30th September 2013
down to see full list; previous
month's (August 2013) Viewpoint); Latest
down for: A Home and Small Business
Viewpoint by Len Tondel, from 1st September
way of explanation. The
term 'home business' consists of two words.
'Business' is the second one; it's there to
qualify and support the word 'home' and all
that goes with it - and not vice versa. Consequently,
we also list below, items which are of interest
and value to the home. Whether in its context
as an office or as a part of your family and
lifestyle but always
directed at the improved prospects and enjoyment
that running a business from home, in its entirety,
For a current, multi-part
starting and running a
business from home,
go here: http://www.homebusiness.org.uk/features.htm
Post Office workers latest strike. http://www.bbc.co.uk/news/business-24327136#
UK division pays only $12 million in tax in
solar power really earn you 12 per cent?
wines from London. http://www.telegraph.co.uk/foodanddrink/wine/10335759/London-Cru-welcome-to-Londons-first-winery.html
Climbdown on tourist visa restrictions for Chinese
At very long last.
who do the business. http://www.independent.co.uk/life-style/health-and-families/health-news/mums-do-the-business-the-number-of-female-entrepreneurs-who-juggle-work-and-looking-after-their-children-is-growing-fast-8846577.html
back farming of personal data for targetted
your own energy bills. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10339085/Forget-Miliband-you-can-freeze-your-own-energy-bills.html
to death for having a mobile phone. http://www.independent.co.uk/news/world/politics/special-report-the-punishment-was-death-by-stoning-the-crime-having-a-mobile-phone-8846585.html
Revolting story. Potential victims should
emigrate to the UK and London particularly,
where they can be knifed for their mobile phone,
instead. Plus, on the positive side, it will
give the Americans a further excuse for drone
bombing helpless Pakistani villagers.
Concern over closure of ethnic minority accounts.
is the lingua franca of two thirds of
Really? There is English as how it should
be spoke. And there is English as is taught
in schools and appears on CVs but who no-one
understands. Then, there's the Scots, the Welsh
and the Geordies who man the country's telephone
helplines - who no-one understands, either.
Community: Why do I need two web browsers these
surprising secrets of success. http://postman.cbmeg.co.uk/lt.php?c=704&m=669&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=23695&l=-http--www.bmmagazine.co.uk/in-business/advice/21242/ten-surprising-secrets-success/
future of urban Britain. http://www.independent.co.uk/incoming/the-future-faces-of-urban-britain-the-characters-who-will-populate-our-cities-a-decade-from-now-8845148.html
Freebie Friday. http://money.aol.co.uk/2013/09/27/freebie-friday-this-weeks-discounts-deals-and-freebies/
launches unlimited broadband for £2.50
a month. http://money.aol.co.uk/2013/09/27/talktalk-launches-unlimited-broadband-for-2-50-a-month/
rise for BT customers. http://money.aol.co.uk/2013/09/27/prices-set-to-rise-for-bt-customers/
And would ex-BT boss and now the Minister
for Trade, like to comment? (Don't wait for
directors face HMRC clampdown. http://www.taxassist.co.uk/resources/show-news/title/HMRC-
HMRC is to carry out a 'routine review' to ensure
company directors declare full details of all
their sources of taxable income. Directors will
be sent a letter asking them to provide HMRC
with information about all the income they have
received from full- or part-time employment,
self-employment, company directorships and dividends
during the financial years from 6th April 2006
to 5th April 2012. HMRC will also explain to
directors that penalties may arise if it is
found that they failed to declare any taxable
income within six months of the end of the relevant
tax year. A spokesman for HMRC said: "Anyone
who needs help is welcome to get in touch with
tax policy: 'Do as I say, not as I do'.
are buying up Britain. http://www.telegraph.co.uk/comment/10336888/Good-news-foreigners-are-buying-up-Britain.html
to print British banknotes. http://www.telegraph.co.uk/finance/bank-of-england/10337475/G4S-preparing-joint-bid-with-French-to-print-British-banknotes.html
Makes a nice addition to foreigners printing
British telephone directories; official sporting
kit; owning the country's utilities and manufacturing
base (or what's left of it); most public services;
and the country's rent-a-fag politicans.
switching numbers at record low. http://www.bbc.co.uk/news/business-24288084#
by a fraudster posing as eBay. http://www.telegraph.co.uk/finance/personalfinance/consumertips/jessicainvestigates/10335763/I-was-tricked-by-a-fraudster-posing-as-eBay.html
EU rules on rail delay compensation. http://money.aol.co.uk/2013/09/26/eu-rules-on-rail-delay-compensation/
The transport industry and its many bent
politicians will not be happy bunnies, at all,
at all. Ever since Margaret Thatcher's government
and US advisers peddled the lie that flogging
off taxpayer-owned assets would promote competition,
improve services and force down prices, the
reality of the matter, unsurprisingly, has been
anything but. Now, a bit of pay-back for long-suffering
consumers would be a good thing. Which, without
stating the blindingly obvious, was never going
to be an initiative which came from a British
broadband rollout attacked by committee of MPs.
handed a £1.2 billion taxpayers' subsidy.
Plus ex-BT boss becomes new trade minister.
Etc. Etc. All the latest stitch-ups from 'Wankminster'.
spending power falls again in August. http://www.internationalsupermarketnews.com/news/14239
in current accounts switch. http://money.aol.co.uk/2013/09/26/surge-in-current-accounts-switch/
Of Week To Inspire Small Food And Drink Businesses
To Export. http://www.bmmagazine.co.uk/news/21193/launch-week-inspire-small-food-drink-businesses-export/
and restaurants cut prices in VAT protest.
defence of hotel wi-fi charges. http://www.telegraph.co.uk/travel/columnists/alexpolizzi/10314887/Alex-Polizzi-on-Wi-Fi-charges-chain-hotels-and-theft-by-guests.html
has better tech than office. http://www.bmmagazine.co.uk/news/21196/home-better-tech-office/
the price really right? http://www.bmmagazine.co.uk/in-business/finance/21181/price-really-right/
app fees face crackdown. http://www.bbc.co.uk/news/technology-24272010#
business survey statistical release: July 2013.
