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LATEST! 09.12.2016
(scroll down to see full list; previous month's (November 2016) Viewpoint

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st December 2016

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm

09.12.2016: 'Easy money' schemes a risk to young. http://www.bbc.com/news/business-38248618 All 'internet' and social media-based, of course. And who's to blame - as always? Parents. The media. Schools. Successive regimes (aka 'governments') of scammers themselves in thrall to thieving American Big Corp. Once again - it's got nothing to do with the EU, so-called populism (another current scam), 'democracy' - or even Strictly Come Dancing.

When we first started analysing bogus business opportunities and money-making scams twenty-five years ago, a youngster even receiving, much less responding to a mailshot would have been almost unique. Now, the internet's entire 'swinish multitude' is fair game, despite a plethora of so-called consumer advice which, if it is to be judged on results, seems to have had nothing but a negative impact. And they call it all 'progress'.

Control of National Grid gas pipe network sold to overseas consortium. http://www.aol.co.uk/news/2016/12/08/control-of-national-grid-gas-pipe-network-sold-to-overseas-conso/ I see the 'Brexit' concept remains as alien to Little Ingerlandt's whoring fags as always. And once again - nothing to do with the EU. Or Brexit Knobhead Nazis - who prefer murdering that rarest of breeds - a decent, honest, principled politician - and threatening to do the same to other like-minded (and pregnant) women, rather than confronting the real dangers in their midst.

No wonder the vast majority of the country's business community who are now being asked to support this old breed of filth in new Gestapo uniforms, are feeling depressed!

Travel study reveals changing behaviour among young and old. http://www.bbc.com/news/business-38238029 Does this mean British 'entrepreneurs' will be abandoning their white Trannies (vans, that is) and returning to their 'barrers' as of old? There might be hope yet!

Great news for business owners as we are set to have 25 hour days in the future. http://www.bmmagazine.co.uk/news/great-news-business-owners-set-25-hour-days-future/ The self-employed have commonly been working 25-hour days for years and scientists have only just woken up to the fact. Whereas in France, small businesses have been working 27 hour days since Napoleon introduced his 'administration' for millions of social inadequates who didn't understand the concept of work. And still don't!

German firms including BMW pull advertising from Breitbart. https://www.theguardian.com/world/2016/dec/08/breitbart-looks-to-france-and-germany-another-alt-right-victory-steve-bannon Could be a sign of still more to come, following on from Lego pulling its advertising from one of the UK's Big Four hate-preaching, pro-terrorist rags, The Daily Mail. 'You will be judged by the company you keep,' as they say. Which small businesses should think of every bit as much as major corporations.

Home Business Ideas That Really Pay. https://www.thebalance.com/home-business-ideas-1794494?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8270409&utm_term=

08.12.2016: Housing crisis 'creates in-work poverty'. http://www.bbc.com/news/business-38219881 More commonly known as British 'home business entrepreneurs'.

TalkTalk's wi-fi hack advice is 'astonishing'. http://www.bbc.com/news/technology-38223805 What is it, then? Put on a woman's clothes and pretend to be a non-entity?

Shoppers 'drowning in a sea of loyalty cards'. http://www.bbc.com/news/business-38237118 Errr, that's the idea.

Motorists at risk from log book delays. http://www.bbc.com/news/business-38231138

Would you fall for the latest ingenious bank scam? http://www.telegraph.co.uk/personal-banking/savings/would-fall-latest-ingenious-bank-scam/

Japan translates tourist info with connected megaphone. https://www.springwise.com/japan-translates-tourist-info-connected-megaphone/?utm_campaign=604189_Springwise%20Daily%20-%202016-12-07&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CY71,2V1FMX,1ADU8,1

Drone-mounted streetlights. https://www.springwise.com/drone-mounted-streetlights/?utm_campaign=604189_Springwise%20Daily%20-%202016-12-07&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CY71,2V1FMX,1ADU8,1

07.12.2016: Theresa May Mocked For Calling For ‘Red, White And Blue’ Brexit. http://www.huffingtonpost.co.uk/entry/theresa-may-mocked-for-calling-for-red-white-and-blue-brexit_uk_5846ade4e4b07ac72449bee4?utm_hp_ref=uk&icid=maing-grid7%7Cmain5%7Cdl1%7Csec1_lnk2%26pLid%3D1109585642_uk Looks like the regime's propagandascheisewriters are taking a break from their daily hate-preaching, terrorist newsfeeds.

Never mind Brexit trade deals for big business, it’s small businesses we need to be worried about. http://www.independent.co.uk/voices/never-mind-brexit-trade-deals-for-big-business-it-s-small-businesses-we-need-to-be-worried-about-a7458316.html I'm afraid the term 'small businesses' isn't to be found in most politicians' vocabularies. That is why they took so readily to Twatter and its conveniently inherent limitations.

