entrepreneur. http://www.bmmagazine.co.uk/newswire/now-its-official-not-everyone-has-what-it-takes-to-be-an-entrepreneur/
That much has quietly been official since
the Stone Age, although this Government and
its cronies did initially get behind a publicity
campaign which claimed that anyone could run
a business. (Even people who practice social
media and take selfies.) What isn't official
at all, is how many 'entrepreneurs' are still
left standing after their first twelve months
becoming a nation of social media shoppers.
shoppers still shaky on security says Worldpay.
rising power of the female consumer. http://www.internationalsupermarketnews.com/news/18688
Conservatives would put "Great British"
branding as standard on food sold in shops and
exported overseas. http://www.telegraph.co.uk/news/general-election-2015/11530428/Liz-Truss-plans-Tory-food-industry-revolution.html
Why didn't the Government tackle this issue
the moment it was elected the last time? Any
time? Too busy fagging for American Big Corp,
perhaps? Selling off the taxpayers' assets?
Britain is 50 years behind the French when it
comes to (rightfully) blowing its own trumpet.
Conditioned as its politicians are to all things
pledge inheritance tax cut for millions.
The Conservative Party has been talking about
upping its feudal inheritance tax allowance
and rules (you pay tax of 40% on what has been
taxed already) for as long as it's been promising
to cut red tape. The problem for any aspiring
and/or successful home business is that even
the proposed individual allowance of £500,000
is less than the average London house price
which, when added to the savings dis-incentives
of the new pension regime, suggests that there
is no point in trying to be an entrepreneur
in Britain at all.
house prices to hit a wall. http://www.dailymail.co.uk/news/article-3036218/Rocketing-house-prices-hit-wall-10-rise-year-growth-slow-1-5.html
struggle to make profits from soaring online
shoppers willing to try new products leading
to a boom in ethical spending, says report.
shopping drives record van sales. http://www.bbc.com/news/business-32279715
'invoice' email scam to steal bank details.
50 top things you want in an office.
Supermarket workers have to claim £11bn
benefits, charity says. http://www.bbc.com/news/uk-32272817
And let's not forget that many of these workers
also become part of the Government's (and its
cronies') army of unemployed, self-employed
'entrepreneurs' the moment they trade a redundant
Maclaren baby buggy on eBay.
firms are hoarding cash to provide post election
financial buffer. http://www.bmmagazine.co.uk/news/small-firms-are-hoarding-cash-to-provide-post-election-financial-buffer/
Very 'Third World'. Which would be about
right for the UK's current small business scene.
PFI leaves Britain £22 billion in debt.
Yet another bright idea by Conservative fags
for Big Corp which has cost the taxpayer dear.
Not that the WC (War Criminal) Labour Party
which followed, proved to be any less supine.
returns beat all other mainstream investments.
So we won't be seeing any significant measures
being taken to tackle the UK's alleged 'housing
crisis' in that case?
tax disc loophole scam. http://www.theguardian.com/money/2015/apr/11/tax-disc-loophole-drivers-massive-fines-clamping-towed-dvla
One customers to lose cashback rewards on credit
cards following EU ruling. http://www.independent.co.uk/news/uk/home-news/capital-one-customers-to-lose-cashback-rewards-on-credit-cards-following-eu-ruling-10169474.html
homeowners fleeing London. http://www.dailymail.co.uk/news/article-3034744/Foreign-homeowners-fleeing-London-Ed-Miliband-announced-non-dom-rule-change-plan-say-estate-agents.html
That was quick! Still. The numbers of home
businesses continue to haemorrhage.
your business survive Googles re-ranking
day on 21st April? http://www.bmmagazine.co.uk/news/will-your-business-survive-googles-re-ranking-day-on-21st-april/
It's a pretty safe bet that the majority
of the country's small businesses - which don't
even have an internet presence - will be just
costs are holding back SME growth. http://www.bmmagazine.co.uk/news/postal-costs-are-holding-back-sme-growth/
All part of the Government's business plan
of fagging for Big Corp when it came to selling
off (latest taxpayer rip-off) Royal Mail.
phone banking fraud. http://money.aol.co.uk/2015/04/11/scamwatch-phone-banking-fraud/
reality headset lets potential buyers explore
multiple properties. http://www.springwise.com/virtual-reality-headset-lets-potential-buyers-explore-multiple-properties/
apartments open up the Internet of Things to
Sterling plummets to five year low as economic
slowdown looms. http://www.telegraph.co.uk/finance/economics/11526916/British-construction-industry-suffers-shock-pre-election-collapse.html
So we're not enjoying an 'economic boom'
after all? Who'd have thought it? (Bad
timing for the Government, though.)
Tories are cleaning up tax avoidance whilst
helping startups & SMEs grow.'
Pure, Mickey Mouse propaganda which is so
poor, it's been widely ignored even by the country's
of the credit card perk. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11529393/Death-of-the-credit-card-perk.html
are still charged more than women for car insurance,
despite EU rule change. http://www.telegraph.co.uk/finance/personalfinance/insurance/motorinsurance/11521781/Men-are-still-charged-more-than-women-for-car-insurance-despite-EU-rule-change.html
house sellers refuse to accept market has cooled.
Really? How many house sellers do you know
who carry out their own valuations and property
advertising? Or are we talking 'estate agents'
here? Whose contribution to the advertising
revenue of the media should not be underestimated.
So let's blame the clients instead.
