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LATEST! 01.10.2014
(scroll down to see full list; previous month's (September 2014) Viewpoint

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st October 2014

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm

01.10.2014: The hidden taxes costing you a fortune. http://money.aol.co.uk/2014/09/30/the-hidden-taxes-costing-you-a-fortune/

EU to keep Russian sanctions in place over Ukraine. http://www.bbc.co.uk/news/world-europe-29429602# Thus dispelling the propaganda myth that the EU and the US are interested in peace in the region. Otherwise, how else is the Ukraine junta going to spend its $17 billion IMF loan on buying Coalition of Evil-manufactured weapons? Unfortunately, that means still more hardship for business plebs like us whose stock in trade has nothing to do with ethnic cleansing, crimes against humanity, murder, theft and lies - as Russian counter-sanctions also continue to bite.

UK living standards worse than thought. http://www.theguardian.com/business/2014/sep/30/fall-uk-living-standards-deeper-ons-tuc 'Thought' by whom? Public school fags in government on backhanders from Big Corp?

More than 1-in-8 targeted by pension scams. http://money.aol.co.uk/2014/09/30/more-than-one-in-eight-targeted-by-pension-scams/ Leaving the remaining 7-in-8 pensioners suffering from official pension theft.

eBay to split off PayPal online payment business. http://www.bbc.co.uk/news/business-29423251#

Cold calling: the victim who fought back and won. http://www.bbc.co.uk/news/business-20068927

£250,000 fine threatened for deluge of mobile phone spam. http://www.bbc.co.uk/news/business-20068927

Web software firm taunts UK data regulator over cookies. http://www.bbc.co.uk/news/technology-19505835

19 things to learn from a 30-year-old multi-millionaire. http://entrepreneurs.about.com/od/becominganentrepreneur/tp/19-Things-To-Learn-From-a-30-Year-Old-Multimillionaire.htm?nl=1

Boris The Buffoon to brick. 'You will not be alone'. http://www.telegraph.co.uk/news/politics/conservative/11130504/Boris-tells-brick-You-will-not-be-alone.html

Foraging for mushrooms is more popular in France than adultery. http://www.telegraph.co.uk/travel/destinations/europe/france/11129893/Why-autumn-in-France-is-heaven-for-food-lovers.html

30.09.2014: Increase in number of micro-firms reported. http://news.rsagroup.com/pressrelease/view/1666 The number of UK micro-firms (those with between 0 and 9 employees) has risen by 43% (1.4 million) since 2000, according to the 'Growing Pains' report published by RSA Insurance Group, (formerly Royal and Sun Alliance). The number of firms in the 'zero employment' category, which have no employees other than the business founder, has grown most quickly, rising by over 21% since the beginning of the economic downturn in 2008. The proportion of firms classified as high-growth (those achieving 20% annual growth in employment for three consecutive years) has fallen by over 20% since 2005. Around a third of small business owners surveyed said that it is becoming harder, not easier, to grow a business. The highest proportion of business owners who described their firm as 'ambitious' were located in Wales, while Scotland had the lowest proportion of ambitious firms. (EnterpriseQuest)

So this is where all those 'self-employed' and 'home businesses' have been hiding, eh? Doing micro-businessing instead of entrepreneurissing. Does this signal another ill-informed propaganda release from the Prime Minister, one has to ask?

Tory John Redwood warns businesses not to stand in way of EU exit. http://www.theguardian.com/world/2014/sep/29/john-redwood-warns-businesses-stand-way-eu-exit Thus confirming what British businesses have already known for a number of years: that the Conservative Party is no longer the party of British business. (American business is OK, though. And 'Friends of Israel' business.)