Pace of UK town shop closures slows. http://www.bbc.co.uk/news/business-24216935#
card debt and mortgage approvals hit four-year
online lockout drags on. http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/10330887/Frustration-as-TSB-online-lockout-drags-on.html
printers get cheaper, faster - and more mainstream.
shoppers can collect from Argos. http://www.dailymail.co.uk/news/article-2431294/eBay-shoppers-collect-parcels-Argos-Click-collect-scheme-trialled-run-Christmas.html
to rid Britain of its lazy linguists' reputation.
. . . by learning just a 1000 words. Mind
you, the average American and dumb Brit manages
to get by with just three. 'Oh, My God'. Sorry.
Musn't exaggerate. Four. There's 'Hi', as well.
startups: the Stockholm guide. http://www.theguardian.com/technology/2013/sep/24/tech-startups-the-stockholm-guide
'waterproof iPhone' ad tricks users into destroying
their smartphones. http://www.independent.co.uk/life-style/gadgets-and-tech/news/fake-waterproof-iphone-ad-tricks-users-into-destroying-their-smartphones-8835952.html.
AOL poll. 64% of people don't use either Facebook
or Twitter. Only 5% use both. http://www.aol.co.uk/?icid=aol-uk-email-header
Nice to see the world is still a normal-ish
place. So all that crap about the internet,
the digital revolution, blah, blah, blah, coming
from the discredited, criminal media taking
a day off from making children cry, trawling
kiddyporn and drivelling about football; professional
scammers (which includes our politicians); and
unemployable yoof, is somewhat detached from
reality then? There's a surprise.
we need now is a proper education, training
and guidance and we might see everyone from
youngsters to businesses begin to make a bit
of money for themselves for a change, rather
than just for U.S. Big Corp.
urged to increase face-to-face advice for start
The Government should increase the provision
of face-to-face advice for business start ups
according to the National Enterprise Network
(NEN). Dawn Whiteley, Chief Executive of the
NEN, has warned that a lack of face-to-face
advice could result in a rise in the start up
failure rate, adding that NEN members regularly
deter people seeking advice from starting a
business, with just 25% of those who had sought
advice going on to start a business. As a result,
the survival rates of start ups advised by NEN
members after one year is 78%, far higher than
the national average. She also commented that
business start ups need an adviser in the pre-start
up stage rather than a mentor, explaining that
"at pre-start up, what people really need
is skills acquisition and training. Mentoring
really has its value once a business has started
trading, not beforehand." (EnterpriseQuest)
a discussion about this topic at: http://www.cobwebinfo.com/what-micro-business-owners-dont-need/
Another surprise. Not. It's a pity it's taken
so long for so-called professionals to roundly
condemn the Government's massacre of business
support in the UK - although they might be excused
for having once thought there might be something
in it for them. Plus some cheap publicity in
the nation's disgraced media. So what has this
Government managed to save by closing down Business
Links? £35 million? Or, a fraction of
what it wastes on cleaning up the country's
dummyphone pisshead culture every weekend.
of Start Up Loans 'unlikely to be repaid'.
It has been estimated that 40% of Start Up Loans
taken out will not be repaid, according to official
figures seen by the Financial Times (FT). The
FT reported that £549,000 of loans were
already in arrears, despite Government plans
to extend eligibility for the scheme to over
30s. The Start Up Loans Company, which administers
the scheme, said the actual default rate was
likely to be lower than is currently estimated,
saying it would peak at around 30-35% in the
next six months before falling as risk management
And after all that propaganda in the country's
hate-preaching tabloids, too. Looks like the
Government is having to deal with a virtual
armada of its 'floaters' this week.
Expo 2013 is the UK's number 1 event dedicated
to all aspects of selling online, taking place
2-3 October at Olympia London. Free registration.
vows to cut business rates for small firms.
face tracker mortgage rise. http://www.bbc.co.uk/news/business-24203736#
vanishing High Street'. http://www.independent.co.uk/news/uk/home-news/eighteen-high-street-shops-are-shutting-a-day-8835556.html
five, I sold wooden boxes for firewood'.
Lending Scheme for exporters launched. https://www.gov.uk/government/news/direct-lending-scheme-launched-to-support-uk-exporters
UK Export Finance (UKEF) has launched a new
Direct Lending Scheme to provide export credit
loans directly to overseas purchasers of goods
and services from UK firms who have been refused
export credit finance by banks. The scheme will
run until March 2016 and will provide up to
£1.5 billion to support fixed interest
loans between £5 million and £50
million for the purchase of capital and semi-capital
goods and services from UK exporters. Although
UKEF's role is to take financial risks relating
to non-payments for exports purchased by overseas
buyers, in the past it has only been able to
provide guarantees to banks for the repayment
of loans rather than providing loans directly
to the purchasers. (EnterpriseQuest)
bit of a leg-up for our exporting death merchants
after their supply of warfare chemicals and
armaments to the Syrians, Egytians, well, any
terrorist or extremist groups really, got tumbled
and profits took a bit of a knock. Like those
of small businesses who can't make any progress
whatsoever with exporting because of this country's
Barclays Bank to review overdraft fees.
food costs causing stress. http://www.bbc.co.uk/news/uk-24192396#
you run a successful business with your ex-partner?
resources for women small business owners.
Community Windows XP forum: How do I maximize
security for XP even after support ends?
Tourism figures to UK jump. http://www.dailymail.co.uk/news/article-2427855/Tourism-figures-jump-Downton-Abbey-Harry-Potter-weave-magic-visitors.html
However, Theresa May and her rapid response
Scrote Office are reportedly planning fresh
visa restrictions to stem the influx of foreign
money into Britain.
unions reveal training plans. http://money.aol.co.uk/2013/09/21/credit-unions-unveil-training-plan/
Credit unions have had compulsory training
plans for yonks. What will make the difference
this time - if any - is whether or not there
is the political will, backed by the country's
disgraced, criminal media, to promote a sustained,
alternative lending culture to that of using
the banks and payday loan companies. Which is
as likely as being served a bourbon on the rocks
landlords without insurance. http://money.aol.co.uk/2013/09/21/one-in-four-landlords-without-insurance/
Every bit helps to pay for the log-book loan
on the black Range Rover.
is £900 a year cheaper than renting.
