30th November 2013
down to see full list; previous
month's (October 2013) Viewpoint; Latest
down for: A Home and Small Business
Viewpoint by Len Tondel, from 1st November 2013
way of explanation. The
term 'home business' consists of two words.
'Business' is the second one; it's there to
qualify and support the word 'home' and all
that goes with it - and not vice versa. Consequently,
we also list below, items which are of interest
and value to the home. Whether in its context
as an office or as a part of your family and
lifestyle but always
directed at the improved prospects and enjoyment
that running a business from home, in its entirety,
For a current, multi-part
starting and running a
business from home,
go here: http://www.homebusiness.org.uk/features.htm
UK has highest level of property taxes in the
developed world. http://money.aol.co.uk/2013/11/29/uk-has-highest-level-of-property-taxes-in-the-developed-world/
A very rare story for the British media as
it would point the finger at why political parties
of all shades really want to see so many new
houses built all the time - and it hasn't got
anything to do with an adequate supply of affordable
properties for first-time buyers!
household debt hits record high. http://www.bbc.co.uk/news/business-25152556#
Trebles all round, chaps! Arf, arf.
Monday splurge to hit £500 million.
Twelve Scams of Christmas. http://www.telegraph.co.uk/technology/internet-security/10483697/12-Scams-of-Christmas-revealed-by-McAfee.html
more people should own their own businesses.
smallest distillery. http://www.telegraph.co.uk/foodanddrink/10478134/Word-of-mouth-Cambridge-Gin-Britains-smallest-distillery.html
7 most powerful sales tools. http://www.bmmagazine.co.uk/marketing/sales/22279/7-powerful-sales-tools/
Freebie Friday. http://money.aol.co.uk/2013/11/29/freebie-friday-this-weeks-discounts-deals-and-freebies/
firms warned about mass malware campaign. http://www.computerweekly.com/news/2240209198/UK-police-warn-of-malware-campaign-targeting-mainly-SMEs
The National Crime Agency's (NCA's) National
Cyber Crime Unit (NCCU) has issued a warning
about a new mass e-mail malware campaign. The
e-mails, which are specifically targeted at
smaller firms and consumers, appear to be from
financial institutions, but carry a malicious
attachment that encrypts files on the infected
computer and any local network it is attached
to. A £500 ransom demand in bitcoins is
then made to unlock the files. The NCCU is urging
firms not to open any suspicious-looking attachments,
regularly back up files to a location off the
network and update antivirus software. Anyone
whose device is infected by this malware should
report it via ActionFraud (http://www.actionfraud.police.uk).
Streets need radical action says report.
Friday: online deals no match for charity shops.
downloads are acceptable. http://www.telegraph.co.uk/technology/news/10480938/Illegal-downloads-are-acceptable-say-half-of-EU.html
of England scraps Funding for Lending scheme.
'cool' the housing market? Or because it wasn't
having the desired effect, anyway? (As we were
saying.) House prices see monthly drop.
again, who do you believe? http://www.bbc.co.uk/news/business-25145362#
a damaging piece of jargon which is stopping
many firms from fulfilling their potential.
An intelligent and knowledgeable article
for the mainstream media. A welcome change to
read something from someone who knows what he
is talking about.
burglary hotspots. http://money.aol.co.uk/2013/11/28/britains-burglary-hotspots-suffer-in-the-worst-month-of-the-yea/
Consumer spending driving the UK economy. http://www.bbc.co.uk/news/business-25118514#
Including spending by all those immigrants?
The Ponzi scheme breathes another day.
Pages firm in administration. http://www.bbc.co.uk/news/business-25129629#
of finance too high for SMEs. http://www.bmmagazine.co.uk/news/22263/cost-finance-high-smes/
a nation of compulsive clickers. http://www.telegraph.co.uk/technology/internet-security/10478327/UK-is-a-nation-of-compulsive-clickers-who-leave-PCs-vulnerable-to-attack.html
homes earmarked for demolition offered to Brits.
hard is it running a pub? http://www.telegraph.co.uk/men/thinking-man/10473565/Running-a-pub-how-hard-can-it-be.html
state pensions are lowest in Europe. http://www.dailymail.co.uk/news/article-2514232/Britains-pension-shame-State-packages-worst-world-study-shows.html
That should discourage all those immigrants
on benefits from staying permanently in 'Bongo
Bongoland' Britain. And why the totally overlooked
subject of pension planning for the self-employed
needs to be thought about all the more seriously.