Online shopping steals record share of retail spending. http://www.bmmagazine.co.uk/newswire/online-shopping-steals-record-share-retail-spending/ Been waiting a long time for music sales to rebound . . . see below

Vinyl album sales out-perform digital downloads for first time ever. http://www.independent.co.uk/arts-entertainment/music/news/vinyl-sales-digital-downloads-albums-record-store-day-a7458841.html Now there's a cheerful note for you!

What will mortgage lenders accept as income? http://www.telegraph.co.uk/personal-banking/mortgages/will-mortgage-lenders-accept-income/

Chinese firm buys British pub where Xi Jinping and David Cameron shared pint. 'The most famous pub in the world'. http://www.independent.co.uk/news/uk/home-news/chinese-firm-sinofortone-pub-the-plough-cotswolds-david-cameron-xi-jinping-a7458251.html If only the rest of Little Ingerlandt's 'home businesses' could be saved so easily.

Shared ownership: everything you need to know abut how it works - including how much deposit you'll need, what to watch out for and how to 'staircase'. http://www.homesandproperty.co.uk/property-news/buying/first-time-buyers/shared-ownership-a-firsttime-buyers-guide-everything-you-need-to-know-about-how-it-works-including-a106556.html

101 Small Business Ideas to Inspire You to Start a Business. https://www.thebalance.com/small-business-ideas-2951453?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8270353&utm_term=

Fashion partnership brings together rental and retail experiences. https://www.springwise.com/fashion-partnership-brings-together-rental-retail-experiences/?utm_campaign=602305_Springwise%20Daily%20-%202016-12-05&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CWQP,2V1FMX,1A73W,1

New wearable detects alcohol in bloodstream. https://www.springwise.com/new-wearable-detects-alcohol-bloodstream/?utm_campaign=602305_Springwise%20Daily%20-%202016-12-05&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CWQP,2V1FMX,1A73W,1

Supermarket chain uses Twitter to engage customers in marketing campaign. https://www.springwise.com/supermarket-chain-uses-twitter-engage-customers-marketing-campaign/?utm_campaign=602305_Springwise%20Daily%20-%202016-12-05&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CWQP,2V1FMX,1A73W,1

Knitted accessory collection made entirely by retirees. https://www.springwise.com/knitted-accessory-collection-made-entirely-retirees/?utm_campaign=602975_Springwise%20Daily%20-%202016-12-06&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CX9B,2V1FMX,1A9JY,1 A foregone conclusion, isn't it? Millennium Morons, able to knit? Or do anything useful, for that matter?

Out Of Office email becomes a marketing tool. https://www.springwise.com/office-email-becomes-marketing-tool/?utm_campaign=602975_Springwise%20Daily%20-%202016-12-06&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CX9B,2V1FMX,1A9JY,1

Vibrating shirt corrects posture. https://www.springwise.com/vibrating-shirt-corrects-posture/?utm_campaign=602975_Springwise%20Daily%20-%202016-12-06&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CX9B,2V1FMX,1A9JY,1

06.12.2016: Inquiry into self-employment and gig economy. https://www.parliament.uk/business/committees/committees-a-z/commons-select/work-and-pensions-committee/news-parliament-2015/self-employment-gig-economy-launch-16-17/ A wide-ranging inquiry has been launched by the Work and Pensions Committee to review how the welfare system supports the increasing numbers of self-employed and gig economy workers in the UK, and how it might be adapted to meet their needs. Around 15% of the working population (or 5 million people) are now self-employed, while the true number of part-time gig workers is reportedly much higher than official estimates. The Committee has called for written submissions to be made to the inquiry by 16 January 2017, addressing the issues affecting the self-employed and gig workers in relation to Universal Credit, Job Centre Plus support, labour market participation and pensions. (EnterpriseQuest)

UK service sector growth 'continues to strengthen'. http://www.bbc.com/news/business-38207477

Thousands of UK restaurants could go bust, accountancy firm warns. http://www.bmmagazine.co.uk/newswire/thousands-uk-restaurants-go-bust-accountancy-firm-warns/

1.6 million Brits helping to bridge the £4bn business funding gap. http://www.bmmagazine.co.uk/news/1-6-million-brits-helping-bridge-4bn-business-funding-gap/ And not a single official, American migrant, regime 'guru' in sight!

Buy-to-let: best-buy mortgages if you set up as a company. http://www.telegraph.co.uk/investing/buy-to-let/buy-to-let-best-buy-mortgages-set-company/

How hipsters have caused a house price boom across the country. http://www.telegraph.co.uk/property/house-prices/hipsters-have-caused-house-price-boom-across-country/

We bought a crumbling French château - but restoring it was no fairytale. http://www.telegraph.co.uk/property/abroad/we-bought-a-crumbling-french-chteau---but-restoring-it-was-no-fa/ With the second tv series now under way, the question continues to remain: where is the money coming from to pay for all the restoration work, as the original budget would appear to have been blown well before the first tv series had ended? (Mind you, this is British tv!)