Community: Amazon sues sites for allegedly phoney
user reviews. http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497
internet clothes mountain. http://www.dailymail.co.uk/news/article-3034431/Britain-internet-clothes-mountain-1-5billion-worth-unwanted-items.html
this Britain's perfect home? http://www.telegraph.co.uk/finance/property/11527225/Is-this-Britains-perfect-home.html
No 'home office' then? Which was almost obligatory
as long as twenty years ago. And which - despite
Government propaganda to the contrary - is still
further evidence of the dramatic decline in
the UK's numbers of 'serious' home businesses.
to grow your own furniture. http://www.dailymail.co.uk/news/article-3033546/How-grow-furniture-Eco-friendly-designer-uses-special-moulds-guide-branches-ready-chairs-tables-lampshades.html
Finally. Something 'with a purpose' for social
Bank said that at 75 I was too old for a credit
Spring has sprung for family finances. http://www.internationalsupermarketnews.com/news/18613
hide behind fake invoices. http://www.bbc.com/news/business-32231108
up your business in the new tax year. http://www.bmmagazine.co.uk/in-business/advice/brush-up-your-business-in-the-new-tax-year/
101 in the real world: Speaking the right language.
a million children set to learn how to cook
healthy meals. http://www.internationalsupermarketnews.com/news/18618
More than a window of opportunity here.
Oliver's favourite supper club? http://www.telegraph.co.uk/foodanddrink/recipes/11519125/Jamie-Olivers-favourite-supper-club-A-Vietnamese-feast-in-London.html
Britain's parcel couriers are still struggling
to deliver. http://www.independent.co.uk/news/business/analysis-and-features/why-britains-parcel-couriers-are-still-struggling-to-deliver-10166695.html
exemptions for providers of consumer credit.
New consumer credit exemptions have been introduced
by the Financial Conduct Authority (FCA). Previously
firms offering consumer credit were only exempt
from the requirement to apply for FCA authorisation
if they provided credit agreements that were
repaid within a maximum of four instalments
over the course of a year. This has now been
increased to 12 instalments. Firms must still
meet additional criteria to remain exempt from
authorisation, such as only providing credit
for a fixed amount and not adding any charges
or interest. Firms which meet all of the criteria
may still require authorisation from the FCA
if they carry out other credit-related activities.
The new exemptions were introduced on 18th March
2015 and only apply to credit agreements made
on or after that date. (EnterpriseQuest)
to make money working from home. http://money.aol.co.uk/2015/04/09/how-to-make-money-working-from-home/
This makes a change from the dumb media's
usual homeworking fare of dog-walking.
boiler generates electricity and cuts CO2 emissions.
HMRC tax helpline blocked by deluge of calls.
We see the HMRC is as well prepared as
always for the Government's mandatory Digital
HQ drafts mass mailouts to target farmers, veterans
and women. http://www.theguardian.com/politics/2015/apr/08/conservative-candidates-model-letters-demographic-groups
Interesting to see that when it comes to
the crunch, the Government's propensity for
all things digital, Twatter and Arsebook, is
replaced with good, old-fashioned (but effective)
direct mail. Now there's a thing.
in ten households own a tablet. http://www.dailymail.co.uk/news/article-3031292/Average-home-seven-web-gadgets-Smartphones-popular-device-poll-finds-four-ten-households-tablet.html
Not many people own a tablet after all then?
No wonder the Tory party are using mass mailings
to get through to voters.
value mortgage demand drops. http://www.bbc.com/news/business-32217545
mortgages are back on the rise. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/11522483/Risky-mortgages-are-back-on-the-rise.html
mortages: can I get them into my 80s? http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/11499002/Buy-to-let-mortgages-can-I-get-them-into-my-80s.html?WT.mc_id=e_DM8857&WT.tsrc=email&etype=Edi_Pfi_New&utm_source=email&utm_medium=Edi_Pfi_New_2015_04_01&utm_campaign=DM8857
million Brits buy groceries on credit. http://www.dailymail.co.uk/money/cardsloans/article-3030315/Six-million-Britons-forced-borrow-money-just-pay-groceries-says-Debt-Advisory-Centre.html
set for boost from pension freedoms. http://money.aol.co.uk/2015/04/08/business-set-for-boost-from-pension-freedoms/
six consumer trends driving growth in retail.
launches free to advertise used car website.
exit checks: what you need to know. http://www.independent.co.uk/travel/passport-exit-checks-what-you-need-to-know-10161516.html
maps' should be used to help the most isolated
people, report advises. http://www.independent.co.uk/life-style/health-and-families/health-news/loneliness-maps-should-be-used-to-help-the-most-isolated-people-report-advises-10163696.html
This will be of interest to those who subscribe
to that old chestnut that working from home
is an isolated and lonely affair. Worse than
smoking 15 cigarettes a day, according to this
report. Plus, the debilitating effects of 'eating
cheese' and 'watching telly', and it is little
wonder that this fate almost worse than death,
has resulted in such a dramatic decline in the
numbers of home businesses in recent years.
than half of over-65s have been targeted by
con artists. http://www.dailymail.co.uk/news/article-3031295/More-half-65s-targeted-artists-Frightening-figures-pensioners-reply-scams-guaranteed-lose-money.html
Which is why of course, they are an election
campaign target as well.
secrets sales professionals use to close more
advice library has thousands of free 3-minute
helps startups offer retirement plans. http://www.springwise.com/platform-helps-startups-offer-retirement-plans/
crowdfunding platform turns customers into investors.
business can now take payment using a $Cashtag.
form of package trip: Entrepreneurs jetting
off on co-working holidays. http://www.bmmagazine.co.uk/newswire/new-form-of-package-trip-entrepreneurs-jetting-off-on-co-working-holidays/
UK service sector growth picks up speed.
fear interest rate hike within the next six
can't get pension cash. http://www.bbc.com/news/business-32201833
offers wi-fi call-back service.
After all these years? And what about the
other telecon companies? How about a money-back
food, clothes and electricals see biggest price
falls in nearly nine years. http://www.theguardian.com/business/2015/apr/08/uk-food-clothes-and-electricals-record-price-falls
new Acts become law.
