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A Home and Small Business Viewpoint by Len Tondel, from 1st - 30th September 2011

 

30.09.2011: Agency workers to get greater rights from 1st October. http://www.bbc.co.uk/news/business-15115461

Small companies going belly-up story. http://www.dailyfinance.co.uk/2011/09/29/small-firms-doing-worse-than-big-biz/

International Supermarket News Fresh Produce Innovation Award worth £15,000 of advertising, at the World Fruit & Vegetable Show, Excel, London, 16th - 17th November. To enter, call: 00 44 1429 864 466.

Do you have a great business idea? New Start Exhibition 18/19 November 2011, The SECC, Glasgow. Then turn it into a great business with £5000 cash and a complete range of support services and products! mailto:competition@newstartexhibitions.com

Home energy utility broker. http://www.lsiutilitybroker.co.uk/services/domestic-savings/?sub_referrer=MED001 Although I did glimpse out of the corner of my eye recently, a story that most people are too lazy to get the best energy deals; which doesn't surprise me. Britain, like all western European countries, still has long way to go before the so-called 'crisis' begins to bite. Hence the Government's decision to increase the speed limit by 10 mph. The extra fuel which that will need - and which people will eagerly find the money to pay for even if it means baked beans on toast for the childrens' supper - will help top up the Treasury's coffers very nicely indeed, thank you.

Finally, as this month draws to a close, may I express my thanks to the Justin Bieber Fan Club and the International Atomic Energy Agency for all the hits they've put our way these past few weeks. Seriously. And, no, I don't have any idea at all, of why.

29.09.2011: Barclays heads UK banks' complaints list. (251,563 complaints) http://www.bbc.co.uk/news/business-15077344 Other brands high on the list included Lloyds TSB (181,907), Santander (168,888) and NatWest (147,109).

Ryanair prepaid card - the catch. http://www.dailyfinance.co.uk/2011/09/28/stinger-in-new-ryanair-prepaid-card/

Doorstep mobility aids scam. http://www.bbc.co.uk/news/business-15097985

28.09.2011: Cheapest 15" multimedia laptop in Europe. http://newsletter.bigoffers.co.uk/images/admin/bo_store/27sep2011/mailshot.html It's not very often we do a mail shot with just one product! We have been asked by a huge IT equipment leasing company to help them reduce their holdings of multimedia laptops. These units have been recertified to an ‘As New’ condition. This is probably the cheapest multimedia 15" laptop in Europe. These sell second hand on ebay for up to £250.00. Here is your chance to get one of your own for only £119.97.

Social & Business Roadshow, 2nd November 2011, IBM United Kingdom, 76/78 Upper Ground, South Bank, London, SE1 9PZ. For information regarding featured speakers etc click here. Tel 01473 618980 Fax 01473 618989 Email sales@enableit.org.uk

Online dating scams story. http://www.guardian.co.uk/lifeandstyle/2011/sep/28/online-dating-scams-study

Burglars using Facebook and Twitter to target your homes. http://www.walletpop.co.uk/2011/09/27/how-burglars-use-twitter-and-facebook-to-target-your-home/?ncid=webmail4

"No sense of proportion," writes Mark McLaughlin, Editor of TaxationWeb on HMRC's new late filing penalties. "Unlike the previous penalty regime, taxpayers will face a penalty for filing a late return even if there is no tax liability for the year. The same applies even if any tax liability for the year has been paid on time. But that's not all. A taxpayer who is twelve months late in filing the return faces a penalty of £1,300 or more. Unfortunately, this penalty takes no account of the taxpayer's level of income or ability to pay. So a £1,300 penalty could apply equally to an elderly pensioner with a modest income, and to a billionaire with no UK tax liability (e.g. due to non-resident status).

I have a relative who is in her late 70s. HMRC issued her with a tax return for 2010-11, even though it appears that she does not need one. Nevertheless, because she has been issued with a return she must fill it in and send it back. She has no tax agent and no computer, so came to me for help because she was worried about submitting her paper tax return on time. And I suspect that she is not alone."

The anti-entrepreneur goose-step continues. Figures suggest that IR35 should be scrapped. http://www.pcg.org.uk/cms/index.php?option=com_content&view=article&id=8118:pcg-calls-for-action-in-light-of-ir35-tax-yield-figures-&catid=909:press-releases-2011&Itemid=1435

The number of IR35 status reviews has fallen dramatically in recent years, according to figures released on request from HMRC. The statistics show that just 23 status reviews were carried out in 2010/11 compared with 158 in 2006/07. Furthermore, the amount of tax yielded from IR35 has dropped from £2 million to £220,000 across the same period. A spokesman for the Professional Contractor's Group (PCG) called for IR35 to be scrapped, claiming that it is an "unwarranted measure" and that the "stress and damage done to the UK’s 1.4 million genuine freelance businesses is completely unnecessary."