'Act now' on Christmas debt worries. http://www.bbc.com/news/business-38187698

Schoolboy entrepreneur grows 1,500 Christmas trees to fund university fees. http://www.telegraph.co.uk/news/2016/12/04/schoolboy-entrepreneur-grows-1500-christmas-trees-fund-university/

How one 24-year-old runs a $70,000-a-month business while traveling the world. http://www.independent.co.uk/travel/how-one-24-year-old-runs-a-70000-a-month-business-while-traveling-the-world-a7455061.html

The village where cannabis is the only livelihood. http://www.independent.co.uk/news/world/asia/cannabis-marijuana-malana-where-is-a7454651.html

China's hi-tech bike hire startups. http://www.bbc.com/news/world-asia-china-38199162

05.12.2016: Compensation call as thousands suffer BT broadband delays. http://www.telegraph.co.uk/news/2016/12/03/compensation-call-thousands-suffer-bt-broadband-delays/

Prepare for disappearing credit cards. http://www.bbc.com/news/business-38184830

Lawyer can charge £60k to wind up an estate - here's how to do it yourself. http://www.telegraph.co.uk/tax/inheritance/lawyer-can-charge-60k-wind-estate-do/

Olympic gold medal-winning rower can't get a mortgage to buy his own home. http://www.telegraph.co.uk/news/2016/12/04/olympic-gold-medal-winning-rower-poor-buy-home/ Obviously not a corrupt, cheating, doped-up fairy called a professional footballer.

8 Home Business Ideas for Creative People. https://www.thebalance.com/creative-home-business-ideas-1794534?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8249448&utm_term=

6 Signs It's Time to Quit Your Day Job. https://www.thebalance.com/signs-its-time-to-quit-day-job-1794352?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8249448&utm_term=

How to Run a Part-Time Home Business. https://www.thebalance.com/how-to-run-a-part-time-home-business-1794794?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8249448&utm_term=

04.12.2016: National Consumer Week - know your rights. http://money.aol.co.uk/2016/12/03/national-consumer-week-know-your-rights/

App aims to arrange loans from family and friends on formal basis. http://money.aol.co.uk/2016/12/02/app-aims-to-arrange-loans-from-family-and-friends-on-formal-basi/

How to protect yourself from credit card fraud online. http://www.telegraph.co.uk/technology/0/protect-credit-card-fraud-online/

03.12.2016: Britons to splurge on Christmas despite Brexit uncertainty. http://www.bmmagazine.co.uk/newswire/britons-splurge-christmas-despite-brexit-uncertainty/

MPs warn of tax phone line 'collapse'. http://www.bbc.com/news/uk-politics-38172508

MPs call on the taxman to up its game. http://www.bmmagazine.co.uk/newswire/mps-call-taxman-game/

57% of small businesses cost less than £1,000 to set up. http://www.bmmagazine.co.uk/news/57-small-businesses-cost-less-1000-set/

'Frighteningly easy' for criminals to get Visa card details, study claims. http://www.bbc.com/news/uk-england-tyne-38181149

£92,000 festive boost for Christmas crafters. http://www.bmmagazine.co.uk/news/festive-boost-christmas-crafters/

Farming industry demands access to single market post-Brexit. http://www.bmmagazine.co.uk/newswire/farming-industry-demands-access-single-market-post-brexit/

WhatsApp to stop running on MILLIONS of smartphones as 2016 ends - find out if you're affected. http://www.mirror.co.uk/tech/whatsapp-stop-running-millions-smartphones-9376803

10 Tasks to Do Before Starting Your Home Business. https://www.thebalance.com/before-starting-your-home-business-1794281?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8249419&utm_term=

How To Do Your Own Market Research. https://www.thebalance.com/how-to-do-your-own-market-research-1794145?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8249419&utm_term=

Sharing economy comes to Wi-Fi. https://www.springwise.com/wifi-sharing-economy/?utm_campaign=599318_Springwise%20Daily%20-%202016-12-01&utm_medium=email&utm_source=Newsletter

02.12.2016: Police forces warn over contactless fraud. http://money.aol.co.uk/2016/12/01/police-forces-warn-over-contactless-fraud/

TalkTalk and Post Office routers hit by cyber-attack. http://www.bbc.com/news/technology-38167453

Landline cost soar - these are the networks hiking prices fastest and putting vulnerable Brits at risk. http://www.mirror.co.uk/money/landline-cost-soar-networks-hiking-9374444

Landline phone prices review launched by Ofcom. http://www.bbc.com/news/business-38166781

Huge rise in 'sextortion' by crime gangs using social media to entrap victims. http://www.telegraph.co.uk/news/2016/11/30/huge-rise-sextortion-crime-gangs-using-social-media-entrap-victims/

Airbnb to impose 90-day limit on London landlords. http://www.aol.co.uk/news/2016/12/01/airbnb-to-impose-90-day-limit-on-london-landlords/

Make your marketing work harder for 2017. http://www.bmmagazine.co.uk/columns/opinion/make-marketing-work-harder-2017/

Connected sign and bench provide local news. https://www.springwise.com/solar-powered-connected-sign-bench-provide-local-news/?utm_campaign=596221_Springwise%20Daily%20-%202016-11-29&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CS1P,2V1FMX,19LXN,1

Mini home robot turns switches on and off. https://www.springwise.com/iot-mini-home-robot-turns-switches-off/?utm_campaign=596221_Springwise%20Daily%20-%202016-11-29&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CS1P,2V1FMX,19LXN,1 This should prove a hit with Millennium Morons and Brexit Knobheads who don't know what a switch is for.

