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LATEST! 22.12.2014
(scroll down to see full list; previous month's (November 2014) Viewpoint

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st December 2014

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm


22.12.2014: Official release: PM unites with business in call for ambitious EU - US trade deal. https://www.gov.uk/government/news/pm-unites-with-business-in-call-for-ambitious-eu-us-trade-deal Translation: Britain's Prime Knob Polisher and Fag to US Big Corp, hunkers down with fellow EU corporate vassals, late-payers and tax dodgers to promote asset-stripping, extortion, blackmail, embargos, protectionism, the erosion of sovereignty and democracy, terrorism and propaganda at the personal expense of billions of taxpayers, with the lives of children deprived of food, water and medicine a speciality.

Life inside American Frankenfood processing plants. http://www.theguardian.com/world/2014/dec/21/life-inside-america-food-processing-plants-cheap-meat And after TTIP, all the better to flood the European market with. 'Now THAT'S what I'm talking about,' gushed Da P.M excitedly.

(Modern American food processing plants run with cheap immigrant labour are an everyday occurrence since previous 'TTIP'-style agreements such as NAFTA which promised to generate 200,000 new jobs. In the event, it cost 870,000 US jobs. Identical lies are being peddled today.)

Border exit checks could result in chaos, warn MPs. http://www.telegraph.co.uk/news/uknews/immigration/11304524/Border-exit-checks-could-lead-to-queue-chaos-MPs-warn.html Better remove the root of the problem, then. Theresa Mayhem and her team of scrotes. It will be a far better punt for the country's future economic prosperity than any TTIPox deals.

Sending a signal to the countryside? http://www.telegraph.co.uk/technology/mobile-phones/11303334/Sending-a-signal-to-the-countryside.html

The young entrepreneur ready to make millions from broken phones. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/privateequity/11305152/The-young-entrepreneur-ready-to-make-millions-from-broken-phones.html

England to produce a bumper Brussels sprout crop in time for Christmas. http://www.independent.co.uk/life-style/food-and-drink/news/bumper-brussels-sprouts-set-to-be-biggest-in-10-years-after-nearperfect-growing-conditions-9937807.html Hooray for the East Europeans!

The UK's Top 10 dream jobs. http://money.aol.co.uk/2014/12/20/the-uks-top-10-dream-jobs/ Plenty in the self-employed category here which won't fit in with most plebs' definitions of 'jobs'. But - dream on, eh?

How do I get around my lost password? http://www.telegraph.co.uk/technology/advice/11304083/How-do-I-get-around-my-lost-password.html

The Kippah Party tells members not to Twatter. http://www.theguardian.com/politics/2014/dec/20/ukip-tells-members-dont-go-twitter-nigel-farage That should help them restore their increasingly flaccid reputations. Works wonders for weener businesses, too.

Being yourself online is a no-no. http://www.theguardian.com/lifeandstyle/2014/dec/20/for-a-50-year-old-woman-being-yourself-online-is-a-no-no Especially if you've got a successful business to run, instead.

The taking of 'Great' out of Britain by an Israeli crook. http://www.independent.co.uk/news/business/news/camden-market-stall-holders-in-state-of-fear-over-development-plans-9936681.html Asked to comment on the daily sell-out of traditional Britain to grasping foreign investors, Da P.M. David Cameron, confirmed excitedly, 'THIS is the TTIP I'm talking about!'

How to sell your car online. http://www.telegraph.co.uk/motoring/how-to/11305028/How-to-sell-your-car-online.html

9 drinks and dishes invented in London. http://www.telegraph.co.uk/travel/destinations/europe/uk/london/11300885/Nine-drinks-dishes-and-treats-invented-in-London.html?frame=3142711 And that's the best we can do, is it? No wonder the French have been taking the piss for the past fifty years. Perhaps another look at the history books might prove helpful.

20.12.2014: Extra £11 per week per average household in Government's and energy companies' latest scam. http://www.bbc.com/news/business-30545091#

Booking.com fraud network revealed. http://www.bbc.com/news/business-30555620#

Plans to tackle over-50s unemployment. http://www.bbc.com/news/uk-30559219# I thought the Government and its cronies had this problem cracked by turning them all into self-employed 'entrepreneurs'? (http://www.bbc.com/news/uk-wales-29067642)

High Street sales begin early. http://www.theguardian.com/business/2014/dec/19/high-street-stores-sales-christmas

13 million Britons now living in poverty. http://www.independent.co.uk/news/uk/home-news/two-nations-13m-brits-will-spend-12bn-on-panic-saturday-but-13m-others-across-the-country-will-spend-this-christmas-in-poverty-9937088.html There's a rosy 2015 prospect for the country's businessfolk.

Instagram culls millions of 'spammy' accounts. http://www.telegraph.co.uk/technology/facebook/11303238/Instagram-culls-millions-of-spammy-accounts.html Are there any which aren't?

Camden Market stallholders in 'state of fear' over development plans. http://www.independent.co.uk/news/business/news/camden-market-stall-holders-in-state-of-fear-over-development-plans-9936681.html

Shoppers to be told how their meat has been killed. http://www.telegraph.co.uk/foodanddrink/foodanddrinknews/11305308/Halal-and-kosher-food-labelling-shoppers-will-be-told-how-their-meat-has-been-killed.html Not what the meat is, mind you. Or if it's American Frankenproduce.

Pensioners living in France miss out on payment after British officials 'manipulate' calculations. http://www.telegraph.co.uk/news/politics/11304858/Pensioners-living-in-France-miss-out-on-payment-after-officials-manipulate-calculations.html With the UK now the most heavily indebted country in Europe (yes, even more so than Greece) every penny - and propaganda point - counts.

Link-sharing platform aims to replace the annoying group email. http://www.springwise.com/link-sharing-platform-aims-replace-annoying-group-email/

Disposable drone turns into a pile of sugar when it’s finished flying. http://www.springwise.com/disposable-drone-turns-pile-sugar-finished-flying/ This is very good news for the CIA and the Pentagon. In future, they won't have to pretend memory-loss when their drones massacre villages full of helpless people. They will be able to say they were making food drops, instead.

19.12.2014: UK’s busiest Christmas shopping day – predictions from Experian FootFall/evolution of Christmas shopping. http://www.internationalsupermarketnews.com/news/17238

Future High Street Summit to show that hope is not lost for our towns and cities. http://www.internationalsupermarketnews.com/news/17245

The traditional weekly shop is in decline as shopping online for essentials becomes routine. http://www.internationalsupermarketnews.com/news/17274

Numbers in debt to energy firms rises. http://www.bbc.com/news/business-30538313# Ahhhh; that would explain yesterday's headline 'UK using less energy'. It's because growing numbers of consumers are simply being cut off!

Cdiscount launches a DIY specialty website, moncornerbrico.com. http://www.internationalsupermarketnews.com/news/17248

Price comparison sites face probe. http://money.aol.co.uk/2014/12/19/price-comparison-sites-face-probe/ At long last; with a bit of luck they'll move on afterwards to that great scam-in-the-sky called the internet.

Quality of UK management has failed to improve in more than a decade. http://www.bmmagazine.co.uk/news/quality-uk-management-failed-improve-decade/?utm_source=Business+Matters+Daily&utm_medium=email&utm_campaign=Daily+News+update&utm_content=info%40homebusiness.org.uk UK management can console itself that French management is even worse, not having shown any signs of improvement since the death of Napoleon.

10 Top Tips on how to be a better negotiator. http://www.telegraph.co.uk/men/the-filter/11294929/How-to-be-a-better-negotiator-10-top-tips.html

Cameron desperately trying to rally support for clandestine, anti-small business, anti-democratic, corrupt TTIP-pox. http://www.independent.co.uk/news/world/europe/ttip-david-cameron-attempts-to-rally-support-for-controversial-international-trade-deal-9934330.html

France launches rearguard action to try and save what's left of the international reputation of its cuisine. http://www.telegraph.co.uk/news/worldnews/europe/france/11303443/France-launches-campaign-against-British-plot-to-dethrone-it-as-worlds-food-capital.html Only twenty years too late. Plus the proposals look as if they are meant to reassure the French. But no-one else.