Back to the Thatcher equation, now. A finding
which should help to sustain Britain's LSD-fuelled
HMRC search cost £70. http://www.telegraph.co.uk/finance/personalfinance/consumertips/jessicainvestigates/10322592/Online-search-for-Inland-Revenue-cost-me-70.html
your overseas retirement doomed to financial
In addition to the performance of bog-roll
sterling and a succession of thieving and incompetent
governments, that is.
guide for dummyphone users. http://www.telegraph.co.uk/news/celebritynews/10325746/When-to-tweet-how-to-behave-in-a-queue-and-the-best-way-to-deal-with-a-troll-Sandi-Toksvigs-new-etiquette-guide.html
halal food. http://www.independent.co.uk/life-style/food-and-drink/news/move-over-organic--the-new-big-business-in-food-is-halal-8831791.html
First, sharia banking; then, oil-producing
countries wanting to price in euros and not
dollars. Now, halal food. Time for another round
of bombings and invasions by the Coalition of
New proposals for SME procurement. http://postman.cbmeg.co.uk/lt.php?c=697&m=662&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=23521&l=-http--www.bmmagazine.co.uk/wp-content/uploads/2013/09/whitehall.jpg
launch top low-rate credit card. http://money.aol.co.uk/2013/09/20/tesco-bank-launches-top-low-rate-credit-card/
the right office space for your business.
check reprieve for landlords. http://www.dailymail.co.uk/news/article-2427656/Reprieve-buy-let-landlords-migrant-check-fine-Ministers-warn-proposal-risks-criminalising-hundreds-thousands-rent-second-homes.html
Scottish Business Exhibition 14/15 November,
The SECC, Glasgow. Free ticket registration:
Freebie Friday. http://money.aol.co.uk/2013/09/20/freebie-friday-this-weeks-discounts-deals-and-freebies/
more upbeat than the High Street. http://postman.cbmeg.co.uk/lt.php?c=696&m=661&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=23474&l=-http--www.bmmagazine.co.uk/news/21091/e-retailers-upbeat-high-street/
'reveal' builder tax loophole. http://www.independent.co.uk/news/uk/politics/labour-reveal-400m-builder-tax-loophole-8827707.html
Not exactly 'news' but then, the W.C. (War
Criminal) Party has been busy with more pressing
issues the past twenty years. Like fagging for
the American murder industry.
account complaints banks are trying to ignore.
sector rents close to record high. http://www.bbc.co.uk/news/business-24159580#
Which will of course, be just the right climate
for the Government and its army of digital lickspittles
pushing for everyone to start a 'home business'.
profit from the housing price boom. http://www.telegraph.co.uk/property/propertymarket/10322006/Landlords-profit-from-the-housing-price-boom.html
All coincidentally, fully paid-up members
of the Hoody and Swivel-Eyed Loon Party.
means of transport is the fastest? http://www.theguardian.com/news/datablog/interactive/2013/sep/19/london-cycling-or-public-transport-faster
Naturally, if people took to their bikes
and started commuting rapidly and for free,
then that would dispel another old chestnut
about working from home. That it costs less
than travelling to work. Still. Musn't deprive
the media of all its fodder in one go or we'll
have to put up with even more coverage of football
- which only 26% of the country is interested
facing eviction and food banks after bedroom
Another propaganda floater and a situation
which definitely justifies UN intervention.
revamps logo and search page. http://www.bbc.co.uk/news/technology-24170053#
to play the credit card game. http://www.telegraph.co.uk/finance/personalfinance/borrowing/creditcards/10318795/Martin-Lewis-How-to-play-the-credit-card-game.html
to block internet porn sites. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/10322072/Banks-to-block-internet-porn-sites.html
So what is the workaround going to be for
Westminster, sponsored as it is by the banks
but populated with wankers who spend most of
their time trawling for porn? http://www.independent.co.uk/voices/comment/forget-morals-its-the-stupidity-of-those-pornwatching-mps-that-should-worry-us-8798170.html
12 homes sign up to Green Deal. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10321339/Just-12-homes-get-Green-Deal-energy-savers.html
12 is an achievement for this Government,
so no sarcastic sniggers back there.
Ten UK farm stay holidays. http://www.theguardian.com/travel/2013/sep/19/top-10-uk-farm-stay-holiday
just another 'fall guy' for a Government without
. . . and too many propagandashitewriters.
And M.P.s who spend all their time looking at
Bedroom tax leaves 50% of families in debt.
Another cunning propaganda ruse by The Swivel-Eyed
Loon and Hoody coalition government gone wrong
Google about to kill off the cookie? http://www.dailymail.co.uk/sciencetech/article-2424341/Google-AdIDs-new-way-control-customers-tracked-online.html
councils to tailor business rate relief.
Reforms announced by the Scottish Government
will enable local authorities in Scotland to
tailor business rate relief to local needs.