27.09.2011: Government not using the services of small businesses as promised. http://www.computerworlduk.com/news/public-sector/3304154/government-backtracks-on-sme-promise/ The Government appears to be going back on its promise to use more services provided by small businesses, according to working group New Suppliers to the Government (NSG).

NSG, originally appointed by the Government to encourage small businesses to work with the public sector, has claimed that the Government no longer seems committed to its promise to procure 25% of services from small businesses. Government representatives explained that it could take two years for this target to be reached, but NSG says that small businesses feel "bullied" by Government departments who continue to choose large suppliers to fulfil their contracts. (EnterpriseQuest)

No surprises there, then.

Small firms have a week to disclose unpaid VAT. http://www.smeweb.com/index.php?option=com_content&view=
article&id=2974:smes-outstanding-vat&catid=53:news&Itemid=89
Small businesses with a turnover above the VAT threshold of £73,000 have until 30 September to voluntarily disclose any outstanding VAT to HM Revenue & Customs (HMRC) in an initiative targeting over 40,000 sole traders and one-man companies. Businesses that make a full disclosure will be able to repay any late VAT at a low penalty rate of 10%. After this date, businesses that failed to come forward will be investigated and could face severe penalties and even criminal prosecution. (EnterpriseQuest)

Some good, business role models from my neck of the woods to support the 'Great' Britain campaign. (And no, this is not Beardy Branson and Britain as the best place in the world to start a business bullshit.) http://www.guardian.co.uk/business/2011/sep/26/entrepreneurs-startups-silicon-fen

British Cheese Week. http://www.independent.co.uk/life-style/food-and-drink/features/british-cheese-week-causing-a-stink-in-a-town-near-you-2359792.html I reckon that across the board, British cheeses are now the best in the world. Wonderful combination of variety, novelty, imagination and tradition, leaving French producers behind in the 20th century. Just like French cuisine generally.

26.09.2011: Consumer rights overhaul proposed by Labour. http://www.guardian.co.uk/politics/2011/sep/25/consumer-protection-rights-overhaul-labour Yeah, yeah, yeah. It's all very easy for opposition parties to make promises. Why didn't Labour deliver when they were in power?

Consumers increasingly cautious with spending. http://www.bbc.co.uk/news/business-15034620 That's the way to do it; and stuff the markets.

Warning over 'apps' scams. http://www.bbc.co.uk/news/business-15038686

Blackberry going down the drain, then? http://entrepreneurs.about.com/b/2011/09/16/slurp-thats-the-sound-of-blackberry-going-down-the-drain.htm?nl=1 Yet another internet success story, then.

25.09.2011: Britain is 'Great', then. Mark Cavendish, backed by a terrific display from his British team mates, has just won the world professional bike championships. Almost bound to happen after the World Champion Serial Failure contenders, British Prime Minister David Cameron, his government and his team of advisers lent their backing to a bunch of doped-up fairy boys as one of their symbols of British, errr, mediocrity. This win on the other hand, will be very good for business, indeed. And for morale. (Which is of course why the Murdochs got in there recently with Team Sky. Crap media. Good businessmen.)

The spread of The Peoples' Supermarket revolution. http://www.independent.co.uk/news/uk/home-news/peoples-supermarket-revolution-spreads-2360512.html I just love this story. Just goes to show that the keys to the future are not to be found in the 'markets' which usually make the headlines.

Cities to bid for power to drive economic growth. http://www.communities.gov.uk/news/corporate/1987935
The Localism Bill is to allow England's "core cities", including Newcastle, Liverpool and Birmingham, to bid for new powers to spark economic growth, it has been announced.

Cities whose bids are successful will be given greater control over local policies and investments to promote economic growth, in partnership with their local enterprise partnerships (LEPs). The Government estimates that if the core cities, which deliver 27% of the national economy, had more autonomy, they could create one million extra jobs across their LEPs and contribute a possible £44 billion to the national economy. (EnterpriseQuest)

Interesting and entirely logical development and exactly what we were suggesting in our Comment section on the 18th of August after the latest 13 Enterprise Zones had been announced. The cities have the infrastructure (OK, maybe not the broadband); they have the people; and they have the problems. So let's do some top down economic regeneration and concentrate on stimulating those areas where the money invested in recovery will go furthest. In other words, benefit the largest concentrations of business activity in the country - family businesses, home businesses and the self-employed, who can't otherwise afford big bungs to be heard by stupid and/or bent politicians.