Consumer Rights Act 2015, the Deregulation Act
2015 and the Small Business, Enterprise and
Employment Act 2015 all received Royal Assent
on 26th March 2015. The three new pieces of
legislation will introduce the following important
Consumer Rights Act will revoke the Sales
of Goods Act 1979 and the Supply of Goods and
Services Act 1982, simplifying and clarifying
the provisions of consumer protection. The new
Act will provide a simple, modern framework
of consumer rights, particularly in relation
to the supply of digital content. The Act will
come into force on the 1st October 2015. Guidance
is expected to be available before the end of
April 2015, giving traders six months to prepare
for the necessary changes. For further information,
go to http://www.gov.uk/government/policies/providing-better-information-and-protection-for-consumers/supporting-pages/consumer-bill-of-rights.
Deregulation Act 2015 will reduce the burden
of excessive red tape on a range of business
types including driving instructors, taxis and
private hire vehicles and establishments that
sell alcohol. The Act also exempts self-employed
workers in low-risk industries from workplace
health and safety legislation. The Act will
come into force later this year. For further
details, go to http://www.legislation.gov.uk/ukpga/2015/20/contents/enacted/data.htm.
Small Business, Enterprise and Employment Act
2015 (the Small Business Act 2015) will
improve access to business finance by increasing
the availability of investment for small firms
to help them grow. An independent Small Business
Appeals Champion will be introduced for all
non-economic regulators to ensure that small
firms can easily challenge a regulatory requirement
if they feel it is unfair and minimises their
ability to grow. The public procurement process
will also be changed to ensure that small firms
have access to public sector contracts and procurement
processes in general. The Act will come into
force later this year. For further details,
go to http://www.gov.uk/government/news/boost-for-firms-as-small-business-act-becomes-law.
proposals will simplify accounting for 3 million
of UKs smallest businesses.
Banks 'pay 60%' of profits in fines and customer
The Government will just have to give them
more taxpayers' money. Next thing you know they'll
be using bankers to show businesses how to operate
and teaching plebs life and social skills.
pledges extra support to ensure British business
With British taxpayers' money, one presumes?
people increasingly giving up on ever owning
their own home. http://www.independent.co.uk/news/uk/home-news/young-people-increasingly-giving-up-on-ever-owning-their-own-home-10158712.html
Yes, but look on the bright side. The economy
is picking up. According
to the Government and its taxpayer-funded bankers.
a million more people summoned to court over
unpaid council tax, after benefits scrapped.
Oh, good. Things really are looking up, especially
for home businesses.
rise of DIY dentistry. http://www.independent.co.uk/voices/comment/the-rise-of-diy-dentistry-yet-again-social-mobility-seems-to-be-in-reverse-10158276.html
Just like any other Third World country, then?
forgotten foods are back. http://www.dailymail.co.uk/femail/food/article-3028116/Britain-s-forgotten-foods-Yorkshire-cheese-pastries-Fidget-pies-150-year-old-lemon-curd-buns.html
No thanks to Britain's dumb media.
Brits being misled by 'bargain blindness'.
Probably because they spend all their time looking
at dummyphones and not what they're buying.
Gmail users hit by software glitch. http://www.bbc.com/news/technology-32194202
you being scammed by free apps? http://www.dailymail.co.uk/sciencetech/article-3027959/Are-scammed-free-apps-Study-warns-ads-kill-battery-boost-bill-phone.html
style 80k from our bank.' http://www.telegraph.co.uk/finance/personalfinance/bank-accounts/11512271/Fraudsters-stole-80k-from-our-bank.html
to build watchtowers along its border with Russia.
Will we see a mass exodus of British builders
taking advantage of this new opportunity? Or
will they take the soft option and continue
to prey on the gullible British public with
the backing of the law?
French sign online petition to save roadside
trees from being cut down because of the country's
dangerous drivers. http://www.independent.co.uk/travel/news-and-advice/saving-frances-trees-i-am-flabbergasted-that-a-single-tree-should-be-felled-to-make-driving-safer-10158167.html
Of course, had the petition been to promote
the Islamophobic rantings of a cras and tasteless,
bankrupt, ass-wipe of a magazine, then the French
would have come out in their 'millions'. Meanwhile,
back in Britain, there's no problem. Roadsides
never had any trees to begin with. Just matchbox
Pensions minister warns against savings-pot
spending sprees. From
this morning, anyone aged 55 or over can cash
in their entire pension, sparking fears of a
buy-to-let property bubble. http://www.theguardian.com/money/2015/apr/06/pensions-minister-warns-against-savings-pot-spending-sprees
using bogus self-employment set
to face heavy penalties. http://www.bmmagazine.co.uk/in-business/advice/employers-using-bogus-self-employment-set-to-face-heavy-penalties/
Will these 'penalties' extend to political
party donors and 'bogus' official/government
crony self-employment statistics, one is tempted
internet connections cost UK economy £11bn
a year. http://www.bmmagazine.co.uk/news/poor-internet-connections-cost-uk-economy-11bn-a-year/
This clearly calls for still more ex-telecomms
men and internet scammers to be appointed as
Government ministers and for the Digital Dickhead
initiative to become part of the national curriculum.
shops and 7,500 jobs - the cost of supermarket
and DIY chaos. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11514627/216-shops-and-7500-jobs-the-cost-of-supermarket-and-DIY-chaos.html
most popular market towns. http://www.telegraph.co.uk/finance/property/11507934/Revealed-Britains-most-popular-market-towns.html
ticket machines still don't give cheapest deals
despite code of practice. http://www.dailymail.co.uk/news/article-3026925/Rail-ticket-machines-don-t-cheapest-deals-Passengers-save-buying-booking-office-despite-code-practice-introduced.html
air traffic controllers on strike again.
Oh, look. French air traffic controllers
on strike again. That's unusual. The good weather
must have arrived. I
would have thought their regular threat to air
traffic security and damage inflicted upon the
national economy would have justified being
arrested and locked up under anti-terror legislation
long before now? The French assassinated Gaddafi
and thousands of Libyans for less, after all.
