Logo The Home Business Alliance

Home Business Alliance
1604 Chynoweth House
Trevissome Park
Tel: 0871 284 5100


    Home - About The HBA / HBA Trial Offer - Business Opportunity Watch / BOW Reviews

LATEST! 30.11.2015
(scroll down to see full list; previous month's (October 2015) Viewpoint

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st November 2015

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm

30.11.2015: 'Pay now question later': the future of tax collection. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/12020713/Pay-now-question-later-the-future-of-tax-collection.html

Postmen will take photographs on your property when they leave parcels behind. http://www.telegraph.co.uk/news/uknews/royal-mail/12023289/Postmen-will-take-photographs-on-your-property-when-they-leave-parcels-behind.html All part of the regime's other 'war' on red tape and bureaucracy, no doubt.

Curry houses closing as new generation turns back on the kitchen. http://www.telegraph.co.uk/foodanddrink/12023623/Curry-houses-closing-as-new-generation-turns-back-on-the-kitchen.html

Five ways work will change in the future. http://www.theguardian.com/society/2015/nov/29/five-ways-work-will-change-future-of-workplace-ai-cloud-retirement-remote This all looks terribly complicated to me! I thought the future was self-employment (official) and everyone being more in debt and broke than ever. (Unofficial.)

Air traffic control sale could trigger international bidding war. http://www.telegraph.co.uk/finance/newsbysector/transport/12021902/Air-traffic-control-sale-could-trigger-international-bidding-war.html Of course - why not another 'war' to prop up spending on the country's ongoing war crimes in Iraq, Afghanistan, Syria, Libya, Palestine, North Africa, etc, etc. And with the sale of yet another British taxpayer asset, probably to the world's #1 terrorist state - the USA - the blood-money future of terrorism and still more ISIS-style clones, will remain assured.

French air traffic fonctionnaires (official parasites and leeches) on the other hand, will continue to disrupt European air travel just as they always have done, irrespective of who owns what/where. With the full blessing of their country's socio-fascist, cockroach regime which will not be using tear gas or batons on trade union thugs, because they are its loyal, minority supporters. (Just like the UK's 24% regime of cowboy builders, bankers, fake gurus and Facebook baby-batterers.)

What is Cyber Monday? http://www.mirror.co.uk/money/what-cyber-monday-you-need-6915060

Your rights to returning items you bought by ‘mistake’ on Black Friday. http://www.mirror.co.uk/money/what-just-buy-your-rights-6914048

Israel suspends contact with EU bodies over labelling of West Bank produce. http://www.theguardian.com/world/2015/nov/29/israel-suspends-contact-eu-bodies-labelling-west-bank-produce It makes a change for Israel's paedo-terrorists to be hiding behind labels instead of behind children. Not to worry. With the help of the French, as usual, Israeli dreams of a new super-state are under way as the two launch a fresh war in Syria. http://www.voltairenet.org/article189385.html That should get around labelling problems for a few more years.

The About Guide to Starting a Business. http://www.about.com/money/topic/startabusiness?utm_content=5600187&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

Top 5 Questions to Ask Yourself Before Starting a Business. http://sbinformation.about.com/od/startingabusiness/tp/questions.htm?utm_content=5600187&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

Start Your Home Business in a Month: Week One. http://homebusiness.about.com/od/beforeyoubegin/fl/Start-Your-Home-Business-in-a-Month.htm?utm_content=5600187&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

One fifth of young adults think fish fingers ACTUALLY ARE the fingers of fish, research finds. http://www.mirror.co.uk/news/weird-news/one-fifth-young-adults-think-6880156 And that's what happens when you believe politicians or what you hear and see on telly.

29.11.2015: UK house price growth slowed in November, Nationwide says. http://www.bbc.com/news/business-34941791 That will be another '3 million' insolvent home businesses then. Assuming a £500 p.a. turnover on eBay still counts as 'a business' with the present regime.

Favourable interest rates for Help to Buy Isa schemes. http://money.aol.co.uk/2015/11/28/favourable-interest-rates-for-help-to-buy-isa-schemes/ Another regime propaganda exercise. The interest rates are going to be variable, so there is no guarantee they are going to last. The scheme amounts are derisory. The overall financial benefit isn't even going to keep up with ever-increasing house prices. (Unless there is a housing market crash.) And ISAs have acquired a shit reputation anyway.

Perhaps invest in the Russian rouble and buy a house in Eastern Europe instead? With ISIS suppliers the Ukraine and now, Turkey, the most recently sanctioned by Vlad The Bad (in addition to the USA, Britain and France for their terrorist/'war' activities in Syria, Libya, Iraq, Afghanistan, the Ukraine and northern Africa), the Russian economy looks to be rebounding very nicely indeed.

Web domain registration cost soars as UK internet registry hikes prices by 50%. http://www.independent.co.uk/life-style/gadgets-and-tech/news/cost-of-setting-up-website-soars-as-uk-internet-registry-hikes-prices-by-50-a6750496.html

Half a million British families at risk as hackers target toy firm website accessing information described as a 'goldmine for fraudsters'. http://www.dailymail.co.uk/news/article-3337944/Half-million-families-risk-hackers-target-website-toy-firm-accessing-information-described-goldmine-fraudsters.html

IAAF statement is 'intended to muddy the waters', claims anti-doping expert. http://www.dailymail.co.uk/sport/othersports/article-3337374/IAAF-statement-intended-muddy-waters-claims-anti-doping-expert.html Unfortunately 'doping experts' who have known the truth for centuries, don't get prime-time TV exposure on Fux News or the British Bropaganda Corporation. Like 'experts' or honest journalists commenting on terrorism, it would upset the west's media owners, sponsors and advertisers. Consequently, today's journalistic rule-of-thumb is simply to maintain the status quo. Or, ensure Joe Public can't tell its ISIS from its ARSIS.

Grant Shapps quits amid Tory bullying claims. (Regime's bogus internet 'get-rich-quick' guru slings his hook.) http://www.bbc.com/news/uk-politics-34952981 Interesting to note how political and media values have shaped - and ended - this scrote's career.

28.11.2015: Black Friday: online spending surge in UK and US. http://www.bbc.com/news/business-34931837

Online shoppers, watch out for payment-card-stealing malware this Christmas. http://www.internationalsupermarketnews.com/news/20824

Official release: UK and 18 other EU countries call for business red tape reduction. https://www.gov.uk/government/news/uk-and-18-other-eu-countries-call-for-business-red-tape-reduction Apart from the UK, Germany and France are also making the call. On the grounds that the trio can create more than enough red tape for the entire EU just by themselves.

HMRC declares an end to 'hiding money in another country' from January. http://www.telegraph.co.uk/finance/personalfinance/tax/12020346/HMRC-declares-an-end-to-hiding-money-in-another-country-from-January.html

Before You Buy Accounting Software For Your Small Business. http://sbinfocanada.about.com/cs/beforeyoubuy/bb/bybaccountsoft.htm?utm_content=5555602&utm_medium=email&utm_source=

5 Ways to Simplify Your Business Finances. http://biztaxlaw.about.com/od/biztaxrecords/fl/5-Ways-to-Simplify-Your-Business-Finances.htm?utm_content=5555602&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

The #1 Rule You Need for Business Tax Planning. http://biztaxlaw.about.com/od/taxplantips/fl/The-1-Rule-You-Need-for-Business-Tax-Planning.htm?utm_content=5555602&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

How Giving Back Can Help Your Small Business. http://sbinformation.about.com/od/businessmanagemen1/a/How-Giving-Back-Can-Help-Your-Small-Business.htm?utm_content=5555862&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

7 Simple Ways to Make the Best of Volunteering. http://nonprofit.about.com/od/volunteers/tp/goodvolunteer.htm?utm_content=5555862&utm_medium=email&utm_source=cn_nl&utm_campaign=

Digital fashion designs are downloadable and customizable. http://www.springwise.com/user-assembled-clothes-downloadable-designs/

Phone numbers direct offline marketing to online pages. http://www.springwise.com/offline-marketing-linked-online-content-phone-number/

Seamless touchscreen control via finger angling. http://www.springwise.com/finger-angling-greater-touchscreen-control/

27.11.2015: UK's small businesses welcome Osborne’s ‘building budget’. http://www.bmmagazine.co.uk/news/uks-small-businesses-welcome-osbornes-building-budget/ Really? Perhaps we should wait until the fat lady sings.

Autumn Statement 2015: IFS criticises George Osborne's triple raid on businesses, landlords and workers. http://www.telegraph.co.uk/finance/autumn-statement/12019550/Autumn-Statement-2015-IFS-criticises-George-Osbornes-triple-raid-on-businesses-landlords-and-workers.html Here we go!

George Osborne: Tax returns will have to be filed four times a year. http://www.bmmagazine.co.uk/news/george-osborne-tax-returns-will-have-to-be-filed-four-times-a-year/ Another fine contribution to the regime's '1 out, 3 in' red tape criteria.