Design-your-own bikini brand lets women shop by body shape. http://www.springwise.com/design-your-own-bikini-brand-lets-women-shop-body-shape/

Marketplace helps patients find better healthcare abroad. http://www.springwise.com/marketplace-helps-patients-find-healthcare/

Site lets anyone commission their own portrait for under $500. http://www.springwise.com/site-lets-commission-portrait-500/

14 online business review sites you should be monitoring. http://sbinformation.about.com/od/ecommerce/tp/14-Online-Business-Review-Sites-You-Should-Be-Monitoring.htm?nl=1

18.12.2014: Retail sales boosted by Black Friday. http://www.bbc.com/news/business-30530231# The retail sector needs more than single-day promotions to get out of the woods. Let's hope the Government doesn't use this as an excuse to further delay significant cuts to business rates - a much more universal and permanent method of boosting sales.

UK using less energy despite 'growing economy'. http://www.bbc.com/news/business-30518649# What 'growing economy'? Roughly translated, does that mean 'millions' of 'illegal immigrants' who know how to switch off the lights?

Official release: Guidance. Flood support package for homeowners and businesses. https://www.gov.uk/government/publications/flood-support-package-for-homeowners-and-businesses

Retailer sells boxed cow pats on Black Friday - and 30,000 Americans buy them at $6 a poop. http://www.telegraph.co.uk/news/worldnews/northamerica/usa/11298461/Retailer-sells-cow-poo-in-a-box-on-Black-Friday-30000-people-buy-it.html Only in the USA could you find as dumb as this. It even beats the Red Bull award. No wonder Britain's even dumber politicians constantly look to the States for role models.

Where are Britain's biggest house price bargains? http://www.telegraph.co.uk/finance/personalfinance/houseprices/11298579/House-prices-Where-are-Britains-biggest-bargains.html

Database maps convicted landlords. http://www.theguardian.com/society/2014/dec/17/new-database-names-maps-private-landlords-convicted-housing-act

Latest official mobile blackspot lie. http://www.dailymail.co.uk/news/article-2878511/Mobile-signal-blackspots-halved-Deal-networks-Government-means-coverage-needs-85-2017.html

How I talked a scammer into a better life choice? http://www.theguardian.com/commentisfree/2014/dec/17/talked-scammer-into-better-life-choice 'We'll' be picking up the phone to members of this Government, then?

Government scammer and second-rate shyster tries to silence critical blog with spurious legal threats. http://www.independent.co.uk/news/uk/politics/tory-chairman-grant-shapps-accused-of-trying-to-silence-leftwing-blog-with-spurious-legal-threats-9931865.html

Home Office’s £30m immigration contract has led to ‘catalogue of chaos’. http://www.independent.co.uk/news/uk/politics/home-offices-30m-immigration-contract-has-led-to-catalogue-of-chaos-9931777.html Theresa Mayhem and The Scrote Office at it again. In fact, isn't it about time some auditors took a look at their really, really, really close relationship with favourite outsourcers, Crapita, whose 'catalogues of chaos' would stock a mobile library?

Pensions rip-offs will hit millions. http://www.express.co.uk/news/uk/547541/Pension-rip-off-affect-millions-savers-fees-annual-charges And the crooks responsible - the Government's mates just like the banks - won't even get a scolding.

Fly to Moscow to get some great deals as Russian economy 'tanks'. http://www.independent.co.uk/travel/news-and-advice/as-russian-economy-tanks-brits-stand-to-benefit-from-great-travel-deals-9931569.html These would be real Russian 'tanks'? Or Ukrainian tanks pretending to be Russian tanks? Anyway, the same could be said of Norway, Nigeria, Venezuala, the UK (oh, yes: http://www.bbc.com/news/business-30525539#) and anywhere else affected by current US/Saudi manipulation of oil prices. But Russia is a beautiful country and its people are far more intelligent and welcoming than most westerners. Worth a puntin - if there's any money left in the kitty after the latest trip to the food bank.

The bogus bargains that will leave you out of pocket. http://www.dailymail.co.uk/news/article-2878367/The-bogus-bargains-leave-pocket-Big-retailers-offering-huge-discounts-actually-selling-products-higher-makers-recommended-prices.html

Avon fined $135 million for China bribes. http://www.bbc.com/news/world-asia-china-30527520#

10 ways to improve your small business. http://sbinformation.about.com/od/startingabusiness/fl/10-Ways-to-Improve-Your-Small-Business.htm?nl=1

Thousands of UK delivery drivers are now self-employed, 'lifestyle' couriers. http://www.dailymail.co.uk/news/article-2878481/Internet-gift-not-arrived-Pity-drivers-paid-just-45p-deliver-no-sick-pay-pension-holiday-sacked-moment-s-notice.html Nah. They're the Government's new breed of home-based ENTREPRENEURS doncha know.

This vending machine will deny you snacks based on medical records. http://www.springwise.com/vending-machine-deny-snacks-based-medical-records/

Fishing nets biodegrade so they don’t pollute the sea. http://www.springwise.com/fishing-nets-biodegrade-pollute-sea/

App lets authors tell their story through interactive text messaging. http://www.springwise.com/platform-authors-story-text-message/

10 worst places to live in the UK. http://money.aol.co.uk/2014/12/17/the-ten-worst-places-to-live-in-the-uk/

'Benchmarking Business Ethics'. http://www.huffingtonpost.co.uk/jo-swinson/ethical-business_b_6340414.html?utm_hp_ref=uk&ir=UK Another lame propaganda exercise from the Government which won't include, one imagines, a ban on arms exports to paedo-terrorist Nazi regimes like Israel, nor an end to fagging for the world's #1 terrorist state, the USA, the banks and Big Corp.

17.12.2014: Post Office facing further Christmas strike action. http://www.bbc.com/news/business-30507656#

Hundreds of thousands of Wordpress websites infected. http://www.telegraph.co.uk/technology/internet-security/11296080/Hundreds-of-thousands-of-Wordpress-websites-infected.html

Boy who claims he made $72 million in his lunch breaks, admits he made up the story. http://www.independent.co.uk/news/world/americas/mohammed-islam-boy-who-made-72m-in-his-lunch-break-admits-he-made-the-story-up-9927387.html Which says an awful lot, as usual, about the super-dumb media which fell hook, line and sinker for this nonsense. Still. His future being idolised as an American entrepreneur/guru by British politicians and the BBC, is assured. He'll probably even get his own sequel to The Apprentice or Dragons' Den. And if he's really lucky, he could also land a job as a senior member of government.

Why the rich don't choose fixed rate mortgages. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/11294414/Why-the-rich-dont-choose-fixed-rate-mortgages.html Is it because the rich don't need mortgages at all?

Official release: TTIP benefits and concerns. https://www.gov.uk/government/news/transatlantic-trade-and-investment-partnership-ttip-benefits-and-concerns Latest Government rearguard propaganda release as until very recently indeed, TTIP negotiations were being conducted in secret. Anyway, just a few guidelines for anyone who doesn't believe everything that comes off the keyboards of professional liars, thieves and criminals. http://newint.org/features/2014/05/01/trojan-treaties/

Another food giant proposing unreasonable contracts and payment terms. http://www.bbc.com/news/business-30509906#

How to live for free: 7 tips from an expert. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/11271079/How-to-live-for-free-7-tips-from-an-expert.html All very well if you are next door to where the 'free' offers are available. Not so well if you live out in the sticks: in which case it's back to eating raw sugarbeet and mugging pensioners to pay the electricity, gas and rates bills.

L'Oreal millionaire takes on smelly chip kiosk owner. http://www.theguardian.com/world/2014/dec/17/loreal-millionaire-sues-chip-stand-owner-for-stinking-up-his-ski-chalet You'd have thought people with a bit of money would have bought a chalet away from pleb-holes like the Val d'Isere. Especially millionaires who made their money from stinky products tested on live animals.

Latest Bent British politician news: British taxpayers ripped off by new train orders. http://www.theguardian.com/uk-news/2014/dec/17/trains-taxpayers-ripped-off-department-transport-rail

Will computers be wiped out on 19 January 2038? http://www.dailymail.co.uk/sciencetech/article-2876127/Will-computers-wiped-19-January-2038-Outdated-PC-systems-not-able-cope-time-date-experts-warn.html Not if the Government's Digital Dickhead Britain initiative gets there first!

