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LATEST! 01.09.2014
(scroll down to see full list; previous month's (August 2014) Viewpoint

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st September 2014

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm

01.09.2014: UK businesses want new deal with EU, say British Chambers of Commerce. http://www.bbc.co.uk/news/business-29002835#

UK manufacturing at 14-month low. http://www.bbc.co.uk/news/business-29009651#

Consumer borrowing jumped in July. http://www.bbc.co.uk/news/business-29012840#

Bustling market towns hold the secret of happiness. http://www.bbc.co.uk/news/business-29002835#

The last affordable area in Britain for house prices. http://www.telegraph.co.uk/finance/economics/11067085/House-prices-Welcome-to-the-last-affordable-area-of-Britain.html

Gas companies charge consumers three times what they pay. http://money.aol.co.uk/2014/09/01/gas-companies-charge-consumers-three-times-what-they-pay/ Which is why MPs are about to award themselves a pay rise. So that they can receive more than three times what they are worth.

Greener homes could get £100 off council tax bills. http://www.dailymail.co.uk/news/article-2739346/Greener-homes-100-council-tax-bills-Owners-rewarded-installing-double-glazing-loft-insulation.html

Five things never to buy from a bank. http://www.telegraph.co.uk/finance/personalfinance/bank-accounts/11064192/Five-things-never-to-buy-from-a-bank.html

Trending: HMV comeback. http://www.dailymail.co.uk/money/news/article-2738551/HMV-topple-Amazon-musics-number-one.html And some decent music for a change. Adam and the Ants. Ian Dury. Sid Snot.

Israeli terrorism against Gaza estimated to have cost £1.5 billion. http://www.theguardian.com/world/2014/aug/31/gaza-war-costs-israel-budget-cuts I'm sure our 'jewhadist', Friends of Israel government will be dipping into our pockets to help offset those costs. Just as I am sure America's terrorist regime will be doing the same with their taxpayers.

31.08.2014: Nearly 2 million homes will lose energy cashback. http://www.telegraph.co.uk/finance/newsbysector/energy/11065857/Nearly-2m-homes-will-lose-energy-cashback.html

Russia warns of high risk to gas deliveries to Europe this winter. http://www.telegraph.co.uk/finance/newsbysector/energy/11065857/Nearly-2m-homes-will-lose-energy-cashback.html

Letting agents' fees should be scrapped, says report. http://www.theguardian.com/money/2014/aug/30/letting-agents-fees-scrapped-help-private-tenants-report

Official release: Leading business supports NATO summit in Wales. https://www.gov.uk/government/news/leading-business-backs-nato-summit-in-wales There we go. I was wondering what the Government's latest terror alert was all about and now we know. The North American Terrorist Organisation (NATO) is in town. Well, out of town, actually, well away from revolting plebs and the need to disturb police on filming and tabloid snouting duties.

As for support from 'leading business' those listed are all part of the murder industry, so hardly surprising. However, the murder industry 'only' contributes '£22 billion per year (to) the UK economy' which is significantly less than the '£300 billion (contributed) in annual turnover to the UK economy' by mere home businesses (BIS Business Population Estimates and BIS Small Business Survey and official Government propaganda release of 15th August 2014 https://www.gov.uk/government/news/backing-for-home-based-business-boom. )

In addition, the Minister claims the murder industry supports, directly and indirectly, just 276,600 jobs. Yes. That's all. As opposed to the 'home business' sector, which is (allegedly) 2.9 million strong. Yet the Government's only/ever 'home business' press release two weeks ago (above) revealed a quite astonishing state of official ignorance of what is actually going on on its own doorstep. (Scroll down to comments 19/08, below.)

All of which makes ME wonder at least, why this Government spends so much time subsidising and knob-polishing a minority bunch of murderers and terrorists. Even if knob-polishing (and fagging) is all its members learned to do while at public school.

So contrary to the Minister's assertion, the vast majority of 'businesses from across the UK' will NOT be providing their support for this terrorist's summit.