Next, a Sunday Treat for our visitors from France, the world's #1 nation of hypochondriacs and where you can die from taking prescriptions just as easily as being Libyan.

"PRAISE FOR THE PHARMACEUTICAL MARKETEERS. The fact that our family doctors now write three times more prescriptions for antidepressants than thirty years ago is mainly due to the very clever marketing of drug companies. This is the view of James Le Fanu, who writes the Doctor's Diary column for the Daily Telegraph.

Le Fanu reveals that it's all done by Big Pharma re-defining a psychological trait as a quasi-psychiatric illness - such as shyness as "social phobia" - and then persuading prominent doctors ("key opinion leaders") that it can be treated with pills. Also important has been the steady lowering of perceived norms of blood pressure and cholesterol levels, so that an increasing number of people are considered "at risk" and candidates for more profitable pill-popping.

These brilliant strategies, coupled with a compliant and sometimes incentivised medical profession, have resulted in sales of tablets to treat the new improved brands of manufactured disorder increasing from £250 billion to £500 billion a year.

Now that's marketing, and a lot of snake oil..." (ezinematters.com)

24.09.2011: Changes to corporation tax and NI proposed. http://www.ifs.org.uk/pr/mirrlees_sept11.pdf
Changes to corporation tax, National Insurance (NI) and fuel duty are among the suggestions made to Government in the Mirrlees Review, published by the Institute of Fiscal Studies (IFS).

The review concludes that the UK tax system is inefficient and unnecessarily complex, suggesting that income tax and NI be combined. It also calls for corporation tax, which it says encourages businesses to rely on debt finance, to be reviewed so that it treats both equity- and debt-financing investments equally. In addition, only profits above the normal return to capital invested should be taxed. The IFS estimates that this could save £20 billion of national income. (EnterpriseQuest)

Big firms to get 'hotlines' to ministerial 'buddies'. http://www.bbc.co.uk/news/uk-politics-15034526 An interesting new twist to the old practice of political lobbying, pressure groups, contributions to party political funds, sponsors of themes and presentations at party political conferences, and that method favoured by Bent Labour, the good, old-fashioned cash suppository. I presume that this is a cost-cutting drive intended to bypass the traditional middlemen and ensure that 'favours' go directly to the politicians who can pull the strings?

And so, now you know why the vast majority of the country's businessfolk are totally ignored.

British Cheese Week. http://www.independent.co.uk/life-style/food-and-drink/features/british-cheese-week-causing-a-stink-in-a-town-near-you-2359792.html I reckon that across the board, British cheeses are the best in the world. Wonderful combination of novelty, imagination and tradition leaving leaving French producers behind in the 20th century. Just like French cuisine generally.

 

 

Hello - My name’s Rachael. I’m writing from a Television production company called True North Productions, I do hope you don’t mind me contacting you out of the blue like this. I’m getting in touch with networks and groups that work with women in business regarding a new series we’re developing for Channel 4. We’re looking for a family who are in the process of making some big changes in their lives. I thought you might know of people in your network who are in the process of considering big lifestyle changes as part of a new business venture, a developing or expanding company or a major change of career.

I’d be really grateful if you would pass this e-mail on to any of your contacts or clients that you feel it may be of interest to. Please do get in touch if you require any more information.

Many Thanks,

Rachael Fennell | AP RFennell@truenorth.tv
True North | Marshalls Mill | Marshall Street | Leeds | LS11 9YP | UK
Tel: +44 (0)11339454 extn 471 | Fax: +44 (0)113 3945495
http://www.truenorth.tv | twitter.com/truenorthtv

 

 

23.09.2011: London 2012: Prime Minister David Cameron launches 'Great' campaign http://www.bbc.co.uk/news/uk-15019587 This should be good news even if long overdue. However, when viewed by Johnny Foreigner, there will be some head-scratching why Britain, which is now only eighth-ranked and sliding as a footballing nation should wish to promote this aspect of its sporting pedigree over those endeavours where it is the world's best - and why a war criminal is being used to front the campaign. (On the other hand, everyone in the world knows that bloke who invented Branson pickle - very good choice of entrepreneur.) The Sun that interpreted the themes, was it?

Still, Backing Britain has become a bit of a bandwagon and BT's new directories proudly proclaim 'Backing Britain For Generations' - directories which have been printed in Spain since 2006.