New regulations set out deadline for dealing
with website comments. http://www.out-law.com/en/articles/2013/november/defamation-law-reforms-to-take-effect-from-the-start-of-2014/
New regulations outlining the process to be
followed by website publishers who receive complaints
about comments posted on their sites will come
into force on 1st January 2014. Under the Defamation
(Operators of Websites) Regulations, publishers
will be required to contact comment authors
to inform them of a complaint and give them
five days either to consent to the removal of
their comment, or provide the publisher with
their contact details to be passed to the complainant.
If there is no response from the author, or
they refuse to allow their details to be passed
on, the publisher will have 48 hours to remove
the comments from the site. The regulations
also give complainants the right to insist that
their identity remains concealed from the author
of the comment. (EnterpriseQuest)
million in serious debt across UK. http://www.bbc.co.uk/news/business-25108891#
That will be the economic revival the country
is enjoying plus all those illegal immigrants
about to come over.
attacks energy company profits and performance.
The whole country has already been doing
that for years. So who are Ofgem? A chimney
on a dog's arse.
freeze led to extra 31,000 deaths last year
as energy prices rose. http://www.independent.co.uk/news/uk/home-news/winter-freeze-led-to-31000-extra-deaths-last-year--against-a-backdrop-of-soaring-energy-prices-8965427.html
would put the energy companies right up there
with terrorist regimes like the US. They should
have laws against it.
a good test of home business profitability as
'5 million' fledgling entrepreneurs cuddle up
to their dummyphones and try fummin' with just
a pair of sawn-off gloves and the steam from
an electric kettle to keep warm. Day in, day
out, for the next three months. Dreaming
of the good 'ole days of travelling to and from
work in a nice, warm sardine can and working
in an office heated at another boss's expense.
proposing increased border delays and cost of
tips for expanding your business. http://www.bmmagazine.co.uk/in-business/22258/6-tips-expanding-business/
ways to describe yourself in business. http://www.bmmagazine.co.uk/in-business/advice/21920/five-ways-describe-business/
coaching work? http://www.bmmagazine.co.uk/in-business/advice/22238/coaching-work/
Directors fund small companies with personal
A quarter of directors of small companies
have used mortgages, credit cards and personal
savings to fund their business, according to
the results of a survey by Experian. The research
found that almost 50% of directors had used
personal funds to set up their firm, 37% to
invest in premises or equipment, 30% to pay
suppliers, and 26% to clear debts. Nearly half
of respondents said they used personal credit
cards to pay for everyday business expenses,
while almost a third said they had used mortgages
secured on their homes to fund business investments.
Almost half of directors said they had used
their own savings for business purposes, while
65% had funded these out of their personal current
surprised the figure is this low because I don't
know of any small business where personal
finaces haven't been brought into play at some
stage or another. Still, not a reality check
which will be receiving an airing in the media
any time soon. It might affect the take-up of
the Government's burglar's bagful of business
worst bankruptcy hotspots. http://money.aol.co.uk/2013/11/25/the-uks-worst-bankruptcy-hotspots-revealed/
loan risk to mortgage applications. http://www.bbc.co.uk/news/uk-25098810#
start-up raises £1 million in 1 day.
app for accessing internet anywhere in the world.
Anywhere?! This I've got to see.
prefer maps to satnav. http://www.telegraph.co.uk/motoring/news/10471427/Motorists-prefer-printed-maps-to-satnav-finds-AA.html
Just as people and businesses prefer real,
face-to-face encounters and genuine goodwill
to fake friends and superficial social media.
Unfortunately, politicians and the media don't
get out much.
moves to close Big Corp tax loophole. http://www.independent.co.uk/news/world/europe/eu-commission-moves-to-close-corporate-tax-loophole-used-by-google-amazon-and-starbucks-8963162.html
That's 'EU' as in 'EU' and not 'corrupt, British
government fagging for Big Corp'. Our politicians
will be most upset.
£150 hobbit home. http://www.dailymail.co.uk/news/article-2513154/Farmer-builds-house-just-150-using-materials-skips--current-tenant-pays-rent-MILK.html
The cottage industries boom. http://www.theguardian.com/money/2013/nov/24/cottage-industries-homework-working-from-home
'The number of people working from home
has doubled in the past 10 years', claims
the author. Really?? Who says? (In the absence
of any statistics, credible or otherwise, provided
by the article.)
fact, based on the numerous 'findings' we see
on a regular basis, 'homeworking' numbers have
fallen - and significantly - over the past 10
years. Furthermore, in the absence of any definitions
of 'homeworking' or 'cottage industry', it should
be remembered they are not traditionally viewed
as being one and the same activity, either.
criminals exploit wi-fi hotspots. http://www.telegraph.co.uk/technology/internet-security/10468317/Lazy-WiFi-providers-offer-data-free-risks-for-terrorists-and-criminals.html
digital future of receipts. http://www.telegraph.co.uk/finance/think-tank/10468392/Receipts-the-digital-future.html
law to cap payday loan interest. http://www.bbc.co.uk/news/uk-politics-25083701#
Not the usual 'corrupt', political foot-dragging
when it comes to banging up High Street banker-mates
for fraud, then? Just as one example.
treatment of businesses referred to regulator.