(If only air traffic controllers were self-employed
Muslims, on the other hand . . . )
silence in France as strike hits network in
dispute over spending freeze. http://www.independent.co.uk/news/world/europe/radio-silence-in-france-as-strike-hits-network-in-dispute-over-spending-freeze-10157537.html
There's no 'radio silence' in France at all
- just a whining excuse for the industrial action,
before a welcome break from some of the naive,
unamusing and adolescent platitudes of the nation's
favourite presenters, all babbling over each
other. Consequently, 'traffic info' with all
the latest news of piss-poor French drivers'
antics and blackspots to avoid, happily continues
books for adults top Amazon bestseller list.
It must be all that stress from looking at
a dummyphone every few minutes.
New credit crisis warning. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/11516220/New-credit-crisis-warning.html
farmers under threat from collapse in food prices.
investors get mortgages till they're aged 105,
while ordinary homebuyers are 'too old' in their
street style became big business. http://fashion.telegraph.co.uk/article/TMG11509009/How-street-style-became-big-business.html
Easter spells good news for retailers. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11513018/Early-Easter-spells-good-news-for-retailers.html
cost of buying in France falls by 25pc - and
could fall further. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/11511827/The-cost-of-buying-in-France-falls-by-25pc-and-could-fall-further.html
It's not the cost of buying a property in
France which is the main consideration: but
keeping it and staying there, can be. Many other
countries in Europe are more attractive and
a lot of smart money has been buying in Eastern
Europe for the past few years.
social responsibility for startups.
hires out drones and pilots to construction
sites and beyond. http://www.springwise.com/company-hires-drones-experienced-pilots
The election: Just what can the parties do to
win over SMEs? http://www.bmmagazine.co.uk/news/the-election-just-what-can-the-parties-do-to-win-over-smes/
Bearing in mind that 99% of the country's
businesses are 'SMEs', then it should have dawned
on party propagandascheisewriters by
now that arranging fewer column-inches for the
rantings of a handful of tax-dodging political
donors might be a good place to start? Or have
I missed any statements or letters published
or aired by British American/Israeli propaganda
which has offered any points of view from the
vast majority of the country's non-'Friends
of Israel' business community?
course, politicians know all this. Just as they
know SMEs don't have a voice. SMEs have been
groomed not to have a voice. And that is the
way it is going to stay.
next Prime Minister what about us SMEs?
SMEs don't give political parties big bungs,
do they? And of course, let's not forget the
media's traditional delinquence in these matters,
either. It's far easier to earn grotesque, taxpayer-funded
salaries by parroting press releases and propaganda,
than doing any real reporting. And now that
Twatter and Arsebook have come along, the detachment
of journalism from reality is even more pronounced.
will changes in interest rates mean to SMEs?
Keep the second-hand, non-British manufactured
BMW for at least another year?
on zero-hours contracts. http://money.aol.co.uk/2015/04/02/700-000-on-zero-hours-contracts/
So if we add this number to say, anything
between 3 million and 5 million forcibly self-employed,
(or, 'entrepreneurs' on zero-hour contracts
by any other name), then the true (as they were
once known) figures for UK unemployment
are between 5 and 7 million. Wow.
growth slows in March. http://www.bbc.com/news/business-32160446
to pay £7.75 million for overcharging
4G speeds getting slower? http://www.dailymail.co.uk/sciencetech/article-3023539/Are-4G-speeds-getting-SLOWER-Networks-half-fast-promised-worse-people-use-them.html
prominent business leaders distance themselves
from pro-Conservative electioneering propaganda
near a Waitrose 'puts £38k on value of
your home'. http://www.telegraph.co.uk/news/shopping-and-consumer-news/11512665/Living-near-a-Waitrose-puts-38k-on-value-of-your-home.html
There's no accounting for 'taste', as they
say. Assuming anyone wants to admit to
withdrawal could mean tax shock. http://www.bbc.com/news/business-32162074
Shock? I would have thought that is precisely
what the Government has been planning. Amongst
hire car costs. http://www.telegraph.co.uk/travel/travel-advice/11512055/Hidden-hire-car-costs-and-why-urgent-reform-is-needed.html
drivers getting worse. http://www.telegraph.co.uk/news/worldnews/europe/france/11512573/French-drivers-getting-worse.html
Which is in addition to the French already being
among the worst drivers in the world, despite
official fiddling to keep down accident mortality
statistics. Is this the present socio-fascist
government's only world-class achievement, one
has to ask?
for another manif for 'freedom' by the country's
hashtag hypocrites and dummyphone zombies. The
freedom to persecute, injure and kill.
launches Riff. http://www.dailymail.co.uk/sciencetech/article-3023310/Facebook-launches-Riff-App-lets-create-video-montages-friends-strangers.html
For its devotees, collectively named Raff.
Putin: inside a Russian troll house. http://www.theguardian.com/world/2015/apr/02/putin-kremlin-inside-russian-troll-house
Seems Vlad the Bad has been learning internet
reputation-building from TripAdvisor. And the
Americans. And the Israelis. And the British.
And the French. And so on and so on. On the
other hand there are billions of people out
there who don't read spam or believe anything
endorsed by the internet anyway, so once again,
this is just another piece of 'reporting'/trolling
from yet another propaganda house.
that track emotions. http://www.springwise.com/enhanced-video-ads-track-viewers-emotions-real-time
computer server heats homes for free. http://www.springwise.com/green-computer-server-heats-homes-free/
app translates speech into text in real time
for remote, deaf users. http://www.springwise.com/free-app-translates-speech-text-real-time-remote-deaf-users
Unprecedented weak UK productivity. http://www.bbc.com/news/business-32143552
bank cash to be protected. http://www.bbc.com/news/business-32147474
Protected from the banks, in other words.
Council Tax is rising and falling in 2015/16.
Tory business 100 - including a few tax avoiders.
prices could 'collapse' after EU rule change.
Still more unemployed, self-employed entrepreneurs
to add to the dole queues.
food takeaway shops grow more rapidly in deprived
areas of UK. http://www.theguardian.com/society/2015/apr/02/fast-food-takeaway-shops-grow-more-rapidly-in-deprived-areas-of-uk
A noticeable aspect of all deprived areas,
all around the world since the Second World
War. Except that in 'Bongo Bongoland' Britain,
it's rated as 'entrepreneurial' success.
