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LATEST! 08.10.2015
(scroll down to see full list; previous month's (September 2015) Viewpoint

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st October 2015

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm

08.10.2015: City watchdog launches probe into 'mortgage prisoners' who can't move home because lenders prevent them from switching or remortgaging. http://www.dailymail.co.uk/news/article-3264270/City-watchdog-launches-probe-mortgage-prisoners-t-home-lenders-prevent-switching-remortgaging.html

From medieval craftsmanship to cutting-edge technology – the sensational winners of the first ever Rural Business Awards. http://www.bmmagazine.co.uk/news/from-medieval-craftsmanship-to-cutting-edge-technology-the-sensational-winners-of-the-first-ever-rural-business-awards/

TransferWise co-founders named EY Entrepreneur Of The Year UK 2015 winners. http://www.bmmagazine.co.uk/news/transferwise-co-founders-named-ey-entrepreneur-of-the-year-uk-2015-winners/

Millions of shoppers hit by rip-off fees when they buy items from abroad. http://www.telegraph.co.uk/finance/personalfinance/bank-accounts/11914724/Millions-of-shoppers-hit-by-rip-off-fees-when-they-buy-items-from-abroad.html

Excessive internet use could be raising your blood pressure, US study finds. http://www.independent.co.uk/life-style/gadgets-and-tech/excessive-internet-use-could-be-raising-your-blood-pressure-us-study-finds-a6685161.html

HSBC and RBS face trial by Twitter as online banking technology fails them. http://www.independent.co.uk/news/business/analysis-and-features/trial-by-twitter-for-big-banks-as-technology-fails-them-a6684001.html A somewhat fanciful notion that Twitter has any meaningful impact on a bunch of crooks subsidised by the taxpayer with the help of a regime of fagging war criminals.

Sky hikes the cost of line rental and increases voicemail charge by 500%. http://www.independent.co.uk/money/sky-hikes-the-cost-of-line-rental-and-increases-voicemail-charge-by-500-a6683941.html It's an expensive business exposing all of those crooked, cheating, doped-up sports the rest of the media, sponsors and governing bodies have been protecting - when you're trying to manage the reputation of your own team of professional cyclists. The 'collateral' losses need to be made up somehow.

Do YOU trust Apple more than the government? Poll reveals people would rather give their data to a brand than politicians. http://www.dailymail.co.uk/sciencetech/article-3263011/Do-trust-Apple-government-Poll-reveals-people-data-brand-politicians.html

Scamwatch: wine investment fraud. http://money.aol.co.uk/2015/10/07/scamwatch-wine-investment-fraud/

French bakers fined for working too much and vent fury at 'criminal record for baking bread'. http://www.telegraph.co.uk/news/worldnews/europe/france/11917098/French-bakers-fined-for-working-too-much-and-vent-fury-at-criminal-record-for-baking-bread.html They should have formed their own 'syndicat' and stoned the public, intimidated passers-by, lit hundreds of carcinogenic fires, contributed significantly to individual and the country's national debt, terrrorised and dropped bombs on childrens' homes and hospitals - and they would have received full media and official backing and acclaim, instead.

6 reasons your business must accept credit. http://bizfinance.about.com/od/startyourownbusiness/fl/Approved-and-Guaranteed-Benefits-of-Accepting-Credit-Cards-for-Payment.htm?utm_content=20151007&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=list_sbinformation

5 Online Payment Services to Help Small Business Owners Get Paid. http://sbinformation.about.com/od/ecommerce/tp/onlinepymt.htm?utm_content=20151007&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=list_sbinformation

4 Affordable Mobile Processing Solutions: Take Credit Cards Anywhere. http://homebusiness.about.com/od/Home_Business_Toolbox/tp/4-Affordable-Mobile-Processing-Solutions.htm?utm_content=20151007&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=list_sbinformation

07.10.2015: RETAIL SALES GROW FASTER THAN EXPECTED – CBI. http://www.internationalsupermarketnews.com/news/19825

Tesco slashes payments terms to 14 days for small firms. http://www.telegraph.co.uk/finance/newsbysector/epic/tsco/11915016/Tesco-slashes-payments-terms-to-14-days-for-smalll-firms.html

David Cameron says home ownership boost will drive Britain’s 'turnaround' decade. http://www.independent.co.uk/news/uk/politics/david-cameron-says-home-ownership-boost-will-drive-britain-s-turnaround-decade-a6683776.html British 'home ownership' that had already been achieved by the Thatcher government - 30 years ago? And everything seemed to be all right - until the latest Tory regime of Big Corp fags and war criminals came along?