The usual story of seizure and asset-stripping
by the banks and a practice which has been going
on for centuries, supported by an entire political
class of 'corrupt', inbred, fagging 'swivel-eyed
loans to be sold off to debt collection agency.
It will be 'entrepreneurs' business start-up
Price comparison websites to be investigated.
energy bills face app attack. http://www.telegraph.co.uk/finance/newsbysector/energy/10469940/Compare-the-Market-plans-meerkat-style-attack-on-energy-bills-with-new-app.html
to be hit with a flood of fake goods as migrants
swarm in. http://www.express.co.uk/news/uk/444837/Britain-to-be-hit-with-a-flood-of-fake-goods-as-migrants-swarm-in
This will be all those ex-pat British crooks
living in Spain coming home for Christmas, will
it? Or, you can just carry on buying them on
eBay, as usual.
ultimate small business gift guide. http://sbinformation.about.com/b/2013/11/12/ultimate-small-business-gift-guide.htm?nl=1
Freelancers and micro-businesses are earning
more and more. http://www.bmmagazine.co.uk/news/22186/new-research-reveals-freelancers-micro-businesses-earning/
of festive spending goes online. http://money.aol.co.uk/2013/11/23/12-of-festive-spending-goes-online/
Is that all? Still, it's more than enough
to impress our minority issue politicians. While
the economy keeps on waiting for the promised
'internet revolution' to make much of an overall
Mail missing postal targets. http://www.bbc.co.uk/news/business-25048425#
popularity of the phoney research scam.
ALL scams are appearing to be more and more
popular these days, driven by the internet and
social media especially. Over fifty years ago,
before the internet aborted itself into the
world, even the simplest third world peasant
would understand and be wary of lottery scams,
Ponzi schemes and pie-on-a-skyhook earners.
Nowadays, everyone's a rocket scientist, sharing
on forums of other anonymous, illiterate rocket
scientists, what is a good punt and what to
20 thrifty tips for your home. http://www.telegraph.co.uk/property/interiorsandshopping/10355977/Interior-design-top-20-thrifty-tips-for-your-home.html
Freebie Friday. http://money.aol.co.uk/2013/11/22/freebie-friday-this-weeks-discounts-deals-and-freebies/
economy will take years to recover. http://www.bbc.co.uk/news/business-25044115#
companies making £650 million a year from
billing 'errors'. http://www.theguardian.com/money/2013/nov/21/energy-companies-overcharging
prices boosted by proximity of thriving High
A fact which has been sniffily ignored by
the country's politicians who remain in thrall
to US internet Big Corp (and porn sites) and
continue to block any and every serious attempt
to revive the country's small, independent traders.
Such as slashing extortionate business rates,
house-building rate falls away. http://www.independent.co.uk/news/uk/politics/disaster-as-uk-housebuilding-rate-falls-away-8955242.html
dreams of buying abroad collapse as property
sales fall by 42%. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/10467032/Dream-of-property-abroad-dies-as-sales-fall-26pc.html
new entrepreneurs supported by start-up loans.
'Entrepreneur'? Or naive, wide-eyed wannabes
without any business experience or the nouse
to raise even a couple of grand in cash, taken
for a ride by the Government?
of Great British Entrepreneur Awards 2013.
University Business School 2014 courses.
to choose a year-end that works for your business.
New research reveals Europe-wide growth in
Freelancing is the fastest growing sector of
the EU labour market, according to research
commissioned by the Professional Contractors
Group (PCG). The research revealed that by the
beginning of 2013, the number of freelancers
in the EU had risen by 45% since 2004 to reach
8.9 million. The UK saw one the greatest increases,
with a 63% rise in freelance professionals over
this period, although the increase in the Netherlands
was the highest with a 93% increase. (EnterpriseQuest)
should act now to comply with data protection
Deputy Information Commissioner David Smith
has outlined several ways in which firms can
prepare for forthcoming reforms to EU data protection
draft General Data Protection Regulation was
approved by a European Parliamentary committee
last week. Although the final version of the
Regulation is still subject to change, Mr Smith
said business owners should start reviewing
their current procedures for processing personal
information to ensure individuals provide 'explicit'
consent. He also said that firms should expect
new laws to be introduced requiring them to
have systems in place to make sure personal
information is deleted upon request from an
individual. The reforms are not expected to
fully come into force until 2017. (EnterpriseQuest)
planning tips for setting up a new business.