Free Marketing Techniques To Get Your Business
time-saving apps for small business owners.
Consumer confidence nears 13-year high. http://enforbusiness.com/news/consumer-confidence-nears-13-year-high-201511250
business chiefs say Labour threatens Britain's
economic recovery. http://www.telegraph.co.uk/news/politics/labour/11507586/General-Election-2015-Labour-threatens-Britains-recovery-say-100-business-chiefs.html
Only a small minority point of view, then?
much it costs to hire a worker across Europe.
back-to-work crooks jailed for a total of 15
drinking 'costs UK £4.9bn'. http://money.aol.co.uk/2015/03/31/binge-drinking-costs-uk-4-9bn/
If British pissheads are creating that amount
of business, shouldn't they be called 'entrepreneurs'
instead? Shorely. (The Government's propagandascheisewriters
are onto it, anyway.)
street planning permission changes introduced.
Retailers in the UK will no longer need planning
permission to install 'click and collect' lockers
for online shoppers, under new measures announced
by the Department for Communities and Local
Government (DCLG). The measures, which will
be introduced on 15th April 2015, will encourage
more shoppers to visit their local high street.
Other planning changes include allowing shops,
bank premises and estate agents to change use
to become cinemas and gyms and allowing shops,
restaurants and bank premises to change use
between each of these three categories without
requiring planning permission. For example,
shop premises could be changed to a restaurant
without the need for permission.
launches home ordering kit. http://www.bbc.com/news/technology-32139432
cobbler lets customers order perfect fit, 3D
printed shoes from home. http://www.springwise.com/digital-cobbler-lets-customers-order-perfect-fit-3d-printed-shoes-home/
electric bikes recharge wirelessly at unmanned
platform is a live crowdsourced algorithm marketplace.
New rules for self-employed benefit claimants.
New eligibility criteria for some self-employed
people who claim Working Tax Credits (WTC) are
to be introduced. From 6th April 2015, a self-employed
claimant who earns below a threshold amount
must prove that they are 'trading on a commercial
basis' and 'with a view to achieving profits'.
The self-employment activity should also be
structured, regular and ongoing. A similar requirement
will apply to self-employed claimants of Universal
Credit (UC), which will replace WTC throughout
the UK by 2017. Anyone making a claim for UC
who is already self-employed will have to attend
a Gateway Interview and be assessed as being
in 'gainful' self-employment. (EnterpriseQuest)
reports on living standards of the self-employed.
The RSA has published a report examining
how living standards for the self-employed could
be improved. The 'Boosting the living standards
of the self-employed' report found that people
in self-employment typically earn less than
those in paid employment and risk not earning
enough to support themselves if they become
ill. For example they are not eligible for benefits,
such as Statutory Sick Pay or Statutory Maternity
Pay. Recommendations made by the RSA include
overhauling the welfare and tax systems and
encouraging self-employed people to invest in
see from the above, two items, that provision
for the Government's 'growing' army of unemployed
self-employed 'entrepreneurs' is becoming increasingly
widespread and sophisticated.
on consumer rights of small and micro firms.
The Department for Business (BIS) is consulting
on whether small and micro firms are sufficiently
protected when purchasing goods and services.
The consultation is seeking views about whether
current consumer legislation such as the Sale
of Goods Act 1979 and Supply of Goods and Services
Act 1982 provide sufficient protection for small
and micro firms. BIS is also inviting opinions
about the benefits and costs of extending certain
consumer rights to small and micro firms. Submissions
must include 'strong and clear evidence' in
support of the respondent's opinion. The consultation
closes on 15th June 2015. (EnterpriseQuest)
up with eBay? Sell on Etsy, Depop and Folksy
'rip-off' bank account backlash: Mis-selling
fears as customer complaints rise 22%.
mortgages: can I get them into my 80s?
a neighbour to receive your post if you're out.
reasons why youre a dreadful public speaker.
rules for making the leap to full-time entrepreneur.
There's a lot more to it - or a lot less
- than '5 rules'. Almost every success story
has had its own mix; and even that can change
Pension data sales investigated by watchdog.
in a generation change in British shopping
habits drives high street revival.
Talk: Far too few of the entrepreneurs starting
businesses are women and
Too many start-ups are struggling to grow.
More insights into the 'entrepreneurial'
world of Fake Britain.
much money have you made on your home since
the last general election? http://www.telegraph.co.uk/finance/property/house-prices/11498804/What-has-happened-to-your-house-price-under-the-Tories.html
builders' confidence at record high. http://www.bbc.com/news/uk-scotland-scotland-business-32108672
of the timeshare? http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/11496625/Return-of-the-timeshare-The-bargain-holiday-where-you-cant-leave-the-hotel.html
get a phone signal? Perhaps it's because a third
of Britain's phone masts are obscured by trees.
PULLS IT OFF
News that mild-mannered and softly-spoken Jeremy
Clarkson has been suspended by the BBC from
its popular Top Gear shows for allegedly punching
a producer in a North Yorks hotel for not having
his dinner ready on time has polarised those
who care deeply about such things.
claim that Clarkson is a good reason to pay
the BBCs overpriced and redundant TV licence
fee whereas others cite him as the best reason
not to, though Jonathan Ross may well be close
however can be comforted by the fact that the
cherished presenter's DVDs are such good value
for their money at second-hand store group CEX,
with his seminal opus Unleashed on Cars going
for just £1.50, the Best of Jeremy 3-disc
box set Collection a snip for only a quid, the
highly-regarded Motorsport Madness and Top 100
Cars chopped out for 50 pence and 25 pence respectively,
the blockbuster No Limits a steal at 20 pence
and the utterly gripping Motorsport Mayhem and
Hot Metal a total give away at 10 pence each,
in boxes that cost more than that. http://www.ezinematters.com
love it when our media demonstrates yet again,
just how it manages to put its finger on the
Official release: Boost for firms as Small Business
Act becomes law. https://www.gov.uk/government/news/boost-for-firms-as-small-business-act-becomes-law
Yes, but - what is actually going to happen?
release: Biggest overhaul of consumer rights
in a generation. https://www.gov.uk/government/news/biggest-overhaul-of-consumer-rights-in-a-generation
has become a nation of hagglers. http://www.independent.co.uk/news/business/news/britain-has-become-a-nation-of-hagglers--and-research-shows-asking-for-a-discount-usually-pays-off-10141405.html
All part of being a nation of unemployed
entrepreneurs, one supposes.
in Britain: numbers continue to mount dramatically.