AIMS Autumn Spending Review: http://www.aims.co.uk/Content/Files/AIMS_Update.pdf

Get involved with Small Business Saturday. http://www.bmmagazine.co.uk/news/get-involved-small-business-saturday/ Just one day of pretending to support the country's small business majority (99%) shouldn't be too onerous for consumers and politicians (twattering and taking selfies), one shouldn't have thought.

Broadband speeds failing UK businesses. http://www.bmmagazine.co.uk/news/broadband-speeds-failing-uk-businesses/ This story is becoming as common as the regime's red tape propaganda.

British business not to be trusted with our data, say consumers. http://www.bmmagazine.co.uk/news/british-business-not-trusted-data-say-consumers/ If British business doesn't abuse that data then the government/American Big Corp certainly will.

People who work from home earn more money but miss ‘gossip and flirting’. http://www.bmmagazine.co.uk/news/people-work-from-home-earn-more-money-miss-gossip-flirting/ (Advertorial posing as a shaggy dog story.) Anyway, I thought that's what social media for no-lifers was supposed to take care of? Although 'people who work from home earn more money' than whom? 250,000 dead and 11 million refugees, mainly from Syria and the product of the latest American, British and French wealth creation scheme?

Untaxed UK vehicles double after paper tax disc abolished. http://www.bbc.com/news/business-34933962

London’s black cabs to accept contactless payments as fight against Uber intensifies. http://www.bmmagazine.co.uk/newswire/londons-black-cabs-accept-contactless-payments-fight-against-uber-intensifies/

Bitcoin debit card makes cryptocurrency more accessible. http://www.springwise.com/bitcoin-debit-card-makes-cryptocurrency-more-accessible/

Virtual reality mall could be the shopping center of the future. http://www.springwise.com/virtual-reality-mall-shopping-centre-future/

Crowdsourced app for jellyfish warnings. http://www.springwise.com/crowdsourced-app-jellyfish-warnings/

How many rugby players use steroids? It’s more like how many don’t. http://www.theguardian.com/commentisfree/2015/nov/26/rugby-steroids-olympic-games-rio Is this going to be another WADA (World Authorised Dopers' Agency) and media 'revelation' which has been 'overlooked' for 16 years?

26.11.2015: Buy-to-let: Don't do it. http://money.aol.co.uk/2015/11/25/buy-to-let-dont-do-it/ It's a bit late for the media to start saying that! It's been behind the UK buy-to-let trend (and which has been starving the marketplace of affordable housing) - for years.

Autumn Statement: Buy-to-let homes face higher stamp duty. http://www.bbc.com/news/business-34922738 It's very expensive, subsidising the murder industry. The money's got to come from somewhere.

Tricky ways thieves can steal your credit card information. http://money.aol.co.uk/2015/11/25/tricky-ways-thieves-can-steal-your-credit-card-information/

The eye-scanning ATM is almost here. http://www.springwise.com/eye-scanning-atm-provides-screenless-cardless-banking/ British banks haven't even got a handle on telephone banking yet.

More: THOSE SNEAKY BANKS AGAIN (from Marketing Matters at http://ezinematters.com/)

Banks are anxious to get everyone using contactless debit cards, despite the proven problems of accidental charging and high fraud risk, so that their marketeers can collect valuable information on their customer's spending habits, to be sold on.

An editorial piece by Ross Clark in the Daily Mail - "Creepy reason banks want us all to have 'tap and pay' cards" - pointed out the ease with which researchers at Which? magazine were able to obtain a card reader, place it where someone's wallet would pass within a few centimetres of it and then use the name and card number collected to buy a £3,000 television set, despite assurances from the banks that the maximum anyone would be able to take was £20.

Also mentioned were the flood of complaints received by Marks and Spencer when their customers paid cash but still had the amount deducted from their contactless card as well. And Transport for London had to deal with irate passengers who found their Oyster card, when in contact in their wallet or purse with their contactless card, was charging them the maximum fare when they touched in and their contactless card was doing the same as they touched out, turning a £3 journey into an £18 one.

Spending habit data collected from credit and debit card purchases has always been sold on and used to better target telephone sales and junk mail campaigns, and the data from contactless sales is also a saleable item, so the more people the banks can get using their cards the more profit they will make.

Question is, with their track record do they deserve it? And do you feel inclined to help them?

(Note. Those who don't can request, like the writer, that the contactless card sent is destroyed and replaced by the traditional one)

And another scam . . . SHARE THIS AROUND

Another online scam going around, and hacking into people's email accounts to do it, is designed to encourage those who would like to make around £100,000 a year from easy share-dealing from home to sign up for a £200 scheme that uses, they say "a patented mathematical algorithm that was developed especially for binary options trading" to accurately predict shares likely to make a profit for those buying them.

Amazingly the developers of this amazing tool are remaining anonymous but punters can watch a video-blog of "Lisa White from London" who has a number of names and domiciles depending on who the email is sent to (She is also "Melissa Johnson", "Emma Coleman" in Australia, and "Veera Koskinen" in Finland) and who says she makes £7,650 a month, or $7,650 in Australia. It's all promoted with an email to look like a news website and called Online Career Journal, and it's all fiction.

Those who know about "Pump and dump" share scams will recognise the hall-marks on this one and realise that the scammers will wait until they have enough punters who are share-dealing before themselves buying a huge parcel of obscure stocks, promoting them heavily to their subscribers to ramp up the price (the pump) and then selling all their own when enough people have bought (the dump), whereafter the price then plummets, and the scammers start another one.

If it sounds too good to be true...

Top 10 Education Startups This Year. http://www.springwise.com/top-10-education-startups-this-year/

New York pop-up only sells crowdfunded products. http://www.springwise.com/new-york-pop-sells-crowdfunded-products/

Small robots for less disruptive renovations. http://www.springwise.com/tiny-robots-underfloor-repairs/

25.11.2015: Spending Review 2015: House building cash amid cuts. http://www.bbc.com/news/uk-politics-34915218

Stop privatisation of The Land Registry petition. https://you.38degrees.org.uk/petitions/stop-privatisation-of-the-land-registry?bucket=blast

UK is world's third largest online exporter - thanks to Chinese shoppers. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/12007271/UK-is-worlds-third-largest-online-exporter-thanks-to-Chinese-shoppers.html Does that mean it's about time the UK and NATO started dropping bombs on them?

A buoyant christmas ahead as UK consumers are set to increase retail spending. http://www.bmmagazine.co.uk/news/a-buoyant-christmas-ahead-as-uk-consumers-are-set-to-increase-retail-spending/

Interest rates will stay low for longer - but household debt is a worry, says BoE. http://www.telegraph.co.uk/finance/bank-of-england/12014074/Interest-rates-will-stay-low-for-longer-but-household-debt-is-a-worry-says-BoE.html

Beware: 'Fraud' Friday could cost you dear. http://www.independent.co.uk/money/beware-fraud-friday-could-cost-you-dear-a6747401.html

Caution urged ahead of Black Friday shopping bonanza. http://money.aol.co.uk/2015/11/24/caution-urged-ahead-of-black-friday-shopping-bonanza/

Right-to-buy blamed for lack of availability of low-cost homes. http://money.aol.co.uk/2015/11/24/righttobuy-blamed-for-lack-of-availability-of-lowcost-homes/ According to recent media reporting on the other hand, the lack of affordable housing was supposed to be the fault of old farts hanging onto their family homes instead of dying quickly with all profits going to care costs, inheritance tax and the regime's continued bombing of non-ISIS civilian targets in Iraq and Syria.

Lord Coe in fresh controversy over links with Nike and award of world championships to Eugene. http://www.telegraph.co.uk/sport/othersports/athletics/12015267/Lord-Coe-in-fresh-controversy-over-links-with-Nike-and-award-of-world-championships-to-Eugene.html More news of bent US Big Corp and their cast of gofers. I suppose WADA (World Authorised Dopers' Agency) didn't know any of this, either? Or it wasn't their remit at the time? And of course, it's all 'news' to the world's equally bent, corrupt, criminal media as well!