Internet marketing seminars and conferences. http://onlinebusiness.about.com/od/Internet-Marketing-Seminars/tp/Internet-Marketing-Seminars-amp-Conferences.htm?nl=1

30.08.2014: Banks to re-open 2.5 million PPI claims. http://www.bbc.co.uk/news/business-28983267#

Overdraft fees 'too high or unfair'. http://money.aol.co.uk/2014/08/30/overdraft-fees-too-high-or-unfair/

Fall in banks' customer complaints. http://money.aol.co.uk/2014/08/30/fall-in-banks-customer-complaints/

Water bills plugged by regulator Ofwat. http://www.bbc.co.uk/news/business-28978535#

House sales stall as Britain becomes a buyers' market. http://www.telegraph.co.uk/finance/economics/11062303/House-sales-stall-as-Britain-becomes-a-buyers-market.html

Where your money goes furthest in the property market. http://www.telegraph.co.uk/finance/newsbysector/constructionandproperty/11060993/Mapped-where-your-money-goes-furthest-in-Britains-housing-market.html

Housing experts call for crackdown on rogue landlords. http://www.bbc.co.uk/news/uk-28993899 And if landlords were called 'banks' or 'utility companies' there would be no calls for crackdowns at all. However justified those calls might be.

Ministers urge online retailers to adopt parcel delivery guidelines. http://news.scotland.gov.uk/News/Fair-parcel-charges-for-rural-Scotland-101d.aspx Online retailers should adopt guidelines intended to prevent 'disproportionate and unfairly high' parcel delivery costs, according to Scottish Minister for Enterprise Fergus Ewing. The UK Statement of Principles for Parcel Deliveries, which is based on guidelines adopted in Scotland last year, was published this July by the Department for Business, Innovation and Skills (BIS). Commenting, Business Minister Jo Swinson said: "Too many shoppers, especially in rural parts of Scotland, have faced ridiculous delivery charges when buying online. Delivery charges should be clear upfront, so people can decide to shop elsewhere if they feel the charges are excessive." (EnterpriseQuest)

The UK Statement of Principles is available at: https://www.gov.uk/government/publications/parcel-deliveries-best-practice-guide

4 basic articles about running a business from home. http://specials.about.com/service/newsletters/sbinformation/3a53f91d6900014792002f61.htm

10 reasons you must take time out in your business. http://www.bmmagazine.co.uk/in-business/advice/26169/10-reasons-must-take-time-business/

7 mistakes entrepreneurs make on Linkedin. http://www.bmmagazine.co.uk/in-business/advice/26164/7-mistakes-entrepreneurs-make-linkedin/

CNET Community: When is it feasible to give up an old laptop for a new one? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=08/29/2014

29.08.2014: Freebie Friday. http://money.aol.co.uk/2014/08/29/freebie-friday-your-ticket-to-this-weeks-best-freebies/

Five financial perils of self-employment. http://www.telegraph.co.uk/finance/personalfinance/11047937/Five-financial-perils-of-self-employment.html Like most media coverage of self-employment, even this article is understated and should be read in conjunction with pieces such as this: http://www.telegraph.co.uk/finance/economics/11045631/Self-employed-Youll-be-older-working-longer-and-for-less-pay.html

Once upon a time, professional business advisers would have automatically offered this kind of information to anyone contemplating self-employment. Which is why this Government, aided and abetted by its digital cronies and bogus gurus, destroyed the professional business advice sector and replaced it with a ragbag of mediocre websites and forums for morons. At best. Which is why -again - the Government's statistics for employment and self-employment currently look almost good. To people who can't reed or rite and suffer from acute myopia.

Lending to small businesses drops. http://www.bbc.co.uk/news/business-28966121#

Small businesses continue to be let down by local councils. http://www.centre-p.co.uk/Small_Business_Rates_Relief_.pdf

EU widens aid to dairy farmers hit by Russian anti-EU-terrorism sanctions. http://www.bbc.co.uk/news/world-europe-28966547#

Potatoes threatened by crop pests. http://www.independent.co.uk/environment/potatoes-could-be-off-the-menu-as-crop-pests-threaten-uk-9697916.html Bloody Ruskies again. I'm surprised DEFRA haven't suggested another cull. Sub-contracted to Israeli terrorists.

EU to ban energy-inefficient hairdryers, smartphones and kettles - as Russian anti-EU-terrorism sanctions bite still further. http://www.telegraph.co.uk/news/worldnews/europe/eu/11061538/EU-to-ban-high-energy-hair-dryers-smartphones-and-kettles.html Those Ruskies certainly know how to deal with European Nazis.