Cash for complaints: no thanks – we’re British. http://www.internationalsupermarketnews.com/news/19834

Britain's best fish 'n chip shops. http://www.telegraph.co.uk/food-and-drink/news/Best-fish-and-chip-restaurants-2015/

The Great British Bake Off effect! Engineer enjoys business boom after wannabe bakers rush to restore vintage food mixers. http://www.dailymail.co.uk/femail/food/article-3261782/The-Great-British-Bake-effect-Engineer-enjoys-business-boom-wannabe-bakers-rush-restore-vintage-food-mixers.html

16 to 24-year-olds spend more on food than any other age group, says research. http://www.independent.co.uk/news/uk/home-news/16-to-24-year-olds-spend-more-on-food-than-any-other-age-group-says-research-a6678596.html And this is the 'jobless' generation without two pennies to rub together, is it? Even when I was doing a bit of hod-carrying and rolling in it at their age, the idea of going out to eat was almost alien and a home-based diet of jacket potatoes with baked beans three times a week, was almost obligatory. Mind you, the home budget wasn't being blown on talking plastic shite, crap telecomms connections, a car and getting bladdered every day, either. No wonder the regime needs to give them a taxpayer-funded bung to help them start up with their own barrer!

Everyone loves this American tourist’s random observations about England. http://www.telegraph.co.uk/news/newstopics/howaboutthat/11914645/Everyone-loves-this-American-tourists-random-observations-about-England.html

London cyclists 'the most active in the world'. http://www.telegraph.co.uk/men/active/recreational-cycling/11906240/London-cyclists-the-most-active-in-the-world.html With the exception of a few notable success stories, this is a boat which has been almost completely missed by the UK's business world.

Waterstones to stop seling Kindle as book sales surge. http://www.theguardian.com/books/2015/oct/06/waterstones-stop-selling-kindle-book-sales-surge And another trend which has gone largely un-noticed.

Put warning labels on smartphones to prevent digital addiction, say researchers. http://www.telegraph.co.uk/technology/news/11914851/Put-warning-labels-on-smartphones-to-prevent-digital-addiction-say-researchers.html

Top Ten Innovation Report for October. http://www.springwise.com/top-ten-innovation-report-for-october/

Is 3D printed jewellery the future? http://www.telegraph.co.uk/luxury/jewellery/85712/shaping-the-future-3d-printed-jewellery.html

Crowdfunding adventures in the great outdoors. http://www.springwise.com/crowdfunding-adventures-great-outdoors/

3D printing marketplace only sells high quality, curated items. http://www.springwise.com/curated-marketplace-lets-customers-3d-print-products-home/

Fashion label shows sustainability infographics on packaging. http://www.springwise.com/fashion-label-shows-sustainability-infographics/

Grandfather builds incredible three-storey treehouse in his garden. http://www.telegraph.co.uk/gardening/tools-and-accessories/grandfather-builds-incredible-treehouse-in-back-garden/ This could be the answer to the UK's supposed housing supply and home office crisis. If enough East European carpenters can be persuaded to come over to do the work.

06.10.2015: Councils keep £26bn business rates in 'devolution revolution'. http://money.aol.co.uk/2015/10/05/councils-keep-26bn-business-rates-in-devolution-revolution/

Increases to National Minimum Wage. Changes to National Minimum Wage (NMW) rates came into effect on 1st October 2015. The NMW rate for workers aged 21 or over increased from £6.50 to £6.70; for 18 to 20-year-olds, it increased from £5.13 to £5.30; and for those aged 16 and 17, it increased from £3.79 to £3.87. The NMW rate for apprentices rose by 20%, from £2.73 to £3.30, which is the largest ever increase and exceeds the 3% rise proposed by the Low Pay Commission.

Read more about the changes at: https://www.gov.uk/government/news/government-introduces-largest-ever-increase-to-apprentices-wages

The new rates are detailed at: https://www.gov.uk/national-minimum-wage-rates

Financial support for UK dairy farmers. The European Commission has allocated £26.2 million of financial support to help the UK's 'hard-pressed' dairy industry. England's share (£15.5 million) will be in the form of one-off payments to dairy farmers through the Rural Payments Agency, which will average £1,820 per farmer and be available in December 2015. Agencies in Wales, Scotland and Northern Ireland have discretion as to how to distribute their respective £3.2 million, £2.3 million and £5.1 million share of the funding.

Read more about the support at: https://www.gov.uk/government/news/eu-farming-support-package-allocations-announced

The 10 most common customer service fails by mobile phone operators. http://www.independent.co.uk/news/business/news/the-10-most-common-customer-service-fails-by-mobile-phone-operators-a6680391.html

London hotel adds free vinyl to room service menu. http://www.springwise.com/central-london-hotel-adds-free-vinyl-room-service-menu/

An entirely crowdsourced business venture. http://www.springwise.com/crowdsourced-members-decide-new-product/

Smart water meter tracks individual appliances to curb wastage. http://www.springwise.com/smart-water-meter-tracks-individual-appliances-curb-wastage/

App helps estate agents retain their happy clients. http://www.springwise.com/app-helps-estate-agents-retain-happy-clients/

A guide for starting an office.

A checklist for your home office.

05.10.2015: Half of Britain’s 4.5 million self-employed are in low paid jobs. http://www.bmmagazine.co.uk/news/half-of-britains-4-5-million-self-employed-are-in-low-paid-jobs/ Only what we've been saying for the past FIVE years - so better late than never! Even though 'half' is still being optimistic. And there aren't 4.5 million 'real' self-employed in Britain, either. Maybe 3.5 million? But - as far as getting re-elected is concerned, then job done, job done as the regime's propaganda and webbie tea-boys (and girls) look the other way.