Nearly 20% of working age adults are running a side business. http://www.bmmagazine.co.uk/news/16-per-cent-of-working-age-adults-are-running-a-side-business/

Domain hijacking: Could your business be at risk? http://www.bmmagazine.co.uk/tech/domain-hijacking-could-your-business-be-at-risk/

Myth or money saver: which of these tips will reduce your energy bills? http://www.telegraph.co.uk/finance/personalfinance/energy-bills/11975357/Myth-or-money-saver-which-of-these-tips-will-reduce-your-energy-bills.html

Desktop hive farms edible insects. http://www.springwise.com/worlds-first-edible-insect-desktop-hive/

Personal microbe bank for healthy gut bacteria. http://www.springwise.com/personal-microbe-bank-restore-healthy-gut-bacteria-antibiotics/

Graphene-coated fabric detects noxious gas. http://www.springwise.com/graphene-coated-fabric-detects-noxious-gas/

24.11.2015: Olderpreneurs cash in £400 million of pensions pots to fund start-ups. http://www.bmmagazine.co.uk/news/olderpreneurs-cash-in-400million-of-pensions-to-fund-start-ups/

SMEs braced for freelance staffing clampdown nightmare as workers forced onto payroll. http://www.bmmagazine.co.uk/news/smes-braced-freelance-staffing-clampdown-nightmare-workers-forced-onto-payroll/

Tax 'should be paid where products sold'. http://www.bbc.com/news/business-34900150

Rogue cold call firm fined £80,000 for sending 1.3million spam PPI texts… that’s just 6p a message. http://www.dailymail.co.uk/news/article-3331248/Rogue-cold-call-firm-fined-80-000-sending-1-3million-spam-PPI-texts-s-just-6p-message.html

Scamwatch: Just Eat email warning. http://money.aol.co.uk/2015/11/23/scamwatch-just-eat-email-warning/

US issues worldwide travel warning. http://www.bbc.com/news/world-us-canada-34907009 'With the number of US police arrest killings for 2015 breaching the 1000 mark last week, plus, an additional 336 mass killings so far, America is increasingly viewed as a 'no-go' zone for seasoned travellers and holidaymakers.' (As not reported at all.) Nothwithstanding all the regions around the world where one finds US jackboots on the ground, as well as US-sponsored terrorism, of course.

Paris attacks have little impact on business travel. http://www.deplacementspros.com/Peu-d-impact-des-attentats-de-Paris-sur-les-voyages-d-affaires_a35610.html (Yes, it's in French. It's a non-CIA propaganda release.)

There's more to Google than searching the web. http://www.bmmagazine.co.uk/in-business/advice/theres-more-to-google-than-searching-the-web/

Meltable thermoplastic card can be used to fix anything. http://www.springwise.com/meltable-thermoplastic-card-can-used-fix-anything/

23.11.2015: Black Friday backlash for smaller retailers. http://www.telegraph.co.uk/finance/black-friday/12010508/Black-Friday-backlash-for-smaller-retailers.html

Mary Portas warns regeneration of High Streets will take years. http://money.aol.co.uk/2015/11/22/mary-portas-warns-regeneration-of-high-streets-will-take-years/ Any past observer of Mary Portas and her work with this government had already worked that out.

Nuisance call firms face new crackdown by regulator. http://www.bbc.com/news/business-34895104

EE proposes restrictions on mobile adverts. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/telecoms/12008197/EE-proposes-restrictions-on-mobile-adverts.html

Avoid eBay pitfalls: sell on smartphone apps. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/11983504/eBay-pitfalls-can-you-avoid-them-by-selling-on-smartphone-apps-instead.html

Open consultation. Limited liability partnerships (LLPs) and qualifying partnerships: deregulatory changes. https://www.gov.uk/government/consultations/limited-liability-partnerships-llps-and-qualifying-partnerships-deregulatory-changes

CNET Community: Why do cloud applications take up system resources? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497

Top 10 Home-Based Business Ideas. http://sbinformation.about.com/od/business-ideas/tp/Home-Based-Business-Ideas.htm?utm_content=5545588&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term= And just one of these is an internet-centred business. Or, pretty much how things have stayed for the past twenty years despite the arrival of dummyphones, social media and a procession of self-proclaimed American gurus. All of which have combined, together with numerous other factors, to make these home businesses much less profitable than they were - twenty, even fifty years years ago.

How to start a home-based business that will succeed. http://sbinfocanada.about.com/od/homebusiness/a/6stepshomebiz.htm?utm_content=5545588&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

7 ways to come up with a winning business idea. http://sbinfocanada.about.com/cs/startup/a/businessideas.htm?utm_content=5545588&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

22.11.2015: Basic state pension set to rise to £119.30 a week. http://www.bbc.com/news/uk-politics-34886571 You lucky people, you!

'I’ll be £28,000 worse off with the new state pension – and no one told me'. http://www.telegraph.co.uk/finance/personalfinance/pensions/12007716/Ill-be-28000-worse-off-with-the-new-state-pension-and-no-one-told-me.html

The buy-to-let mortgage trap that 'guarantees' you lose money. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/12007601/The-buy-to-let-mortgage-trap-that-guarantees-you-lose-money.html

Motorists 'face £30 insurance hike next year'. http://money.aol.co.uk/2015/11/20/motorists-face-30-insurance-hike-next-year/

Now you can charter a private jet to Europe for less than £500. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/12007549/Now-you-can-charter-a-private-jet-to-Europe-for-less-than-500.html

21.11.2015: Almost 12 million 'unable to save in last two years'. http://money.aol.co.uk/2015/11/20/almost-12-million-unable-to-save-in-last-two-years/ That be an awful lot of UK 'entrepreneurs', that be.

'It's time to ditch the supermarkets.' http://money.aol.co.uk/2015/11/20/it-s-time-to-ditch-the-supermarkets/ As in boycotting High Street supporters of Israeli terrorism, in other words? Isn't that really why they're in trouble, though? And small, independent shops are doing better? (Which is why HMRC and the regime are trying to destroy them, of course.)

Official speech: Free trade and unlocking prosperity. https://www.gov.uk/government/speeches/free-trade-and-unlocking-prosperity It's been a long time since I've read such a load of hypocritical, childish bollox, especially in the current international climate.

Official speech: Sport and business: a winning combination. https://www.gov.uk/government/speeches/sport-and-business-a-winning-combination Especially if the sport/business combination is American Big Corp, Olympic sponsorship and doped-up, multi-medal-winning American athletes - who aren't, as usual, being scrutinised by WADA (World Authorised Dopers' Agency) at all, at all. (And Sebastian Coe doesn't know anything either.)

Nor is it a winning combination for all the small and local businesses who can't get a look-in because of the regime's fagging arrangements with Big Corp sponsors.

(Are there people out there who actually believe any of this political crap? Twatterers perhaps?)

How a 'personal services company' (PSC) can cut your income tax bill. http://www.telegraph.co.uk/finance/personalfinance/tax/12001069/Autumn-Statement-2015-how-a-personal-services-company-PSC-cut-your-income-tax-bill.html

How insurers hit customers with extra fees: Which hits out at 'sneaky fees' for homeowners. http://www.dailymail.co.uk/news/article-3327923/Which-hits-sneaky-fees-home-insurance-customers.html

Theresa May demands action on firearms trafficking after Paris attacks. http://www.aol.co.uk/news/2015/11/20/theresa-may-demands-action-on-firearms-trafficking-after-paris-attacks/ Tut, tut. That's another 'nice little earner' which some of our enterprising 'heroes' and 'peacekeeping forces' are going to have to forget about. Which only leaves looting historical artefacts, snuff porn, body parts and the next batch of 250,000 dead and 11 million refugees to help power the US and the EU's economies.

The advantages of being a contractor. (The future is self-employed.) http://sbinfocanada.about.com/od/startingadvice/ss/The-Advantages-of-Being-a-Contractor.htm?utm_content=5545551&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term= Or, the future is jobless, as they also say.

A crash course in entrepreneurship. http://entrepreneurs.about.com/od/beyondstartup/fl/A-Crash-Course-in-Entrepreneurship.htm?utm_content=5545551&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term= Or, a car crash of a course in running a business.

Bacteria-powered breathable clothing. http://www.springwise.com/bacteria-powered-breathable-clothing/

Platform connects brands with user-generated images. http://www.springwise.com/user-generated-images-changing-way-brands-connect/

First crowdfunding results: 70 go bust, one makes money. http://www.telegraph.co.uk/finance/personalfinance/investing/12005303/First-crowdfunding-results-70-go-bust-one-makes-money.html Almost as bad as The Dragons' Den, then?

Primrose Hill pub ejects painter and decorator for being too 'scruffy'. http://www.telegraph.co.uk/news/newstopics/howaboutthat/12005753/Primrose-Hill-pub-ejects-painter-and-decorator-for-being-too-scruffy.html The pub's regular clientele of cowboy builders between 'jobs' had complained, it seems.

20.11.2015: Banking and the failure of policing. http://www.bbc.com/news/business-34869083 And that's it, is it? No trials, prison sentences or executions. Millions of people sold themselves into debt slavery, hundreds of thousands lost everything they had, turned to drink and drugs and in many cases, committed suicide and all we are left with, is a banal observation. And barely a murmur from the country's equally-criminal media - which does very well out of the crooked banks, of course. Almost as well as it does out of terrorism, probably.

Nearly half of all SMEs forced to borrow to cover essential outgoings. http://www.bmmagazine.co.uk/news/nearly-half-of-all-smes-forced-to-borrow-to-cover-essential-outgoings/ 'Nearly' half? And the rest!

Genetically engineered salmon are heading to supermarket shelves despite environmentalists’ fears that fish could escape and wreak havoc. http://www.independent.co.uk/news/science/genetically-engineered-salmon-are-heading-to-supermarket-shelves-despite-environmentalists-fears-a6740691.html Looks like yet another money-grubbing, American fcuk-up on the way.