Select the best all-round credit card. http://money.aol.co.uk/2013/11/21/nationwide-select-credit-card-the-best-all-round-credit-card/
ways to keep your house warm for less. http://money.aol.co.uk/2013/11/21/10-ways-to-keep-your-house-warm-for-less/
Official release: Skills Minister issues challenge
to young entrepreneurs. https://www.gov.uk/government/news/skills-minister-issues-challenge-to-young-entrepreneurs
Chamber of Commerce offers new online export
debt in UK almost as high as economic output.
of gambling ads in UK soars by 1443% since 2005.
Unfortunately (for the internet and its devotees)
if you take firstly, porn and then gambling
out of the mix, then the whole internet phenomenon
would collapse like a playing card skyscraper
in the face of a tornado. Which would be very
sad news for 'Wankminster' and put some indirect
pressure on our politicians to address matters
of governance, instead of trawling for their
daily deviation at taxpayers' expense.
porn however, gambling represents a very useful
source of revenue for our cynical governments,
so widespread addiction, violence and crime,
spiralling levels of personal debt, broken homes
or not, let's target the lesser evil of payday
loan advertising, instead. As that will also
please the banks, it's a 'double
whammy'. (Trebles all round, chaps. Arf, arf.)
odds make internet gamblers less likely to win.
Yes, that's the plan. Yet it's amazing
just how many people even in this supposedly
'informed' day and age, believe that someone
is offering them a genuine 'system' or 'business'
which can beat the odds - in exchange for a
handsome fee, naturally.
theft a rising threat. http://money.aol.co.uk/2013/11/20/identity-theft-a-rising-threat/
blacklists protests planned. http://www.bbc.co.uk/news/business-25005703#
best and worst places to sell your house.
for the Future: the most important languages
to learn. http://www.independent.co.uk/news/education/education-news/arabic-beats-french-mandarin-beats-german-and-spanish-is-best-of-all-uks-international-education-body-highlights-most-important-languages-to-learn-8949872.html
to bid like a pro on eBay. http://www.mydaily.co.uk/2013/11/20/tips-for-bidding-on-ebay/
Pressure mounts for two-year business rates
'Free Enterprise Group' proposes VAT on food
and childrens' clothes. http://www.huffingtonpost.co.uk/2013/11/18/vat-childrens-clothes-food-conservative_n_4296174.html
Together with widespread reporting of proposals
to pay for visits to the doctor, it's amazing
how easily our patriotic and anti-EU politicians
turn to the fiscal ideology of their bankrupt,
socialist French neighbours when it comes to
finding the money to pay for their proposed
pay rises. Which 99% of the public doesn't think
they deserve. But then, that's modern democracy
home businesses should be OK. They can simply
divert some of their time from 'eating cheese
'n biscuits and watching the telly', to knitting
wooly childrens' clothes and growing their own
in a council wheelie bin.
launches free interactive tax information webinars.
A series of free live webinars for new and prospective
business owners is to be run by HMRC on Saturday
7th December (Small Business Saturday). The
webinars will provide information to help self-employed
freelancers and company directors learn more
about registering for tax and national insurance,
record keeping and reporting responsibilities,
allowable business expenses and VAT. Four separate
webinars will run during the day covering the
information needed for registering as self employed,
directors' responsibilities, business expenses
for the self employed, and VAT awareness.
burglary identification scam. http://money.aol.co.uk/2013/11/18/new-burglary-scam-identifies-vulnerable/
energy firms winning new customers. http://www.bbc.co.uk/news/business-24958753#
tops energy company complaints league. http://www.bbc.co.uk/news/business-24988147#
online case for reading the small print.
West Country houses that earn their keep.
Scottish business tax options to be outlined.
less optimistic on finances. http://www.bbc.co.uk/news/business-24961527#
finances suffer setback. http://money.aol.co.uk/2013/11/18/household-finances-suffer-setback/
bills driving up business costs, survey suggests.