Why Business Partnerships Fail. https://www.thebalance.com/why-business-partnerships-fail-4107045?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8190308&utm_term=

Why Your Partnership Needs a Written Agreement. https://www.thebalance.com/why-your-partnership-needs-a-written-agreement-398401?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8190308&utm_term=

7 Small Businesses You Don't Want to Start. https://www.thebalance.com/worst-small-business-ideas-2947951?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8190308&utm_term=

01.12.2016: Bank governor Mark Carney warns on household debt. http://www.bbc.com/news/business-38155178 It's all very well Mark Carney being Captain Sensible but he's dealing with a regime which is backed to the hilt by those interested in nothing but voters running up household debt. There are even start-up loans for anyone wanting to start an untried, untested, pisspot business venture when once upon a time, it was savings and an extra job which would provide the necessary.

Shoppers now ‘resolutely gloomy’ about the future of the UK economy. http://www.bmmagazine.co.uk/newswire/shoppers-now-resolutely-gloomy-future-uk-economy/ UK shoppers know what an 'economy' is, do they?

Sleep deprivation 'costs UK £40bn a year'. http://www.bbc.com/news/business-38151180 That will be all those households counting their debt instead of counting sheep.

Almost half a million children gamble every week, commission warns. http://www.telegraph.co.uk/education/2016/11/30/450000-children-gambling-every-week-commission-warns/ More good news for the regime's evil, parasite sponsors.

9% of homes built in England last year 'in areas at high risk of flooding'. http://www.aol.co.uk/news/2016/11/30/9-of-homes-built-in-england-last-year-in-areas-at-high-risk-of/ Hands up anyone who is stupid enough to be surprised. Yes! There's someone. It's a Brexit Knobhead again. And who was even more stupid to actually buy homes built in areas at high risk of flooding? Why. Still more Brexit Knobheads. It must be a 'democratic' thing.

Small Business Saturday - will you have to spend more buying local? http://money.aol.co.uk/2016/11/25/small-business-saturday-will-you-spend-more-buying-local/ I can well imagine Brexit Knobheads anguishing over an extra couple of pence spent on a litre of milk - imported from Europe. While another British dairy farm goes bust.

Government starts review of 'gig' economy. http://www.bbc.com/news/business-38147489 Another bit of current jargon for the country's underperformers to amuse themselves with.

Young women are bossing it in UK business start-ups. http://www.bmmagazine.co.uk/news/young-women-bossing-uk-business-start-ups/

Traffic congestion costs UK business an estimated £767 million a year. http://www.bmmagazine.co.uk/news/traffic-congestion-uk-businesses/ Which was all going to be solved by everyone working from home by the year 2000. According to assorted bullshit research/advertorial about 20 years ago.

6 affordable ways to build credibility for your small business. http://www.bmmagazine.co.uk/in-business/advice/affordable-credibility-small-business/ Don't do social media x 6.

30.11.2016: Pension cuts are coming: what's going to happen - and when? http://money.aol.co.uk/2016/11/28/pension-cuts-are-coming-what-s-going-to-happen-and-when/?icid=maing-grid7%7Cmain5%7Cdl1%7Csec1_lnk2%26pLid%3D1390062252_uk Still more shit news for the country's 'silverpreneurs' who already can't make ends meet. As we have pointed out on numerous occasions - the writing has been on the wall for decades. Other than in the regime's hate-preaching propaganda, of course.

Britain's borrowing binge continues as credit card debt hits record high. http://www.telegraph.co.uk/business/2016/11/29/britains-borrowing-binge-continues-credit-growth-hits-11-year/

New online payment safeguards 'brilliant news'. http://www.bbc.com/news/business-38132842 'Doomed to fail', then?

Price cap on rent-to-own goods possible, says FCA. http://www.bbc.com/news/business-38132843

'I paid nearly £3,000 for a £300 washing machine'. http://www.bbc.com/news/business-38143422 High Street bank overdraft again?