Roma gypsies most negatively perceived European minority group, survey finds. http://www.independent.co.uk/news/world/europe/roma-gypsies-most-negatively-perceived-european-minority-group-survey-finds-a6740746.html

Don't Make These 5 Small Business Money Mistakes! http://biztaxlaw.about.com/od/biztaxrecords/fl/Dont-Make-These-5-Small-Business-Money-Mistakes.htm?utm_content=5517724&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

Increase Christmas Sales by Gifting Your Customers. http://sbinfocanada.about.com/od/salesselling/a/giftcustomers.htm?utm_content=5517724&utm_medium=email&utm_source=

Extension anonymizes Bitcoin transactions. http://www.springwise.com/extension-anonymizes-bitcoin-transactions/

Musicians advertise songs on streaming platforms. http://www.springwise.com/tool-lets-musicians-pay-songs-ads-streaming-platforms/

The tiny steps that can lead you to happiness. http://www.telegraph.co.uk/wellbeing/mood-and-mind/how-dialling-up-your-mental-outlook/

19.11.2015: MicroBiz Matters Day, 8th January 2016. http://microbizmattersday.rocks/

Mis-sold insurance? This scientific formula could win you compensation. http://www.telegraph.co.uk/finance/personalfinance/insurance/11991665/Mis-sold-insurance-This-scientific-formula-could-win-you-compensation.html

55,000 UK SMEs helped to get online with defunct broadband connection vouchers. http://www.bmmagazine.co.uk/news/55000-uk-smes-helped-to-get-online-with-defunct-broadband-connection-vouchers/ Sure. From '4G' to dial-up speeds available twenty years ago.

Petition launched to get more help for UK entrepreneurs & British startups. http://www.bmmagazine.co.uk/news/petition-launched-to-get-more-help-for-uk-entrepreneurs-british-startups/ Which will be ignored to the same extent as every other petition to date.

How Reverse Mentorship can benefit your business. http://www.bmmagazine.co.uk/in-business/advice/how-reverse-mentorship-can-benefit-your-business/

The road to becoming a digital business. http://www.bmmagazine.co.uk/columns/opinion/the-road-to-becoming-a-digital-business/

Clothes with inbuilt air conditioning. http://www.springwise.com/clothes-inbuilt-air-conditioning/

Magnetized workstation lets users work lying down. http://www.springwise.com/magnetized-workstation-lets-users-work-lying/

Airbnb for outdoor advertising marketplace. http://www.springwise.com/open-outdoor-advertising-marketplace/

Meet the plumber who has built an underground 'apocalypse bunker'. http://www.telegraph.co.uk/men/the-filter/meet-the-plumber-who-has-built-an-underground-apocalypse-bunker/ So now we know where all the plumbers are when you can't get hold of one in an emergency.

Champion body-builder who bullied more than £270,000 out of 'vulnerable' pensioners in cold-calling 'green deal' scam is jailed. http://www.dailymail.co.uk/news/article-3323886/Champion-body-builder-bullied-270-000-vulnerable-pensioners-cold-calling-green-deal-scam-jailed.html

18.11.2015: Shortage of builders holding back development, says housebuilder. http://www.telegraph.co.uk/finance/property/12000443/Shortage-of-builders-holding-back-development-says-housebuilder.html

HMRC targets 'affluent' taxpayers in anti-avoidance crackdown. http://www.telegraph.co.uk/finance/personalfinance/tax/11999228/HMRC-targets-affluent-taxpayers-in-anti-avoidance-crackdown.html

This time next year, I'll be a trillionaire! Real life Del Boy who started out on a market stall and is now one of Britain's richest men says he won't retire - even though he's 63. http://www.dailymail.co.uk/femail/article-3320450/Real-life-Del-Boy-started-market-stall-one-Britain-s-richest-men-says-won-t-retire-s-63.html

Bicycle thieves are not welcome at this online marketplace. http://www.springwise.com/bicycle-thieves-not-welcome-online-marketplace/

17.11.2015: Women gear up for ‘decade of female entrepreneurs’. http://www.bmmagazine.co.uk/news/women-gear-up-for-decade-of-female-entrepreneurs/ I thought UK businesswomen had collectively given the term 'entrepreneur' the bum's rush? Which was a very promising move.

Retailers 'harnessing the internet' as drop in footfall recorded. http://money.aol.co.uk/2015/11/16/retailers-harnessing-the-internet-as-drop-in-footfall-recorded/

Don't forget about 'offline'. http://www.bmmagazine.co.uk/in-business/advice/dont-forget-about-offline/

A third of British and American retailers say Black Friday is unprofitable. http://www.bmmagazine.co.uk/newswire/a-third-of-british-and-american-retailers-say-black-friday-is-unprofitable/

Housing crisis: 350,000 UK households unable to rent or buy without help by 2020. http://www.independent.co.uk/news/business/news/housing-crisis-350000-uk-households-unable-to-rent-or-buy-without-help-by-2020-a6736541.html

'Healthy' UK housing market leads to record sales at Taylor Wimpey. http://www.telegraph.co.uk/finance/property/11998166/Healthy-UK-housing-market-leads-to-record-sales-at-Taylor-Wimpey.html

Now shoppers can collect and return third party online orders from Asda Stores. http://www.internationalsupermarketnews.com/news/20594

10 Free or Affordable Small Business Website Design Tools. http://homebusiness.about.com/od/Home_Business_Toolbox/tp/10-Free-Or-Affordable-Small-Business-Website-Design-Tools.htm?utm_content=5517698&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

How to create a small business website that works. http://sbinfocanada.about.com/cs/onlinebusiness/a/buildbizwebsite.htm?utm_content=5517698&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

Card game that challenges prejudices. http://www.springwise.com/card-game-challenges-prejudices/

Convert any old computer into a Google Chromebook. http://www.springwise.com/convert-old-computer-google-chromebook/

Intelligent Assistant app puts users in charge of personal data. http://www.springwise.com/new-intelligent-assistant-app-puts-users-charge-personal-data/ People used to use their brains for this, once upon a time.

16.11.2015: Black Friday fraudsters will con online bargain hunters out of more than £500,000 this year. http://www.dailymail.co.uk/news/article-3319464/Black-Friday-fraudsters-online-bargain-hunters-500-000-year.html

Black Friday costs UK retailers £180m in returned goods. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11984461/Black-Friday-costs-UK-retailers-180m-in-returned-goods.html

Sour truth behind Morrisons’ 'For Farmers’ milk. http://www.telegraph.co.uk/news/earth/agriculture/farming/11996395/Sour-truth-behind-Morrisons-For-Farmers-milk.html

Holiday marketing plan for a home business.

7 holiday businesses you can start now. http://homebusiness.about.com/od/homebusinessprofiles/fl/7-Holiday-Business-You-can-Start-Now.htm?utm_content=5515766&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

15.11.2015: Are you being ripped off at the garage? http://money.aol.co.uk/2015/11/14/are-you-being-ripped-off-at-the-garage/ Wouldn't it be more pertinent to ask where consumers AREN'T being ripped off these days?

Buy-to-let is taxed more in Britain than Germany, France or US - before the new tax. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/11991724/Buy-to-let-is-taxed-more-in-Britain-than-Germany-France-or-US-before-the-new-tax.html That's because those countries aren't full of dumb sheep driving up property prices and using them as short-term investments - and making taxation on homes irresistably lucrative for their governments.

Britain's fixation with property will impoverish a generation. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/11991741/Britains-fixation-with-property-will-impoverish-a-generation.html It already has impoverished a generation. Still - they've all got dummyphones and Sky as consolation prizes instead.

Struggling with stamp duty? You can delay it. http://money.aol.co.uk/2015/11/13/struggling-with-stamp-duty-you-can-delay-it/

How Whitehall spends £289million of YOUR cash on propaganda and marketing... but just £5.6million of freedom law it now claims is 'too expensive'. http://www.dailymail.co.uk/news/article-3318008/How-Whitehall-spends-289million-cash-propaganda-marketing-just-5-6million-freedom-law-claims-expensive.html And anyone care to guess how much Wankminster spends on the country's small business community? The 'silent 99%'? Go on then. Tell me.

5 Ways to Create a Holiday Retail Rush for Your Small Business.

Holiday Pop-Up Shop: Take Your Retail Business to the People.

14.11.2015: UK construction declines for third straight month. http://www.telegraph.co.uk/finance/economics/11993731/UK-construction-declines-for-third-straight-month.html Not to worry. Plenty more refugees on the way now that British bombings in Syria and Iraq have been stepped up.

TTIP trade talks: Germany urges US to let MPs see texts. http://www.bbc.com/news/world-europe-34807494 No such calls from Britain's politicians, on the other hand. 'Fags' are their name; anti-consumer/small business rights are their game.

'Degree needed' to fathom financial small print. http://www.bbc.com/news/business-34807020

Homeopathy 'could be blacklisted'. http://www.bbc.com/news/health-34744858 I'm surprised that Big Pharma and their Wankminster fags haven't suggested this sooner.