Next year's big trend? Anti-tech 2015. http://www.dailymail.co.uk/sciencetech/article-2875997/Next-year-s-big-trend-ANTI-TECH-2015-set-year-people-forsake-gadgets-social-networks-simpler-life.html At least it will work.

Russian company to be the first to offer pizza delivery by drone. http://www.dailymail.co.uk/news/article-2876236/No-tip-needed-Russian-company-offer-pizza-delivery-DRONE-yes-arrive-30-minutes.html A perfect addition to the armoury of any home-based catering business? It will save on recruiting all those East Europeans who are now starting to demand over the minimum living wage even for cleaning toilets.

The hidden dangers lurking in your kitchen. http://www.dailymail.co.uk/health/article-2876048/The-hidden-dangers-lurking-kitchen-Chopping-boards-harbour-200-faecal-bacteria-toilet-seats-potatoes-leeks-food-poisoning.html Once again, something which has been common knowledge for generations but which recent governments, educationalists and parents have seen fit to remove from youngsters' learning curves - and replaced by bacteria-ridden dummyphones in their pie-holes, instead.

16.12.2014: Reasons to be concerned by the rise of self-employment. http://www.independent.co.uk/news/business/comment/david-blanchflower/david-blanchflower-reasons-to-be-concerned-by-the-rise-of-selfemployment-9924635.html As we, and numerous professionals have been saying for years. On the other hand, competence, social responsibility, economic performance or even honesty - are not in this Government's vocabulary. Nor of its cronies. Consequently, even the current definition and usage of the term 'self-employment' wouldn't withstand closer scrutiny, much less any historical comparisons - and that's before we even address the downsides of self-employment in recent years and under this Government in particular.

Half of small firms lack access to superfast broadband. http://www.out-law.com/en/articles/2014/december/small-businesses-worst-off-for-superfast-broadband-according-to-ofcom/ Around half (44%) of small and medium-sized firms in the UK do not have access to superfast broadband, compared to 25% of the general population, according to figures released by Ofcom. In urban areas, around a third (33%) of small and medium-sized firms lacked access, compared to 17% of the urban population as a whole. The findings were published in Ofcom's 2014 Infrastructure Report, which also reveals that broadband users as a whole were downloading 77% more data in 2014 than in 2013. Ofcom has developed an interactive mapping tool to help consumers and business owners to check digital coverage in their local area. Further research on the availability, choice and quality of communications services for small firms is due to be published by Ofcom in Spring 2015. (EnterpriseQuest)

One In Ten New Year’s Resolutions Focus on Starting Own Business. http://www.bmmagazine.co.uk/news/27676/one-ten-new-years-resolutions-focus-starting-business/?utm_source=Business+Matters+Daily&utm_medium=email&utm_campaign=Daily+News+update&utm_content=info%40homebusiness.org.uk Although one always takes such 'research' (marketing exercises) with a large pinch of salt, I'd be worried by a result like this. Bearing in mind that 1 in 6 of the country's working population is running a business already and some surveys I have seen have shown as many as 1 in 6, even 1 in 4 wanting to start their own business, does this mean that the Government's incessant propaganda about 'entrepreneurial' Britain hasn't fooled the plebs after all?

Portas criticises Government over 'token' High Street gestures. http://www.bbc.com/news/business-30480438# 'Token' gestures of which she was a part.

Rise of online food business. http://www.theguardian.com/small-business-network/2014/dec/15/food-box-schemes-busy-professionals

Why the larder is trendy once more. http://www.telegraph.co.uk/property/11290781/Why-the-larder-is-trendy-once-more.html

6 epic business naming fails - and how to avoid them. http://entrepreneurs.about.com/od/gettingstarted/tp/5-Epic-Business-Naming-Fails-and-How-to-Avoid-Them.htm?nl=1

Google's top searches for 2014. http://www.theguardian.com/technology/2014/dec/16/world-cup-ebola-iphone-google-searches-2014 Clearly not a 'business tool', then?

15.12.2014: Amazon pricing glitch threatens small traders with bankruptcy. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11292999/Amazon-glitch-leads-to-rush-over-1p-bargains.html Today's latest from Digital Dickhead Britain - the Government's compulsory way-to-go. Under.

Rochdale slashes business rates by 80% to help boost town centre businesses. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11293125/Rochdale-slashes-business-rates-to-boost-town-centre.html Now all we need is for those businesses to receive Amazon-style tax breaks and we'll be getting somewhere. Of course, the rest of the country's councils continue to maintain that such cuts in business rates, are impossible.

House prices fall by as much as £30,000 in some parts of UK following stamp duty cuts. http://www.telegraph.co.uk/finance/personalfinance/houseprices/11293494/House-prices-fall-by-30000-in-just-four-weeks-in-some-parts-of-UK.html

Deal reached on basic, fee-free bank accounts. http://www.bbc.com/news/business-30456219#

Community shop opens to sell surplus food from supermarkets to the poor. http://www.independent.co.uk/news/uk/home-news/community-shop-opens-to-sell-surplus-food-from-supermarkets-to-the-poor-9924606.html

I complained about poor mobile phone signal and was told 'move to China'. http://www.telegraph.co.uk/finance/personalfinance/household-bills/11291123/I-complained-about-poor-mobile-phone-signal-and-was-told-move-to-China.html

14.12.2014: Huge surge in low paid and zero hours contract work. http://www.theguardian.com/uk-news/2014/dec/13/zero-hours-contracts-low-pay-figures-rise The Government and it web-based cronies will be pleased. However, a happy clappy press release is not anticipated at this stage.

Tax Helplines not good enough, Government admits. http://www.bbc.com/news/uk-30466149# Yes, and it's today's latest news for the Government's Digital Dickhead drive to bring the entire country to a standstill.

20% increase in footfall for Small Business Saturday 2014. http://www.bmmagazine.co.uk/news/27644/16-5million-shoppers-hit-local-high-street-small-business-saturday/?utm_source=Business+Matters+Daily&utm_medium=email&utm_
campaign=Daily+News+update&utm_content=info%40homebusiness.org.uk
A bit of good news for a change (apparently) even if the initiative appears to be driven by credit card shopping rather than developing a stable, year-long shopper-supplier relationship with small, local businesses. However, that drift has already been been commented upon sooner and elsewhere and so let's hope it's a trend which has come to stay. Despite this Government's attempts to hamstring meaningful business rate reforms.

How to start a successful business in the countryside. http://www.telegraph.co.uk/property/propertyadvice/11290562/How-to-start-a-successful-business-in-the-countryside.html And there will be people who will actually think this is how it is - the advertorial element apart.

Councils fight to limit right-to-buy home sales. http://www.theguardian.com/society/2014/dec/14/councils-fight-limit-right-to-buy-losses-social-housing

Trending: the book is back. http://www.theguardian.com/books/2014/dec/14/book-revival-james-daunt-waterstones

How to create your own micro-brew. http://www.independent.co.uk/life-style/food-and-drink/features/how-to-create-your-own-microbrew-craft-beer-is-staging-a-resurgence-this-time-without-the-explosions-9920470.html

Best-paid UK jobs 2014. http://www.dailymail.co.uk/money/news/article-2868911/Best-paid-UK-jobs-2014-Compare-pay-national-average.html Worth a larf, as usual.

Another bent British politician story. http://www.independent.co.uk/news/people/tory-backbench-mp-jacob-reesmogg-failed-to-declare-interests-9923362.html

13.12.2014: UK flights hit by computer failure. http://www.aol.co.uk/article/2014/12/12/london-airspace-closed-after-it-failure/21115495/?icid=maing-grid7%7Cuk%7Cdl1%7Csec1_lnk2%26pLid%3D314962 And it's all the latest news for the Government's Digital Dickhead Initiative as it provides yet another unique response to imaginary attacks by terrorists. Destroy the country's infastructure and small business community before they can be destroyed by anyone else.

Compensation due to millions after pension mis-selling by insurance firms. http://www.dailymail.co.uk/news/article-2870850/Pension-firms-pay-price-duping-savers.html

Rise of the 'silver' skier. http://www.dailymail.co.uk/travel/travel_news/article-2870412/Rise-silver-skier-s-gramping-ski-season-83-families-grandparents-slopes.html It just had to come, following on the arrival of the silver surfer and the silverpreneur.