Not so ‘alternative’ as SMEs get $5bn loans from ‘non-banks’. http://www.bmmagazine.co.uk/news/not-so-alternative-as-smes-get-5bn-loans-from-non-banks/

The way we buy cars today - the rise of personal contracts. http://www.bbc.com/news/business-34383082 Nothing to do with exhaust emission levels, then? There's a surprise.

'Paying by smart watch? That'll do nicely'. http://www.bbc.com/news/business-34316249

Cornish pasties “made in America” will NOT be coming to Europe. http://ec.europa.eu/unitedkingdom/blog/index_en.htm

Scams and loneliness. http://www.bbc.com/news/business-34383854

Is it still worth double paying for German engineering. http://www.bbc.com/news/business-34290597 (. . . assembled by immigrant labour.)

04.10.2015: Our high street is a fragile but still functioning ecosystem - mainly because of the lack of predators. http://www.independent.co.uk/voices/comment/our-high-street-is-a-fragile-but-still-functioning-ecosystem-mainly-because-of-the-lack-of-predators-a6675901.html

Don't be led astray by 0% credit cards. http://www.independent.co.uk/money/loans-credit/dont-be-led-astray-by-0-credit-cards-a6677971.html

The Old Spike Roastery: The London coffee roasting company providing housing and an income to the homeless. http://www.independent.co.uk/news/uk/home-news/the-old-spike-roastery-the-london-coffee-roasting-company-providing-housing-and-an-income-to-the-a6678341.html

16 part-time businesses you can start today. http://sbinfocanada.about.com/od/businessideas/fl/The-Best-Part-Time-Businesses.htm?utm_content=20151003&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=list_sbinformation

Halloween - a really sweet business opportunity. http://sbinfocanada.about.com/od/businessopportunities/a/halloweenopps.htm?utm_content=20151003&utm_medium=

03.10.2015: Jobs boom in construction as housebuilding drives growth. http://www.telegraph.co.uk/finance/economics/11906314/Jobs-boom-in-construction-as-housebuilding-drives-growth.html So the construction industry has resolved its skills shortages overnight, has it?

The granny flat boom. http://www.dailymail.co.uk/news/article-3258327/The-granny-flat-boom-Number-families-building-annexe-relatives-spurred-lucrative-tax-breaks-homeowners.html

Forgotten to make a PPI claim? You may only have until spring 2018. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/11906071/Forgotten-to-make-a-PPI-claim-You-may-only-have-until-spring-2018.html

Which? calls for 'complete overhaul' of bank accounts. http://www.bbc.com/news/business-34416667 I'm sure that with a regime of fags hand-picked by the banks, this call will really have some effect. Not.

Consumers warned after increase in card identity theft. http://money.aol.co.uk/2015/10/02/consumers-warned-after-increase-in-card-identity-theft/

London beggars commuting to 'generous' north. http://www.telegraph.co.uk/news/uknews/law-and-order/11908452/Beggars-commuting-to-the-generous-north.html Now there's enterprising for you! Regime 'guru' appointments and knighthoods coming up!

Lord Sugar says there's no such thing as real poverty in 21st century Britain. http://www.telegraph.co.uk/news/society/11909246/Lord-Sugar-says-theres-no-such-thing-as-real-poverty-in-21st-century-Britain.html I actually know a significant number of 'self-employed' and 'entrepreneur' types who don't have these gadgets and struggle to feed their families properly every week. Perhaps media Gobbo-entrepreneurs should get out more?

Channel Tunnel closed and services disrupted again. http://www.telegraph.co.uk/news/uknews/immigration/11909137/Eurotunnel-services-suspended-as-migrants-storm-tunnel.html A 'massive and co-ordinated invasion by a very large group' apparently. Just like The Coalition of Evil entering Iraq, then? Or Afghanistan; or Libya; or Syria; or the Ukraine, etc; etc.

Consequently, it comes as no surprise that the French are alleging 'far-left' and 'anarchist' Brits are behind the mayhem. (http://www.dailymail.co.uk/news/article-3258421/Eurotunnel-services-suspended-migrants-storm-Channel-Tunnel.html) 'Zat is clearly taking work from our syndicats' (French mafia criminals and thugs. Ed), claimed an official spokesperson for the socio-fascist regime. 'Our collegues, freres et compatriots sont very much en colere.' Adding, 'We will be organizing a manif for demain to decider on which jours to have our next greve to fermer the Toonell encore,' he concluded.

Perhaps we should invite Vlad The Bad to spare a few men from the Ukraine and Syria to bring a bit of order to cross-Channel transport, as well? (Although how he's got any money left for international diplomacy after all those crippling sanctions imposed on Russia by the West's regimes, defies the imagination.)

'A call from the Technical Department of Microsoft'. http://www.cnet.com/forums/discussions/a-call-from-the-technical-department-of-microsoft/?tag=nl.e497&s_cid=e497&ttag=e497&ftag=CAD5920658

Uber clampdown could add to London's travel costs and traffic. http://www.telegraph.co.uk/technology/uber/11904915/Uber-clampdown-could-add-to-Londons-travel-costs-and-traffic.html

We need to know what’s involved in the business of dog walking. http://www.theguardian.com/money/blog/2015/oct/03/dog-walking-career-pay-prospects-job I was stunned by the quality and the input this question produced. No wonder Britain is the best place in the world to start a business. If you're a dog.