The cost of running a business is rising more
than 3% ahead of inflation, according to new
research from the Forum of Private Business
(FPB). Nearly all respondents to the FPB's Cost
of Doing Business survey reported an overall
increase in their business costs and 87% said
their energy bills had increased. Other rising
costs included transport (83%), marketing (78%)
and raw materials or stock (69%). The survey
also found that costs for micro, small and medium-sized
firms had risen by 6% since the previous year,
compared with the annual inflation figure of
another bagful of 'surprises' during this period
of 'economic recovery'.
to cut financial firms' phone charges. http://www.bbc.co.uk/news/business-24977130#
failing rural customers. http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/10417471/Decline-of-branches-Banks-fail-rural-customers.html
and Twitter join forces to 'help' UK SMEs with
£1 million ad credit. http://www.bmmagazine.co.uk/news/22039/o2-twitter-announce-partnership-support-uk-smes-1m-ad-credit-available/
In other words, a 'free' advertising campaign
for O2 and Twitter.
paid online marketing is like drug addiction.
500 UK entrepreneurs prepare for global start-up
business owners burning the candle at both ends?
certain ways to make poor decisions. http://www.bmmagazine.co.uk/columns/opinion/22045/5-certain-ways-make-poor-decisions/
chance to book a Will Aid appointment. http://willaid-news.org.uk/1AU-1ZHXE-0A52QY8A03/cr.aspx
The £3.55 billion risk lurking in your
to consumers on fixed price energy deals.
quirky gadgets that cut energy bills. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10444702/Six-cheap-and-quirky-gadgets-that-cut-energy-bills.html
spam targeting UK users. http://www.bbc.co.uk/news/technology-24964426
phone users being charged up to £5 a minute
for calling Directory Enquiries. http://www.dailymail.co.uk/news/article-2508190/Mobile-phone-users-charged-5-minute-directory-enquiries.html
2014 launch for London domain name. http://www.bbc.co.uk/news/uk-england-london-24948055#
best time to start a business is during an economic
ways to make your presentation message stick.
Freebie Friday. http://money.aol.co.uk/2013/11/15/freebie-friday-this-weeks-discounts-deals-and-freebies/#!slide=aol_1261817
retail sales fall 0.7% in October. http://www.bbc.co.uk/news/business-24938048#
The media no doubt, will refer to these statistics
as yet another 'surprise'.
broadband saves time and money.
. . . and costs the operators more to introduce.
times getting longer. http://money.aol.co.uk/2013/11/15/commuting-times-getting-longer/
That will be because of the 'improved and more
competitive transport services' the public are
getting after Margaret Thatcher's gurus prompted
her to start selling off the nation's publicly-owned
assets. Or 'theft', as it would be called if
perpetrated by plebs.
this story might give birth to another crop
of half-articles about the supposed savings
and benefits of working from home. To drown
in a sea of energy bill debts and business rates,
arrears at their lowest since 2008. http://www.bbc.co.uk/news/business-24945444#
200,000 homes at risk with families falling
behind with mortgage payments. http://www.dailymail.co.uk/news/article-2507628/Nearly-200-000-families-risk-losing-homes-falling-mortgage-repayments.html
to be given powers to ban peaceful protest by
local residents. http://www.independent.co.uk/news/uk/politics/councils-to-be-given-powers-to-ban-peaceful-protests-that-might-disturb-local-residents-8940535.html
The goose-step march of Nazi Engerlandt
continues . . . just days after the country's
brownshirt 'Poppy Police' reminded those who
really did suffer during the two world wars,
what they were fighting against. Sadly, battles
may have been won, but the two wars have been
lost, as sides simply changed trenches. Which
means that for small local businesses, the only
way 'up' will be an even heavier investment
in cash suppositories for bent decision-makers,
housing block shaped like swastika. http://money.aol.co.uk/2013/11/18/council-housing-block-shaped-like-swastika/
And there are people who think I 'make up' my
comments . . .
best and worst places to live in Britain.
world's best houses for under £100,000.
and Twatter harm literacy, claim headmasters.
Quick off the mark, aren't they? With a bit
of luck, they might now come to grips with preparing
the country's yoof as future employees, successful
businesses or just functioning members of society.