Power companies in the UK - whose reputation now hovers around the same level as banks, telecomms companies and paedophile rings - are suggesting an official enquiry into pricing to help restore public confidence. http://www.independent.co.uk/news/business/news/power-companies-want-inquiry-2359639.html They have every reason to believe - and quite rightly so - that an official snow job (investigation) will exonerate them entirely.

Apart from jacking up prices energy companies in the news recently are:

o NPower is to raise prices to 3.3 million cash-strapped and captive customers, despite the company already showing impressive profits so far this year. The company has also been identified by Ofcom as using the much-hated automatic dialling systems that leave the line silent, leave marketing messages or hang up.

o British Gas has been fined £2.5 million by regulator Ofgen for its poor handling of customer complaints. The regulator is now looking into the complaints procedures of a number of other energy firms.

o MPs are calling for a ban on cold calling, doorstepping and "Del-Boy tricks" by energy firms after Ofgen found that 40% of users who switched ended up paying more, not less.

22.09.2011: Google denies 'cooking' search resuts. http://www.bbc.co.uk/news/business-15014077 We can't complain about Google ourselves; our site remains very highly placed. Nor are we mathematicians. But there are times when we do wonder!

21.09.2011: Government brings forward late payment law. http://www.telegraph.co.uk/finance/yourbusiness/8763292/Government-fast-tracks-EU-late-payment-rules.html The Government has brought forward plans to implement a European Directive which makes a 30-day standard invoice payment term compulsory for all businesses. The deadline for implementing the Directive is 2013, but the Government plans to bring it into force from early 2012. Under the Directive, businesses could set 60-day terms by prior agreement, but terms longer than 60 days could be deemed "grossly unfair" by the courts. Small businesses will be able to charge 8% interest and a £35 fee for late payments. (EnterpriseQuest)

Lawyers have warned that the Directive could lead to increased contractual disputes and litigation.

Dunkin' Donuts is bigger than Google. http://www.dailyfinance.co.uk/2011/09/20/dunkin-donuts-is-bigger-than-google/ This comes from a US brand loyalty survey and the article goes on to list the Top 20 where I found a couple of entries which were even more surprising than Dunkin' Donuts. Hyundai the top car brand, for example and at #7 place overall. (This is the States, remember.)

Businesses clueless when it comes to checking credit. http://www.dailyfinance.co.uk/2011/09/20/businesses-clueless-on-credit/

Tagging some rioters would have saved the taxpayer £2.4 million. http://www.dailyfinance.co.uk/2011/09/20/tagging-rioters-would-have-saved-2-4m/ We had suggested in last month's comment that community service would have been the most cost effective punishment but it's all about Big Pictures and Big Headlines for The Sun, typified by the mayor of London, Big Boris waving around a little council worker's brush. I was never sure about the imagery, though. Daft as a brush, perhaps?

Cost of late tax return up from £100 to as much as £1600. http://www.dailyfinance.co.uk/2011/09/20/1-600-hmrc-fine-for-paying-tax/ As the article goes on to point out, the HMRC (read 'Government') stands to make a killing; there are 10 million self assessment returns made each year. Plus, despite the recent headlines about targetting tax evasion by the wealthy, the self employed can't afford tax evasion specialists (read 'large accountancy firms') which can afford to hire infinitely better brains than those which work at the HMRC.

20.09.2011: Crackdown on energy companies; refunds to be 'ordered'. http://news.aol.co.uk/uk-news/story/huhne-to-announce-energy-crackdown/1928792/?ncid=webmail1 'Bad behaviour' from energy companies may result in refunds to customers of up to £200. Sounds good but don't hold your breath - although if the energy companies' ferocious lobbying doesn't see a political climbdown, it would be good to see consumer interests also applied to that other great scam sector, the telecomms industry.

Still, I doubt it. I remember that in France around ten years ago, a consumer association took AOL to court as it continued charging its customers normally despite an almost total collapse of the network at around 5pm each day when all the schoolchildren came home and started swarming over the internet, saturating inadequate capacity. Quite rightly, the consumer association won its case and the court awarded a token refund to AOL's customers.

It took a simple appeal for the original ruling to be overturned entirely. Which just goes to show that the kind of justice you can expect is commensurate with your financial wherewithal - whether that's in France, the UK or the States. With a few notable exceptions, of course.

Consumer Bill to simplify laws for businesses. http://nds.coi.gov.uk/content/detail.aspx?NewsAreaId=2&ReleaseID=421254&SubjectId=2 As part of the Government's Red Tape Challenge, a new Consumer Bill of Rights has been announced that will simplify consumer protection laws, and reduce uncertainty and bureaucracy for businesses.