House price increases earn more in a year than the average worker. http://www.dailymail.co.uk/news/article-2871018/Houses-earn-year-average-worker-Prices-soar-29-000-past-12-months.html Also known as an official Ponzi scheme.

Top buy-to-let hotspots in Britain. http://www.telegraph.co.uk/finance/personalfinance/expat-money/11282921/Top-buy-to-let-hot-spots-in-Britain.html?WT.mc_id=e_3754229&WT.tsrc=email&etype=expat&utm_source=email&utm_medium=Edi_Exp_New_2014_12_12&utm_campaign=3754229

Postcode lottery of water bill cuts. http://www.dailymail.co.uk/money/bills/article-2871226/UK-households-save-20-year-water-bills-firms-told-cut-charges-5-five-years.html

Official release: Cyber security: a guide for business. https://www.gov.uk/government/publications/cyber-security-skills-a-guide-for-business

'I spot and exploit pricing errors for a living.' http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/11288449/I-spot-and-exploit-pricing-errors-for-a-living.html

Steampunk machine helps anyone make their own cooking oil at home. http://www.springwise.com/steampunk-machine-helps-cooking-oil-home/

Fashion company lets customers wear their neighborhood on their sleeve. http://www.springwise.com/fashion-company-lets-customers-wear-neighborhood-sleeve/

Interest-based social network connects likeminded locals. http://www.springwise.com/interest-based-social-networks-connect-likeminded-locals/

12.12.2014: Christmas deliveries face delay. http://www.theguardian.com/business/2014/dec/11/amazon-yodel-christmas-parcel-delivery-backlog

UK construction output fell in October. http://www.bbc.com/news/business-30444853# Again?! Although this time, it's probably due to all those East Europeans returning home to start preparing for Christmas.

Surging construction sector boosts growth. http://www.telegraph.co.uk/finance/economics/11289375/Surging-construction-sector-provides-boost-to-growth.html Good, innit? Who to believe? Except this 'surge' is an estimate and not an actuality. (Like most modern 'news', really.) Back to the porridge and gruel, chaps.

House prices: The real impact of stamp duty on your property. http://www.telegraph.co.uk/finance/economics/11286667/House-prices-The-real-impact-of-stamp-duty-on-your-property.html

Britain pays highest property taxes in the world. http://www.dailymail.co.uk/news/article-2867861/We-pay-highest-property-taxes-world-without-mansion-tax-1-8-paid-duty-levied-people-s-homes-business-premises.html We've been saying it for years.

Rocketing food prices mean we eat less – but still pay 20pc more. http://www.telegraph.co.uk/news/shopping-and-consumer-news/11289005/Rocketing-food-prices-mean-we-eat-less-but-still-pay-20pc-more.html

Food banks: Don’t you people know how to make a banquet out of bugger all? http://www.independent.co.uk/voices/comment/food-banks-dont-you-people-know-how-to-make-a-banquet-out-of-bugger-all-9918910.html Perhaps the Government and one of its business weener website cronies will issue a Christmas Cheer press release applauding the growing numbers of home businesses using food banks? (And Government mentors who can show them how to cook porridge.)

Mobile payments about to grip UK mass market. http://www.bmmagazine.co.uk/news/27628/mobile-payments-grip-uk-mass-market/?utm_source=Business+Matters+Daily&utm_medium=email&utm_campaign=Daily+News+update&utm_content=info%40homebusiness.org.uk. 'Our research reveals that over 23 million people would like to use mobile payments', claims the article. That's one hell of a piece of research which has just quietly taken place. More like a National Census instead of the usual statistical 'samples' of 500 - 1000 which even the Government seems to find adequate.

Fashion company’s cruelty-free fur only uses roadkill. http://www.springwise.com/fashion-companys-cruelty-free-fur-roadkill/

Smart whiteboard syncs meeting notes to any device in real time. http://www.springwise.com/smart-whiteboard-syncs-meeting-notes-device-real-time/

11.12.2014: Britons are living beyond their means, says Government's fiscal watchdog. http://www.telegraph.co.uk/finance/economics/11285507/Britons-are-living-beyond-their-means-says-OBR.html Inspired by the Government itself, no doubt.

Government claims businesses are 'divided' on business rate reform. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11286299/Government-claims-businesses-are-divided-on-reform-of-business-rates.html (The Government had recently conducted a poll on Twitter.)

1-in-5 suppliers has been bullied by a large company. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11286218/One-in-five-suppliers-has-been-bullied-by-large-company.html I'm surprised that's all it is.

Scammers target savers' pension pots. http://www.express.co.uk/news/uk/546053/Scammers-target-savers-pension-liberation-scheme-savings-pensioner-fraud A Government TEAM spokesneutergendertranspersonguy was unavailable for comment.

App acts as an auto-correct for those with speech disorders. http://www.springwise.com/app-acts-auto-correct-speech-disorders/

Dutch home sends prospective buyers around on a rollercoaster. http://www.springwise.com/dutch-home-sends-prospective-buyers-rollercoaster/

Social paywall lets readers share articles instead of paying. http://www.springwise.com/social-paywall-lets-readers-share-articles-paying/

Bakery allowed 'oldest pasty' claim. http://money.aol.co.uk/2014/12/10/bakery-allowed-oldest-pasty-claim/

10.12.2014: Energy customers given further ways to reclaim cash. http://www.bbc.com/news/business-30401932#

Website for claiming back your energy credit. http://www.myenergycredit.com/

Government too trusting of big firm suppliers claim MPs. http://www.bbc.com/news/uk-politics-30399245# Feigning disapproval and surprise, perhaps our MPs should be replace themselves with politicians who are supposedly less naive (I don't think) and more capable of serving the public interest? After all (just like CIA-wighead torturers and assassins and their media-propaganda) this has only been common knowledge for generations.

How lopsided can comparison sites get before watchdogs wake up? http://www.independent.co.uk/news/business/comment/james-moore-how-lopsided-can-comparison-sites-get-before-the-watchdogs-wake-up-9911418.html I thought the criminal media were the public's 'watchdogs' these days? Although I can understand their inhibitions as advertising for comparison websites takes up so much space and time and generates so much revenue that it wouldn't be reasonable to bite the hand that feeds it.

Scamwatch: Christmas loan fraud. http://money.aol.co.uk/2014/12/10/scamwatch-christmas-loan-fraud/ A bit late to be alerting shoppers to what passes for a Christmas tradition?!

Amazon to let shoppers haggle. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11283504/Amazon-lets-shoppers-haggle-with-Make-an-Offer-button.html

Calls to save pubs from conversion to supermarkets. http://money.aol.co.uk/2014/12/10/call-to-save-pubs-from-supermarkets/ Oh, yes. Another nice little, grubby, official earner. And another nail which hasn't been put in the coffins of pubs by Muslim teetototallers. According to English Nazi peers.

Organic farming can feed the world if done correctly, scientists claim. http://www.independent.co.uk/environment/organic-farming-can-feed-the-world-if-done-right-scientists-claim-9913651.html This has been known for a long time. The biggest obstacle is Big Corp. Usually, American Big Corp. And gutlesss politicians. And the media. Like those who are now pretending that they didn't know what the CIA was for or what it was doing. Although the pretence continues to include the lucrative spectre of terrorist threat again, so job done, job done. They'll be able to go off now and whip up the next pretext for another murderous bombing spree killing tens of thousands more defenceless civilians. Before pretending they didn't do that, either. And so it goes on. Backed by the American, British and European public who also pretend they didn't - and don't - know anything. Despite the planet being littered with more dead bodies in the past fifty years than the Second World War ever produced. And despite this being the age of mass communication. Information technology. Social media. And political 'correctness'.

Facebook to develop an artificial intelligence assistant for its users. http://www.dailymail.co.uk/sciencetech/article-2867524/Facebook-developing-artificial-intelligence-assistant-monitor-social-network-warn-make-embarrassing-post.html Says it all, really.

Lance Corporal used army compensation payout to set up loan shark business to junior soliders. http://www.dailymail.co.uk/news/article-2866798/Lance-Corporal-used-army-compensation-payout-set-loan-shark-business-charging-40-junior-soldiers-threatening-punishment-duty-failed-pay-back.html Now that's what I'm talking about! A REAL entrepreneur. Get that man signed up with the IoD.