Facebook to help advertisers track users across the web. http://www.telegraph.co.uk/technology/facebook/11129174/Facebook-to-help-advertisers-track-users-across-the-web.html

11 unlikely destinations tipped for a tourist boom. http://www.telegraph.co.uk/travel/travelnews/11127781/The-future-of-travel-11-unlikely-destinations-tipped-for-a-tourism-boom.html

How to network your way to the top. http://www.telegraph.co.uk/women/womens-business/11128626/How-to-network-your-way-to-the-top.-Britains-most-connected-woman-reveals-her-secrets.html

29.09.2014: UK consumers face 'lost decade' as spending cuts bite. http://www.bbc.co.uk/news/business-29406079# Hey ho! Goods news for the self-employed and all the small businesses again! Not that there will be any spending cuts on squadrons of fighter planes and bombers 'looking' for fictitious, mediatised targets somewhere in Iraq and perhaps, Syria. Rather than flipping billions of quick bucks on bombing helpless civilians and above all, children, as they usually do.

eBay pays just £620,000 of UK tax on sales of £1.3 billion. http://www.dailymail.co.uk/news/article-2772461/Revealed-Online-auction-giant-eBay-pays-just-620-000-UK-tax-1-3billion-sales.html

Kickstarter dreams come true. http://www.theguardian.com/world/2014/sep/27/potato-salad-kickstarter-ohio-fundraising-potatostock-party

How to clean up on property. http://www.dailymail.co.uk/news/article-2772533/What-tidy-profit-House-sold-state-squalor-goes-market-just-six-months-makeover-later-10-000-more.html

Scamwatch: pyramid schemes. http://money.aol.co.uk/2014/09/29/scamwatch-pyramid-schemes/

28.09.2014: PM tries to woo voters with discount starter homes. http://www.telegraph.co.uk/news/politics/david-cameron/11125553/David-Cameron-tries-to-woo-voters-with-discount-starter-homes.htm

CNET Community: Only 9 iPhone 6 complaints? Really? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=09/26/2014#

5 things dogs can teach us about business. http://entrepreneurs.about.com/od/lifestyle/tp/5-Things-Dogs-Can-Teach-Us-About-Business.htm?nl=1

A guide to writing a marketing plan. http://sbinformation.about.com/od/marketplansample/ss/small-business-marketing-plan.htm?nl=1

Making money with Kindle Direct Publishing: getting started. http://onlinebusiness.about.com/od/Ebook-Publishing/fl/Making-Money-with-Kindle-Direct-Publishing-Getting-Started.htm?nl=1

Glimmer of hope for expats in Spain living in the dark. http://www.telegraph.co.uk/expat/expatnews/11109556/Glimmer-of-hope-for-expats-in-Spain-living-in-the-dark.html

27.09.2014: National Minimum Wage increases on 1st October. https://www.gov.uk/national-minimum-wage-rates The NMW rate for those aged 21 or over will increase from £6.31 to £6.50; for 18 to 20-year-olds, it will increase from £5.03 to £5.13; and for those aged 17 or under, it will increase from £3.72 to £3.79. The NMW for apprentices aged 18 or under, or those aged 19 and over in the first year of their apprenticeship, will increase from £2.68 to £2.73.

Mobiles cleared for use during flights. http://www.bbc.co.uk/news/business-29381193#

26.09.2014: EU moves to block buy-to-let mortgages. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/11121854/Buy-to-let-borrowers-face-new-costs-and-limits.html

'It's time for the Tories to demonstrate that they support British business'. http://www.telegraph.co.uk/finance/economics/11122415/Its-time-for-the-Tories-to-demonstrate-that-they-support-British-business.html But they do support business: 'Friends of Israel' and USA business - especially the business of making a lot of money from the murder of defenceless civilians.

5 quick ways to boost your bottom line. http://sbinformation.about.com/od/creditloans/a/boost-your-bottom-line.htm?nl=1

Christmas markets by train. http://news.uk.voyages-sncf.com/public/read_message.jsp;jsessionid=0;apw68?sigreq=92215264

England's least-visited attractions. http://www.telegraph.co.uk/travel/destinations/europe/uk/11119470/Englands-least-visited-attractions.html

The 10 buy-to let postcodes to avoid. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/11113813/Buy-to-let-the-10-postcodes-with-the-lowest-yields.html

4,000 nurseries threatened with closure. http://www.dailymail.co.uk/news/article-2770306/Shape-ll-close-4-000-nurseries-told-One-six-affected-concerns-including-poor-standards-unsafe-buildings-gaps-aid-training.html

Spies in the sky trap Argentine tax cheats. http://www.dailymail.co.uk/news/article-2769958/Argentine-Government-uses-drone-discover-200-mansions-100-swimming-pools-not-declared-owners.html The UK doesn't need drones to identify tax cheats. We all know who they are - starting with media proprietors and political party donors.