HMRC receives record number of complaints. https://www.accountancyage.com/2016/11/18/hmrc-complaints-reach-highest-level-in-seven-years/ Complaints against HMRC reached a seven-year high last year, figures obtained by chartered accountants Saffery Champness have revealed. HMRC handled nearly 81,100 complaints in 2015/16, representing a year-on-year increase of 10%, and this was the most complaints handled in a year since 2008/9. The proportion of complaints fully or partially upheld increased from 46% in 2014/15 to 51% in 2015/16. (EnterpriseQuest)

'We haven't received any complaints from American Big Corp!', an HMRC spokesperson hastened to add.

France becomes first European country to label items from Israeli settlements. http://www.independent.co.uk/news/world/europe/france-becomes-first-european-country-to-label-items-from-israeli-settlements-a7444031.html A commendable if somewhat surprising move from a socio-fascist regime which is better known for the services it has rendered to Israeli terrorism. 'Rabbi' Hollande must be pissed off about something.

And of course, more appropriate labelling for American, British and French terrorist-based economic output wouldn't go amiss, either . . .

Most footballers earn less than the average British salary, survey reveals. http://www.mirror.co.uk/sport/football/news/most-footballers-earn-less-average-9356208 And the prancing, doped-up, cheating fairies aren't even worth that.

Fraudsters tried to sell my home on Rightmove: Court hears how thieves raided owner's bins and faked deeds. http://www.telegraph.co.uk/news/2016/11/28/fraudsters-tried-sell-home-rightmove-court-hears-thieves-raided/ (Advertorial for Zoopla?)

Breaking the mould: why blue cheese is no longer just for Christmas. https://www.theguardian.com/lifeandstyle/shortcuts/2016/nov/29/blue-cheese-sales-soaring-brits-swap-cheddar Britain's hacks only 25 years behind the times. As usual.

How to Listen to a Customer. https://www.thebalance.com/how-to-listen-to-customers-4107009?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8190213&utm_term=

How Home-Based Fitness Businesses Use Video to Succeed. https://www.thebalance.com/how-home-based-fitness-businesses-use-video-to-succeed-4114950?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8190213&utm_term=

29.11.2016: 50,000 small firms fail as a result of late payment. http://www.fsb.org.uk/media-centre/press-releases/stop-late-payments-save-50-000-small-businesses Late payments contribute to the failure of more than 50,000 small firms every year, according to a report by the Federation of Small Businesses (FSB). The report has revealed that an average of 30% of payments owed to small firms are late, costing the UK economy £2.5 billion each year. More than a third (37%) of small firms have experienced cash-flow problems as a result of late payment, while 30% have been forced to rely on their overdrafts. A further 20% of small business owners said that late payment has hit their firm's profits. (EnterpriseQuest)

A fact of business life blithely ignored by regime propaganda in epic bullshit campaigns such as 'Anyone can start a business' and 'Britain is the best place in the world to start and grow a business'. And of course, rigged business start-up statistics.

Post Office strike to disrupt Christmas mail, says union. http://www.bbc.com/news/business-38131257

Value of small business overdrafts down 37%. https://www.fundingoptions.com/latest/smes-under-pressure-as-banks-withdraw-overdrafts Banks are failing to make overdrafts available to small firms in favour of lending to large firms, according to research by Funding Options. The research has revealed that the value of overdrafts provided to small and medium-sized firms fell by 37% to £19 billion from 2011 to 2016. Over the same period, the value of overdrafts made available to large firms increased by 25% to £24 billion. As a result, Funding Options argues that small firms will need to consider alternative finance options in order to meet their short-term funding needs. (EnterpriseQuest)

In other words, backing a sector which has at least 50,000 failures a year down to late-payment alone, is not considered a viable prospect.

How insurers could use 'big data' to charge you more. http://www.telegraph.co.uk/insurance/car/insurers-could-use-big-data-charge/

Meet the entrepreneur solving pollution and homelessness at the same time. http://www.telegraph.co.uk/property/abroad/meet-entrepreneur-solving-pollution-homelessness-time/

The secret life of a landlord: leaking showers and an illicit porn shoot. https://www.theguardian.com/commentisfree/2016/nov/28/secret-life-landlord-housing-property-renting

28.11.2016: Chancellor's Autumn Statement summary and reaction. Chancellor Philip Hammond announced a number of measures that will affect small firms in the Autumn Statement 2016. The key points from the Statement are:

Investment and productivity

A new National Productivity Investment Fund (NPIF) will provide £23 billion of investment in housing, transport, digital communications and science and innovation by 2021/22.

Further steps have been announced for the allocation of the Local Growth Fund, including up to £1.8 billion allocated through a third round of Growth Deals with Local Enterprise Partnerships.

Arrangements for the Northern Powerhouse Investment Fund and Midlands Engine Investment Fund, which will begin making investments in 2017.

Business growth and support

A new Industrial Strategy Challenge Fund will support collaboration between business, researchers and the science sector. The fund will be managed by Innovate UK and research councils.

Additional funding will be allocated to increase research capacity and business innovation, including a significant increase in grant funding available through Innovate UK.