The Bill is to bring together 12 different Acts and Regulations on consumer rights, as well as the forthcoming European Consumer Rights Directive. Among other changes, the Bill will revise laws on goods and services relating to digital content and clarify the law on unfair contract terms. Consumer minister Edward Davey said that current consumer law is "bad for business as people don’t know their rights and the cost of compliance for business is higher than necessary." (EnterpriseQuest)

19.09.2011: National course level training selector (http://www.doncastertraining.co.uk)

Ryan Jarvis Pay Per Click in-house seminars for only £149 + VAT. Tel: 01223 833305 or email direct at ryan@profitclub.co.uk

Royal Mail looking for temporary Christmas staff. http://www.bbc.co.uk/news/business-14954959 The stuff of students and anyone else looking to make a few extra bob. Honestly. Get in there fast!

Charity shops move towards online retailing: http://www.charitytimes.com/ct/charity_shops_moving_online.php Over half of charity shops are now selling items online, research by the Charity Retail Association (CRA) has found.

EBay was found to be particularly significant, as 94% of charities selling online used the site to sell items, and 76% of charity shop clothing sales were made through eBay, an increase of 16% from this time in 2010. Wendy Mitchell, a spokesperson for CRA, said the growth in charity shops' online sales "shows that they are increasingly adapting to new online markets." She added that "more and more sales will be moving online in the years to come." (EnterpriseQuest)

18.09.2011: Another political proposal to target 'the haves'. Extra inspectors being recruited to target wealthy tax avoiders. http://www.independent.co.uk/news/uk/politics/extra-inspectors-recruited-to-target-wealthy-tax-avoiders-2356573.html So the crackdown isn't just on the self-employed, then? Although it's always interesting to note how the Government of this country apes the Americans. Just 'seconds' earlier we had 'New Obama plan to tax the wealthiest' http://www.bbc.co.uk/news/world-us-canada-14962769 Pie in the sky?

Closer to home is the story that small businesses spend £6 billion annually on legal consultants, more than a third of the total annual spend on red tape of £16.8 billion (A very 'iffy' estimate. Ed.), research by the FPB has concluded. http://www.fpb.org/news/

17.09.2011: New-style homes tax possibly on way. http://www.dailyfinance.co.uk/2011/09/16/new-home-tax-planned-by-lib-dems/

16.09.2011: Threat of large fines for delayed self-assessment returns - even if no tax is owed. http://www.bbc.co.uk/news/business-14944511

Live Q & A on The Guardian today about how to make a living or find employers, with a blog. http://careers.guardian.co.uk/live-q-a

15.09.2011: A small clutch of articles about running a business from home. http://specials.about.com/service/newsletters/sbinformation/1316012400.htm

Creating video for the web courses. http://www.sti-uk.com/index.php?option=com_content&task=view&id=84&Itemid=39

14.09.2011: On the other hand, if you have got a castle in Wales like HBA member Martin Gover, founder of the Selclene franchise, you can do a lot more than just set up a home office. The latest newsletter is offering special wedding rates. http://www.craigynoscastle.com/

There has been an increase in occupier activity in industrial parks in the UK, according to research by GVA. http://www.liverpooldailypost.co.uk/ldpbusiness/business-local/2011/09/07/business-parks-continue-to-struggle-says-gva-92534-

The study found that take-up of office space in business parks was 8% higher in the first half of 2011 compared with the previous six months, but this was 24% lower than the five-year average. The amount of office space being constructed in the UK is at a record low, and year-on-year rentals of office space have experienced a modest increase of just 0.1%. (Enterprise Quest)

This may seem a curious addition to the 'news' for a home business website but one of the things I have always tried to emphasise to small business start ups is that the home is not necessarily the cheapest and the most appropriate location for business activity even if you do have the space in these days of 'shameful shoebox homes'. Consequently, now might be a better time than most to look for 'proper' business premises.

What are you doing to boost your sales in 2012? Introduction to Constant Contact POEM - The Power Of Email Marketing. Webinar: Thursday 15th September 10.00 am- 12:00 noon. GLE - London Bridge - Wednesday 21st September 2.00 - 5.00 pm or. City Business Library Guildhall - Friday 30th September 2.30-4.30 pm http://campaign.r20.constantcontact.com/render?llr=hwtdqcdab&v=001IgkAmL3YG5vrs0Oxa37PFkZvo4RXR6ecr31oHYGsejmAc5vEaEPrtFxBa9cgPMvk7c4auGjMWiODpq8x1-JAli7mkOaY8eFHoSxJk5wx__kWfP5G6UDw9Q%3D%3D

Quick guide - SEO Crime Doesn't Pay - http://www.1stpageprophets.com/learn-sem/search-engine-optimisation-seo/on-page-seo-do-nots-seo-crime-doesnt-pay.html

13.09.2011: Ofcom bans rollover contracts (ARCs). http://www.independent.co.uk/news/uk/home-news/ofcom-bans-rollover-phone-contracts-2354028.html Consumer groups have welcomed the move but predictably, BT have voiced their displeasure. As well as BT, other residential providers which offer ARCs include Adept Telecom, Axis Telecom, Eze Talk and iTalk, while TalkTalk Business, Titan Telecoms, and Optimum Calls offer ARCs to business users.