Four Air France employees sacked over violent protest. http://www.bbc.com/news/world-europe-34804611 On the other hand, when striking French thugs (criminals) injure ordinary members of the public or bankrupt small businesses, they enjoy police protection and receive full backing from local mairies, French national propaganda and the country's regime. What a difference being an offended 'fonctionnaire' makes.

US haggis import ban 'could be lifted' under new rules. http://www.bbc.com/news/uk-scotland-34808047

Dealing with cashflow problems. http://www.bmmagazine.co.uk/in-business/advice/dealing-with-cashflow-problems/

13.11.2015: UK businesses earned over £1 trillion in 2014. http://www.bmmagazine.co.uk/newswire/uk-businesses-earned-over-1-trillion-in-2014/

Small firms ‘need tougher stance to reduce debtor days’. http://www.bmmagazine.co.uk/news/small-firms-need-tougher-stance-to-reduce-debtor-days/

Half of all British jobs could be replaced by robots, warns Bank of England’s chief economist. http://www.telegraph.co.uk/finance/bank-of-england/11991704/Half-of-all-British-jobs-could-be-replaced-by-robots-warns-Bank-of-Englands-chief-economist.html

Apple 'to launch peer-to-peer payment app'. http://www.bbc.com/news/business-34803074 Let's hope it works better than High Street banks' internet transfers. Other than customers' money into hackers' accounts, of course.

Why chefs are upset about meal-sharing websites. http://www.theguardian.com/sustainable-business/2015/nov/12/airbnb-supper-clubs-chefs-upset-about-meal-sharing-websites-grub-club

Five debt advice fears you should ignore. http://money.aol.co.uk/2015/11/12/five-debt-advice-fears-you-should-ignore/

Nectar Small Business Awards: winners announcement. BESPOKE OFFICE PROVIDER FLOORS JUDGES WITH BUSINESS MODEL, WINNING NATIONAL NECTAR AWARD https://youtu.be/of584feoFz8

By bringing the wow factor to the workplace, the design savvy, Mayfair-based business, Ventia, has beaten hundreds to be crowned Small Business of the Year at this year’s Nectar Business Small Business Awards.

Boasting business prowess and glowing customer testimonials, the chic, boutique serviced office provider amazed the judging panel* including star of BBC1’s Dragon’s Den, Sarah Willingham.

Sarah commented: “Ventia is a really deserving winner of Nectar Business’ Small Business of the Year prize. Their success from design led conversions of period buildings into unique office spaces is inspired.

“Britain has a great entrepreneurial appetite and SMEs are the backbone of our economy. I really was wowed by this year’s Nectar Business Small Business Award winners. All six winners reiterate that with hard work and a clear vision, anything’s possible. I hope that their achievements will motivate others to activate their own business ideas.”

Steve Baker, founder of Ventia said: “It’s brilliant to have recognition in our sector and this win endorses the strength of our business - something which will not only help us reinforce relationships with our clients, but will also support our future business strategy.”

Steve will join the winners of the Awards’ five other categories at the Nectar Business Round Table event and Awards ceremony, hosted by the lead judge, Sarah Willingham, on 10th November. Other winners include:

· Innovation of the Year: next-generation router software provider, Netduma Ltd

· Home Grown Business of the Year: school-to-home communication facilitator, Jigsaw School Apps

· Entrepreneur of the Year: online bespoke jewellery boutique owners, Beatrice and Arnaud de Montille, Merci Maman

· Tradesperson of the Year: family owned plumbing & heating company, Lewis Howard, C & J Heating and Plumbing Ltd

· Contribution to the Community: app provider for people with disabilities, Therapy Box Ltd

Will Shuckburgh, Nectar Managing Director said: “These winners have great passion, dynamic vision and proven success – I’m sold! The breadth of the industries and sectors that our winners represent just goes to show how much creativity we have in Britain.”

For further details on the Nectar Business Small Business Awards 2015, please visit http://www.nectar.com/smallbusiness.

It’s not just Russia: Britain helped create this corruption in sport. http://www.theguardian.com/commentisfree/2015/nov/12/not-just-russia-britain-corruption-allegations-athletics-sport A bit of honest, self-effacing reporting on the subject of cheating in sport, unusually, and entirely in line with what we have been saying for decades. Yet, as the article implies, nothing will change. The taxpayers, Joe Pleb and small businesses will continue to finance the whole money-spinning circus as usual, while only a few, individual fall-guys grab the corrupt media's headlines.

12.11.2015: HMRC makes start-up investors wait a year for refunds. http://www.telegraph.co.uk/finance/personalfinance/investing/11985806/HMRC-makes-start-up-EIS-investors-wait-a-year-for-refunds.html

Lloyds Bank National Business Awards revealed. http://www.bmmagazine.co.uk/news/lloyds-bank-national-business-awards-revealed/

Telephone scam warning issued by fraud action group. http://money.aol.co.uk/2015/11/11/telephone-scam-warning-issued-by-fraud-action-group/

An entire Welsh town is going 'offshore' to avoid tax on local businesses just like Google and Starbucks. http://www.dailymail.co.uk/news/article-3313583/The-Powys-revolution-entire-Welsh-town-going-offshore-avoid-tax-local-businesses-just-like-Google-Starbucks.html

Ding dong! What you need to know before signing up for a direct sales business. https://ca.finance.yahoo.com/blogs/insight/what-you-need-to-know-before-signing-up-for-a-direct-sales-business-183831824.html

Secrets of the sharing economy. http://www.bmmagazine.co.uk/news/secrets-of-the-sharing-economy/

The 4 types of mentors you need in your life to succeed. http://www.bmmagazine.co.uk/newswire/the-4-types-of-mentors-you-need-in-your-life-to-succeed/

Top 11 ways to increase productivity. http://sbinfocanada.about.com/od/timemanagement/ss/Top-10-Productivity-Hacks.htm?utm_content=5487883&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

7 ways to control chaos in your small business. http://sbinfocanada.about.com/od/smallofficehomeoffice/a/officemgt1.htm?utm_content=5487883&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

Dress changes color to convey the wearer’s emotions. http://www.springwise.com/dress-changes-color-convey-wearers-emotions/

Police support via Skype. http://www.springwise.com/police-support-via-skype/ Just like filming another PC Plonker series.

Russia is not alone: the net must now be cast wider to catch the doping cheats. http://www.theguardian.com/sport/2015/nov/11/russia-doping-drug-testing-standards That has been common knowledge for a long time. So, as always, let's start with the money trail. The sponsors. The Olympics. Big buck stadium sports. Football, of course. Puppet organisations like WADA. And the media.

11.11.2015: Three quarters of UK small businesses are missing export opportunity. http://www.bmmagazine.co.uk/news/three-quarters-of-uk-small-businesses-are-missing-export-opportunity/ That's because three quarters of the UK's small businesses aren't part of the country's murder industry or criminal finance sector and consequently, don't receive any help or guidance from the regime whatsoever.

Asda to shun Black Friday sales. http://www.bbc.com/news/business-34774289 All seemed like a good idea at the time. Like using the internet for online banking services. (Barclays gone down again? Thus adding still more weight to the old saying that those who can't do, teach.)

Police chiefs urge stores to cancel Black Friday as Asda abandons flash sale. http://www.telegraph.co.uk/news/shopping-and-consumer-news/11985589/Asda-we-will-not-be-part-of-Black-Friday-this-year.html Good to see another piece of US commercial crap biting the dust. Now all the UK has to ensure is that it doesn't start following doped-up, corrupt, cheating American sporting adaptations of rugby-for-fairies, netball and rounders.

Prince Charles asks to support English farmers by buying local. http://www.internationalsupermarketnews.com/news/20548 Ingerlandt's politicians on the other hand, continue to buy from High Street stores which support Israeli terrorism.

Flood insurance: 'How has my premium leapt 550pc when I'm nowhere near water?' http://www.telegraph.co.uk/finance/personalfinance/insurance/buildingsandcontent/11979412/Flood-insurance-How-has-my-premium-leapt-550pc-when-Im-nowhere-near-water.html You will be. Patience. (And what's everyday fleecing the public got to do with water, anyway?)

How fast is Britain's broadband? http://www.bbc.com/news/technology-34775064

Warning over computer takeover fraud. http://www.bbc.com/news/business-34775226

Israel says EU is 'emboldening its enemies' with labelling plans. http://www.theguardian.com/world/2015/nov/10/israel-accuses-eu-of-emboldening-iraels-enemies-with-labelling-plans Let's hope Israel's 'enemies' feel sufficiently 'emboldened' to finally drive out its terrorists, in that case, just as they did in Jugoslavia, Afghanistan, Iraq, Libya, Syria and the Ukraine, etc, etc. And level the commercial playing field so that Israel has to sell its goods on the same terms as every other country and producer in the world. (Apart from the US, of course.) And not hide, as always and with the usual theatrical performance, behind the skirts of 'anti-Semitism' for the continuing enrichment of a handful of mutually aligned, western corporate interests.