09.12.2014: Nuisance calls out of control, says taskforce. http://www.bbc.com/news/business-30375084# I couldn't agree more and it's been that way for years. I have an elderly mother who simply refuses to pick up the phone any more when she hears it ringing, because she is convinced it will be a nuisance call. And I almost never pick up a domestic phone when I'm in the UK for precisely the same reason. Business email addresses are just as bad, so one is left with just a very limited private email address for matters of importance.

Of course, the problem, like bent, crooked, thieving, lying, psycopath bankers, could be solved overnight. There's regular, corrective hangings. Or, a genuine Government could always appoint a telecomms regulator with teeth and balls, to take the place of Ofcon. Unfortunately, the telecomms industry, scams included, has its own Minister these days, so that isn't likely to happen any time soon.

Annoyed by sales calls? Have you tried growing up? http://www.telegraph.co.uk/news/politics/11280295/Annoyed-by-sales-calls-Have-you-tried-growing-up.html What a *anker! There are a significant number of people out there who do have lives to be getting on with and entering into repeat conversations on the telephone with wasters, is not on their daily 'to do' list. And then of course, you have more and more automated calls these days which you can't instruct to get lost, anyway. People shouldn't have to be plagued by telecomms lice, no more so than online pop-ups which you can't get rid of; there really are better things in life to be getting on with.

UK broadband still patchy, Ofcon reveals. http://www.bbc.com/news/technology-30375854# Latest joke from Ofcon. As if we haven't known that for the past twenty years. So how many £ billions is all this costing the UK economy?

Third of shopping now done online. http://www.telegraph.co.uk/news/shopping-and-consumer-news/11281318/Shoppers-are-sold-on-the-online-revolution.html So that's only a third. As in 33%. Or less.

Black Friday helps lift online retailers out of November lull. http://www.theguardian.com/business/2014/dec/09/black-friday-retailers-lifted-christmas-spending-sales However, one hears that a third of purchases have been returned for refunds. One imagines that the real picture therefore, is not quite so rosy.

Frustrated online shoppers head for the High Street. http://www.bmmagazine.co.uk/news/27609/online-shoppers-frustrated-choice-limited-search-head-high-st/?utm_source=Business+Matters+Daily&utm_medium=email&utm_campaign=Daily+News+update&utm_content=info%40homebusiness.org.uk Still more of the 'real' picture.

Poor go hungry because they can't cook, says Tory peer. http://www.telegraph.co.uk/news/politics/11279839/Poor-going-hungry-because-they-cant-cook-says-Tory-peer.html And they can't cook because they have received a Tory, swivel-eyed vision of education and spent all their money instead, on plastic crap and services thrust down their throats by Tory donors. Mainly US Big Corp. There is plenty of cheap food available, on the other hand. But supermarkets prefer to bin £ millions every day rather than help feed the needy. Also in line with Tory shibboleths. Finally, cooking usually requires a regular and reliable supply of gas or electricity. The prices of which have gone through the roof under this Government. Finally, taken together, it's all the fault of parents anyway.

HMRC targets solicitors in latest tax crackdown. http://www.telegraph.co.uk/finance/personalfinance/tax/11279353/HMRC-targets-solicitors-in-latest-tax-crackdown.html Larf?! I almost fell off me perch.

Is Scottish Power Britain's worst firm for service? http://www.telegraph.co.uk/finance/personalfinance/energy-bills/11241696/Is-Scottish-Power-Britains-worst-firm-for-service.html

The £1000-a week bricklayers. http://www.theguardian.com/business/2014/dec/09/bricklayers-shortage-skilled-workers-uk-construction You'd have thought the Government's Digital Dickheads Initiative would have introduced an app for that. Getting a £1000 a week. Although they won't be bothering with any apps for getting out of bed in the morning; nor a full working day; nor a 5 or 6-day working week; nor getting to work. Nor even, working itself.

How to make money selling T-shirts online. http://onlinebusiness.about.com/od/onlinebusiness101/fl/How-to-Make-Money-Selling-T-shirts-Online.htm?nl=1 I bet no-one's thought of that before.

Flatpack, solar-powered biofuel stove for Africa could save lives. http://www.springwise.com/flatpack-solar-powered-biofuel-stove-africa-save-lives/

08.12.2014: Retail ombudsman set up to help with consumer disputes. http://www.bbc.com/news/business-30368193#

Overdraft fees fuel watchdog concerns. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/11277829/Overdraft-fees-fuel-watchdog-concerns.html

Bank of England warning over mortgage arrears. http://www.theguardian.com/business/2014/dec/08/bank-of-england-half-a-million-housebuyers-face-mortgage-arrears

Householders offered £5600 for home improvements. http://www.telegraph.co.uk/news/uknews/11277587/Householders-offered-5600-cash-for-home-improvements.html

Cheapest gas and electricity tariffs. http://money.aol.co.uk/2014/12/08/cheapest-gas-and-electricity-tariffs/

Task force urges firms to act on plague of nuisance phone calls. http://www.independent.co.uk/news/uk/home-news/call-for-firms-to-act-on-plague-of-nuisance-phone-calls-9909320.html

Body launched to represent creative industries. http://www.freelanceuk.com/news/4654.shtml The Creative Industries Federation (CIF) has been launched as a new independent body to represent the creative industries, public arts and cultural education in the UK. Founder members of the CIF include the BBC, Google, Facebook and Virgin Media, as well as smaller firms, and existing creative sector representatives such as Nesta and Creative SkillSet. CIF responsibilities will include setting up an advisory council to represent the interests of the creative industries sector to Government; providing guidance to help creative organisations develop; and drawing up a report to assess the industry. The CIF will operate under eight key mission statements, which include bringing together public and private creative sectors; ensuring creativity has a central place in the education system; and defending intellectual property rights. (EnterpriseQuest)

How China is 'ripping off' our iconic designs and selling them for a fraction of the price. http://www.dailymail.co.uk/news/article-2864799/The-great-Chinese-fakeaway-China-s-ripping-iconic-designs-flogging-fraction-price.html At least they're not sending in jackbooted illegal immigrants and terrorists to bomb and kill before they steal the country's resources. It also begs the question whether or not the cost of original 'iconic' designs are viable in the first place. We all like to make - or save - a bob or two. But there's a difference between a healthy profit and slavering greed.

The hunger stalking Britain. http://www.theguardian.com/uk-news/2014/dec/08/tories-avert-rift-church-food-bank-report So who is supposed to be imposing sanctions on whom? Perhaps if we asked them nicely, the Russians could send Little Engerlandt some food parcels?

Ethnic Foods Europe trade show. 12-15 January 2015, Amsterdam. http://www.ethnicfoodseurope.com/Pages/default.aspx

The MLM Startup Conference. Starting and Running the Successful MLM Company. February 26-27, 2015, Las Vegas (USA). http://www.mlmlegal.com/srs2.html

Why is there condensation on the inside of my windows? http://www.telegraph.co.uk/property/propertyadvice/11269987/Why-is-there-condensation-on-the-inside-of-my-windows.html

How many Englishmen does it take to fix this road sign? http://www.dailymail.co.uk/news/article-2863983/How-people-does-fix-road-sign-22-two-years.html

Calais ferry workers set to strike again. http://www.dailymail.co.uk/travel/travel_news/article-2864177/Calais-ferry-workers-set-strike-again.html Well, you certainly can't accuse French strikers of not being boringly predictable. For the rest of the time, Calais has long been a ferry shithole anyway, and I never use the place. Far too many loud-mouthed thug-type immigrants with tattoos. Speaking English.

07.12.2014: Post Office workers set to strike. http://www.theguardian.com/business/2014/dec/06/post-office-workers-set-to-stage-one-day-strike

Letting agent tricks that shrink buy-to-let returns. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/11272485/Four-letting-agent-tricks-that-can-shrink-buy-to-let-returns.html

Sporting organisations join forces against Government and rise of bedroom ticket touts. http://www.theguardian.com/sport/2014/dec/06/battle-bedroom-ticket-touts-house-of-lords Not good news once again, for the Government's 'growing tide' of home-based 'entrepreneurs'.