Footdragging over Britain's banking scourge. http://www.independent.co.uk/news/uk/politics/chancellor-denies-footdragging-to-give-banks-time-to-reform-2353654.html Of all the stories doing the rounds about containing British banks, this link is about the most representative. In other words, banks let off the hook again by a Government owned by the banks. If the economy is ever to recover, then a Government which is not in thrall to the City, will be required.

A bit more down to earth is the following little story from Event Organisers' Update:

ARE YOU NOT IMPRESSED? One award scheme (scam?) currently doing the rounds in our events sector is the Business Showcase Award, run by Burgess Hill, Sussex firm Virtuoso Publishing from an accountant's office in Hove.

Virtuoso advise their punters (prestigious award winners) by way of a prestigious and top quality email, that they have been nominated by an unidentified third party. This shows them, say Virtuoso, to be "a trustworthy and reliable supplier"

More tosh in the same vein follows. “Winning a prestigious WINNER 2011 Award will help your organisation stand out from the crowd, send a positive message to your existing customers and attract new business. Winning this unrivalled award says a lot about you, your organisation and the way you treat your customers and staff"

Then the pay-off. "For just £249 + VAT winners of this prestigious Award will receive a superb laser etched Trophy to adorn the Boardroom, client area or reception, a beautifully designed "Winners" logo to use on your web site, advertisements and any other marketing material, window stickers to promote this accolade to any passing trade but probably most importantly of all, the knowledge that your competitors probably won’t have won."

Virtuoso is run by director Sarah Louise Coakley and secretary Graham Forster, both of Burgess Hill. Coakley was also the secretary of two other firms, Image Setting (UK) Ltd, dissolved in 2002, and Business Showcase Ltd, with Forster as director, dissolved in 2009.

One other aspect of this e-newsletter is a little section called 'Old Gannet's Gorgings' which this month, goes as follows:

o Those looking for a quick, substantial and tasty refuelling in Manchester should check out Asian cafe This and That, located in a scruffy side street near the Bus Station at Shudehill. £5-6 buys a generous plate of mixed curries, choice of vegetarian and meat, along with vegetables and rice. The menu changes daily, you can bring your own alcohol and the establishment scores highly for its food quality in the independent Hardens restaurant guide, 'nuff said. This and That, 3 Soap Street, off Thomas Street, Manchester, M4 1EX. 0161 832 4971

o Could the little town of Pershore, Worcestershire be an undiscovered foodie destination of the future? Old Gannet asks this following a very good Pad Thai noodle and prawn dish at the Thai Legend. Price was just £5.95, came with free freshly cooked prawn crackers and tap water and female waiting staff were charmingly friendly and helpful. According to locals the two Indian and new Chinese restaurants are also up to similar standards, so a return visit is on the schedule. Thai Legend, 62 High Street, Pershore, Worcestershire. WR10, 1DU. Tel 01386 554604.

o More travellers are making food the focus of their trips, it is reported. Travel insurer Churchill notes that food has overtaken beaches as a priority and that food was the reason for the trip for 1 in 10 Brits.

Of course, some of us have been getting our priorities right for years...

Support your local eateries. The vast majority are home businesses like you.

Then, for my tuppence-worth on the subject of food this month, I reckon that one of the most over-rated culinary destinations in the world these days is France (try Spain, instead) and just a week ago I paid 17 euros (£16) for re-cycled condom with 10% gristle (called steak on the menu), wilted lettuce, a small handful of limp chips and a small bottle of Perrier at the Gare du Nord in Paris which, judging by its filthy surroundings generally, must be seeking to take the Shitpit of Europe Award away from Victoria Coach Station in London. (Half an hour later, still feeling hungry, I bought a ham and cheese salad roll from another well-known station purveyor - and the bread was at least a day old.) No wonder the French themselves have taken to McDonalds in droves.