Sometime in the 22nd century.
on brink of recession. http://www.dailymail.co.uk/news/article-2507613/France-brink-recession-Troubled-economy-went-reverse-summer.html
No surprises, once again, from the laziest
and most incompetently governed and administered
country in Europe, if not the world. Then again,
blaming everyone else is a French national characteristic,
so an economic revival isn't going to happen
any time soon. And were there to be even the
slightest hint of one, most of the country's
workforce would go on holiday (or strike - same
thing in France) for three months to celebrate.
fall for the Mirosoft Windows scam. http://money.aol.co.uk/2013/11/15/dont-fall-for-the-microsoft-windows-scam/#!slide=aol_1260682
Heat your home office for 8p a day. http://www.telegraph.co.uk/finance/newsbysector/energy/10449357/Heat-your-home-office-for-8p-a-day.html
battles winter chill with Radfan. http://www.telegraph.co.uk/finance/good-news/10337617/Entrepreneur-battles-winter-chill-with-Radfan.html
A radiator version of the Ecofan, etc, etc?
National Business Award Winners. http://www.bmmagazine.co.uk/news/22032/winners-announced-2013-national-business-awards/
repossessions set to fall. http://money.aol.co.uk/2013/11/13/house-repossessions-set-to-fall/
firms able to exit phone contracts without penalty.
Consumers and small businesses should be allowed
to cancel their landline, broadband or mobile
phone contract without incurring a penalty if
the provider increases their monthly subscription,
Ofcom announced today in new guidance. Claudio
Pollack, Ofcom's Consumer Group Director, said:
"We think the sector rules were operating
unfairly in the provider's favour, with consumers
having little choice but to accept price increases
or pay to exit their contract." (EnterpriseQuest)
affected by bedroom tax. http://www.theguardian.com/society/2013/nov/13/bedroom-tax-figures-august
scales back energy price rise to 2.5%. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10447477/Co-op-scales-back-energy-price-rise-to-2.5pc.html
companies summoned by Cameron over price hikes.
. . . the Government panel will be led by
the Minister for Trade, an ex-telecomms boss.
exit hugely damaging to UK. http://money.aol.co.uk/2013/11/14/eu-exit-hugely-damaging-to-uk/
As with any successful relationship, it's always
the input of everyone concerned which should
be heeded and taken into account. Needless to
say, any media publication of input from the
UK's EU partners, is conspicuous by its total
absence. Which makes one wonder what they're
trying to hide?
those whose lives extend beyond criminal tabloids,
dummyphones and a Twatter account, this link
is always worth an ironic laugh: http://ec.europa.eu/unitedkingdom/blog/index_en.htm
hidden features of Microsoft Outlook. http://www.telegraph.co.uk/technology/microsoft/10444045/7-hidden-features-in-Microsoft-Outlook.com.html
common mistakes people make when preparing for
376,000 have card details hacked. http://money.aol.co.uk/2013/11/13/376-000-have-card-details-hacked/#!slide=aol_1260682
bill hikes to last 17 more years, watchdog claims.
breaks away from energy cartel. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10442967/EDF-attacked-for-blackmailing-Government-as-it-unveils-smallest-price-rise-of-the-winter.html
On the other hand, having been guaranteed
double the price of electricity for the next
35 years in exchange for helping build the UK's
next nuclear power station, I suppose EDF can
afford these little gestures.
accuses supermarkets of putting squeeze on farmers.
to overturn bedroom tax fails in Parliament.
pan-European rail booking service launched.
Office plans a fast-tracking passport control
service - for a fee. http://www.telegraph.co.uk/news/uknews/immigration/10445165/Pay-a-fee-to-skip-the-passport-queue-under-new-Home-Office-plans.html
'Fast-tracking' has always been possible
at the discretion of immigration duty officers.
In recent years however, (crap) technology,
illegal immigration and terrorism have become
increasingly publicised and politicised issues
- as if they hadn't always existed, anyway -
and performance has been sacrificed for posing;
and cheapshot official ruses for milking the
public are developed instead.
Tygart, nemesis of Lance Armstrong, to take
action against Jamaican dopers. http://www.telegraph.co.uk/sport/othersports/athletics/10445296/Travis-Tygart-Lance-Armstrongs-nemesis-aims-to-crack-down-on-Jamaica-doping-problem.html
Mr Tygart, who has received as much publicity
from claiming to expose the one athlete doper
he singled out from the whole universe of professional
athlete dopers, would only become convincing
- to those that know about these things - if
he and his spurious agency USADA took action
against his own country's major dopers, notably
football, baseball, swimming and tennis as well
as track and field, of course. Then again, Mr
Tygart, his agency and above all, WADA the world
anti-sports doping agency, are every bit as
mindful as are the media, of biting the hands
that feed them and so, picking at minorities
to keep up appearances, is called for. And if
a few more young hopefuls keel over and die
of unexplained circumstances in the meantime,
then that's what they call commercial, collateral
doping in sport is ever to be tackled seriously
- and at the moment, there is no official will
to do so because sports promoters actually WANT
dope-fuelled, extraordinary performances to
draw the crowds ('do the math') - then an investigation
of the IOC, WADA and USADA would be a good place
to start. Until then, the utterances of Mr Travis
and his ilk carry about as much weight as yet
another day of US spam.