6 signs that it's time to quit your day job.

Top Ten ways of growing your business.

How to find and sell to your target market.

Creating a sales and marketing strategy.

Is your business technology current?

The most valuable start-ups in the world. http://www.telegraph.co.uk/finance/picture-galleries/11904378/These-are-the-most-valuable-start-ups-in-the-world.html

Top 10 business ideas from Fashion & Beauty over the last 12 months. http://www.springwise.com/top-10-business-ideas-from-fashion-beauty-over-the-last-12-months/

'Downsize to raise cash? It would COST us £90,000'. http://www.telegraph.co.uk/finance/personalfinance/borrowing/11902522/Downsize-to-raise-money-It-would-COST-us-90000.html

Luxury farm stays. http://www.independent.co.uk/travel/hotels/luxury-farm-stays-from-medieval-farmsteads-to-beatrix-potters-farm-a6676576.html

Free, open, crowdsourced city-wide IoT network. http://www.springwise.com/free-open-source-internet-everyone/

Smart wind turbines for family homes learn wind patterns. http://www.springwise.com/smart-wind-turbines-family-homes-look-good/

Grocery app notifies forgotten items and suggests cheapest stores. http://www.springwise.com/app-notifies-forgotten-groceries-instore/ For all the cost-saving apps doing the rounds these days, why is it that never before has the world been in so much debt?

App for cyclists automatically complains about potholes. http://www.springwise.com/app-automatically-complains-potholes/ As a car driver and a cyclist of err, ages and ages, the most critical app which is needed for many modern cyclists - especially in London - is one which teaches good manners, respect for the law and other road (and pavement) users and common sense. Then, they could bring out a similar app for vehicle drivers to follow their lead. Of course, I blame the internet, myself. And Lance Armstrong.

Smart spoon remembers which flavors consumers enjoyed most. http://www.springwise.com/smart-spoon-remembers-flavors-consumers-enjoyed/

LED paint is cheaper and more energy efficient. http://www.springwise.com/paintable-led-technology-cheaper-eco-friendly-alternative/ Even cheaper and more efficient is 'French' paint: which never gets applied at all.

Dutch pop-up restaurant only serves home cooked meals. http://www.springwise.com/dutch-pop-restaurant-serves-home-cooked-meals/ I guess that in The Dark Age of the internet, this would count as something 'new'.

Parental leave management helps pregnant businesswomen. http://www.springwise.com/parental-leave-management-breaking-taboo-pregnancy-business/ A granny, in other words? (What would the world be like without IT and the internet?)

02.10.2015: "Missing" workforce ramps up pressure on labour markets. http://enforbusiness.com/news/missing-workforce-ramps-pressure-labour-markets-201511297 Does that mean that millions of dumbwalking arsebookers, twatterers and selfie-takers don't comprise a 'skilled' or 'talented' workforce? Well, I never.

Britain's 21 best high streets named ahead of public vote. http://money.aol.co.uk/2015/10/01/britains-21-best-high-streets-named-ahead-of-public-vote/

EU probes TV makers over energy efficiency test scores. http://www.bbc.com/news/technology-34412501 It's all Lance Armstrong's fault, as we all know. Long before the internet came along, no-one trusted any manufacturer's claims, everyone knew who was and wasn't cheating and none of this would have been news. Mind you, there weren't hundreds of thousands of bent scrotes duping the public by pretending to be journalists in those days, either.

Official release. Research and analysis. Enterprise pilots in prisons: evaluation. https://www.gov.uk/government/publications/enterprise-pilots-in-prisons-evaluation Britain's war criminal politicians hedging their bets, are they?

(Official) Speech. British business successes. https://www.gov.uk/government/speeches/british-business-successes (Regime propaganda statement, in other words.)

Britain nearly slips out of top 10 in worldwide competitiveness rankings. http://www.bmmagazine.co.uk/newswire/britain-nearly-slips-out-of-top-10-in-worldwide-competitiveness-rankings/ (As not reported by British propaganda or referred to in regime speeches.)

Lack of skilled workers affecting 1 in 4 businesses. http://www.bmmagazine.co.uk/news/lack-of-skilled-workers-effecting-one-in-four-businesses/ Once again - as not referred to in regime propaganda.

Britain’s dejected seaside towns need entrepreneurs to reinvigorate them. http://www.bmmagazine.co.uk/news/britains-dejected-seaside-towns-need-entrepreneurs-to-reinvigorate-them/ That's because they need fewer entrepreneurs and more businessfolk. (Also as not referred to in official speeches or regime propaganda.)

Not just a ‘rural’ issue as London business also held back by slow broadband. http://www.bmmagazine.co.uk/newswire/not-just-a-rural-issue-as-london-business-also-held-back-by-slow-broadband/ Much as this has been common knowledge for donkeys' years, it has almost never been reported. I wonder why that would be?

Experian hack exposes 15 million people's personal information. http://www.theguardian.com/business/2015/oct/01/experian-hack-t-mobile-credit-checks-personal-information How come crooks and hackers don't seem to experience the same problems with crap internet connections as do the public and the small business community? And why are governments around the world allowing internet scammers to make false claims for their connectivity speeds and reliability?