Glasses transcribe text for the hearing impaired. http://www.springwise.com/voice-recognition-wearable-hearing-impaired/

New smartphone battery lasts 10h with 5 minutes charging. http://www.springwise.com/new-battery-architecture-charging-revolution/

Fluorescent dressing glows to detect infections. http://www.springwise.com/fluorescent-dressing-detects-infected-wounds/

10.11.2015: Sunday trading law proposals 'facing defeat'. http://www.bbc.com/news/uk-politics-34772708

OECD cuts global growth forecasts amid 'deep concern' over slowdown. http://www.bbc.com/news/business-34763751 Small businesses and the self-employed have been 'deeply concerned' over the economic slowdown for at least the past decade. Nor have they sought to address the problem by bombing future export markets and using millions of displaced, penniless refugees as their latest terrorist strategy to expand the waistlines of a handful of shekel-worshipping, rabid American psycopaths.

Still, American teaboys, WADA, (World Authorised Doping Agency) are doing their bit by recommending Russian sporting (business) interests be sanctioned after disclosing fifty-year-old common knowledge (a la Armstrong) that a number of Russia's athletes had been doping. Quite why this self-proclaimed 'independent' investigation led by Dick Pound only restricted its findings to the Russians - OK a rhetorical question; (Mr Pound being better known for spending his entire term in office commenting only upon doping in professional cycling); and why Mr Pound and his team of inactive dope-police hadn't seen fit to share this common knowledge - and to its full extent - since WADA's formation in 1999, is not expected to challenge the intellect even of someone who admits to watching Fux News. All the more so as no comprehensive, independent enquiry into doping in sports is currently on the table nor being planned - as that really would upset WADA itself, the IOC, the IAAF, FIFA, etc, etc, and all their corrupt hangers-on, including the media.

However, US Big Corp sponsors of endemic doping by American athletes and Olympic bid-rigging (not being recommended for sanctioning by WADA, naturally) will happily be looking to recover some of their recent commercial losses in the wake of a global boycott of firms which have been supporting Israeli terrorism.

Small firms dissatisfied with legal profession. Small firms' dissatisfaction with legal services providers has remained unchanged over the last two years, research published by the Legal Services Board (LSB) has indicated. In 2013, LSB research revealed that just 13% of small firms believe lawyers are cost effective, and a survey of 10,528 small firms earlier this year produced the same result. Many of the firms recently questioned said they went to an accountant rather than a lawyer for legal help, and around one in two described lawyers as "a last resort".

Read more about the research at: http://www.legalservicesboard.org.uk/news_publications/LSB_News/PDF/2015/20151021_

Minimum bedroom size proposed to clamp down on overcrowding. http://money.aol.co.uk/2015/11/09/minimum-bedroom-size-proposed-to-clamp-down-on-overcrowding/

Entrepreneur, 26, builds a million-dollar company selling boxes of health food for $25 - and they sell out every month! (Advertorial.) http://www.dailymail.co.uk/news/article-3309730/Entrepreneur-Peta-Shulman-26-builds-million-dollar-company-selling-GoodnessMe-boxes-health-food-25-sell-month.html Worth a larf to see how many 'reporting' errors there are. Plus, an Ozzie dollar is worth less than half a British parnd. So even if we take an astronomical profit margin of 50%, that means this entrepreneur is worth about the same as a typical British householder. From a very simplistic point of view, of course. Or, rocket science, if appearing in a tabloid.

Argos website crashes - and phone lines jammed. http://money.aol.co.uk/2015/11/09/argos-website-crashes-and-phone-lines-jammed/ That's because all the Argos broadband routers were too close to the ceiling lights. As well as the fault of those pesky Rusky Muslim jihadist doped-up Olympic cyberhackathletes again.

Keyboard app sends encrypted, hidden messages. http://www.springwise.com/keyboard-app-hides-private-messages/

Crowdfunding local charities through online sales. http://www.springwise.com/crowdfunding-local-charities-online-sales/

Japanese drink vending machine also takes selfies. http://www.springwise.com/japanese-drink-vending-machines-also-take-selfies/ Da PM will be standing in front of one of those, then!

09.11.2015: Eurozone retail sales drop in September for first time in six months. http://www.internationalsupermarketnews.com/news/20365

Five ways you'll be 'sacked' by your bank – and it's only getting worse. http://www.telegraph.co.uk/finance/personalfinance/bank-accounts/11906413/Compare-bank-accounts-five-ways-youll-be-dumped-by-your-bank.html

E.On to pay £7m for smart meter failure. http://www.bbc.com/news/business-34763769 It seems to be the case these days that anything with the prefix 'smart' has been designed and built by morons.

Why holiday homes will be the next buy-to-let boom. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/11979388/Why-holiday-homes-will-be-the-next-buy-to-let-boom.html A bit slow off the mark, as usual. By about a hundred and fifty years. The media and the internet will be discovering the wheel, next.

£3.5m Crowdfunder Launched To Build a Permanent Street Food Market in London. http://www.internationalsupermarketnews.com/news/20357

Cowboy builder who pocketed £25,000 to renovate a house 'left young family homeless after ripping their home apart then downing tools because he had a bad back'. http://www.dailymail.co.uk/news/article-3309351/Builder-left-family-homeless-pocketed-life-savings.html There are so many of these Tory-voting crooks leeching off trusting homeowners, that any government with a pair of balls would have dumped them in the Mediterranean by now and let in some honest and skilled contractors to take their place.

The problem in the UK is that there are a number of practices which have developed over the years, such as paying up front for work which hasn't yet been performed and standards, justified by a laissez-faire, substandard construction industry itself, although supported by the courts, which can often be described as absolute crap. (That's assuming the builder has even bothered to turn up and emerged from his van!)

As a genuine 'cowboy' once put it, he was fed up being tarred with the same brush as shite English building contactors. And DON'T think you are necessarily going to receive competent, professional and timely advice from solicitors, architects, surveyors and consulting engineers, either!

08.11.2015: Millions of letters go unanswered for three weeks or more by taxman. http://www.telegraph.co.uk/finance/personalfinance/11980801/Millions-of-letters-go-unanswered-for-three-weeks-or-more-by-taxman.html Wrongly signed, no doubt. Taxpayers should try 'Big Corp', instead.

'Psychological barriers' stop old people from downsizing, says housing minister. http://www.telegraph.co.uk/news/politics/11915572/Psychological-barriers-stop-old-people-from-downsizing-says-housing-minister.html One of the 'psychological barriers' being handing over their hard-earned for the benefit of a bunch of lying, thieving, war criminals.

And what happened to the 'home office' requirements of the country's 'millions' of silverpreneurs. (Or, as they were before the present regime was returned to minority power.) Surely they need room to expand? To accommodate their new workforce? To stock their goods and tools of the trade?

Finally of course, the country's politicians will be leading by example and all be moving into political donor, jerry-built rabbit-hutches themselves once they reach the age of 60. Won't they? The scrotes.

Your lamp or baby monitor is responsible for slow broadband, Ofcom says. http://www.telegraph.co.uk/news/shopping-and-consumer-news/11980657/Your-lamp-or-baby-monitor-is-responsible-for-slow-broadband-Ofcom-says.html You wouldn't believe that Ofcon's gofers actually receive a salary as well for this drivel, would you? I don't think any reasonable consumer would expect the telecomms providers to have overcome every technical obstacle to fast broadband by now. On the other hand, if you run a normal business - as opposed to a regime-protected, official scam - you don't go around advertising and promising a pack of lies with total impunity, either. So, silly me, I'm sure, but shouldn't Ofcon be getting on with prosecuting all the conmen in their care, instead of proposing some comical, Heath Robinson solutions?

Want to free yourself from income tax? The six tax-free tricks that mean savers and investors can save thousands from April. http://www.dailymail.co.uk/money/news/article-3308239/The-six-allowances-free-income-tax.html Absolute rubbish as can only be writ by a tabloid propaganda rag.

The £1 billion warranty rip-off. http://www.dailymail.co.uk/news/article-3307925/1bn-warranty-rip-Customers-paying-insurance-just-don-t-need.html This has been going on for decades. Hardly the stuff of an 'investigation'.

The festive pyramid scam that's taking Facebook by storm. http://www.independent.co.uk/life-style/gadgets-and-tech/news/secret-sister-gift-exchange-facebook-scam-a6724241.html Hardly a surprise. There's no shortage of morons on Facebook.

How to make money from crafts this Christmas. http://money.aol.co.uk/2015/11/07/how-to-make-money-from-crafts-this-christmas/ Take your hand skills down to a local construction site where they are crying out for competent craftspeople.

Best Small Business Ideas for Businesses That Will Prosper in Tough Times.

5 Excuses for Not Starting Your Own Business and How to Get Over Them.

10 Simple Ways to Foster Creativity in Your Small Business.

07.11.2015: New survey shows global business confidence has hit four year low. http://www.bmmagazine.co.uk/news/new-survey-shows-global-business-confidence-has-hit-four-year-low/

Research shows Europe’s still the preferred trading destination for UK SMEs. http://www.bmmagazine.co.uk/news/research-shows-europes-still-the-preferred-trading-destination-for-uk-smes/ Research? More like 'status quo'.