UK Export Finance (UKEF) will double its total risk appetite (the level of risk UKEF will take to achieve its objectives) to £5 billion and increase its capacity to provide support in individual markets by up to 100%.

The number of pre-approved currencies in which UKEF can offer support will increase from 10 to 40 to enable more overseas buyers of UK exports to pay in their own currency.

HM Treasury will lead a review to identify barriers to access to long-term finance for growing firms.

The British Business Bank will invest an additional £400 million in venture capital funds to unlock up to £1 billion of new investment in innovative firms.

Up to £13 million will be allocated to support firms to improve their management skills by implementing Sir Charlie Mayfield's review of business productivity.

From April 2017 the National Living Wage will be set at £7.50.


From April 2017, the National Insurance secondary (employer) threshold and the National Insurance primary (employee) threshold will be aligned.

From April 2017, where the public sector engages an off-payroll worker through their own limited company, liability to pay the correct employment taxes will move from the worker's own company to the public sector body or agency/third party paying the company.

A new 16.5% Flat Rate VAT rate will be introduced for limited cost traders (businesses with low cost bases) from 1 April 2017.

The amount of investment social enterprises aged up to seven years can raise through Social Investment Tax Relief will increase to £1.5 million from 6 April 2017.

From April 2017, most salary sacrifice schemes will be subject to the same tax as cash income.

Rural business rate relief will be doubled from 50% to 100% from 1 April 2017.

As announced at the 2016 Budget, the main rate of corporation tax will be reduced to 17% in 2020.

The Chancellor's speech in full and the Autumn Statement documents are available here: https://www.gov.uk/government/topical-events/autumn-statement-2016

To read the Federation of Small Businesses' reaction to the Statement, go to: http://www.fsb.org.uk/media-centre/press-releases/uk's-small-business-

To read the British Chambers of Commerce's reaction, go to: http://www.britishchambers.org.uk/press-office/press-releases/bcc-gives-

To read the Forum of Private Business's reaction, go to: https://www.fpb.org/blog/autumn-statement-our-members-2016

To read the reaction of IPSE (the Association of Independent Professionals and the Self-Employed), go to:

The bank said it would protect me, but I was still robbed of £51,000. http://www.telegraph.co.uk/personal-banking/current-accounts/bank-said-would-protect-still-robbed-51000/ Not also a Brexit ex-hopeful, by any chance?

Four charts that show how Britons are living beyond their means. http://www.telegraph.co.uk/business/2016/11/26/four-charts-show-britons-living-beyond-means/ Or, what the country's self-employed and small businesses have known for over twenty years.

3 Important Plans You'll Need to Start a Small Business. https://www.thebalance.com/important-plans-you-will-need-to-start-a-small-business-4108325?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8189150&utm_term=

Don't Make These Common Business Plan Mistakes! https://www.thebalance.com/dont-make-these-7-common-business-plan-mistakes-3974592?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8189150&utm_term=

27.11.2016: High streets are deserted as bargain hunters rush online. http://www.telegraph.co.uk/business/2016/11/25/high-streets-deserted-bargain-hunters-rush-online/ It has long been observed that hacks seem to live on another planet. Like Brexit's Knobheads who believed hacks' delusional lies and propaganda and are now contemplating a life of terminal servitude to American Big Corp and terrorism instead.

Black Friday sales rush reported by retailers. http://www.bbc.com/news/business-38092509

Steer clear of fake shopping apps this Cyber Monday. http://money.aol.co.uk/2016/11/26/steer-clear-of-fake-shopping-apps-this-cyber-monday/

Deals on drugs, weapons and stolen data - Black Friday comes to the dark web. http://www.telegraph.co.uk/technology/2016/11/25/deals-drugs-weapons-stolen-data-black-friday-comes-dark-web/ Just like doing official business with Little Ingerland't terrorist regime!

Fancy Bears hack again with attack on senior anti-doping officials. https://www.theguardian.com/sport/2016/nov/25/fancy-bears-hack-again-with-attack-on-senior-anti-doping-officials And cheating, doped-up American athletes, it should be added. As usual. All being studiously ignored by western media propaganda. As usual.

There used to be a time when athletic hopefuls with a bit of talent, a lot of application and a fistful of amphetamines could look forward to earning a few bob as self-employed, professional sportsmen. Now, it seems to be a pre-condition that they are members of the Nazi American Terrorist Occupation (NATO) as well.

Scamwatch: Christmas Facebook fraud. http://money.aol.co.uk/2016/11/26/scamwatch-christmas-facebook-fraud/ It does make you wonder what scammers, fraudsters, terrorists, murderers, paedos, crooks and the rest of scoiety's dross would do if there was no Facebook?