One billion Android smartphones can be hacked with just a song. http://www.telegraph.co.uk/technology/mobile-phones/11905382/One-billion-Android-smartphones-can-be-hacked-with-just-a-song.html And no-one is asking how the public has been lured into buying this crap? Unlike fake emission tests for cars?

01.10.2015: Right to 30-day refund becomes law. http://www.bbc.com/news/business-34403005

Bank account complaints jump by a third. http://www.bbc.com/news/business-34401777 I guess at some stage the public will have to accept that modern banking is just a political and economic pig in a poke. Or should that be a poke in a pig?

45,000 freelancers may be driven out of business by restrictions on tax relief for work travel. http://www.bmmagazine.co.uk/news/45000-freelancers-may-be-driven-out-of-business-by-restrictions-on-tax-relief-for-work-travel/

Pension system discourages saving. http://www.bbc.com/news/business-34393770 That's why the regime and its cronies have been promoting 'entrepreneurship'. So you don't make enough money to have to worry about saving for a pension.

Official release: 'End in sight for roaming rip off', says UK minister. https://www.gov.uk/government/news/end-in-sight-for-roaming-rip-off-says-uk-minister Which 'end in sight' would it be this time?

Brussels to take the axe to red tape in boost for small businesses. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/11901799/Brussels-to-take-the-axe-to-red-tape-in-boost-for-small-businesses.html Which just leaves the conundrum of how red-tape fanatics, the UK, are going to deal with theirs?

New buy-to-let deal escapes George Osborne's landlord tax. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/11901157/New-buy-to-let-deal-escapes-George-Osbornes-landlord-tax.html

Scamwatch: online chat rooms. http://money.aol.co.uk/2015/09/30/scamwatch-online-chat-rooms/

Couple lose almost everything after Facebook removal van scam. http://www.telegraph.co.uk/news/uknews/crime/11901286/Couple-lose-almost-everything-after-Facebook-removal-van-scam.html

Amazon will pay you to deliver packages. http://money.aol.co.uk/2015/09/30/amazon-will-pay-you-to-deliver-packages/ That will be another 250,000 self-employed 'entrepreneurs' to add to the regime's employment statistics.

Twitter to extend 140 character limit? http://www.telegraph.co.uk/technology/twitter/11900012/Twitter-to-get-rid-of-140-character-limit.html The only problem is finding Twitter users with more than a 140 character vocabulary.

30.09.2015: UK firms owed billions in unpaid invoices. According to research by the Asset Based Finance Association (ABFA), the extent of overdue payments to smaller firms in the UK is increasing. Unpaid invoices now amount to more than £67 billion, a rise of 8% compared to 2014 figures, and 36% more than in 2011. The manufacturing and construction sectors are among those with the highest levels of unpaid invoices. Construction firms typically wait 107 days for invoices to be paid, and are owed more than £7 billion, equivalent to 16% of the sector's annual turnover. However, Jeff Longhurst, Chief Executive of the ABFA, said that firms need to recognise that their unpaid invoices are an asset and can be the key to unlocking critical and affordable funding. (EnterpriseQuest)

Read more about the research at: http://www.abfa.org.uk/news/101/UK-SMEs-owed-GBP-67bn-in-unpaid-invoices

Entrepreneurs are now ‘most likely’ to start a business with less than £1,000. http://www.bmmagazine.co.uk/news/entrepreneurs-are-now-most-likely-to-start-a-business-with-less-than-1000/ Millions of 'businessfolk' on the other hand, have been starting up with less than £1,000 for generations.

Two thirds of SMEs positive over business growth. http://www.bmmagazine.co.uk/news/two-thirds-of-smes-positive-over-business-growth/ That will be all of those successful 'businessfolk' who have started up with less than £1000 and avoided taking out an official start-up loan.

If you're worried about TTIP then you need to know about CETA. http://www.independent.co.uk/voices/if-youre-worried-about-ttip-then-you-need-to-know-about-ceta-a6671886.html Yet more significant news being studiously ignored by Ingerlandt's Israeli-American mainstream propaganda.

Uber faces massive crackdown in London. http://www.telegraph.co.uk/technology/news/11899018/Uber-faces-massive-crackdown-in-London.html

Nottingham wins coveted Enterprising Britain Award 2015. http://www.bmmagazine.co.uk/news/nottingham-wins-coveted-enterprising-britain-award-2015/

Reforms to insolvency process introduced. Changes that will reform the insolvency process, improving transparency and strengthening the regulation of insolvency practitioners by the Insolvency Service, are to be introduced from 1st October 2015. The reforms are being introduced under the Deregulation Act 2015 and the Small Business, Enterprise and Employment Act 2015. Under the changes, the way in which insolvency practitioners are authorised to practice will be reformed, and the process for reporting to creditors about the appointment and release of administrators will also be simplified. In addition, insolvency practitioners who intend to charge fees on a 'time-and-rate' basis will have to agree their fees (and any subsequent fee alterations) with creditors in advance of carrying out any work. Other changes to be introduced relate to the process for disqualification of company directors. The threshold at which creditors in England and Wales can commence bankruptcy proceedings against individuals will rise from £750 to £5,000. (EnterpriseQuest)