Google tests drone deliveries. http://www.bbc.co.uk/news/technology-28964260# That will be even more self-employed either out of work or screwed down still further on earnings.

Best and worst banks this year for customer service. http://www.telegraph.co.uk/finance/personalfinance/bank-accounts/11058538/Rated-the-best-and-worst-banks-this-year-for-customer-service.html

Why are bikes so expensive? http://www.telegraph.co.uk/men/active/recreational-cycling/11056942/Why-are-bikes-so-expensive.html To make it cheaper to work from home rather than commute?

Rural businesses let down by poor internet connections. http://www.independent.co.uk/news/business/comment/jim-armitage-rural-businesses-let-down-by-poor-internet-connections-9695710.html Another shaggy dog story just like the one about red tape. And you don't have to live in the country to get a poor internet connection in the UK. Dial-up speeds are available to everyone.

eBayer selling Scottish referendum votes for £1.04. http://www.telegraph.co.uk/news/uknews/scotland/11062014/Ebayers-selling-Scottish-referendum-votes-for-1.04.html They'll be offering him a contract for the Ukraine, then; or even the USA.

France's new economy minister suggests scrapping 35-hour working week rules. http://www.telegraph.co.uk/finance/economics/11060592/Frances-new-economy-minister-suggests-scrapping-35-hour-working-week-rules.html Except for the country's 5 million parasites fonctionnaires who belong to trade unions and who don't work any hours at all but claim 35-hour-week wages.

Trending: home brewing. http://www.theguardian.com/lifeandstyle/wordofmouth/2014/aug/28/homebrewing-hobby-craft-beer-uk

28.08.2014: New guidance about changes to consumer rights. https://www.gov.uk/government/publications/misleading-and-aggressive-selling-new-rights-for-consumers Guidance about forthcoming regulations that will give consumers new rights against traders who commit misleading or aggressive practices has been published by the Department for Business, Innovation and Skills (BIS). The Consumer Protection (Amendment) Regulations 2014, which will come into force on 1st October 2014, will amend the Consumer Protection from Unfair Trading Regulations 2008, enabling consumers to bring private actions against traders in the civil courts. (EnterpriseQuest)

We await these supposedly 'new' rights with interest. As opposed to exercising existing rights which are designed to achieve exactly the same thing.

How can I source ethical fashion? http://www.theguardian.com/lifeandstyle/2014/aug/27/surfing-to-swishing-how-can-i-source-ethical-fashion

Scottish independence: Firms say 'Yes' vote would benefit economy. http://www.bbc.co.uk/news/uk-scotland-scotland-business-28960729# Asked to comment, Korporal David Kameron of Engerlandt County, (just off Texas) said, "Our Friends in Israel know where they live."

Sixteen-year-old entrepreneur already has two successful online businesses. http://www.dailymail.co.uk/news/article-2735520/Sixteen-year-old-entrepreneur-TWO-successful-online-businesses-owns-TWO-classic-cars-despite-young-drive.html

HP recalls more than 6 million power cords. http://www.bbc.co.uk/news/technology-28956813#

Britain would be poorer than all the US states but one if it joined America. http://www.independent.co.uk/news/uk/home-news/britain-would-be-poorer-than-any-us-state-except-mississippi-if-it-joined-america-9693240.html Which explains the UK's current predicament. Not a story which you will find in the most of the country's US-controlled media.

Oxbridge still dominates public life, according to major new report. http://www.independent.co.uk/news/uk/politics/old-boys-club-still-dominates-public-life-according-to-major-new-report-9695229.html and http://www.bbc.co.uk/news/education-28953881 Everyone has known this for centuries. Add Britain's 'special relationship' with American and Israeli terrorism, and you have the explanations for why the country continues to go nowhere. And why British talent (business talent above all) increasingly looks to other parts of the world to get a life.

Brazilian town made up entirely of (attractive) women, seeks men. http://www.huffingtonpost.co.uk/2014/08/28/noiva-do-cordeiro-brazil-women_n_5727824.html?ncid=webmail2 I'll get me anorak, then . . . and refrain from any jokes.