Provision has also been made for a broad review
of the Scottish rate relief system to be carried
out before 2017, covering both valuation appeals
and the recent changes made to empty property
relief. Local Government Minister Derek MacKay
said: "All current exemptions provided,
including to some key sectors such as agriculture,
will be retained. We will review rates relief
application processes to ensure they are simple,
transparent and streamlined."
to choosing your business broadband supplier.
to setting up ecommerce payments. http://postman.cbmeg.co.uk/lt.php?c=695&m=660&nl=16&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=23445&l=-http--www.bmmagazine.co.uk/toolbox/guides/18346/guide-to-setting-up-ecommerce-payments/
Barclays to refund at least 300,000 borrowers.
release: Government vows to end unfair consumer
bill and subscription practices. https://www.gov.uk/government/news/government-vows-to-end-unfair-consumer-bill-and-subscription-practices
on hidden price hikes. http://money.aol.co.uk/2013/09/17/crackdown-on-hidden-price-hikes/
William should become official ambassador for
entrepreneurship to Britain. http://postman.cbmeg.co.uk/lt.php?c=693&m=658&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=23391&l=-http--www.bmmagazine.co.uk/columns/opinion/21059/prince-william-become-official-business-entrepreneurship-ambassador-britain/
are the UK's most generous hosts? http://money.aol.co.uk/2013/09/17/who-are-the-most-generous-hosts-in-the-uk/
publishes new direct marketing guidance. http://www.ico.org.uk/for_organisations/privacy_and_electronic_communications/~/media/documents/library/Privacy_and_electronic/Practical_application/the-guide-to-privacy-and-electronic-communications.pdf
New guidance on the requirement to obtain "extremely
clear and specific consent" from consumers
for direct marketing via e-mail has been published
by the Information Commissioners Office
(ICO). The guidance explains that consent to
receive a one-off message does not provide ongoing
consent to receive direct marketing e-mails
in future and also that "consent to receive
phone calls cannot be extended to cover texts
or e-mails, and vice versa." The ICO advises
firms to use 'opt-in' boxes to obtain consumers
explicit consent to receive direct marketing
messages, and to keep clear records of the consent
as evidence in case of a future complaint. Breaches
of the rules can lead to fines of up to £500,000.
and how you should use PR. http://postman.cbmeg.co.uk/lt.php?c=693&m=658&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=23390&l=-http--www.bmmagazine.co.uk/in-business/21048/stand-crowd-use-pr/
to get on a fashion course. http://www.theguardian.com/education/2013/sep/17/writing-a-personal-statement-for-fashion
guide to laptops. http://www.theguardian.com/money/2013/sep/17/laptops-buyers-guide
Small firms to benefit from cuts to accounting
red tape. https://www.gov.uk/government/news/accounting-red-tape-cut-for-smallest-uk-companies
Business Minister Jo Swinson has announced changes
to accounting rules for the smallest UK limited
companies (classified as micro-entities). These
micro-entities will have the option of drawing
up abridged profit and loss accounts and balance
sheets for financial years ending on, or after,
30th September 2013. The changes bring into
force the EU 'Micros Directive' which is the
first deregulatory directive to recognise micro-entities.
A micro-entity is defined by the EU as a limited
company meeting two out of three criteria, including
having a balance sheet of less than £316,000,
a turnover of less than £632,000 and ten
or fewer employees. There are around 1.5 million
micro-entities in the UK, which are part of
around 2.8 million companies registered in the
UK in total. (EnterpriseQuest)
to invest £60 million in construction
The Technology Strategy Board (TSB) is to invest
£60 million in the construction industry
via its Low Impact Building Innovation Platform,
which funds projects to reduce construction
times, improve quality and make buildings more
energy efficient. The funding is expected to
leverage a further £60 million of industry
investment and £30 million from Government
and other agencies. The funding is part of the
TSB's efforts to drive growth in the construction
sector, enabling the development of technologies
such as digital design and engineering, high-performance
materials and components, and energy management
off credit card debt gets cheaper. http://money.aol.co.uk/2013/09/16/paying-off-credit-card-debt-gets-cheaper/
farms a modern version of medieval scam.
Bank account switchers could save £600.
'worst bank for honesty'. http://money.aol.co.uk/2013/09/16/barclays-worst-bank-for-honesty/
says Royal Mail workers 'certain' to back strike.
LiveWire latest. http://www.shell-livewire.org/
Ten Tips for buy-to-let success. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/10308290/My-top-10-tips-for-buy-to-let-success.html
warned to seek help before shutting up shop.
Red Tractor, 'British' pork chops probably came
from the Netherlands. http://www.bbc.co.uk/news/business-24081526#
If, after all the meat and produce 'scares'
in recent years the public is still buying from
supermarkets instead of small local producers
and butchers, then I have little or no sympathy
left. Perhaps guided tours of industrial pig
farms would help?
Tourists only visit Britain to see London, claims
deputy mayor. http://www.theguardian.com/uk-news/2013/sep/14/spend-tourist-cash-on-london
Well, as far as tourist plebs are concerned,
he's about right. However, Britain should also
cater for the more intelligent, discerning visitor.
Gateshead pensioner who started the online shopping
Not a Londoner, then?
one-year borrowing worse than a payday loan?
Or an 'investment' from a Dragon, even?
Ten British tabloid EU myths (lies). http://ec.europa.eu/unitedkingdom/blog/index_en.htm
Includes the truthful version of Made in
Britain labelling proposals.
Ten Best fonts. http://www.theguardian.com/theobserver/gallery/2013/sep/14/the-10-best-fonts
Not including the Plane Crash font thieved
by Theresa May's Scrote Office recently, for
use on the sides of its Furrener Go Home vans
(where we can bomb you in peace. Or until it's
time for you to help us 'win' our next war.)
High Street policies driving up prices.
costs must be made clearer, says M.P. http://money.aol.co.uk/2013/09/14/delivery-costs-must-be-clearer-mp/
eBay sellers facing postage fees. http://money.aol.co.uk/2013/09/13/private-ebay-sellers-now-face-fees-on-postage/
in sight for 'courier fraud' phone trick.
best current accounts to suit you. http://www.theguardian.com/money/2013/sep/13/best-current-accounts-seven-day-switching
helplines most likely to cause phone rage.
Freebie Friday. http://money.aol.co.uk/2013/09/13/freebie-friday-this-weeks-discounts-deals-and-freebies/
launches new ADR service. http://hmrc.presscentre.com/Press-Releases/HMRC-launches-Alternative-Dispute-Resolution-service-6924b.aspx
Small firms and individuals can now resolve
disputes with HMRC more quickly by using a new
Alternative Dispute Resolution (ADR) service.