Accountant who defrauded clients out of £2.3million in pyramid scheme and spent the cash on porn is jailed. http://www.dailymail.co.uk/news/article-2770008/Accountant-defrauded-clients-2-3million-pyramid-scheme-spent-cash-porn-jailed.html#ixzz3EO7Y1h5j It sounds as if a promising political career awaits.

Hackers make ten times more money stealing medical records than credit card details. http://www.dailymail.co.uk/news/article-2769109/Forget-credit-card-details-hackers-make-money-stealing-medical-records.html

25.09.2014: 'We've let down small firms on bank loans', admits Vince Cable. http://www.dailymail.co.uk/news/article-2768803/We-ve-let-small-firms-bank-loans-admits-Vince-Cable-Business-Secretary-launchs-astonishing-attack-one-George-Osborne-s-flagship-policies.html So will the Government be demanding billions of pounds of refunds from the banks? After all the taxpayer bail-outs these criminal, financial, commercial and ethical lepers have received so far.

Postal service competition enquiry launched by MPs. http://www.bbc.com/news/business-29343928# I thought MPs had one of those before agreeing to fleece the taxpayer again with the Post Office's privatisation scam?

Car insurance to become cheaper. http://blogs.independent.co.uk/2014/09/24/car-insurance-will-become-cheaper-but-there-are-still-problems-with-the-cost-of-cover/

Warning over new software bug. http://www.theguardian.com/technology/2014/sep/25/bug-bash-software-could-be-bigger-threat-heartbleed

20 things to know about your credit score. http://www.telegraph.co.uk/finance/personalfinance/11120400/Martin-Lewis-20-things-you-must-know-to-boost-your-credit-score.html

10 ways to improve your small business cash flow. http://sbinformation.about.com/od/creditloans/fl/10-Ways-to-Improve-Your-Small-Business-Cash-Flow.htm?nl=1

The 5 most common mistakes of business networking. http://www.bmmagazine.co.uk/in-business/advice/26529/five-common-mistakes-business-networkingthe-five-common-mistakes-business-networking/ As not in fake, online networking.

How to boost your professional reputation. http://www.bmmagazine.co.uk/in-business/advice/26478/boost-professional-reputation/

French wine has met its Waterloo. http://www.dailymail.co.uk/femail/article-2768692/As-English-wine-gets-better-better-JILLY-GOOLDEN-s-taste-test-proves-French-wine-s-met-Waterloo.html French wine has been under pressure for decades but it's always good to see innovative, high quality British products making a name for themselves. Now all we need is for the media and British political classes to come up to speed.

'New-fangled' desserts like Angel Delight are to blame for the decline of the English apple, claims Environment Secretary. http://www.dailymail.co.uk/news/article-2768071/New-fangled-desserts-like-Angel-Delight-blame-decline-English-apple-claims-Environment-Secretary.html Wasn't it the 1960s that Angel Delight first appeared? Whereas the demise of decent apples all around the world, not just Britain, is largely down to political party donors like large supermarket chains who are far more interested in price, than quality. Still, we musn't be too demanding of our politicians or the next step will be psychological profiling and all of a sudden, we won't have any politicians at all!

Don't buy wild-caught salmon, British shoppers urged. http://www.theguardian.com/environment/2014/sep/25/wild-salmon-fish-seafood-guide-mackerel So British shoppers can tell the difference between wild-caught and farmed salmon now, can they? Well, there's novel for you.