27.08.2014: UK service sector slows. http://www.bbc.co.uk/news/business-28934026#

Fewer people leaving self employment. http://www.ons.gov.uk/ons/rel/mro/news-release/self-employment-rises-as-fewer-people-leave/semp0814.html According to the Office for National Statistics (ONS), only 23% of individuals who were classed as self-employed in 2009 were no longer self-employed in 2014, the lowest change for 20 years. While around 1.3 million people left self employment between 2004 and 2009, this figure dropped to less than 900,000 between 2009 and 2014, during which period the number of self-employed aged over 65 also doubled from 241,000 to 428,000. The report found that there were a total of 4.6 million self-employed in the UK in June 2014, and the number of self-employed in professional roles such as management consultants, bookkeepers, photographers and chartered accountants showed the greatest increase. Over 17% of Londoners were reportedly self-employed, compared to under 11% in the North East of England, while the area with the highest level of self employment (over 33%), was the Isle of Scilly. (EnterpriseQuest)

Still more evidence of hundreds of thousands of skilled and competitive East Europeans proving to be a 'safe' pair of hands for Government statistics. Plus, when there are no 'proper' jobs to go around any more, what else is there to do but be, or remain, 'self-employed'?

More support needed for green start ups. http://www.publications.parliament.uk/pa/cm201415/cmselect/cmenergy/344/34402.htm A report by the Energy and Climate Change Select Committee has called for more support for 'green' firms and 'clean-tech entrepreneurs', to help them compete for a share of the £3.4 trillion global green technology market. The report criticised the Low Carbon Innovation Co-ordination Group (LCICG) for its lack of progress in nurturing green firms, particularly in relation to helping them benefit from their intellectual property. However, according to a Department of Energy and Climate Change (DECC) spokesperson, DECC initiatives such as the Offshore Wind Accelerator and £25-million Energy Catalyst Fund are supporting joint technological developments and efforts to create a low-carbon economy. (EnterpriseQuest)

Energy department misled customers over Green Deal energy savings. http://www.independent.co.uk/environment/energy-department-misled-consumers-over-green-deal-savings-ad-watchdog-rules-9692010.html WHAT?! A government department telling lies?! It's a clear-cut case of the ONS having to produce another set of supportive statistics to prove otherwise.

TNT ad banned over Royal Mail claims. http://money.aol.co.uk/2014/08/27/tnt-ad-banned-over-royal-mail-claims/

Europe will be hostage to Russia's gas supplies for at least another decade, say analysts. http://www.telegraph.co.uk/finance/newsbysector/energy/11056880/Europe-will-be-Russias-hostage-over-gas-supplies-for-at-least-another-decade.html A pity we can't just bomb their children, like in Iraq, Libya, Afghanistan and Palestine. Everything would be allright, then. And the murder industry would make loadsa money again, as usual. And we would STILL have to pay higher energy prices all round.

The secrets of 'happy shopping' revealed. http://www.dailymail.co.uk/sciencetech/article-2735219/The-secret-successful-shopping-revealed-Scientists-say-buy-things-experiences-want-happy-sports-equipment-musical-instruments-video-games-list.html Someone will be be claiming they've just invented the wheel next.

Ryanair plans 'business class'. http://money.aol.co.uk/2014/08/27/ryanair-plans-business-class/

Best food markets around the world. http://www.theguardian.com/lifeandstyle/wordofmouth/2014/aug/26/best-food-markets-around-world

The usb anti-hacker condom. http://www.dailymail.co.uk/sciencetech/article-2734865/Always-use-protection-6-USB-condom-stops-hackers-giving-infections-keeps-private-data-secure.html A must-have for digital dickheads and government ministers.