Read more about the reforms at: https://www.gov.uk/government/news/modernising-and-strengthening-insolvency-processes

And: http://www.out-law.com/en/articles/2015/september/insolvency-law-changes-will-bring-more-transparency-for-creditors/

Tesco to increase number of British dairy farmers’ direct contracts. http://www.internationalsupermarketnews.com/news/19814

Former brothel keeper made £500,000 in three years just yards from local police station. http://www.telegraph.co.uk/news/uknews/crime/11898704/Former-brothel-keeper-made-500000-in-three-years-just-yards-from-local-police-station.html This isn't exactly a surprise. The police are too busy these days, making pricks of themselves at their filming locations.

£84: savings per year from switching off a single light. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/11888968/84-savings-per-year-from-switching-off-a-single-light.html

29.09.2015: London turns down chance to host start of 2017 Tour de France one day before contract was due to be signed because it 'does not offer value for money'. http://www.dailymail.co.uk/news/article-3252960/London-turns-chance-host-start-2017-Tour-France-one-day-contract-signed-does-not-offer-value-money.html London of course, is much more accustomed to pouring £ billions of taxpayers' money into the operations of corporate crooks and any real, profitable benefits to its huge, small business community, are totally irrelevant.

Consumer Rights Act 2015 comes fully into force. The Consumer Rights Act 2015 will come fully into force on 1st October. The Act consolidates most existing laws relating to business-to-consumer contracts for goods and services, such as the Sale of Goods Act, the Supply of Goods and Services Act, and the Unfair Terms in Consumer Contracts Regulations. The Act covers consumer rights when goods (including digital content) are faulty, how services should match up to contractual information provided to the consumer by the trader, and unfair terms in business-to-consumer contracts. (EnterpriseQuest)

For more information about the Act, go to: https://www.gov.uk/government/publications/consumer-rights-act-2015

BIS outlines measures under the Enterprise Bill. The Department for Business (BIS) has published a series of policy papers that outline various measures which will be introduced under the Enterprise Bill. The measures include the appointment of a Small Business Commissioner to intervene on behalf of small firms in disputes over late payment with larger commercial customers, further powers to enable funding of new broadband projects, and a requirement that insurance companies make payments for undisputed claims to firms within a reasonable time. The measures also provide for an extension of red-tape-cutting targets to include the actions of regulators, quality control of apprenticeship training programmes, and the simplification of regulatory advice for business. (EnterpriseQuest)

Read more about the Enterprise Bill at: https://www.gov.uk/government/collections/enterprise-bill

Retailers urged to promote local foods. Defra is urging food producers and retailers to provide more information on food labels about where in the UK the food has originated from. This follows a survey carried out in June 2015 on behalf of East of England Co-op. The survey revealed that 79% of adults believe it is important to buy locally sourced food. Vegetables and meat were the products which survey respondents were most likely to buy if a locally sourced alternative was available. (EnterpriseQuest)

To read more about the research, go to: https://www.gov.uk/government/news/new-call-for-food-labels-to-meet-growing-consumer-demand-for-local-produce

New business minister Anna Soubry wants late paying firms challenged in person. http://www.bmmagazine.co.uk/news/new-business-minister-anna-soubry-wants-late-paying-firms-challenged-in-person/

The Top Ten ways to lose customers.

The Ten Commandments of great customer service.

5 ways to make your customers feel good.

5 must-know lessons from design-driven brands. http://www.springwise.com/5-must-know-lessons-from-design-driven-brands/

Startup resolves customer service issues for free. http://www.springwise.com/startup-resolves-customer-service-issues-free/

Prisoners refurbish bikes to help fund community projects in Malawi. http://www.springwise.com/prisoners-refurbish-bikes-help-fund-community-projects-malawi/ Sounds like a good probationary activity for the world's bankers, too.

Interactive billboards stop London's litterers. http://www.springwise.com/interactive-billboards-stop-londons-litterers/

28.09.2015: 'Why didn't £650 survey spot £165,000 subsidence hell?' http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/11891118/Survey-failed-to-spot-165000-subsidence-hell.html You might as well ask how hundreds of thousands of British houses built on flood plains have got past their surveys, as well.

Anti-virus software: If you use AVG's free software, it will sell your data. http://www.independent.co.uk/life-style/gadgets-and-tech/features/anti-virus-software-if-you-use-avgs-free-software-it-will-sell-your-data-10515043.html Jumping on the bandwagon, is it?

Foodinate: New revolutionary concept allows restaurant customers to donate a meal when buying food. http://www.independent.co.uk/news/uk/home-news/foodinate-new-revolutionary-concept-allows-restaurant-customers-to-donate-a-meal-when-buying-food-a6668486.html Not to mention restaurant profits.

The rise of retro photo and video apps: From Hipstamatic to the VHS Camcorder. http://www.independent.co.uk/life-style/gadgets-and-tech/features/the-rise-of-retro-photo-and-video-apps-from-hipstamatic-to-the-vhs-camcorder-10500964.html Having watched some of the most appalling picture loss and breakdown at yesterday's World Cycling Championships in Richmond, USA, I would have thought a return to pre-World War Two filming technology would have been a major improvement. That this is the country which has sold the world (and the UK government above all) assorted internet, dummyphone and software crap, comes as no surprise!