Older homeowners’ wealth set to double to £2.5 trillion by 2035. http://www.bmmagazine.co.uk/newswire/older-homeowners-wealth-set-to-double-to-2-5-trillion-by-2035/ Which is why the regime is targeting the elderly with its latest pensions and inheritance tax scams. In the meantime, its propaganda gobshites have started winding up the public by suggesting older folk should sell the homes they've saved up for and lived in to help pay for the country's war crimes in North Africa and the Middle East. (Officially though, to make more housing stock available for younger buyers. While 750,000 properties stand empty at the same.)

House prices to rise 17% in next 5 years. http://money.aol.co.uk/2015/11/06/house-prices-to-rise-17-in-five-years/ Any suggestions of capping house prices so that they can become more affordable to Joe Pleb? Or would that leave too many slavering, regime donors out of sorts?

The clock is ticking on a time bomb that could blow up a free internet: the TPP. http://www.theguardian.com/commentisfree/2015/nov/06/clock-ticking-time-bomb-blow-up-free-internet-tpp

Fast internet for all by 2020 pledges Cameron. http://www.bbc.com/news/uk-34753331 Hasn't Mr Cameron and other members of his (and previous) regime/s suggested that the UK already has 'fast' internet? That 4G - like 3G and 2G and 1G and half a G - will do the business? That all the taxpayers' money shovelled into assorted telecomms scammers will have provided 'fast' internet by the year 2000?

Robots on the way to take over your world. http://www.bmmagazine.co.uk/tech/robots-on-the-way-to-take-over-your-world/ And they can all be programmed to vote Big Corp Tory after putting millions of self-employed slaves and displaced refugees out of work.

Uber drivers consider legal action. http://www.bbc.com/news/business-34733862 Against robots and driverless cars?

Inferior Wi-Fi: an irritatingly British problem. http://www.telegraph.co.uk/travel/travel-advice/11976704/Inferior-Wi-Fi-an-irritatingly-British-problem.html Another hack who clearly doesn't get out much.

Twitter is teetering because it has turned into one big pyramid scheme. http://www.theguardian.com/commentisfree/2015/nov/06/twitter-teetering-pyramid-scheme-social-media Apart from being an American military tool of mass-surveillance.

The top four trends in sales. http://www.bmmagazine.co.uk/in-business/advice/the-top-four-trends-in-sales/

EBay watch buyer threatened to burn down my house - then set eBay debt collectors on me. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/jessicainvestigates/11976992/EBay-damaged-watch-row-I-was-threatened-by-my-buyer.html

12 Unique Business Ideas. http://sbinfocanada.about.com/od/businessideas/ss/12-Unique-Business-Ideas.htm?utm_content=5458616&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

An unmanned restaurant where guests cook for themselves. http://www.springwise.com/unmanned-restaurant-patrons-cook/

Software turns spreadsheets into written reports. http://www.springwise.com/software-turns-spreadsheets-personalized-reports/

Smart dashboard camera can reduce collisions by 40 percent. http://www.springwise.com/smart-dashboard-camera-can-reduce-collisions-40-percent/

06.11.2015: The refugee crisis is actually having 'sizable' economic benefits in European countries, EU says. http://www.independent.co.uk/news/world/europe/the-refugee-crisis-will-actually-have-a-sizable-positive-economic-impact-on-european-countries-eu-a6722396.html So that's why EU member states have been bombing and murdering tens of thousands of defenceless civilians again. And not just fagging for the Americans and the Israelis, as usual. Any chance of these 'sizeable' economic benefits filtering down to small businesses and the proletariat? Crimes against humanity being one of those earners which the small business community (as opposed to Big Corp and its political whores) isn't too accustomed to dealing with.

So many Brits now live abroad that they're causing immigration debates. http://www.independent.co.uk/voices/so-many-brits-now-live-abroad-that-theyre-causing-immigration-debates-oh-the-irony-a6723006.html (As not reported by the regime's criminal, hate-preaching propaganda.)

Bank of England dampens prospects of early UK rate rise. http://www.bbc.com/news/business-34733480

Millions remain on costly energy tariffs despite new price display rules. http://money.aol.co.uk/2015/11/05/millions-remain-on-costly-energy-tariffs-despite-new-price-displ/

'I lost £77,000 to email hackers - and the police have done nothing'. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/11975071/I-lost-77000-to-email-hackers-and-the-police-have-done-nothing.html They have! They've filmed a new tv series.

Five tools to cut the stress of managing money. http://money.aol.co.uk/2015/11/05/five-tools-to-cut-the-stress-of-managing-money/

The best money advice I ever heard. http://money.aol.co.uk/2015/11/05/the-best-money-advice-i-ever-heard/

Cornwall to greet visitors in Cornish in language revival bid. http://www.telegraph.co.uk/news/uknews/11976596/Cornwall-to-greet-visitors-in-Cornish-in-language-revival-bid.html

YouTube Alternatives for Video Marketing (Part 1 of 2).

Alternatives to YouTube for Video Marketing (part 2 of 2).

Homeless artists can sell work through online startup. http://www.springwise.com/homeless-artists-can-sell-work-online-startup/

DIY floral arrangements join maker movement. http://www.springwise.com/home-floral-arrangements-numbers/

Deliveries by autonomous terrestrial robots. http://www.springwise.com/deliveries-autonomous-terrestrial-robots-drones/

Toddler wearable to boost vocabulary. http://www.springwise.com/child-wearable-boost-vocabulary/

Crowdsourced pollution data via smartphones. http://www.springwise.com/european-citizens-crowdsource-pollution-data-smartphones/

Tool personalizes automated outreach emails. http://www.springwise.com/tool-personalizes-automated-outreach-emails/

Crowdsourced novel guided by reader input. http://www.springwise.com/reader-comments-favoriting-influence-author-writes/

A man is crowdfunding so he can start making scrotum rucksacks. http://i100.independent.co.uk/article/a-man-is-crowdfunding-so-he-can-start-making-scrotum-rucksacks--byGQ3p6wT_x?utm_source=indy&utm_medium=top5&utm_campaign=i100

05.11.2015: UK service sector growth picks up. http://www.bbc.com/news/business-34720796

National Grid seeks back-up supplies. http://www.bbc.com/news/business-34723259 Wasn't it just last month the National Grid were assuring the public there was nothing to worry about? Still. I've got a few cord of dry oak and ash to spare, if it helps.

Government launches Great British Food Unit. http://www.internationalsupermarketnews.com/news/20279 Ken Hom and Raymond Blanc to be the envoys. Typical. (Wonderful gentlemen though they both are.) I suppose all British envoys are currently tied up selling weapons of mass destruction to the worlds' terrorists? (And if a country doesn't have any terrorists, Britain can export those too!)

BT upgrades exchanges to try to stop scammers. http://www.bbc.com/news/business-34714531

Consumer spending boost 'could trigger rate rise in February'. http://money.aol.co.uk/2015/11/04/consumer-spending-boost-could-trigger-rate-rise-in-february/

‘Pay with Amazon’ coming to mobile apps. http://www.internationalsupermarketnews.com/news/20213

Everything you need to know about business rates, but were afraid to ask. http://www.telegraph.co.uk/finance/autumn-statement/11972695/Everything-you-need-to-know-about-business-rates-but-were-afraid-to-ask.html

Average homes 'cost 10 times annual income of full-time worker'. http://money.aol.co.uk/2015/11/04/average-homes-cost-10-times-annual-income-of-full-time-worker/

Watford landlord fined £30,000 for housing 12 tenants in five-person flat. http://www.bmmagazine.co.uk/newswire/watford-landlord-fined-30000-for-housing-12-tenants-in-five-person-flat/ He'll be getting an OBE then. And an appointment as a regime adviser/guru.

RBS accused of using ‘inaccurate’ documents for payouts. http://www.bmmagazine.co.uk/newswire/rbs-accused-of-using-inaccurate-documents-for-payouts/

How to spot a terrorist, according to US airport security. http://www.telegraph.co.uk/travel/travelnews/11503843/How-to-spot-a-terrorist-according-to-US-airport-security.html All typical signs of the average American business traveller, in my experience. Especially when one sees the passport. And then there's the wig, of course. Wig = CIA. Every time.

Google's 'smart' email reply will save you from pesky business of human contact. http://www.theguardian.com/technology/2015/nov/04/google-smart-reply-email For committed saddos.

12 Best Online Courses for Starting a Business. http://entrepreneurs.about.com/od/Technology/fl/12-Best-Online-Courses-for-Starting-a-Business.htm?utm_content=5458357&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

The 5 types of customers. http://sbinfocanada.about.com/od/customerservice/a/customertypesmh.htm?utm_content=5458357&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

04.11.2015: HMRC still failing UK taxpayers, say MPs. http://www.bbc.com/news/business-34717035 Including those MPs who go on to work for Big Corp after their political careers are over. The same Big Corp which HMRC looks after very well indeed. Otherwise known as non-UK taxpayers. So despite a bit of political showboating for propaganda purposes, I don't think we'll be seeing any fundamental changes to any aspect of HMRC's disservices to the proletariat any time soon.