Independent HMRC facilitators will be used to
resolve direct tax and VAT disputes between
taxpayers and HMRC as part of compliance checks.
ADR, which has been trialled for two years,
has been introduced to reduce costs, avoid tribunals
and ensure a swift and fair outcome. Richard
Summersgill, HMRC Director of Local Compliance,
said taxpayers liked the speed and flexibility
of the ADR service, which could significantly
shorten the time taken to resolve disputes.
release: £69 million more for Start-Up
Loans and New Enterprise Allowance. https://www.gov.uk/government/news/69-million-more-for-start-up-loans-and-new-enterprise-allowance
squeeze on family finances set to last another
five years. http://www.internationalsupermarketnews.com/news/14055
than one million people borrowing monewy to
pay mortgage or rent. http://blogs.independent.co.uk/2013/09/12/more-than-a-million-people-borrow-money-to-pay-their-mortgage-or-rent/
spending £300 million a year on unecessary
warranty cover. http://www.dailymail.co.uk/news/article-2419570/The-stores-using-misleading-claims-sell-warranties-Consumers-spending-300million-year-unnecessary-cover.html
misleading consumers and potential legal action
with Brand View. http://www.internationalsupermarketnews.com/news/14044
payments to transform shopping in 2014.
food shopping to increase by 126%. http://www.dailymail.co.uk/news/article-2418414/Online-food-shopping-increase-families-fed-trudging-aisles-supermarket.html
Mail sell-off provokes fears of postal chaos.
release: Royal Mail myth busters. https://www.gov.uk/government/publications/royal-mail-myth-busters
calls to Europe to cost the same as in the UK
. . . http://www.dailymail.co.uk/news/article-2418430/European-Commission-plans-make-landline-calls-Europe-price-ringing-UK.html
UK telecoms lapdog, Ofcon, were unavailable
most common and hackable passwords on the internet.
of Essex, Business School, October training
Larf: Hands off my font! http://www.independent.co.uk/news/uk/politics/home-office-rapped-for-illegal-use-of-font-in-go-home-ad-vans-8812646.html
8 out of 10 businesses would vote for Britain
to remain in the EU.
third of small firms do their own online advertising.
A third of small business owners do their own
online advertising according to a survey conducted
by YouGov, commissioned by Wix.com. In addition,
34% of respondents handled their own PR and
39% had created their own website. The survey
results also revealed that the most common online
promotional tools used by small firms were social
media, used by half of respondents, a DIY website
or blog, used by 58%, and free online directories,
used by 31%. Omer Shai of Wix.com said small
business owners "appear to be on the lookout
for free and easy-to-use tools to promote and
manage their businesses". (EnterpriseQuest)
engineer: avoid humiliation of Dragons' Den.
We do keep saying it; Dragons' Den is entertainment
for the plebs and has little or no 'currency'
in the real businessworld - as numerous polls
have already shown. Another, even more fundamental
point which the producers fail to mention, is
that the main motivation for people running
their own businesses isn't about making a lot
of money - but about being your own boss.
About personal freedom. Sure, making money and
a lot of it hopefully, is a major issue - but
that doesn't equate to selling a near-controlling
share of your venture in exchange for a few
pieces of silver from a moneylender who may
not be a suitable match as a partner, anyway.
Whereas if you do just want to make a lot of
money, there are far better ways out there than
running 'your own' business, believe me.
Infinity broadband ad banned due to 'misleading'
speed claims. http://www.telegraph.co.uk/technology/news/10301661/BT-Infinity-broadband-ad-banned-due-to-misleading-speed-claims.html
bespoke tailoring industry facing massive skills
to get your boiler repaired or replaced for
Bank of England drafts plans for plastic notes.
bank account switching system from Monday.
firms fail to reclaim VAT entitlement. http://www.freelanceuk.com/news/4369.shtml
Over a third of smaller firms are losing out
financially by failing to claim back the VAT
they are entitled to, according to research
carried out on behalf of Sage. The research
found that many owner-managers do not understand
the tax rules relating to reclaiming VAT and
over half of those surveyed estimated that this
lack of knowledge could be losing their business
more than £500 per year. Lee Perkins,
Managing Director of Sage's Small Business Unit,
said: "Businesses that aren't claiming
back the VAT they are entitled to are really
putting themselves at a competitive disadvantage."
much your holiday break was worth to your business.
to press on with laws to end roaming charges.
centres and out-of-town retail parks being hit
harder than the High Street. http://www.bmmagazine.co.uk/news/20954/shopping-centres-town-retail-parks-hit-harder-high-streets/
Grimsey Review published to help rescue high
A new independent review of the high street
has been published by former Iceland and Wickes
boss Bill Grimsey, which comes after new figures
revealed up to 20,000 high-street retailers
are facing the threat of closure. The Grimsey
Review argues against the 'futile' efforts of
initiatives such as the Portas Review and makes
31 recommendations, including ensuring large
retail and leisure chains pay a one-off levy
in 2014 to fund new start ups on the high street,
and creating town centre plans that focus on
reviving entire communities. (EnterpriseQuest)
businesses account for half our national income
and two thirds of all employment.' http://www.independent.co.uk/news/business/comment/chris-blackhurst-its-time-we-paid-attention-to-nev-and-his-call-centre-not-the-huge-corporations-8807689.html
admits to £500k contract for Channel 4
holiday tips. http://www.theguardian.com/travel/2013/sep/10/uk-holidays-guardian-writers-tips
world's happiest nations. http://www.independent.co.uk/news/world/europe/revealed-the-worlds-happiest-nations-as-political-upheaval-sees-egypt-fall-in-rankings-8806336.html
investigator slams UK bedroom tax as 'shocking'.
'UK crosses the 'red line' once again.' 'Army
Barrack' Obama calls for precision bombing campaign
of key, regime military targets using civilians
as human shields, to teach curry-eating, Engerlandt
surrender monkeys a lesson. (And to liberate
bedroom tax freedom fighters.)
HMRC gets new powers to tackle tax evasion.