Craigslist killers. http://www.theguardian.com/world/2013/nov/10/craigslist-killers-murder-story-family-breakdown
David Cameron: Britain needs a culture change
to get behind business. http://www.telegraph.co.uk/finance/economics/10442244/David-Cameron-Britain-needs-a-culture-change-to-get-behind-business.html
Which would mean a culture change in politics
and the media, and their turkeys voting for
payment gap widens between Britain's largest
and smallest businesses. http://www.bmmagazine.co.uk/news/21994/late-payment-gap-widens-uks-largest-smallest-businesses/
On the other hand, we musn't see 'cultural change'
in the business world affecting Big Corp contributions
to political party funds.
customers not 'cash cows', Minister to say.
Oh, yes they are!!!
UK energy suppliers, including independents.
company satisfaction survey. http://www.which.co.uk/switch/energy-suppliers/energy-companies-rated?utm_source=www.which.co.uk&utm_medium=referral&utm_campaign=groupreferral
plans new online alternative to self-assessment.
Almost two million taxpayers could be allowed
to manage their tax using a new online system
in favour of annual self-assessment, as part
of plans released by the Treasury. Online tax
accounts, similar to those used for Internet
banking, could benefit up to 1.7 million individuals
with relatively simple tax affairs, the Treasury
estimates. Treasury Minister David Gauke said:
"We want every taxpayer to have the option
of an online tax account and the steps we are
taking will lead to taxpayers being able to
opt out of self-assessment. Embracing digital
and moving to an online tax system will greatly
simplify how the public interacts with HMRC."
makes item images compulsory for online listings.
eBay sellers must include images when listing
items, under new rules that came into effect
on 30th October 2013. Listings in all categories
except Vehicle Parts & Accessories and Tickets
must now include an image of the actual item
being sold, rather than stock images or catalogue
photos, to avoid misleading buyers. eBay has
also set out further requirements for the images
used with item listings to improve the website's
performance for mobile users. (EnterpriseQuest)
prices in 'surprise' monthly drop. http://www.bbc.co.uk/news/business-24909678#
Well, not a 'surprise' at all, because the
tabloids have been saying there has been
a huge increase in sales and prices - so the
exact opposite will inevitably be true. However,
we monitor house prices 'in passing' if only
because there are so many property or buy-to-let
scams doing the rounds and judging by the bulletins
we get, then depending upon the area, a significant
number of unsold properties seem to be coming
down in price. The mere fact that the recent
Buy To Let scheme is attracting so much comment
should be warning enough of another sub-prime
threat in the offing.
20 web words, 2013. http://www.dailymail.co.uk/sciencetech/article-2500331/The-20-words-2013-Survey-lists-error-code-404-drone-fail-common-terms-used-year.html
EU and US resume trade deal talks. http://www.bbc.co.uk/news/business-24895482#
So all this silly posturing by a couple of
EU leaders over snooping by the Americans (which
has been going on since the end of the Second
World War, and everybody knew it) has just been
a waste of time, then? Now there's a surprise.
Perhaps BelowStandard & Pisspoors' recent
reminder of how badly the present French 'fonctionnaire'
government is ruining its country's economy,
might have had some effect after all?
premium rate helplines scam hits the poor.
phone bill debt rises 15% in one year. http://www.dailymail.co.uk/news/article-2499074/Thousands-debt-mobile-phone-bills-Number-calls-helpline-rises-15-year.html
The government will be pleased. It seems
that a family-of-four can be paying out £140
a month on dummyphones, which is often more
than on energy costs. Which just about sums
up the country's mentality these days.
deserting Big Six energy cartel for cheaper
of new banks to challenge High Street dominance
of Big Five. http://www.express.co.uk/finance/city/442220/New-banks-to-hit-the-high-street-and-challenge-Big-Five
. . . and Ministers are examining ways of
putting paid to the threat.
to use powers to stop councils blocking the
spread of betting shops. http://www.dailymail.co.uk/news/article-2499111/We-wont-stop-march-betting-shops-say-Ministers-Government-prevent-councils-using-planning-powers-stop-firms-opening-new-outlets-shopping-areas.html
Like any form of addiction, another nice earner
for the inbred swivel-eyed ones, especially
during desperate times. Not exactly a surprise.
late to beat the carbon credit scam. http://money.aol.co.uk/2013/11/11/its-too-late-to-beat-the-carbon-credit-scam/#!slide=aol_1260682
Local growth research project launched. http://www.publicfinance.co.uk/news/2013/10/research-project-to-discover-what-works-for-local-growth/
The Government has announced the launch
of a research project to help improve local
economic growth by evaluating the effectiveness
of policy decisions in areas such as skills,
employment and regeneration. The 'What Works
Centre for Local Economic Growth' will provide
evidence for local authorities about which actions
work best to boost local jobs and business.