Official release: Proposals to change the Prompt Payment Code. https://www.gov.uk/government/consultations/proposals-to-change-the-prompt-payment-code

Build your own home. http://www.telegraph.co.uk/property/homebuildingandrenovatingawards/11271155/Build-your-own-home-could-you-design-a-house-as-good-as-this.html

Britain's best Christmas markets. http://www.theguardian.com/travel/2014/dec/06/best-christmas-markets-shopping-uk

Mum who makes cakes for Fortnum & Mason started cooking after losing her council job. http://www.express.co.uk/news/uk/543972/Mum-Of-Two-Council-Job-Redundancy-Fortnum-and-Masons-Parliament

Shoppers reject imported Christmas trees in favour of homegrown ones. http://www.independent.co.uk/news/uk/home-news/britain-branches-out-shoppers-reject-imported-christmas-trees-in-favour-of-homegrown-ones-9908486.html

Christmas: meet the modern-day mistletoe harvesters. http://www.telegraph.co.uk/gardening/plants/11270114/Christmas-meet-the-modern-day-mistletoe-harvesters.html

Farmers call in the gleaners. http://www.independent.co.uk/life-style/food-and-drink/news/smart-farmers-call-in-the-gleaners-volunteers-are-salvaging-crops-that-supermarkets-refuse-to-take--and-giving-them-to-food-charities-9908492.html It looks as if both the supermarkets and their customers still have too much money.

06.12.2014: Official release: Small Business Saturday 2014: Nick Clegg message. https://www.gov.uk/government/news/small-business-saturday-2014-nick-clegg-message To be consigned to the same public urinal wall as the Government's Digital Dickhead initiative, Black Friday and Cyber Monday propaganda. (Latest news for Black Friday and Cyber Monday just below, 05.12.2014.)

In the meantime, a few politicians will be photograped buying a lamb chop at their local butcher today; followed by 364 days of ready-made meals from Israeli terrorist-supporting Marks & Spencer.

'Bongo Bongoland' Britain suffers biggest real-time wage drop of the G20. http://www.theguardian.com/business/2014/dec/04/british-workers-suffered-biggest-real-wage-fall-major-g20-countries Wankminsters' donors will be absolutely delighted. Hands-free orgasms and gongs all round. Arf, arf!

We'll end scandal of £40bn owed to small firms by larger customers, pledge Tories. http://www.dailymail.co.uk/news/article-2863115/We-ll-end-scandal-40bn-owed-small-firms-larger-customers-pledge-Tories.html All politicians, not just the Tories, have been making this pledge for as long as I can remember. But as the principal offenders also happen to be major political party donors, the likelihood of any changes to what is basically, business culture, are just about zero.

TTIP: European fears over American Frankenfood imports. http://www.independent.co.uk/life-style/food-and-drink/news/chlorine-chicken-hormone-beef-european-fears-over-american-frankenfood-imports-9906889.html There's already a lot more of it going on than the media-misinformed public realises. How else do you think people deteriorate into watching Big Brother?

Official release: Business support helpline evaluation. https://www.gov.uk/government/publications/business-support-helpline-and-govuk-evaluation What 'business support helpline'?

American Winter now joined by slave-workers, extends to 190 cities. http://www.bbc.com/news/business-30339438# Putin, take note! 'Now THAT'S we're talking about.' (Says arboreal American Fux propaganda junky.)

Nation's debt hotspots revealed. http://www.dailymail.co.uk/money/cardsloans/article-2862405/Britain-s-biggest-debt-hotspots-revealed-Charity-names-areas-make-cries-help.html

Prove you have blackspot signal problems seven times a day before you get a refund. http://www.telegraph.co.uk/finance/personalfinance/household-bills/11276730/T-Mobile-prove-you-suffer-blackspots-seven-times-a-day-for-refund.html Apparently, 'up to a million' customers suffer connection problems. The other 5 million can't get through to complain.

Cheque photo payments to be extended. http://www.bbc.com/news/business-30343678#

Which film posters are worth the most? http://www.telegraph.co.uk/finance/personalfinance/investing/11266055/Investing-in-film-posters-which-have-made-the-most-money.html

Trending: flip 'n brick mobile phones making a comeback. http://www.dailymail.co.uk/sciencetech/article-2862040/Hold-oversized-retro-phone-Flip-brick-mobile-making-comeback-thanks-popularity-celebrities.html Amongst airhead celebrities it seems.

Strap with a display turns any analog watch into a smart one. http://www.springwise.com/strap-display-turns-analog-watches-smart/

Printed fitness tracker uses chemical sweat analysis. http://www.springwise.com/printed-fitness-tracker-chemical-sweat-analysis/

App lets users trawl hundreds of local businesses at once. http://www.springwise.com/app-lets-users-trawl-hundreds-local-businesses/

05.12.2014: Peer blames pub closures on teetotal Muslims. http://www.telegraph.co.uk/news/religion/11274374/Teetotal-Muslims-partly-to-blame-for-decline-of-pubs-Tory-peer-says.html The pub industry on the other hand, blames another piss-poor World Cup performance by the Engerlandt football squad. Plus the massive increase in sales of cheap booze by supermarkets for home consumption over the past few decades. A state of affairs which has been endorsed by successive governments of swivel-eyed, Tory loons on the take from the retail industry.

A million have already signed petition against clandestine EU/US TTIP trade talks. http://www.bbc.com/news/business-30316819# Isn't it cute how the US, Little Engerlandt and their mediatised arch-villains, the EU, can all come together whenever there are any prospects for their bent politicians? (With a total of 1 'Like' and 2 'Shares'.) Irrespective of democracy, massive public outcry, the public interest and good, old-fashioned stewardship.

British Government's first TTIP snout-in-trough. https://secure.38degrees.org.uk/page/s/david-cameron-force-stephen-dorrell-mp-to-pick-a-job-now#petition Hands up anyone who is surprised?

Premier Foods writes to suppliers requesting an 'investment payment'. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11274575/Premier-Foods-tells-suppliers-Give-us-money-or-face-losing-our-business.html Like a bung to a bent politician, they mean.

A third of Black Friday and Cyber Monday purchases returned. http://money.aol.co.uk/2014/12/05/a-third-of-online-purchases-set-to-be-returned-this-christmas/ Like everything which emanates from the States. Conceived by wasters to appeal to wasters. With Engerlandt's fagging little politicians in full tow.

Empty homes investors could face jail. http://www.theguardian.com/business/2014/dec/04/property-investors-islington-london-homes-empty-jail

TaxationWeb newsletter, November 2014. http://us1.campaign-archive2.com/?u=20130af8d76b06160470ee741&id=02d01bc95c&e=45c941d6f6

Ex-pats to keep their tax break. http://www.telegraph.co.uk/finance/personalfinance/expat-money/11272572/Expats-will-keep-their-tax-break.html?WT.mc_id=e_3735452&WT.tsrc=email&etype=expat&utm_source=email&utm_medium=Edi_Exp_New_2014_12_5&utm_campaign=3735452 I can imagine that the vast majority of ex-pats who have faithfully paid their taxes for decades yet don't get anything in return for all their hard work and honesty, don't view this as any kind of 'tax break'.

'The 50 signs a couple has made it' list. http://www.independent.co.uk/voices/comment/have-you-been-ticking-things-off-the-50-signs-a-couple-has-made-it-list-then-youre-dooming-yourself-to-permanent-unhappiness-9904549.html Sounds like living in the French countryside.

Christmas e-card fraud. http://money.aol.co.uk/2014/12/05/scamwatch-christmas-e-card-fraud/

A third of British expats would like to move back to the UK. http://www.dailymail.co.uk/travel/travel_news/article-2860523/Expat-research-British-expats-homesick.html Happily, immigrants from other parts of the world are made of sterner stuff, even if the majority too, would like to return home. Or what's left of it after years of bombing by the Coalition of Evil.

Hands-free tablet which is designed for the kitchen. http://www.springwise.com/rugged-hands-free-tablet-designed-kitchen/

App which shows if you like a new beer or wine before you try it. http://www.springwise.com/app-beer-wine/

Smart garments measure customers’ exact body shape to avoid online clothes returns. http://www.springwise.com/smart-garments-measure-customers-exact-body-shape-avoid-online-clothes-returns/

04.12.2014: BAD News. For the better informed business adviser.