6 Reasons Why Home Business Owners Should Power Off Sometimes. https://www.thebalance.com/why-home-business-owners-should-power-off-sometimes-4114126?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8189021&utm_term=

Business Ideas on a Budget. https://www.thebalance.com/business-ideas-on-a-budget-1200447?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8189021&utm_term=

Wikipedia for physical objects. https://www.springwise.com/wikipedia-physical-objects/?utm_campaign=593179_Springwise%20Daily%20-%202016-11-25&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CPP7,2V1FMX,19BF3,1

Adult teether. https://www.springwise.com/adult-teether/?utm_campaign=593179_Springwise%20Daily%20-%202016-11-25&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CPP7,2V1FMX,19BF3,1

26.11.2016: Small business to bag big boost from Co-op. http://www.internationalsupermarketnews.com/news/25829

Everyone who can now see your entire internet history, including the taxman, DWP and Food Standards Agency. http://www.independent.co.uk/life-style/gadgets-and-tech/news/investigatory-powers-bill-act-snoopers-charter-browsing-history-what-does-it-mean-a7436251.html

Delete yourself from the internet with this website. http://www.telegraph.co.uk/technology/2016/11/25/delete-internet-website/

The quiet town in Britain that became a porn hub. http://www.independent.co.uk/news/uk/home-news/porn-hub-hardcore-porn-sites-consett-durham-simon-dowson-a7438201.html

How to get more phone storage space: Fill up your iPhone with huge apps. http://www.independent.co.uk/life-style/gadgets-and-tech/news/iphone-apple-storage-space-free-more-download-apps-how-to-fix-problems-a7436061.html

How to Keep Your Customers Loyal (and Keep Them Buying!) https://www.thebalance.com/how-to-keep-your-customers-loyal-and-buying-4092670?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8160553&utm_term=

Best Business Opportunities for Retirees. https://www.thebalance.com/best-business-opportunities-for-retirees-2948607?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8160553&utm_term=

Transport data drives restaurant guide listings. https://www.springwise.com/transport-data-drives-restaurant-guide-listings/?utm_campaign=591759_Springwise%20Daily%20-%202016-11-24&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,COLR,2V1FMX,196LC,1

Wastewater turned into furniture. https://www.springwise.com/wastewater-turned-furniture/?utm_campaign=591759_Springwise%20Daily%20-%202016-11-24&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,COLR,2V1FMX,196LC,1

25.11.2016: Autumn Statement shows cost of casual work 'gig economy'. http://www.bbc.com/news/business-38082535 The Autumn Statement shows nothing of the kind - although such reporting from state propaganda, the BBC, is all too predictable.

What it does show is the cost to the British economy of a regime's tax bungs and contractual favours to (mainly) US corporate migrants; a foreign policy of fagging for American terrorism ('special relationship'); and an amoral and intellectually bankrupt political/war criminal leadership.

Whereas even if the country's 'gig' economy may feel it is better at managing its own income than giving it to the Treasury, at least that money will be spent and circulated in the UK and not sent off to offshore bank accounts from where it will fund international terrorism, refugee creation programmes and criminal banking profits and safety nets.

And finally of course, it's good to see that the regime's efforts in boosting the country's self-employed numbers haven't gone to waste. After, the Irish, Scots, Asians, Africans, Muslims, East Europeans and pensioners, the country's self-employed 'entrepreneurs' can now be added to official 'pass the buck' propaganda.

The 10 lies about Black Friday's consumerist circle of hell. https://www.theguardian.com/lifeandstyle/2016/nov/24/black-friday-shopping-lies-consumerist-hell

Jigsaw boss: Black Friday is a 'complete and utter deception'. http://www.bbc.com/news/business-38097413 Only Brexit Knobheads and the tabloids' swinish multitude would ever have thought otherwise.

Millions fail to report crime in case it affects property prices. http://www.independent.co.uk/money/millions-fail-to-report-crime-in-case-it-affects-property-prices-a7431986.html

Flat rate VAT changes for small businesses explained. http://www.bbc.com/news/business-38084493

6 affordable ways to build credibility for your small business. http://www.bmmagazine.co.uk/in-business/advice/affordable-credibility-small-business/

Don’t have a Black Friday. http://www.bmmagazine.co.uk/columns/opinion/dont-black-friday/

Major airline announces new low-budget, no-frills fare. https://www.springwise.com/major-airline-announces-new-low-budget-no-frills-fare/?utm_campaign=588671_Springwise%20Daily%20-%202016-11-22&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CM7Z,2V1FMX,18VQ7,1

Brand powered cycle scheme. https://www.springwise.com/brand-powered-cycle-scheme/?utm_campaign=588671_Springwise%20Daily%20-%202016-11-22&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CM7Z,2V1FMX,18VQ7,1

Swift, accurate HIV test via USB stick. https://www.springwise.com/swift-accurate-hiv-test-via-usb-stick/?utm_campaign=588671_Springwise%20Daily%20-%202016-11-22&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CM7Z,2V1FMX,18VQ7,1

Beauty classes help prepare women for job interviews. https://www.springwise.com/beauty-classes-help-prepare-women-job-interviews/?utm_campaign=590450_Springwise%20Daily%20-%202016-11-23&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CNLE,2V1FMX,19288,1