New powers granted to HMRC will be used
to make sure that traders taking payment by
credit or debit card have accounted for all
taxes they are due to pay. HMRC will be able
to access information from UK 'merchant acquirers'
- the companies that process all payments made
by credit and debit cards - to check on the
number and value of credit card transactions
made by specific traders over the past four
years. No personal data about individual card
owners or their card numbers will be obtained,
but according to HMRC, this crackdown could
reduce data payment fraud by more than £50
million per year. HMRC will be able to identify
fraud and tax evasion by cross-referencing the
information obtained from merchant acquirers
with the information it already holds.
release: £150 million investment will
help transform UK construction sector.
promises to cut household bills as economy turns
the corner. http://www.telegraph.co.uk/news/politics/georgeosborne/10297450/Osborne-promises-to-cut-household-bills-as-he-says-economy-is-turning-corner.html
'teaser' rates to face enquiry. http://www.bbc.co.uk/news/business-24016045#
on payday loans revealed. http://money.aol.co.uk/2013/09/10/reliance-on-payday-loans-revealed/
G20 to share tax information by 2015. http://www.bbc.co.uk/news/business-23994488#
An agreement reached faster than the proverbial
ferret up a drainpipe. Shame they can't reach
an agreement on containing U.S. (and Fagging
Engerlandt's) terrorism and concentrate on economic
growth through trade, instead of contemplating
the 35th murderous American bombing campaign
since the Second World War alone.
scammers that promise to turn your PC into an
Another 'earner' endorsed by a 'Dragon'?
over pensions access scams. http://money.aol.co.uk/2013/09/09/warning-over-pensions-access-scams/
This is in addition to the official pensions
scam of being forced to put aside your money
for over fourty years, only to find the Government
has pissed half of it up against a wall and
given away the rest to its bent supporters.
to waste £10,000 on life cover. http://www.telegraph.co.uk/finance/personalfinance/insurance/10291946/How-to-waste-10000-on-life-cover.html
smallest hotel? http://www.dailymail.co.uk/news/article-2415611/Is-Britains-smallest-hotel-Farmers-convert-40-year-old-horsebox-100-night-getaway.html
poshest pub? http://www.dailymail.co.uk/news/article-2415665/The-poshest-pub-Britain-Its-owned-tycoons-wife-stuffed-celebs-chips-cost-70p-EACH.html
fryer becomes top chef. http://www.express.co.uk/news/uk/427946/Chip-fryer-becomes-top-chef
Or, 'successful businessman', if you prefer.
Mis-selling redress could be too little, too
designers call for return of rag trade.
Top Tips to secure government contracts.
powerful tutorials on small business 'how-tos'.
Reasons why you struggle with negotiations.
& Marketing links. http://entrepreneurs.about.com/od/salesmarketing/Sales_Marketing.htm
Challenge 2014. http://action4charity.co.uk/interface/external_view_email.php?C9182008908830710992415366363115
Business immigration rules relaxed. http://www.bbc.co.uk/news/uk-23989305#
calls for ban on costly Help(scam)lines.
Business Awards 2013: finalists announced.
'will give away its mobile phone for free'.
supermarkets get you to spend more. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10289708/How-supermarkets-get-you-to-spend-more.html
Community: Should I buy Windows 7 now before
it's too late? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=09/06/2013
century skills: setting the satnav and putting
rubbish in the right bin. http://www.dailymail.co.uk/news/article-2413664/Forget-darning-baking-fixing-car--skills-REALLY-need-21st-century-setting-satnav-putting-rubbish-right-bin.html
And fummin'. Musn't forget fummin'. For which
the average wage expectation is £30k p.a.
And the tabloids pretend they don't understand
why bosses prefer to employ immigrants.
making your own butter. http://www.telegraph.co.uk/foodanddrink/10283949/Why-homemade-butters-on-a-roll.html
Even I don't make my own butter. But the
neighbour's mum does! And cheese; and fromage
frais; and creme fraiche; and pouring cream.
Although she doesn't have a dummyphone.
Business Essentials Entrepreneurs do NOT need
for success. http://www.huffingtonpost.co.uk/2013/09/06/business-essential-growth_n_3879309.html
about the following?
2. The internet
3. A tattoo
4. A piercing
5. GCSEs or a degree
6. Second-hand BMW or 4wd
7. A daily tabloid or the telly
8. A government-appointed mentor
9. A government business loan
on the estimate that there are around 675,000
millionaires in the UK - http://en.wikipedia.org/wiki/Millionaire
- and only 'the odd couple' or so, get to appear
on Dragons' Den or conform to the media's projection
Freebie Friday. http://money.aol.co.uk/2013/09/06/freebie-friday-this-weeks-discounts-deals-and-freebies/
named Europe's leading destination for 2013.
It'll become more popular still next year
when the Tour de France rolls through.
in B&B accommodation hit ten year high.
Just one story behind part of the UK service
sector's 'economic revival'?
buyers look to cheaper properties abroad.
And many a horror story follows . . .
supermarkets want you to live above their shops.
celebrates keeping Tesco out. http://www.theguardian.com/business/2013/sep/05/tesco-sherborne-dorset-supermarket
dealers seek official regulation. http://www.theguardian.com/technology/2013/sep/05/bitcoin-dealers-regulation-downing-street
turning to hobbies for extra income. http://www.bmmagazine.co.uk/news/20874/british-workers-rely-hobbies-extra-income/
- become a business Yoda. http://www.bmmagazine.co.uk/columns/opinion/20872/mentoring-become-business-yoda/
Larf: Vlad The Bad's man disses Little Engerlandt.
Well, he didn't actually but lies are the
UK Nazi tabloids' baguettes 'n Camembert. Like
the Government, they like to think they can
get away with murder all the time.
like an alcoholic or a druggy, the road to recovery
starts with accepting reality.