What's to worry about when there are apps
and start-up loans to be had by everyone?
Den Daily Larf. Former Dragon's Den 'stars'
in court spat over start-up loans. http://www.telegraph.co.uk/finance/businessclub/money/11500919/Former-Dragons-Den-stars-square-up-in-court-spat.html
It's looking as if the Government needs to
get in some business professionals to start
dealing with the car-crash of a reputation its
start-up scheming has acquired.
pilots new 'click and drop' scheme for sellers.
Judging by the state of some of the deliveries
I've received, eBay have been operarating a
'click and drop' scheme for a number of years
of the Apps. http://www.theguardian.com/commentisfree/2015/mar/29/apps-that-let-the-market-invade-private-lives-evgeny-morozov
worst pension mis-selling case ever? http://www.telegraph.co.uk/finance/personalfinance/pensions/11499715/Is-this-the-worst-pension-mis-selling-case-ever-Aviva-knew-this-customer-was-ill.html
Supreme Court divorce ruling could mean for
SME business owners. http://www.bmmagazine.co.uk/news/what-supreme-court-divorce-ruling-could-mean-for-sme-business-owners/?utm_source=Business+Matters+Daily&utm_medium=email&utm_campaign=Daily+News+update&utm_content=info%40homebusiness.org.uk
relief for owners of illegal Spanish homes.
to sell your flat on Facebook and save £8000.
best-known shepherd. http://www.dailymail.co.uk/news/article-3015536/Superstar-Shepherd-tales-life-Lakeland-farm-enchanted-readers-world-having-double-Oxford-James-says-s-got-best-job-baa-none.html
arcade games give leftover travel currency to
sites enable fans to reward athletes who graduate.
produced from toxic sludge could fund cleanup
of polluted streams. http://www.springwise.com/paint-produced-toxic-sludge-fund-cleanup-polluted-streams
notebook files users work in the cloud.
Online banking fraud up by 48%. http://www.bbc.com/news/business-32083781
housing activity remains subdued. http://www.bbc.com/news/business-32068049
How the bully-boy banks and supermarkets conspire
to rip off suppliers by delaying payment of
loans if they can't wait for settlement.
Not so much a 'revelation' as a very old
unlike every other repeat which gets on telly,
this one won't receive any such treatment for
fear of compromising advertising revenue from
banks and supermarkets.
forced to leave family farm by sky-high interest
on debts. http://money.aol.co.uk/2015/03/27/couple-forced-to-leave-family-farm-by-sky-high-interest-on-debts/
Quite a common scenario but, as before, the
media won't be doing this repeat to death because
banks are its financial friends.
pensioners forced back to work. http://www.dailymail.co.uk/news/article-3015585/Boomerang-pensioners-forced-work-One-eight-workers-aged-65-74-not-employed-decade-earlier.html
Another increasingly 'old' story of Britain's
entrepreneurial 'success' as many pensioners
turn to becoming self-employed in a desperate
bid to pay the gas bills. To receive much sucker
from a Government mentor who never ran a business
and a weener start-up website.
selling bodies to pay debts. http://money.aol.co.uk/2015/03/27/students-sell-bodies-to-pay-debts/
Prospects are becoming increasingly limited
however, as OAPs move into the sex market to
sell their bodies to pay their debts, too. The
Government has classified the trend as another
example of Britain's entrepreneurial success,
despite large numbers of traditional, professional,
self-employed sex workers being forced out of
their jobs altogether. The question is: what
are the Kippah Party going to do about it?
Dragons' Den Larf: Dragons' Den star James Caan
paid firm £5,000 'to help him get a CBE':
£100million tycoon asked company to draft
award nomination. http://www.dailymail.co.uk/news/article-3015567/Dragons-Den-star-paid-firm-5-000-help-CBE-100million-tycoon-asked-company-draft-award-nomination.html
This Government's dispensation of awards
has become even less credible than the Eurovision
Song Contest. And a lot less entertaining. Still.
It's a good indicator of Fake Britain's 'entrepreneurial'
users can sue in British courts. http://www.dailymail.co.uk/news/article-3014557/Google-users-sue-internet-giant-British-courts-clandestine-tracking-browsing-appeal-court-rules.html
Has the British Government cleared this with
Young giving up on dream of home ownership.
BUT. They can all be unemployed home
business 'entrepreneurs', instead.
Working from lay-bys or out of cardboard
boxes under Chiswick flyover. Saving towards
pensions worth tuppence ha'ppeny they can cash
in when they're 75.
say watchdog created 'false market' for insurers.
aimed at over-55s soaring. http://money.aol.co.uk/2015/03/26/fraud-aimed-at-over-55s-is-soaring/
Facebook if you don't want to be spied on, says
Electronic spying has been going on for a
lot longer than Facebook alone so if anyone
really wants to keep a low profile, they might
as well abandon the internet and phones altogether.
in France! Home of the officially mobilised
hashtag hypocrite, zombie charlie and Fascist
Office racks up £42 million profit from
summer crisis. http://www.dailymail.co.uk/news/article-3013924/Passport-Office-racks-42million-profit-summer-crisis-Ministers-accused-profiteering-thousands-families-cancel-holidays.html
to earn billions - study engineering. http://www.dailymail.co.uk/news/article-3013896/How-earn-billions-study-engineering-s-common-degree-world-s-earners.html
Really? I thought it was watching Dragons'
Den and sending comments into a weener business
offers unlimited small graphic design tasks
for other start-ups. http://www.springwise.com/start-up-offers-unlimited-small-graphic-design-tasks-start-ups/
add-on lets any video camera broadcast live
cancels and rebooks hotel rooms to get users
the best deal. http://www.springwise.com/start-up-cancels-rebooks-hotel-rooms-users-deal/
to Make Money with Affiliate Information Marketing.