Clothing company donates to and employs homeless people. https://www.springwise.com/clothing-company-donates-employs-homeless-people/?utm_campaign=590450_Springwise%20Daily%20-%202016-11-23&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CNLE,2V1FMX,19288,1

24.11.2016: Autumn Statement: Extra £3.7bn for housing projects. http://www.bbc.com/news/business-38078208

Autumn Statement 2016: Lettings agent fees will be banned. http://www.bbc.com/news/business-38065249

Supermarket prices 'will rise at least 5% next year as result of Brexit'. http://www.aol.co.uk/news/2016/11/23/supermarket-prices-will-rise-at-least-5-next-year-as-result-of/

Fraudsters targeting Deliveroo customers steal hundreds of pounds of food. http://www.telegraph.co.uk/technology/2016/11/23/fraudsters-targeting-deliveroo-customers-steal-hundreds-pounds/

10 Best-Selling Niches to Make Money Online. https://www.thebalance.com/best-selling-niches-to-make-money-online-4109702?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8160495&utm_term=

7 Ways to Turn Your Home Into a Money-Making Property. https://www.thebalance.com/turn-your-home-into-a-money-making-property-4083216?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8160495&utm_term=

Kids take on the challenge of raising funds for their schools. https://www.springwise.com/kids-take-challenge-raising-funds-schools/?utm_campaign=588039_Springwise%20Daily%20-%202016-11-21&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CLQF,2V1FMX,18TJJ,1

Modular electric smart trucks built in four hours. https://www.springwise.com/modular-electric-smart-trucks-built-four-hours/?utm_campaign=588039_Springwise%20Daily%20-%202016-11-21&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CLQF,2V1FMX,18TJJ,1

Open houses as community hubs for ‘townsters’ and ‘tripsters’. https://www.springwise.com/open-houses-community-hubs-townsters-tripsters/?utm_campaign=588039_Springwise%20Daily%20-%202016-11-21&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CLQF,2V1FMX,18TJJ,1

Cloud based web filtering for schools. https://www.springwise.com/cloud-based-web-filtering-schools/?utm_campaign=588039_Springwise%20Daily%20-%202016-11-21&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CLQF,2V1FMX,18TJJ,1

23.11.2016: Brexit vote wipes $1.5tn off UK household finances in 2016. http://www.independent.co.uk/news/business/news/brexit-latest-uk-finances-pound-value-stocks-2016-credit-suisse-a7431366.html Who needs ISIS when you've got terrorist groups like The Brexit Knobheads?

Brexit causes UK to lose more than 400,000 millionaires. http://www.independent.co.uk/news/business/news/brexit-latest-pound-stocks-millionaires-uk-lose-a7431241.html Plenty of fresh company for the rest of the regime's 'entrepreneurs' then?

Third of online shoppers put themselves at risk of fraud chasing bargains, research finds. http://www.independent.co.uk/money/spend-save/black-friday-deals-2016-fraud-shoppers-at-risk-bargains-a7429786.html 'People aged between 16 and 34 are most at risk, the research suggests, with almost half saying they are more likely to take a chance.' No wonder the idiots are being targeted!

Government pledges faster broadband funds. http://www.bbc.com/news/technology-38051066 This story has done almost as many rounds as successive government pledges to cut red tape. Still. The country's national sport of cheating, doped-up, corrupt professional football will be looking forward to another injection of sponsorship money!

iPhone video bug crashes any Apple phone - here's how to protect yourself. http://www.telegraph.co.uk/technology/2016/11/22/iphone-video-bug-crashes-apple-phone-protect/

Fancy a glass of Sussex? More English sparkling wine is granted protected regional status. http://www.telegraph.co.uk/food-and-drink/news/fancy-glass-sussex-english-sparkling-wine-granted-protected/

23,000 UK businesses given food standards warnings after EU allergy information crackdown. http://www.telegraph.co.uk/news/2016/11/21/23000-uk-businesses-given-food-standards-warnings-after-eu-aller/

US issues alert for tourists travelling to Europe as holidaymakers warned about possible terror attacks at Christmas markets. http://www.mirror.co.uk/news/world-news/issues-alert-tourists-travelling-europe-9306966 The risks still remain much lower for American aliens travelling in Europe than asking a policeman for directions back in the No Go US of A.

Sad reasons people return products to shops. http://money.aol.co.uk/2016/11/22/sad-reasons-people-return-products-to-shops/



With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel



Viewpoint: January 2016; February; March; April; May; June; July; August; September; October; November;

January 2015; February; March; April; May; June; July; August; September; October; November; December.

January 2014; February 2014; March 2014; April 2014 May 2014; June 2014; July 2014; August 2014; September 2014; October 2014; November 2014; December 2014

December 2013; November 2013; October 2013; September 2013; August 2013; July 2013; June 2013; May 2013; April 2013; March 2013; February 2013; January 2013



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