12.09.2011: Choosing a cloud hosting povider with confidence white paper: https://www.verisign-trusted.com/uk/cloudX

An amusing interactive guide to the contemporary British home and how it has evolved from Saxon times. http://www.guardian.co.uk/artanddesign/interactive/2011/sep/10/inside-home-architecture (Our overseas visitors should not imagine that the modern British home resembles the 21st century model in any respect other than in the fond imaginings of architects.)

One in ten entrepreneurs in the UK does not know where to seek financial advice, research by professional services firm RSM Tenon has found. http://www.rsmtenon.com/Media-Centre/Press-Releases/2011-press-releases/26-August-Businesses-seek-financial-advice-but-not-always-in-the-right-places.aspx

The research found that 13% would go to business peers, while only one in twenty would go to their bank for advice. Half of business owners would consult an accountant or financial adviser, however John White, head of financial management at RSM Tenon, expressed concern that businesses were turning to non-professional sources for financial advice. He added that to address this issue the financial services sector should "be more flexible in the ways that it offers advice." (EnterpriseQuest)

11.09.2011: Britain's economy gets an A+ recovery plan. http://www.independent.co.uk/news/uk/politics/osborne-signals-uturn-on-economy-with-growth-plan-2352868.html Now that the coast is clear after Obama's announcement for a US recovery plan, the Government has replaced its own original Plan A with a revised version nicknamed 'Keep 'em Laughing.' The first move is yet another trade visit to Russia, with whom there hasn't been a diplomatic dialogue for 4 years. However, the Russian mafia will be interested by the Government's suggestion that the top rate of tax should come down still further, even though Stuart Rose, once of M&S, has declared that he would be willing to pay more and thus following the example set by wealthy French businessmen with more social conscience than common sense.

The problem is that throwing money at the west's economic woes isn't going to make any difference whatsoever. When Christine Lagarde of the IMF states that 'bold action' is required then let's take her at her word and sack the people who have caused the problems in the first place - including the IMF, the World Bank and the entire culture of greed and stupidity to which our own Government is a major party. After that, there will be more than enough to go around for everyone and we won't need to indulge silly political sound bites about striking off bankers instead. Bankers should simply be treated as they treat their customers. There is more than enough scope in doing that alone.

Incidentally, the UK's subsidy to this sector of satanic worship came to 46 billion pounds in 2010.

10.09.2011: Small businesses will dominate the future business landscape in 2020, report predicts. http://www.bibbyfinancialservices.com/meta/about-us/2020Vision.aspx There will be a 20% increase in the number of business start ups in the UK over the next decade and small and micro businesses will dominate the business landscape, a report by Bibby Financial Services has predicted.

The report forecasts a labour force increase of five million, which large companies will struggle to absorb. As a result, small businesses with the agility and flexibility to accommodate the changing workforce will increase in size and number by 2020. The report also anticipates a continuing rise in the significance of m-commerce in business, possibly overtaking PCs, and an increase in home-based working. (Enterprise Quest)

Travel firm promotion may be breaking law: http://www.bbc.co.uk/news/business-14857967

09.09.2011: Britain to become Chinese yuan's European trading centre. http://www.bbc.co.uk/news/business-14845892 This should be good news. After the Americans, the Arabs and the Russians why not the Chinese, as well? Will this latest vote of confidence have any trickle-down benefits for common folk? What do you think?

08.09.2011: New Start Scotland exhibition (18th - 19th November 2011) - free ticket registtration open now. http://www.eventdata.co.uk/Forms/Default.aspx?FormRef=NSSB1Visitor

07.09.2011: Bogus financial adviser jailed for offshore pension scam. http://www.telegraph.co.uk/finance/personalfinance/offshorefinance/8744028/British-man-jailed-for-offshore-scam.html

Single trading statement proposed to reduce burden on small businesses. (BAD News) http://www.egovmonitor.com/node/43483 The Department for Business, Innovation and Skills (BIS) has proposed that small firms should only be required to publish a single trading statement showing their financial position to both HM Revenue & Customs (HMRC) and Companies House.

The discussion paper includes suggestions that a trading statement should replace the profit and loss account and a simplified 'statement of position' should replace the balance sheet. BIS adds that 3.5 million small businesses could benefit from the simplified process. Tthe proposals can be read at: http://www.bis.gov.uk/assets/biscore/business-law/docs/s/11-1100-simpler-reporting-for-smallest-businesses-discussion-paper

06.09.2011: HMRC taking tough stance against bankrupt businesses owners, warns legal firm. (BAD News) http://www.wedlakebell.com/Default.aspx?sID=45&cID=687&ctID=43&lID=0 And to ensure HMRC can hound small businesses to its heart's content while letting corporates completely off the hook, the Government has freed the department from future red tape initiatives. http://www.thisismoney.co.uk/money/news/article-2031476/Revenue--Customs-given-exemption-ban-red-tape.html to emphasise its feral, morally bankrupt campaign of privileges for the criminal classes.