27.09.2015: Court fee rise will disadvantage SMEs chasing late payments from big business. http://www.bmmagazine.co.uk/news/court-fee-rise-will-disadvantage-smes-chasing-late-payments-from-big-business/

Selling your buy-to-let? Here are some tricks to cut your tax bill. http://www.telegraph.co.uk/finance/personalfinance/capital-gains-tax/11890979/Selling-your-buy-to-let-Here-are-some-tricks-to-cut-your-tax-bill.html

Sellers said my riverside home would never flood! http://www.dailymail.co.uk/news/article-3249541/Sellers-said-riverside-home-never-flood-Buyer-wins-150-000-legal-victory-previous-owner-lied-risk.html

How to get details of your credit rating for free. http://www.independent.co.uk/money/loans-credit/how-to-get-details-of-your-credit-rating-for-free-10517314.html

CNET Community: recommendations for a high quality photo printer. http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497

75 home businesses that pay. http://homebusiness.about.com/od/homebusinessprofiles/a/75-Home-Business-Ideas.htm?utm_content=20150926&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=list_sbinformation

5 rules for choosing a winning business name. http://sbinfocanada.about.com/od/startup/a/createbizname.htm?utm_content=20150926&utm_medium=email&utm_source=

26.09.2015: Government launches nationwide survey of self employed. http://www.bmmagazine.co.uk/news/government-launches-nationwide-survey-of-self-employed/ Which is tantamount to an official admission that all previous 'surveys' aren't worth diddly squat. Which they aren't. Well. Apart from giving the regime a bit of extra (bogus) credibility in the run-up to the recent elections.

Bank of England concerns over buy-to-let boom. http://www.bbc.com/news/business-34356801

5 VAT Pitfalls to Avoid When Running a Small Business. http://www.bmmagazine.co.uk/in-business/finance/5-vat-pitfalls-to-avoid-when-running-a-small-business/

Virtual reality advertising network links brands with developers. http://www.springwise.com/virtual-reality-advertising-network-links-brands-developers/

App keeps drunken users safe and sensible. http://www.springwise.com/app-drunken-users-safe/

Charity night bus tickets provide shelter for London’s homeless youths. http://www.springwise.com/charity-bus-tickets-provide-shelter-londons-young-homeless-night/

25.09.2015: "All I'm trying to do is help other people achieve their dreams". http://money.aol.co.uk/2015/09/24/michelle-mone-defends-use-of-government-car/ This is the regime's latest 'business guru' on her recent appointment while doing the rounds in an official, chauffeur-driven Jaguar. Which kinda follows on from another regime business guru who promised to save the High Street. And the country's apprenticeship structure. Etc. Etc. Or, just the latest dose of bollox.

Young people are burdened with stifling levels of debt. http://money.aol.co.uk/2015/09/24/young-people-are-burdened-with-stifling-levels-of-debt/ That's the whole idea, ranging from student loans to business start-up loans: fodder generation for the regime's puppeteers - the banks.

Mobile phone customers facing bill shock. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/telecoms/11887187/Mobile-phone-customers-facing-bill-shock-as-Ofcom-triples-spectrum-charges-for-operators.html

UK to launch vehicle emissions probe. http://www.bbc.com/news/business-34352548 Who's going to be in charge of this PR exercise, then? Top Gear? Or the Chilcot enquiry? I was having a word about all of this with one of our members who makes a decent living out of trading cars online. Was he worried? About as much as FIFA; the IOC; the IAAF; the IMF; the banks generally; American war criminals; and the list goes on.

Bicycles are top of insurance claim list. http://www.bbc.com/news/business-34335903 Ahead even, of second-hand, log-book loan BMWs with fake performance and emission data? And after all that investment by Big Corp in dumbing down the world's plebs. Next thing you know, 'the public' will be questioning online reviews and what they read in 'the papers'!

5 tips for growing your home business.

Top 7 free business name generators.

Eco-friendly sailboat is a co-working space at sea. http://www.springwise.com/eco-friendly-sailboat-co-working-space-sea/ That's just what's needed for all those millions of refugees displaced by the Coalition of Evil, so that they can arrive in the UK ready-made entrepreneurs to help swell the regime's bogus employment statistics.

Modular roofing panels are an affordable, eco-friendly alternative. http://www.springwise.com/modular-panels-affordable-roofing-developing-world/

Antidepressant app helps patients choose the best suited medication. http://www.springwise.com/antidepressant-app-helps-patients-choose-best-suited-medication/ These should go down a bomb in the world's #1 hypochondriac nation, France; where the majority of the population starts each working week more doped up than Lance Amstrong (or their own athletes) ever was - or were/are.

24.09.2015: SMEs are owed billions in late payments and the figure is climbing. http://www.bmmagazine.co.uk/news/smes-are-owed-billions-in-late-payments-and-the-figure-is-climbing/ And every late-payer almost certainly voted recently, for the 24% Regime.