Banks still to pay up in small firms mis-selling
That's what small firms are for, isn't
it? To be screwed. That's why this Government
is so anxious to put start-ups into the lending
loop; it gives the banks plenty of ongoing,
have created a generation without manners.
supplier Comigel selling Aldi up to 100% horsemeat
as beef products. http://www.theguardian.com/business/2013/feb/09/aldi-100-percent-horsemeat-beef-products
Yes, that's media celebrity chefs and food
critics' 'French' which is not as in 'Romanian'
or 'Polish'. It's also why East Europeans traditionally
buy their meat products from proper butchers
or their own shops.
British shoppers could have to pay for carrier
best gastro breaks. http://www.telegraph.co.uk/travel/picturegalleries/10285694/Good-Food-Guide-where-to-stay.html
Britain's 'best' gastro breaks aren't soul-less,
grotesqueley expensive eateries for pompous,
posing knobs. It's somewhere which sells wholesome,
competently prepared local food in comfortable
surroundings, where an entire family can sit
down, watch their children play safely and pay
as little as £3.99 mid-week, for a full
roast. I've got a pub just around the corner
from where I stay when I visit the UK, which
offers all of that. Of course, it's not in London
on the doorstep of idle hacks or on the pretentious
foodie circuit, so it won't be getting a mention.
Just like thousands of other pubs, cafes and
restaurants in the UK. Most of which don't even
have websites. They're too busy doing real business.
£ surges as UK economy picks up. http://money.aol.co.uk/2013/09/04/pounds-surges-as-uk-economy-picks-up/
Just as all those patriotic Brits are coming
back off their foreign holidays. There seems
to be a lot of 'good' economic news at the moment.
Which means it's time to be careful.
Cut crippling business rates call. http://money.aol.co.uk/2013/09/04/cut-crippling-business-rates-call/
At long last, we are starting to sing
from the same hymn book instead of all this
rubbish about the internet. Sure, the internet
has had its effect. But there are root causes
to the High Street's woes which go back to way
before the internet came along. Unfortunately,
it will mean weeding out a culture of bent politicians,
councillors and their mates. Which is why Government,
both central and local and the media, hasn't
exactly been 'on message'. Still - every dog
has its day. Even little home businesses and
to use consumer data in tax clampdown on businesses.
More placcy and internet shopping, anyone?
most complained-against banks. http://money.aol.co.uk/2013/09/04/the-most-complained-about-banks/
dominates customer complaints. http://www.bbc.co.uk/news/business-23929978#
million Britons earn below living wage.
Many of whom will be self-employed; with
an official mentor; and an official start-up
loan. And a Wonga loan.
joins ranks of top UK lenders. http://www.theguardian.com/business/2013/sep/03/wonga-joins-ranks-top-uk-lenders
the bargain hunting centre of Europe. http://money.aol.co.uk/2013/09/03/uk-is-bargain-hunting-capital-of-europe/
best cookery courses. http://www.theguardian.com/travel/2013/sep/02/uk-best-cookery-courses-culinary-breaks
Good Food Guide's best UK restaurants. http://www.internationalsupermarketnews.com/news/13993
Open Days at Southport Conferences. http://ch.visitsouthport.com/southport-conferences/
essential things businesses neglect'. http://www.noobpreneur.com/2013/09/02/7-essential-things-businesses-neglect/
debts wisely'. http://www.bmmagazine.co.uk/in-business/finance/20844/chasing-debts-wisely/
your business circle and grow your business'.
UK small business owners work fewest hours.
That will be the fault of all those immigrants
again. And the EU.
business optimism in decline. http://money.aol.co.uk/2013/09/03/small-business-optimism-in-decline/
rates revenue to exceed council tax by 2015.
Business rates income in Great Britain will
exceed council tax revenue in 2015 - the first
time in ten years, according to figures in the
Grimsey Review of the high street. Business
rates income is forecast to reach £29.6
billion in 2015, while council tax revenue will
reach £29.1 billion. Paul Turner-Mitchell,
high-street campaigner and key contributor to
the Grimsey Review, said the Government was
incentivising local authorities to freeze council
tax while doing nothing about rising business
rates. Commenting on the prediction, Ed Cooke
of the British Council of Shopping Centres (BCSC)
said: "It does look a lot like the Government
sees business as a cash cow to raise taxes for
local authorities." (EnterpriseQuest)
- what's this about the internet being responsible
for the demise of the High Street?
tax urged to boost commerce. http://money.aol.co.uk/2013/09/02/one-off-tax-urged-to-boost-commerce/
Not as long as major retailers keep bunging
cash to political parties, there won't be.
allowance to become law by the end of the year.
Proposals to provide businesses with a £2,000
employment allowance towards their national
insurance contributions (NICs) will become law
by the end of 2013, according to HMRC policy
adviser Raj Nayyar. Mr Nayyar said details of
the allowance were yet to be finalised, but
all firms would be entitled to the allowance
from April 2014. The allowance will form part
of the National Insurance Contributions Bill,
a package of measures to crack down on 'abusive'
tax avoidance schemes. (EnterpriseQuest)
is all following the 'French' pattern for so-called
business support. The general financial and
adminstrative climate is too hostile for businesses
to succeed naturally so one raft after another
of dead-wood grants, subsidies and schemes are
towed into view to impress the voting public
at least, that something is being done to help
the nation's 'entrepreneurs'. Of course, it's
also good news for generating lots of 'red tape'.
Then, the official hand takes away what it gives,
and apart from smug politicians and fonctionnaires,
businesses, if they are lucky, remain no better
off than they were before.
of course, is what the term 'entre' (between)
and 'preneur' (taker) is really all about.
Being between a load of grasping bastards.
complaints soar to record high. http://money.aol.co.uk/2013/09/03/financial-complaints-soar/
How many years is it now that the financial
sector all but collapsed and politicians promised
they would put things right?
guide to consumer rights. http://www.theguardian.com/money/video/2013/sep/02/guide-to-consumer-rights-video
Britons spent a total of 76 centuries on hold
to Government phone lines last year. http://www.dailymail.co.uk/news/article-2409454/Thats-long-time-wait-Stressed-Britons-spent-total-76-centuries-hold-Government-phone-lines-year.html
And the same callers forked out £56
million calling official scamlines.