How customer focused is your business? http://www.bmmagazine.co.uk/in-business/advice/19281/how-customer-focused-is-your-business/

Get their trust, return their business. http://www.bmmagazine.co.uk/in-business/advice/26161/get-trust-return-business/

26.08.2014: Half of homeowners fear interest rate rise. http://www.telegraph.co.uk/finance/economics/11053727/Half-of-homeowners-fear-interest-rate-rise.html

New powers for taxman will see return of cash under mattresses, warn experts. http://www.dailymail.co.uk/news/article-2734238/Block-taxman-s-raid-bank-accounts-New-powers-return-cash-mattress-warn-experts.html

Housing boom makes 500,000 'millionaires'. http://www.dailymail.co.uk/news/article-2734278/Housing-boom-makes-500-000-millionaires-Number-rises-60-year-s-revealed-10-000-streets-Britain-average-price-seven-figures.html

Could you earn a 65% return from a wood-burning boiler? http://www.telegraph.co.uk/finance/personalfinance/energy-bills/11050580/Could-you-earn-a-65pc-return-from-a-wood-burning-biomass-boiler.html

Tax discs to be abolished in less than six weeks - but drivers remain oblivious. http://www.dailymail.co.uk/money/cars/article-2733876/Tax-discs-abolished-six-weeks-half-UK-drivers-oblivious-new-rules-says-survey.html

EU roaming caps mean Brits can be charged more while at home than when in Europe. http://www.dailymail.co.uk/news/article-2730650/EU-roaming-caps-mean-Britons-charged-calls-text-messages-home-Europe.html Yes, that's what bent MPs and Ofcon are for.

Is your G-mail at risk? http://www.dailymail.co.uk/sciencetech/article-2733898/Is-YOUR-Gmail-account-risk-Researchers-s-possible-hack-accounts-92-success-rate-method-works-ANY-smartphone.html

So you want to make money with a mobile app? http://entrepreneurs.about.com/od/gettingstarted/fl/So-You-Want-to-Make-Money-With-a-Mobile-App.htm?nl=1

Brits using too many American words leaving their own language in decline. http://www.dailymail.co.uk/news/article-2733912/No-longer-marvellous-awesome-Britons-using-American-words-traditional-English-decline.html That's the wrong way around, isn't it? The spoken English language is in decline because dumb Brits are copying the common use of American vocabulary on British televison, especially. The irony is that I often talk with intelligent Americans (as opposed to TV reality series, slapper-types) and usage such as 'Oh, my God', 'awesome', 'guys', etc, never crops up in conversation. Still. It's a very good indicator of below-average-IQ, Essex types. Whereas if you see someone turn up at a business networking meeting talking like that AND holding a dummyphone (or wearing an oversized hearing aid), you know you're looking at a time-wasting moron.

Tidying up tabloid mis-reporting of EU vacuum cleaner rules. http://ec.europa.eu/unitedkingdom/blog/index_en.htm

Summer scamwatch: holidaymakers are targets for pickpockets. http://money.aol.co.uk/2014/08/25/summer-scamwatch-street-crime/ Oh my God! The only holidaymakers in the world who might not have known that, are British and British only.

25.08.2014: Planning right could increase ‘click and collect' on high street. https://www.gov.uk/government/news/new-powers-could-bring-click-and-collect-to-a-store-near-you The introduction of a new permitted development right proposed by the Department for Communities and Local Government (DCLG) could result in more high street shops providing ‘click and collect' services, according to High Streets Minister Penny Mordaunt. The new right would allow retailers to install click and collect facilities such as covered collection points and lockers without having to apply for planning permission, provided the proposed facilities are within the boundary of existing premises. Listed buildings would be excluded and the right would not allow the size of an existing loading bay to increase by more than 20%. According to research by the University of Southampton, more than one in three (35%) online shoppers use click and collect services, expected to rise to around two in three by 2017. (EnterpriseQuest)

UK wage growth 'not certain to increase'. http://www.theguardian.com/business/2014/aug/24/uk-wage-growth-bank-of-england-ben-broadbent Increase? I would have thought there is plenty of scope remaining for wages to decrease, let alone increase.

UK's most desirable postcodes revealed. http://www.bbc.co.uk/news/business-28918709#

Wonderful summer leads to bumper, early fruit crop. http://www.independent.co.uk/news/uk/home-news/wonderful-summer-leads-to-bumper-early-fruit-crop-9688654.html Not such good news with Russia's ban on imports from the pro-Israeli terrorist EU. While our pro-Israeli terrorist supermarkets continue to stock fruit from Israel - whose foreign policy of genocide is FINALLY being publicly denounced by Holocaust survivors and their descendants. http://www.independent.co.uk/news/world/middle-east/israeligaza-conflict-holocaust-survivors-accuse-israel-of-genocide-9687994.html (Although one could be forgiven for not having noticed anything in the bulk of the West's pro-Israeli terrororist, hate-preaching media.)