Tips for Protecting Small Business Data.
Britain one of the laziest countries in the
Is that why everyone wants to work from home
these days? 'Watching telly and eating cheese'?
and overdrafts more popular. http://www.bbc.com/news/business-32049851
That's because everyone thinks they're an
'entrepreneur'. Minus their own shekels.
High Streets revealed. http://www.bbc.com/news/uk-32058929
you can tell which bank will offer you the best
is too cosy with those that help companies avoid
tax, say MPs. http://www.dailymail.co.uk/news/article-3012182/Taxman-cosy-help-companies-avoid-tax-Tax-avoidance-risk-worth-taking-say-MPs.html
More self-preservation propaganda from our
politicians in the pre-election run-up.
Failing to mention that ultimately, it's
their responsibility to ensure 'the taxman'
is appointed and operates in the public interest.
And not just for companies which give their
respective parties big bungs.
accused of 'failing to check tax reliefs' by
More failings by our MPs, in other words.
46, are most likely fraud victims. http://www.bbc.com/news/business-32048544
Having been successfully groomed for the
past 20 years by Big Corp, successive governments
and the media.
of 'tick box' hidden insurance. http://www.dailymail.co.uk/news/article-3011973/End-tick-box-hidden-insurance-Sneaky-tactics-used-airlines-banks-customers-opt-small-print-set-outlawed.html
fur farming. http://www.theguardian.com/fashion/2015/mar/25/fur-trade-booming-fashion-catwalks
and the great British food safety sell-off.
This Government would sell its grandmother
for a fiver, so no surprises here.
MPs seek more detail on controversial US-EU
trade talks. http://www.bbc.com/news/business-32045398
Once again, with election-time looming and
TTIP belatedly receiving an increasing amount
of adverse publicity, our politicians like to
be seen as showing interest in matters of grave
public concern. After having turned a
blind eye for the past year to these squalid,
secretive negotiations to further sell off the
Wise phone line opens for guidance on reforms.
reforms runs risk of becoming new mis-selling
Which is why, of course, the Government has
to spot pension scammers. http://money.aol.co.uk/2015/03/24/watchdog-warns-savers-to-be-on-their-guard/
Website urls ending .gov.uk are another giveaway.
to make money from these four super-trends.
If the Government and its Big Corp snouts
in the trough allow you the opportunity.
million homes to be heated by river water energy.
Nineteenth century technology, eh? The next
thing you know we'll be seeing water mills every
quarter mile offering homes and producing food
and power for artisan-based communities and
all of a sudden we've gone back a couple of
thousand years to the future. Snouts in troughs
will be doing their utmost to jump into this
particular coracle. Or sink it before it floats.
the bleak service station is best for business
So this is why there has been such a dramatic
decline in the numbers of home businesses in
recent years. 'Entrepreneurs' can't afford to
buy or even rent homes any more, so they're
all operating out of log-book loan, second-hand
BMW status symbols parked in lay-bys, instead.
Friday must be reined in. http://www.dailymail.co.uk/news/article-3010380/Black-Friday-reined-Retailers-set-cut-discounts-avoid-chaos-causing-backlog-deliveries.html
Another commercial practice aimed at knuckle-scraping
Yanks which hasn't weathered the transit to
more intelligent climes particularly well. 'Monkey
see, monkey do' British politicians on the other
hand, are all for it, hoping it will elevate
their online popularity from 2 likes to 3 and
an extra share.
shops to be allowed to offer click and collect.
release: Open consultation.
goods and services: protection of small businesses.
Bank brings in plastic £5 notes.
aren't brainless bimbos - we're businesswomen.
Deal with it. http://www.telegraph.co.uk/women/womens-business/11491456/Edie-Campbell-row-Models-are-businesswomen-not-brainelss-bimbos.html
Oborne: advertising is consumerist sewage.
Snouts-in-troughs are understandably annoyed.
Den Daily Larf: New Dragons' Den guru has loss-making
All part and parcel of the Government's Fake
Britain entrepreneurial scene.
Reader: New app will 'clean up' bad language
in e-books. http://www.independent.co.uk/life-style/gadgets-and-tech/news/clean-reader-new-app-will-clean-up-bad-language-in-ebooks-10131321.html
The BBC (British/Israeli/American Bropaganda
and Bullshit Corporation) is reported as showing
no interest in this latest development and continues
instead, to press on with its search for a bloated,
ignorant and foul-mouthed thug to replace Jeremy
find walking while you work can improve the
British home businesses and the self-employed
have been aware of that for a couple of years,
as they take a regular walk to sign on.
website advertises for brothel tester. http://www.dailymail.co.uk/femail/article-3009501/Sex-website-advertises-brothel-tester-university-educated-speaks-French-not-afraid-contact.html
'Must speak French' for assessments to be sent
directly to French politicans.
Summary of Chancellor's 2015 Budget
George Osborne has presented his 2015 Budget
to Parliament. He opened his speech on 18th
March by claiming that the country is "walking
tall again" and described this year's Budget
as one of an economy "taking another big
step from austerity to prosperity". Key
points affecting small and medium-sized firms
income tax personal allowance will be raised
to £10,800 in 2016/17 and £11,000
tax accounts will be introduced over the next
five years, meaning individuals and small firms
will no longer have to submit annual paper returns
by 2020. The administration of employee benefits
and expenses will also be simplified.
6th April 2015, in order to claim Working Tax
Credits (WTCs), self-employed people will have
to demonstrate that they work more than a minimum
number of hours and that their work is 'commercial
and profitable' or 'working towards profitability'.