4 December 2014: Autumn Statement 2014 Special

Welcome to this special edition of BAD News (Business Advisers' News), bringing you a summary of the most relevant and important measures announced by the Chancellor in his Autumn Statement. Key points included in the Chancellor's statement were:

Grants

The Connection Voucher scheme will be extended until March 2016, and the number of cities covered by the scheme will be increased in April 2015. In particular, the number of northern cities included in the scheme is set to double.

The Childcare Business Grant scheme in England will be extended for the 2015/16 financial year following a £2 million increase in funding. This will support the creation of new childcare places.

Funding

A further £400 million will be provided to support venture capital through the British Business Bank's Enterprise Capital Funds programme.

Tax

Eligibility conditions will be tightened for those claiming tax credits on the basis of self-employment, including a new test to assess whether work being carried out is genuine and effective. Claimants will need to register as self-employed with HM Revenue & Customs (HMRC) and provide a Unique Tax Reference number in order to claim.

A digital calculator will be introduced by HMRC to help with calculating Capital Gains Tax.

Support

The New Enterprise Allowance (NEA) scheme will be extended from January 2015, to support new business start ups.

A support package totalling an additional £20 million will be provided to help firms which are exporting for the first time. The increased support will include expansion of the UK Trade and Investment (UKTI) regional network, tailored support to help firms access new markets online, and funding for a global events programme.

LEPs

The Government will allocate £1 billion of the £12 billion Local Growth Fund to support a second wave of Growth Deals between 2015 and 2021.

Business Rates

A review of the future structure of business rates will be carried out, and findings will be reported by the time the 2016 Budget is announced.

The doubling of Small Business Rate Relief is being extended to April 2016, which will allow some of the smallest firms to continue to receive 100% relief from business rates, and others to receive partial relief.

The business rate discount for retail food and drink premises with a rateable value of £50,000 or less will be increased from £1,000 to £1,500 for one year from 1st April 2015.

Licensing

A simplification programme is planned for business licences, with the aim of local authorities in England offering a single online application process by 2018, so a business only need to register its details once.

The Chancellor's Autumn Statement is available in full at: https://www.gov.uk/government/publications/autumn-statement-documents

The Shadow Chancellor's response to the Autumn Statement is available at: http://press.labour.org.uk/post/104247806064/ed-balls-response-to-the-autumn-statement

London continues to miss out on benefits of Chinese tourism. http://www.dailymail.co.uk/travel/travel_news/article-2857889/Chinese-tourists-skip-London-favour-LA-Paris-Moscow-New-York-named-favourite-long-haul-holiday-spot.html Who can blame them? If it's not medieval visa restrictions, it's 'dog-end' terrorist politicians and their propaganda, criticising the Chinese for protecting their country against Anglo-American saboteurs.

Celebrity chefs' retaurants amongst the most overpriced and worst for food. http://www.telegraph.co.uk/foodanddrink/11272075/Celebrity-chefs-restaurants-among-most-overpriced-and-worst-food.html It's like viewers of The Apprentice or Dragons' Den thinking they're watching a couple of business shows. Anyway, none of this is news.

The ultimate garden shed as a gift for Christmas. http://www.telegraph.co.uk/gardening/gardeningpicturegalleries/11260301/Christmas-gift-guide-the-ultimate-garden-sheds.html

Business response to The Autumn Staement 2014. http://www.bmmagazine.co.uk/news/27578/business-response-autumn-statement-2014/?utm_source=Business+Matters+Daily&utm_medium=email&utm_campaign=Daily+News+update&utm_content=info%40homebusiness.org.uk

03.12.2014: 500,000 at risk of losing their home. http://money.aol.co.uk/2014/12/03/500-000-at-risk-of-losing-their-home/ No probs. They can take their 'millions' of dummyphone and eBay home businesses with them and simply set up elsewhere. In cardboard boxes under Chiswick flyover, perhaps?

Chancellor to deliver near-£1 billion for small businesses. http://www.telegraph.co.uk/finance/autumn-statement/11269348/George-Osborne-to-deliver-near-1bn-package-for-small-business.html And another £85 billion for US Big Corp.

Help for High Street shopping in fight against online retailers. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11269523/Autumn-Statement-Help-for-High-Street-shopping-in-fight-with-online-retailers.html We and other business groups, have only been urging this for years but the Government has preferred to go down the path of Z-lister, tv micro-entrepreneur, propaganda roadshows. Now all we need is the support of some small-business-friendly, patriotic politicians instead of Wankminster's usual rag-bag of Fags for America or Friends of Israel or both. Then we can tackle issues which go way beyond the media-mis-reported problems caused by online retailing.

Shoppers spurn supermarkets for local stores. http://www.dailymail.co.uk/news/article-2858329/Christmas-bargains-food-prices-fall-time-eight-years-shoppers-spurn-supermarkets-local-stores.html

5 reasons why markets are heading for a crash. http://www.telegraph.co.uk/finance/comment/jeremy-warner/11269329/Five-reasons-why-markets-are-heading-for-a-crash.html Not just the Russian economy, then?

EU's #1 destination for migrants is - Germany! http://www.independent.co.uk/news/world/europe/germany-revealed-as-main-destination-of-eu-migrants-as-poland-vows-to-veto-uk-9897327.html Bloody Krauts win again! No wonder Engerlandt's Israeli-American hate-preaching media isn't circulating this story. Next thing you know, British tradesmen will be off to Germany again just like the years of Auf Wiedersehen, Pet.

Government crackdown on insurance fraud will bring down premiums. http://www.telegraph.co.uk/news/uknews/law-and-order/11268256/Crackdown-on-insurance-fraud-will-bring-down-premiums.html Bring down premiums?! Someone's not on message here.

Which firms drove you mad in 2014? http://www.dailymail.co.uk/money/bills/article-2857977/WOODEN-SPOON-AWARDS-Sent-crackers-call-centres-wits-end-wrong-bills-firm-drove-raving-mad-2014.html

UK government could build and sell new homes on public sector land. http://www.theguardian.com/society/2014/dec/02/government-build-new-homes-danny-alexander

Flat owners should be given new rights. http://www.bbc.com/news/business-30294353#

Household spending through the roof. http://www.theguardian.com/money/2014/dec/02/british-households-spend-less-entertainment-bills-rent-survey And that's before setting up anything like a home business.

Royal Mail's rural services not under threat, promises Ofcon. http://www.telegraph.co.uk/finance/newsbysector/supportservices/11267132/Ofcom-Royal-Mails-rural-services-not-under-threat.html

Microsoft kills off clip art. http://www.telegraph.co.uk/technology/microsoft/11268290/Microsoft-kills-off-Clip-Art.html Now where will our media get all its propaganda photos of terrorists and Russian invasions from? Although it must be said, pics of Russians actually doing invading do seem to be as rare as tits on goldfish.

Are these Britain's prettiest market towns? http://www.telegraph.co.uk/property/propertypicturegalleries/11265281/Are-these-Britains-prettiest-market-towns.html

'Victory' for UK micro-firms as HMRC re-examines interpretation of VAT ruling. http://www.telegraph.co.uk/finance/businessclub/11268706/Victory-for-UK-micro-firms-as-HMRC-tweaks-EU-VAT-MOSS-rule.html So it's not all down to the EU, as the previous, venom-spitting article claimed? One could suggest that the media and its so-called 'experts' take a little more time looking at the facts before going to print - but that would be too much of a seismic culture shift.

For $5 a month, eAngel will get a human to proofread your emails. http://www.springwise.com/5-month-eangel-human-proofread-emails/ Which pre-supposes that people who compose emails these days actually know they are illiterate. That's a big ask.

In-ear nutritionist tells diners when they’re eating too fast. http://www.springwise.com/in-ear-nutritionist-tells-diners-eating-fast/

Site offers users cash for their travel reviews. http://www.springwise.com/site-offers-users-cash-travel-reviews/

02.12.2014: Families spending less than in 2006. http://www.bbc.com/news/business-30290451# And if they're the Government's new breed of self-employed 'entrepreneurs', they're spending less than they were in 1806.