Business success from home and hospital. http://www.dailymail.co.uk/femail/article-2767858/I-don-t-know-I-doing-today-I-hadn-t-gone-I-did-Throat-cancer-patient-sketched-high-heels-hospital-sick-bed-founded-successful-wedding-shoe-company.html

Farmer builds dream home from shipping containers. http://www.dailymail.co.uk/news/article-2768293/I-m-desperate-gorgeous-girl-I-just-want-happy-explains-Channel-4-Grand-Designs-team-turn-cover-project.html

24.09.2014: Appetite for loans picks up again, say major banks. http://www.bbc.com/news/business-29324821#

Peer-to-peer lending expained. http://money.aol.co.uk/2014/09/23/peer-to-peer-lending-explained/

Mobile operators in talks for rural coverage compromise. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/11117031/Mobile-operators-in-talks-for-rural-coverage-compromise.html

Paypal's credit card surcharge loophole. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/11087341/Does-PayPal-offer-a-loophole-to-avoid-credit-card-surcharges.html

Taxman sends out 2000 demands to businesses which don't owe a penny, after another computer failure. http://www.dailymail.co.uk/money/news/article-2767083/Taxman-sends-2-000-demands-firms-dont-owe-penny.html

The four ages of home ownership. http://www.telegraph.co.uk/property/propertyadvice/11113415/The-four-ages-of-home-ownership.html

What are buy-to-let mortgages? http://money.aol.co.uk/2014/09/23/what-are-buy-to-let-mortgages/

The 10 best postcodes for buy-to-let. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/11113718/Britains-highest-yields-the-best-10-postcodes-for-buy-to-let.html

The number of British female farmers doubles in five years. http://www.dailymail.co.uk/femail/article-2765406/Women-hands-dirty-British-female-farmers-doubled-five-years-13-000-2008-23-000-One-UK-s-biggest-farmers-29-year-old-Sophie-Hope-explains-why.html

Scotland gets its own web domain. http://www.telegraph.co.uk/technology/news/11115314/Scotland-gets-its-own-web-domain.html Well, it's all been worth it then!

23.09.2014: New consumer rights come into force. https://www.gov.uk/government/publications/misleading-and-aggressive-selling-new-rights-for-consumers Consumers in the UK will be able to take traders who use misleading or aggressive commercial practices to court, following the introduction of the Consumer Protection (Amendment) Regulations 2014. The new Regulations, which will come into force on 1st October 2014, amend the Consumer Protection from Unfair Trading Regulations 2008. Under the amendment, consumers will have the 'right to unwind' a contract, allowing them to undo transactions they have entered into with a trader within 90 days of receipt of goods or services, as long as the goods can be returned or services ended. If goods cannot be returned or the services have ended, the right to a discount will apply. In the event that consumers suffer a loss exceeding the cost of the goods or services, then the right to damages may also be exercised if there is sufficient proof. (EnterpriseQuest)

eBay under pressure as hacks continue. http://www.bbc.com/news/technology-29310042#

Warnings over gold bullion offers. http://www.bbc.com/news/business-29313210#

How to start a side business. http://www.bbc.com/capital/story/20140919-fun-or-folly-working-on-the-side

A guide to social media for small businesses. http://sbinformation.about.com/od/marketingsales/tp/social-media-for-small-business.htm?nl=1

Rabbit hutch Britain. http://www.dailymail.co.uk/news/article-2765826/Rabbit-hutch-Britain-Draconian-building-rules-mean-homes-smallest-Western-Europe-half-size-Ireland.html Could be one of the reasons why the numbers of people running a business from home has slumped from '8 million' to just 2.9 million in under a year?

£30,000 cheaper to buy in France as rates tumble. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/11112887/30000-cheaper-to-buy-in-France-as-mortgage-rates-hit-new-low-for-British-buyers.html Just £30,000? Comparing like-with-like, it's a lot more than that. But the rest of Europe shouldn't be forgotten, either.


With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel



Viewpoint: January 2014; February 2014; March 2014; April 2014 May 2014; June 2014; July 2014; August 2014; September 2014;

December 2013; November 2013; October 2013; September 2013; August 2013; July 2013; June 2013; May 2013; April 2013; March 2013; February 2013; January 2013



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