Pension reforms: 'Shortfall risk' from cashing in funds. http://www.bbc.com/news/business-34709263 If there wasn't going to be a shortfall, the regime wouldn't have introduced pension reforms, would it? It needs to fund its latest refugee-generation programme from somewhere.

Credit cards: concerns over 'persistent' debt. http://www.bbc.com/news/business-34709254 Once again, these are not 'official' concerns. Otherwise, what is the point of credit card lending - any kind of lending - if it isn't going to generate profitable debt?

Small shops face 20pc jump in business rates bill if relief ends. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11972173/Small-shops-face-20pc-jump-in-business-rates-bill-if-relief-ends.html

Exports 'down to lowest level since 2009'. http://money.aol.co.uk/2015/11/03/exports-down-to-lowest-level-since-2009/

2015 NatWest Everywoman Awards finalists just announced. http://www.bmmagazine.co.uk/news/2015-natwest-everywoman-awards-finalists-just-announced/

The scams you need to know about. http://money.aol.co.uk/2015/11/03/the-scams-you-need-to-know-about/ In other words, scams which weren't scams until the internet came along.

Amazon opens physical bookshop in Seattle. http://www.bbc.com/news/technology-34710069

I took myself offline completely. Here's why. http://www.telegraph.co.uk/technology/11972106/I-took-myself-offline-completely.-Heres-why.html Someone with 'a life'!

03.11.2015: Home buyers must be notified of flood risk, ABI says. (There are currently as many as 2.4 million properties at risk of flooding in England.) http://money.aol.co.uk/2015/11/02/home-buyers-must-be-notified-of-flood-risk-abi-says/ That's an awful lot of fraud by successive governments and ministers, councils, developers, builders and the housing market's parasites which is refusing to go away. Or is the plea going to be 'caveat emptor'?

SME orders fall in last three months. http://www.bmmagazine.co.uk/news/sme-orders-fall-in-last-three-months/ (As opposed to: UK manufacturing picks up in October. http://www.bbc.com/news/business-34697275)

Christmas shoppers reminded of consumer rights. http://money.aol.co.uk/2015/11/02/christmas-shoppers-reminded-of-consumer-rights/ Santa ain't bringing you nothing this year! Right?!

The charts that show it's not THAT hard for first-time buyers. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/11960805/The-charts-that-show-its-not-THAT-hard-for-first-time-buyers.html

SMEs need to start taking cyber security seriously. http://www.bmmagazine.co.uk/news/smes-need-to-start-taking-cyber-security-seriously/

Tory minister Anna Soubry's fury over 'dirtiest' train she has ever travelled on. http://www.telegraph.co.uk/news/uknews/road-and-rail-transport/11970283/Tory-minister-Anna-Soubrys-fury-over-dirtiest-train-she-has-ever-travelled-on.html One is left wondering just how often this particular minister travels by train? Did she have a seat, for example?

Skype founders invent self-driving robot that can deliver groceries for £1. http://www.telegraph.co.uk/technology/news/11962566/Skype-founders-invent-self-driving-robot-that-can-deliver-groceries-for-1.html Will this throw a spanner in the works of Google's delivery drones? Or is it just another step towards millions more jobs to be sacrificed at the Satanic altar of American corporate profits? And drones and robots joining the ranks of Ingerlandt's ever-growing numbers of start-ups and entrepreneurs?

Don't pay your local taxes, urges French budget minister tells 300,000 people. http://www.telegraph.co.uk/news/worldnews/europe/france/11970270/Dont-pay-your-local-taxes-urges-French-budget-minister-tells-300000-people.html On the other hand, it's local taxes and empire-building French mairies dreaming up superfluous jobs which have been behind the country's much-trumpeted rise in employment figures recently. Leaving real work the French don't like to do, to be undertaken by the millions of refugees which they have been helping to displace.

Pork cancer scare boosts sales of luxury sausages. http://www.telegraph.co.uk/finance/businessclub/11970624/Pork-cancer-scare-boosts-sales-of-luxury-sausages.html Or, what used to be ordinary sausages produced by your local butcher - before the internet came along.

14 things successful people do before breakfast. http://www.telegraph.co.uk/finance/jobs/11970272/14-things-successful-people-do-before-breakfast.html Judging by the predictable trash following this article, one thing thing sucessful people certainly don't do before breakfast, is - Twatter. On the other hand, 'successful people' do get up early. Relatively. By the standards of millions of self-employed trades which have been doing so for generations.

02.11.2015: Councils and taxman to be given power to view your internet history. http://www.telegraph.co.uk/news/uknews/terrorism-in-the-uk/11968999/Councils-and-taxman-to-be-given-power-to-view-your-internet-history.html As the public begins to wise up and acknowledge what a can of worms the internet really is, the next step will be compulsory internet connections for everyone. We've already got the banks and the regime's assorted government departments at full, totalitarian status; with the elimination of cash, all the future will hold is 100 words on Twatter and 45 minutes of Big Brother every day. And every virtually real penny going into the pockets of American Big Corp.

The best and worst places in the UK to make a living. http://www.independent.co.uk/news/uk/the-best-and-worst-places-to-live-and-make-a-living-in-the-uk-revealed-in-one-chart-a6716941.html Well, England, actually. The country's hacks spending so much time regurgitating propaganda for the Americans and the Israelis, they have long since forgotten that the UK comprises four nations.

Amazon and eBay 'liable' if they ignore VAT fraud. http://www.bbc.com/news/business-34650014

Brexit is a life-or-death matter for Britain's farmers. http://www.telegraph.co.uk/finance/economics/11967049/Brexit-is-a-life-or-death-matter-for-Britains-farmers.html

'How I'll make my car pay for my house deposit'. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/11965109/How-Ill-make-my-car-pay-for-my-house-deposit.html

Nine steps to become impervious to cyberattackers. http://www.telegraph.co.uk/finance/personalfinance/bank-accounts/11961193/TalkTalk-cyberattack-nine-steps-to-become-impervious-to-being-hacked-online.html

15 Great Businesses You Can Start While Keeping Your Day Job.

6 Best Sites for Unbiased Feedback on Your Business Idea.

CNET Community: How do I get rid of the annoying Windows 10 upgrade nag? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497

01.11.2015: Six million workers paid less than the living wage. http://www.bbc.com/news/uk-34691404 Just in case anyone in the business world needed reminding why things are so tight at the moment. During the more transparent past, of course, slave labour wasn't included in government employment statistics, so there wasn't so much likelihood of any confusion over the real state of the country's economy.

The highest - and lowest - council tax bills. http://www.telegraph.co.uk/finance/personalfinance/tax/11962411/The-highest-and-lowest-council-tax-bills.html

‘Buy-to-let tax will cut our income by 25pc.' How much will YOU lose? http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/11965438/Buy-to-let-tax-will-cut-our-income-by-25pc.-How-much-will-YOU-lose.html

Virgin Media Business launches free broadband installation for small businesses. http://www.bmmagazine.co.uk/news/virgin-media-business-launches-free-broadband-installation-for-small-businesses/

Almost 2,000 Vodafone customers 'open to fraud'. http://www.bbc.com/news/uk-34688851 'Russian Islamic jihadist hackers' under the bed again? Or just incompetent operators using systems which aren't fit for purpose?

Don't want Windows 10? Check your settings! Microsoft to begin automatically upgrading user's machines. http://www.dailymail.co.uk/sciencetech/article-3297619/Don-t-want-Windows-10-Check-settings-Microsoft-begin-automatically-upgrading-user-s-machines.html

Amazon customers ‘horrified’ by price hike which will see some customers paying FIVE TIMES more for films delivered by post. http://www.dailymail.co.uk/news/article-3298269/Amazon-customers-horrified-price-hike-customers-paying-FIVE-TIMES-films-delivered-post.html

Smart fitting room mirror tells customers their bra size. http://www.springwise.com/smart-fitting-room-mirror-tells-customers-bra-size/

‘Talking’ cars to be available to consumers by year end. http://www.springwise.com/car-car-communication-will-eliminate-blind-spots/

System lets cyclists know where they can park. http://www.springwise.com/system-lets-cyclists-know-can-park/

With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel



Viewpoint: January 2015; February; March; April; May; June; July; August; September;

January 2014; February 2014; March 2014; April 2014 May 2014; June 2014; July 2014; August 2014; September 2014; October 2014; November 2014; December 2014

December 2013; November 2013; October 2013; September 2013; August 2013; July 2013; June 2013; May 2013; April 2013; March 2013; February 2013; January 2013



back to top

    Home Business Alliance
1604 Chynoweth House, Trevissome Park, Blackwater, Truro TR4 8UN
Tel: 0871 284 5100 Fax: 0871 284 4999 (Calls to 0871 numbers cost 10p per minute)

Contact/e-mail: info@homebusiness.org.uk

- Home Business Alliance European HQ - Terms - Site Map - Advertising - Links