All we need to do now is to stop British 'jewhadist' politicians flying around at taxpayers' expense, offering their support and still more British taxpayers' money to this terrorist regime and oblige them to start working in the best interests of THIS country's businesses for once.

Councils call for change to junk mail rules to stop them being forced to sell voters' data. http://www.dailymail.co.uk/news/article-2733371/Councils-call-change-junk-mail-laws-stop-forced-sell-voters-data.html

3 reasons to slow down the business start-up process. http://sbinformation.about.com/od/startingabusiness/a/slow-down-the-start-up-process.htm?nl=1

How to curb a technology addiction. http://www.telegraph.co.uk/health/wellbeing/11046735/How-to-detox-your-life-curb-your-technology-addiction.html

24.08.2014: Bankruptcy debt level subject to consultation. http://www.out-law.com/en/articles/2014/august/uk-government-consults-on-increasing-minimum-debt-before-creditors-can-trigger-bankruptcy-proceedings/ The Insolvency Service is consulting on a proposal to increase the level of debt that must be reached before creditors can trigger bankruptcy proceedings. According to research by the Insolvency Service, this level of debt would now be £1,700 rather than the current £750 if it had risen in line with inflation. The consultation also examines whether Debt Relief Orders (DRO) in England and Wales can be improved, and closes on 9th October 2014. (EnterpriseQuest)

The consultation documents are available at: https://www.gov.uk/government/consultations/insolvency-proceedings-review-of-debt

Farmers in debt and despair as dairy market collapses. http://www.independent.co.uk/life-style/food-and-drink/news/farmers-in-debt-and-despair-as-dairy-market-collapses-9687838.html

First-time buyers warned over using buy-to-let mortgages. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/11031884/Desperate-first-time-buyers-warned-over-attempts-to-use-buy-to-let-mortgages.html

British families billed £500 - to prevent Americans dodging tax. http://www.telegraph.co.uk/finance/personalfinance/tax/11050777/British-families-billed-500-to-prevent-Americans-dodging-tax.html

Top 5 questions to ask yourself before starting a business. http://sbinformation.about.com/od/startingabusiness/tp/questions.htm?nl=1

Celebrities who go to farmers' markets. http://www.telegraph.co.uk/foodanddrink/foodanddrinkpicturegalleries/11048086/Naomi-Watts-and-other-celebrities-who-go-to-farmers-markets.html

Food from the heart of England. http://www.theguardian.com/lifeandstyle/2014/aug/23/midlands-recipes-tom-kerridge-britain-on-a-plate

The best places to eat an English breakfast. http://www.telegraph.co.uk/expat/expatpicturegalleries/11030400/Best-places-to-eat-an-English-breakfast-Part-1.html?frame=3005184 Some pretty sorry-looking excuses for an English breakfast in this selection confirming once again, that when it comes to cooking traditional English food, simple doesn't mean easy. The same applies to good fish 'n chips; and even a basic chip, fry or 'frite'. I ate at an acclaimed gastro-pub with a string of awards only two days ago and despite the menu boasting 'triple-fried' chips, those that actually arrived on the plate were pale, soggy, too large and tasteless whereas the only vegetable accompaniment was literally a smear of pea puree. Fourty years ago, when I cut my teeth cooking food in a popular transport cafe, 'muck' like this would have been thrown back at you. But that was before affected French cuisine, a mincing media, celebrity chefs and food critics came upon the scene.

50 Great Days Out in Britain. http://www.telegraph.co.uk/travel/destinations/europe/uk/5453447/Fifty-great-days-out-in-the-UK.html

Why I'll never buy car hire insurance again. http://www.telegraph.co.uk/finance/personalfinance/insurance/motorinsurance/11026566/Why-Ill-never-buy-car-hire-insurance-again.html

Flight delays: are you due £480? http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/11025583/Flight-delays-are-you-due-480.html


With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel



Viewpoint: January 2014; February 2014; March 2014; April 2014 May 2014; June 2014; July 2014; August 2014;

December 2013; November 2013; October 2013; September 2013; August 2013; July 2013; June 2013; May 2013; April 2013; March 2013; February 2013; January 2013



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