04.09.2011: How To Run A Successful Business While Holding Down A Day Job seminar: http://campaign.r20.constantcontact.com:80/render?llr=hwtdqcdab&v=001lHVgzoeiv3whjYrUiGBVLjzHZJNAx5coBjDNUjJFpEgTWVqqyzak_W8nxo-iVzQj5ZTur30iPo49QXBrEK6TBDtCJVO3Ea5024xwCwZiKvkC7azt405dfA%3D%3D

03.09.2011: Business 2012 free ticket registration. http://business2012.com/register?utm_source=Sign-Up.to&utm_medium=email&utm_campaign=39230-Capstone%2FWiley+Campaign+-+30%2F08%2F2011 and win a year's supply of business books competition. https://surveys.qualtrics.com/SE/?SID=SV_57uaCSm9wYhmNUM&utm_source=Sign-Up.to&utm_medium=email&utm_campaign=39230-Capstone%2FWiley+Campaign+-+30%2F08%2F2011

UK construction growth slows. http://www.bbc.co.uk/news/business-14760286 Unlike financial markets this is worrying news which impacts directly on a very large number of UK self-employed and sub-contractors. The work is there; the confidence isn't.

02.09.2011: The sector with 0% unemployment - and good for business, too. http://www.dailyfinance.com/2011/09/01/the-industry-with-0-unemployment/

TalkTalk putting up its line rental by 9%. http://www.bbc.co.uk/news/business-14764551 Having recently been fined £3 million for charging its customers for services they hadn't received, the company obviously has to recoup its profits somehow. Or, it's to help pay for the fastest rural broadband in the world.

Watchdog to investigate Trip Advisor reviews: http://www.independent.co.uk/travel/news-and-advice/watchdog-to-investigate-tripadvisor-reviews-2348140.html About time, too; and while we're on the subject of bogus internet opinions, new software developed to identify opinion spam: http://www.news.cornell.edu/stories/July11/OpinionSpam.html The next step will be to outlaw rigged voting on forums by national newspapers.

Your London Event Invite: 'Cloud Computing Explained for MDs' Roundtable Event, 19th October 2011, 8:30am - 11:30am, at Centre Point Building, 103 New Oxford St, London, WC1A 1DD. [No Charge To Attend] Reserve your place

October training courses, Essex Business School.

US to sue banks over housing bubble mortgages. http://www.bbc.co.uk/news/world-us-canada-14758677 Winds of change, perhaps?

01.09.2011: Microsoft Windows Phone lawsuit. http://www.huffingtonpost.com/2011/08/31/microsoft-windows-phone-lawsuit_n_944197.html

A story of ATM scamming. http://www.dailyfinance.com/2011/08/31/how-to-avoid-getting-skimmed-by-atm-scammers/

Small businesses benefit from tax rate discount scheme. http://www.egovmonitor.com/node/43458 The latest Government figures show that 330,000 small firms will pay no business rates until September 2012 as a result of the Government's extended Small Business Rate Relief scheme. (BAD News) Have they been exempted because they have gone into liquidation - while Prime Minister Cameron carts off billions to help re-build Libya after having shared in its bombing for 6 months?

The shaggy dog story of bank reforms rolls on. It could now take a few years for changes to take place. http://www.bbc.co.uk/news/uk-14726568 No surprises there, then. (Couldn't bankers be locked up for looting?)

Legal challenge to mandatory online VAT filing. http://www.financialdirector.co.uk/aa/news/2102371/mandatory-online-vat-filing-legal-challenge Three business owners, who are physically incapable of accessing the Internet, have launched a legal challenge to new HM Revenue & Customs (HMRC) proposals to make filing VAT returns online compulsory for all businesses. Unlike similar systems used by the Department for Work and Pensions and the Driving Standards Agency, HMRC's proposals, as yet, do not include any exemptions for those unable to access online services for reasons of poor broadband service or disability. The legal proceedings are unlikely to go forward until the proposals are finalised by April 2012.

With our usual gratitude and thanks to BAD News and Cobweb Info.

Previous month's Viewpoint/August 2011

July 2011

Viewpoint June 2011

Viewpoint May 2011

Take care. With our usual gratitude and thanks to BAD News and Cobweb Info.


Len Tondel

 

 

 
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