EE remains most complained about broadband provider, says Ofcom. http://money.aol.co.uk/2015/09/23/ee-remains-most-complained-about-broadband-provider-says-ofcom/

Sports goods fly past the posts: sales forecast to reach £4.4 billion in 2015. http://www.internationalsupermarketnews.com/news/19771 And let's not forget the exponential growth in online sales of performance-enhancing drugs, too. So that every lycra-clad monkey down at the local fitness centre can ape the media's doped-up sports personalities.

More than half of products bought for more than £20 are now bought online for home delivery. http://www.internationalsupermarketnews.com/news/19791 Like performance-enhancing drugs.

Elderly people should be given emotional support to encourage them to downsize. http://www.telegraph.co.uk/active/11885825/Elderly-people-should-be-given-emotional-support-to-encourage-them-to-downsize.html Alternatively, elderly folks' homes could benefit from multi-generational occupation as one usually finds in the rest of the world. (Also a very good scenario for anyone raising young winkles without the stress and cost of finding a good childminder; finding and paying for a decent old folks' home; setting up and running a home business; reducing personal debt levels; regular, decent cooking; and even - a solution to the UK's housing shortage. If there really is one.)

Trouble with all of that is that there's no money in it for the all the parasites who live off the UK's Ponzi housing marketplace.

Seven most common causes of debt. http://money.aol.co.uk/2015/09/23/seven-most-common-causes-of-debt/

New twist on crash-for-cash scam. http://money.aol.co.uk/2015/09/23/crash-for-cash-fraudsters-demanding-money-at-accident-sites/

Top ten items targeted by burglars. http://money.aol.co.uk/2015/09/24/top-10-items-targeted-by-burglars/

How to block emails and unsubscribe from spam with a single click: Gmail rolls out simple tools to help you take control of your inbox. http://www.dailymail.co.uk/sciencetech/article-3246060/Block-emails-unsubscribe-spam-single-click-Gmail-rolls-simple-tools-help-control-inbox.html

Smartphone backlash. http://www.theguardian.com/artanddesign/2015/sep/22/punkt-mobile-phone-london-design-festival

5 Benefits of Using Small Business Debit Cards and How to Get One.

Former UK homes of great writers and poets. http://www.telegraph.co.uk/travel/destinations/europe/uk/11885955/Literary-lodgings-former-UK-homes-of-great-writers-and-poets.html

23.09.2015: 'China must be our number two export market'. http://www.bbc.com/news/business-34325714 That's what Da P.M. was saying about Russia when he visited there 4 years ago. Before he decided to concentrate on the Libyan invasion and murderfest instead. Followed by Syria. And Iraq. And the Ukraine.

Sneaky fees leave us paying out £334m each year on 'misleading' 0% credit cards. http://www.independent.co.uk/money/sneaky-fees-leave-us-paying-out-334m-each-year-on-misleading-0-credit-cards-10511676.html That's why the banks put Cameron and his regime of fags back into power.

BT pledges better broadband for UK. http://www.bbc.com/news/technology-34324046 Yet another 'pledge'?

An “Anywhere Office” can help solve the UK’s productivity problems. http://www.bmmagazine.co.uk/columns/opinion/an-anywhere-office-can-help-solve-the-uks-productivity-problems/ 'They' have been saying this for over twenty years. For as long as 'BT' have been promising better broadband.

Shoppers face 10pc price rises as weak pound hit retailers' profits. http://www.telegraph.co.uk/finance/personalfinance/11880234/Shoppers-face-10pc-price-rises-as-weak-pound-hit-retailers-profits.html

Microsoft Office 2016 released. http://www.independent.co.uk/life-style/gadgets-and-tech/news/microsoft-office-2016-released-updates-for-word-powerpoint-excel-and-outlook-all-revealed-as-software-updated-for-windows-10-10513093.html

Protect yourself from balance transfer disaster. http://money.aol.co.uk/2015/09/22/protect-yourself-from-balance-transfer-disaster/

Dorset butcher's that started as Henry VIII-era market stall is Britain's oldest family business. http://www.telegraph.co.uk/news/shopping-and-consumer-news/11882495/Dorset-butchers-that-started-as-Henry-VIII-era-market-stall-is-Britains-oldest-family-business.html

The rise of the walk-in larder. http://www.dailymail.co.uk/news/article-3244038/The-rise-walk-larder-Number-growing-bespoke-kitchens-pantry-latest-middle-class-have.html Not so much 'the rise' as going back in time. Before slavering property developers, builders and estate agents began selling 'walk-in larders' as first-time-buyer housing.

The value of being customer centric. http://www.bmmagazine.co.uk/columns/opinion/the-value-of-being-customer-centric/

How to - name your brand. http://www.springwise.com/how-to-name-your-brand/

Cambridge Business School calls for Refugee-camp entrepreneurship. http://www.bmmagazine.co.uk/columns/opinion/cambridge-business-school-calls-for-refugee-camp-entrepreneurship/ I don't remember any dopy academics proposing 'refugee-camp entrepreneurship' just after the Second World War when millions of refugees from around the world turned their hands to running successful businesses. Perhaps 'entrepreneurship' wasn't the fashion in those days? And 'war' was very much out of favour.

With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel



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