Anti-Amazon campaign gathers weight. http://www.theguardian.com/books/2014/dec/01/amazon-christmas-boycott-campaign-amazon-anonymous

Show your customers some appreciation at Christmas. http://www.bmmagazine.co.uk/in-business/advice/27525/show-customers-appreciation-christmas/

Keeping Business Overheads Low With the Help from Public Spaces. http://www.bmmagazine.co.uk/news/27538/keeping-business-overheads-low-help-public-spaces/

Late payment still commonplace in construction sector. http://www.fmb.org.uk/news-publications/newsroom/press-releases/2014/
november/new-research-reveals-credit-where-credit-isnt-due-says-fmb/
Research carried out by the Federation of Master Builders (FMB) and the National Specialist Contractors Council (NSCC) has identified Tier 2 sub-contractors as net providers of trade credit within the construction industry, with many providing more credit to Tier 1 contractors and clients than they receive from their own suppliers. Despite the majority (92%) of FMB and NSCC members surveyed agreeing terms that require their clients to pay within 45 days, only 57% actually receive payment during this period. In contrast, 84% of members who agree to pay their suppliers within 45 days actually do so. Commenting on the findings, FMB Chief Executive Brian Berry said: "This clearly shows that, although contractual payment terms are improving, late payment is still rife within the supply chain and much more needs to be done to ensure payments are made within terms." (EnterpriseQuest) Late payment is far more universal than just the construction sector.

What you need to know about web hosting. http://www.bmmagazine.co.uk/in-business/advice/27412/web-hosting-bugs-backups-need-know/

Annuity mis-selling may affect hundreds of thousands. http://money.aol.co.uk/2014/12/01/annuity-mis-selling-may-affect-hundreds-of-thousands/ I see the Government's mates and donors are going to have their skid-marks washed and aired again?

Phone scammers net £23.9 million in one year. http://www.bbc.com/news/business-30279582# So company profits are much lower than usual, then?

Shoppers who fought over big screen televisions during Black Friday's day of huge discounts are now struggling to sell them on internet. http://www.dailymail.co.uk/news/article-2856308/Black-Friday-shoppers-fought-big-screen-televisions-Asda-Tesco-struggling-sell-internet.html It doesn't matter; they will still be officially classed as 'entrepreneurs'.

PayPal loophole allows Barclaycard to refuse credit card refund. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/jessicainvestigates/11258422/PayPal-loophole-allows-Barclaycard-to-refuse-credit-card-refund.html

Retailers face £100 million bill to get vending machines ready for new, 12-sided £1 coin. http://www.dailymail.co.uk/news/article-2855731/Retailers-count-cost-adapting-automatic-till-parking-meter-vending-machine-country-ahead-new-threepenny-bit-style-1-coin.html

Britain's best Christmas markets. http://www.telegraph.co.uk/travel/destinations/europe/uk/11176161/UK-Christmas-markets.html

Panic button app helps teens with depression reach out for support. http://www.springwise.com/panic-button-app-helps-teens-depression-reach-support/ I would have thought the last thing teens with depression need is anything connected with apps.

Orwell-inspired clothing stops phones being hacked. http://www.springwise.com/orwell-inspired-clothing-stops-phones-hacked/

Wanted: experienced farmer to join the space race. http://www.telegraph.co.uk/technology/news/11266256/Wanted-experienced-farmer-to-join-the-space-race.html

The most annoying business buzzwords. http://money.aol.co.uk/2014/12/01/the-most-annoying-business-buzzwords/ 'Buzzwords'? Most of these 'buzzwords' were being bandied about by trend sheep a decade ago! Still. One musn't expect too much of the media. They don't get out much. Oh, my God. Hi. Guys. Awesome.

01.12.2014: Sorry, but this is no entrepreneurial revolution. http://www.independent.co.uk/news/business/comment/david-blanchflower/sorry-but-this-is-no-entrepreneurial-revolution-9894517.html I see the media is starting to wake up - or perhaps, just weighing up the truth rather than parrot-fashion, simply repeating lying Government propaganda; just as it did eventually, on TTIP (with the Government already promising to pump-prime the NHS with £ billions - before handing it over to US Big Corp); the contaminated supermarket food chain; tax-dodging US Big Corp; the annual £85 billion taxpayer's subsidy to US Big Corp . . . and so on.

Government accused of playing numbers game with apprentices. http://www.theguardian.com/uk-news/2014/nov/30/hundreds-thousands-apprentices-in-uk-paid-little-2-73 The Government can be accused of playing numbers games with everything it has been crowing about. Especially anything to do with 'entrepreneurism', labour market statistics and the economy. And that's being rather more polite than foul-mouthed politicians having their say.

78% of public want more government action on empty homes. http://www.theguardian.com/society/2014/dec/01/more-action-wanted-empty-homes-halifax-survey There are far fewer prospects for cash suppositories for bent politicians and local councillors in empty homes because the land they stand on, has already been sold. Consequently, the public, whether it's 78% or even 100%, can get stuffed.

Banks remove 'red tape' making it easier to get business loans. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/11263731/Banks-remove-barriers-to-business-loans.html You mean - this wasn't 'EU' red tape?! Anyway, we'll believe it when we see it.

£15 billion to be spent on road-funding for England. http://www.bbc.com/news/business-30269231# Plenty of EU-susbsidised work for French corporations and East European workers, then. Although whether or not this is just more Government propaganda, remains to be seen.

Landlines get pricier as callers hang up on old technology. http://www.bbc.com/news/business-30251029#

1-in-4 people would not trust their neighbours to take a parcel delivery. http://www.telegraph.co.uk/news/newstopics/howaboutthat/11263831/One-in-four-Britons-would-not-trust-a-neighbour-to-take-a-parcel.html

The 'schoolboy entrepreneur' cashes in. http://money.aol.co.uk/2014/12/01/tommie-rose-the-schoolboy-business-man-cashes-in/ I think there are an awful lot of schoolboy businesses making a lot more money than this young man but what they don't have is asinine media exposure and a bunch of Government cronies doing a velcro act. Whether or not that will be the death of him, remains to be seen.

Can I get new drivers for my printer? http://www.telegraph.co.uk/technology/advice/11260785/Can-I-get-new-drivers-for-my-printer.html

Rent-a-chef to impress your guests. http://www.dailymail.co.uk/femail/food/article-2853260/The-rent-chef-goes-grocery-shopping-cooks-gourmet-meal-washes-just-35.html

8 worst things about dining out in Britain. http://www.telegraph.co.uk/men/the-filter/11143148/The-8-worst-things-about-dining-out-in-Britain.html I don't usually agree with the observations of tabloid hacks if only in principle, but this time, the man's absolutely right. Personally, I have found good, supper clubs a rewarding experience; on the other hand, I could equally say the same of 'good' restaurants.

Are water supply pipe repairs free? http://www.telegraph.co.uk/property/11258592/Are-water-supply-pipe-repairs-free.html

UK politicians likely to be refused entry to Hong Kong. http://www.theguardian.com/world/2014/nov/30/mps-refused-entry-hong-kong Not a group of terrorist-supporting Friends of Israel who were about to book the wrong flight, by any chance? Still, this does bode well for the future of trade relations with China even if it is only the Chinese who appear willing to keep the situation under control. In the meantime, if our brown-nosers want to do some good, I would have thought a destination like Ferguson, USA, and The American Winter uprisings against their country's terrorist regime, would have been more appropriate? The Pentagon permitting, of course!

Bent 'Bongo Bongoland' Britain: 11 peers gave £14 million to political parties before being appointed to House of Lords. http://www.dailymail.co.uk/news/article-2854988/How-eleven-peers-gave-14m-political-parties-joining-House-Lords.html

DVLA pockets £25 million in 5 years from pimping its data to parking enforcement firms. http://www.dailymail.co.uk/news/article-2855464/DVLA-pockets-25m-five-years-selling-personal-details-millions-motorists-parking-enforcement-firms.html All part of the Government's digital enablement programme for milking dumb plebs.

Petrol sales fall despite price cut. http://money.aol.co.uk/2014/12/01/petrol-sales-fall-despite-price-cut/ Oh, dear! Is The Coalition of Evil's plan to wreck the Russian economy and sabotage Iraqi and Syrian oil production, going to meet with an untimely end?

With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel

 

 

Viewpoint: January 2014; February 2014; March 2014; April 2014 May 2014; June 2014; July 2014; August 2014; September 2014; October 2014; November 2014;

December 2013; November 2013; October 2013; September 2013; August 2013; July 2013; June 2013; May 2013; April 2013; March 2013; February 2013; January 2013

 

 

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