Lending to small firms shrinks. http://money.aol.co.uk/2013/09/02/lending-to-small-firms-shrinks/
rubbishes High Street report. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/10279481/Portas-rubbishes-Grimsey-attack-on-high-street-report.html
selling off personal details to fuel junk mail
British translation table. http://www.dailymail.co.uk/news/article-2408583/From-bad-quite-good-trait-polite-stops-saying-really-mean.html
turning to fancy continental cheeses. http://www.express.co.uk/news/uk/426222/Britons-turning-to-fancy-continental-cheeses
With over 700 different cheeses to choose
from, British-made cheese offers a greater variety
and quality nowadays, than the rest of Europe
put together. A fact which regularly seems to
evade hacks, food critics, supermarket buyers
and celebrity chefs. http://www.britishcheese.com/
English business survey statistical release:
June 2013. https://www.gov.uk/government/publications/english-business-survey-statistical-release-june-2013
consumers' summer of confidence. http://www.internationalsupermarketnews.com/news/13908
Social Enterprise Awards 2013. http://www.independent.co.uk/news/business/news/which-is-the-fairest-firm-of-all-8793024.html
from home: Twitter tips on how to stay professional.
What, from Twitter? Stay professional? From
a bunch of anonymities with strictly limited
vocabularies and dysfunctional keyboards?
to re-think the High Street. http://www.independent.co.uk/voices/editorials/editorial-time-to-rethink-the-high-street-8792880.html
What again?! I thought it was safely in the
hands of the Government's propaganda personalities?
It's local councils and councillors that need
a good sorting. After that, High Streets will
be able to look after themselves.
dump thousands of loyal customers without explanation.
rise of wine pawning. http://www.telegraph.co.uk/foodanddrink/wine/10273882/Liquid-assets-the-rise-of-wine-pawning.html
Even the French government have been flogging
off their impressive wine reserves. To help
pay for the logistics of bringing back their
troops from Afghanistan, which was a key election
promise of the present socio-fascist leadership.
Unfortunately, it hasn't raised enough money
so the French are now having to get into bed
with their most detested (allegedly) ideological
bedfellows - the Americans - in exchange for
a helping hand. Just as they did with Jo Stalin;
and when Russian tanks rolled into Hungary,
Czechoslovakia and Poland; and our French socialist
'comrades' were nowhere to be seen but at Black
Sea holiday resorts doing what they do best:
drinking, whoring and offering their support
to the aggressor. After the Arab Spring and
Libya particularly, the escalation of bombardment
and casualties in Syria will also help to sustain
France's recent, seemingly miraculous economic
bounceback. From a government which doesn't
have the collective nouse to organise the ceremonial
opening of a box of matches.
to cut a very, very long story short. Wine investment
is one of the most regular and expensive scams
we have seen. Moral is: leave it to the experts.
very French 'home business' earner. Trapping
songbirds. To be eaten. http://www.express.co.uk/news/world/425915/Songbirds-fall-prey-to-French-hunters
In defence of the general French public, I have
NEVER seen a Frenchman eat an ortolan although
the practice is still all too rife, by all accounts.
Then again, although the French widely view
this tradition with disgust, the fact that Little
Engerlandt's Jeremy Clarkson was the last media
mediocrity filmed eating an ortolan, sums it
the world hub for legal 'highs'. http://www.theguardian.com/society/2013/sep/01/britain-hub-for-legal-highs
Good to see the UK is #1 at something other
than fagging for American terrorism. What doesn't
surprise me though, is that large quantities
of drugs are being delivered by post. Which
would explain why Royal Mail doesn't appear
capable of delivering much else these days.
of Essex, business training courses. http://www.essex.ac.uk/ebs/bmt/calendar.aspx
of the types of funding available to start-ups.
goods and services hire platform (advert).
goodwill auction. http://www.goodwillauctions.org/amanda?utm_source=Merrehill&utm_medium=email&utm_campaign=8512fu
with highest/lowest IQs. http://www.statisticbrain.com/countries-with-the-highest-lowest-average-iq
our usual gratitude and thanks to BAD News and
September 2013; August
September 2013 contents:
for Home Business Alliance members:
of the News:
Scottish councils work together to boost tourism
New accreditation scheme to identify legitimate
telemarketers; Single Compliance Process introduced
by HMRC; Rising complaints about public sector
contracts; Government pledges to use more smaller
IT suppliers; New service to assist small firms
with copyright law; Government support needed
for small Help to Buy developers; Consultation
on review of housing standards; Financial advisers
not complying with RDR rules; Consultation on
plans to combat alcohol duty fraud; Website
development grants for charities launched.
New Gmail Inbox and Email Marketing
and VAT News
FREE! 101 Insider Business
Assessment Payments on Account: Make Sure You
Dont Slip Up
WMD - Words
of Modest Deprecation by Colin Edwards
Started a Blog! What Will I Say?
Easy Steps to Superior Customer Satisfaction
Action Group newsletter;
blog and newsletter; Google
Adwords tips and free report; Big Pockets
trade accounts; Planning
Enterprise; Google Adwords tips and free report;
UK business directory, window film company:
reduce glare, reduce heat, save money; Action
Planning summer programme guide; UK Biz Sales;
Art of Design webmag; all about creating and
editing .pdf files; Maximising Mobile Marketing;
Can you please help?; Cyber-security - mitigating
the threat seminar; 10 Steps To Mobile Marketing
Nirvana et al; disposal of your IT equipment;
half-price business card offer; Save up to 43%
on summer train fares; August theatre deals;
Achieving Business Excellence workshop; Creating
video for the web course plus other open course
programmes; Create Video Marketing Suite; Royalty-free
stock photography; On-line security test; Exceptional
discounts with DHL and UPS; compare legal costs;
Guidance for small firms considering cloud computing;
Free carbon footprint calculator;
sell your unwanted printer cartridges; easy
and secure online storage; Royal Mail business
pack; free website building links; courier price
comparison website; airport parking checker
and booking site;