2 National Insurance Contributions (NICs) will
be abolished during the next Parliament. Class
4 NICs will also be reformed to include a new
contributory benefit test, although little information
about this change has been provided and a consultation
is not expected until later in 2015.
VAT registration threshold will be raised to
£82,000 from 1st April 2015 and the deregistration
threshold increased to £80,000.
for apprenticeship training will be re-routed
to employers via 'digital apprenticeship vouchers'.
support will be provided to the creative sector
through funding and tax reliefs. Additional
investment will be used to create 'tech incubators'
in Manchester, Leeds and Sheffield. Enterprise
Zones in a number of Northern regions will also
be extended and a new Enterprise Zone will be
established in Blackpool.
will be allowed to average their profits for
income tax purposes over five years, rather
than two years, from April 2016.
Seed Enterprise Investment Scheme (SEIS), the
Enterprise Investment Scheme (EIS) and Venture
Capital Trusts (VCTs) will be amended to ensure
continued support for investment in small and
growing firms, and measures to improve small
firms' access to R&D tax credits will be
subject to consultation.
full Budget report and associated notices are
available from HM Treasury at: https://www.gov.uk/government/topical-events/budget-2015
interesting development affecting the payment
of Working Tax Credits to so-called 'self-employed'
people is the requirement that
they work more than a minimum number of hours
and that their work is 'commercial and profitable'
or 'working towards profitability'.
this mean that the country's 'huge' numbers
of unemployed self-employed 'entrepreneurs'
who aren't 'commercial and profitable'
or 'working towards profitability' (Twatterers
and Arsebookers), as well as those on zero hour
contracts and/or not being paid the National
Minimum Wage (More
firms failing to pay minimum wage),
will no longer be included in official employment
statistics? As would have once been the case.
Before the present Government, its American
gurus, Ministerial scammers, media micro-personalities
and its cronies took over?
SMEs issue call to arms against big business
unclear about what the general election could
mean for business. http://www.bmmagazine.co.uk/news/smes-unclear-about-what-the-general-election-could-mean-for-business/?utm_source=Business+Matters+Daily&utm_medium=email&utm_campaign=Daily+News+update&utm_content=info%40homebusiness.org.uk
seeks views about business rates system.
A 'wide-ranging review' of England's non-domestic
rates system has been launched by HM Treasury,
which will report its findings before the 2016
Budget. The Treasury's review discussion paper
invites responses from a wide range of stakeholders
on issues such as commercial property use, how
the rates system can be modernised, and whether
business rates should continue to be based on
property values. Written responses will be accepted
from the beginning of April until 12th June
British High Street competition announced.
The second Great British High Street competition
has been announced by the Department for Communities
and Local Government (DCLG). The competition
gives local communities the chance to win a
share of £50,000, as well as support and
mentoring from industry experts. There are seven
competition categories including best village
high street, best town high street and best
parade of shops. Nominations must be submitted
by 17th July 2015, and a shortlist will be announced
in early August. Shortlisted communities will
be visited by a judging panel of industry leaders
from sectors such as retail, property and business.
consultation now open. VisitEngland has
launched a consultation to help shape the growth
strategy for tourism in England over the next
five years. VisitEngland published a Strategic
Framework for Tourism 2010-2020 five years ago,
and is using the new, industry-wide consultation
as a way to review and update its strategy.
The revised strategy will set out priorities
for tourism in England and help to ensure the
industry is prepared for new market trends,
challenges and opportunities. The consultation
will end on 15th May 2015, and the final strategy
will be launched during the summer. (EnterpriseQuest)
take part in the consultation, go to: http://www.visitengland.com/tourismgrowthstrategy
read more about the consultation, go to: http://www.visitengland.org/
allowed buyer to defraud me. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/jessicainvestigates/11482671/Ebay-allowed-buyer-to-defraud-me.html
Den 'reality' tv business comedy. 'Tiger
Mobiles, a smart phone comparison site rejected
for a slot on the Dragon's Den reality BBC2
TV series by the producers in 2008 have revealed
that 76 (half) of the 153 companies over 11
series that were pledged money by the top entrepreneurs
never saw a penny of it, and that only £5.8
million of the £13 million pledged was
ever actually invested by the "dragons".
to Tiger Mobiles the BBC produce the show as
a contrived affair that puts viewer entertainment
above genuine business success.
not to be taken too seriously then? That's TV
for you...' http://ezinematters.com/
momager and mummylancer: Let's ditch these patronising
There's an interesting call from the dumb
media who introduced and popularised these not-so-patronising
but dumb names in the first place. Perhaps they
can also dispense with American trailer-trash
talk like 'Oh my God', 'guys'
and 'Hi' while they're about it and stick
to using the English language like wot it is
used all over the world.
HMRC boss Dave Hartnett forced to defend new
job with HSBC. http://www.independent.co.uk/news/business/news/former-hmrc-boss-dave-hartnett-forced-to-defend-new-job--with-hsbc-10129195.html
What a surprise. Although HMRC bosses have
a long tradition of following their snouts.
complainers are driving up the quality of products
& service. http://www.bmmagazine.co.uk/news/twitter-complainers-are-driving-up-the-quality-of-products-service/?utm_source=Business+Matters+Daily&utm_medium=email&utm_campaign=Daily+News+update&utm_content=info%40homebusiness.org.uk
Really? Or, you could take the Jeremy Clarkson
view that polls and petitions make no difference
to the status quo whatsoever.
release: £16 million boost for agricultural
The Government 'boost' will include further,
improved rural broadband proposals. £15
million for the telecoms industry to roll out
proposals for high speed broadband to rural
areas. And £1 million to the media to
report better broadband coverage for the countryside.
release. Business and Government join forces
to cut red tape. https://www.gov.uk/government/news/business-and-government-join-forces-to-cut-red-tape
Not a lot of 'joining' going on here but
it all looks good for propaganda purposes.
our usual gratitude and thanks to BAD News and