Centre Director, Henry Overman said the project
would help local policy makers to make better
informed decisions about which policies are
most likely to drive local development. (EnterpriseQuest)
like a bit of research to come to the same blindingly
obvious conclusions you could get for free from
some local, pub regulars. Still, it does keep
our otherwise unemployable academics, consultants
and civil servants in work while supposedly
impressing the plebs at the same time.
in face of bedroom tax. http://www.theguardian.com/society/2013/nov/10/bedrooom-tax-affordable-homes-face-demolition
Should help to inflate house prices still
thirds of councils turning down street lighting.
The usual squawks of protest from self-interest
groups, citing increased crime and road safety
risks. On the other hand, I live in an area
where there is no street lighting whatsoever
- and there is no crime and any kind of road
accident is a rarity. Which is more down to
zero tolerance of hoodies, drink-driving or
using a dummyphone while driving, rather than
street lighting. Plus, at the end of a hard
day's work, the vast majority of people are
more than happy to put their feet up in front
of a fire and doze off - rather than lurking
about in some shadows.
the chimney sweep. http://www.telegraph.co.uk/finance/festival-of-business/10436774/Chim-Chim-Kerching-The-return-of-the-chimney-sweep.html
Plenty of prospects here for our unemployed
yoof. A bit difficult getting a dummyphone signal
halfway up a chimney, though.
saying goodbye to Facebook. http://www.theguardian.com/technology/2013/nov/10/teenagers-messenger-apps-facebook-exodus
Things are looking up.
steps to successful digital marketing.
tractor speed limit to be raised to 25mph.
Really? It's going down then, from some of
the tractors I used to slipstream when training
on my bike, even twenty-five years ago.
EC proposals to change VAT reporting. http://europa.eu/rapid/press-release_IP-13-988_en.htm
The European Commission has proposed changes
to VAT reporting for businesses in the European
Union (EU) from January 2017. The
changes have been driven by complaints from
firms trading across the EU about variations
in frequency and format of VAT reporting between
member states. The proposed changes include
a simplified standard VAT return that will have
to be filed on a monthly basis. Currently UK
businesses typically file VAT returns on a quarterly
basis, but the proposed changes will require
all firms with an annual turnover of more than
£1.7 million to complete a VAT return
each month. Head of Tax at global accountancy
firm TMF Group, Richard Asquith said the changes
would dramatically increase VAT reporting frequencies
and also costs, for all but the smallest UK
spying on your homes using Google Earth.
Just as we have been warning - yet - for
every dummyphone user out there, it's probably
all too late.
Community: what can I do to prevent my browser
from being hi-jacked? http://forums.cnet.com/7723-6132_102-604705/what-can-i-do-to-prevent-my-browser-from-being-hijacked/?tag=nl.e497&s_cid=e497&ttag=e497&ftag=CAD5920658
to get back at your bank for call-centre hell.
urge action on nuisance calls. http://money.aol.co.uk/2013/11/09/peers-urge-action-on-nuisance-calls/
'Action' on nuisance calls has been urged
almost since the telephone was invented. However,
just like spam and online scams for example,
it's a nice little earner. Enough to justify
the appointment of telecomms bosses as government
you really write a novel in a month? http://www.telegraph.co.uk/culture/books/10435830/NaNoWriMo-the-month-long-novelist.html
another Dragons' Den whoopsie. http://www.bmmagazine.co.uk/news/21966/flushed-success-last-laugh-dragonss-den-rejects/
Although I'm no fan of dumbed-down media
trivia like The Dragons' Den, it should be remembered
that the path to business success is inevitably
littered with failure and if a team of investors
simply picked a winner every time, it would
be a 100% fix. However, in view of the increasing
amount of flak The Dragons' Den panel is getting
these days, perhaps the producers could do a
series about the programme's past successes?
Especially on key issues such as the revival
of the High Street; a national apprenticeship
scheme; business support and business finance,
where the involvement of a Dragon in matters
of national importance has been seen as synonymous
with and equivalent to, the Government's incompetence
at dealing with its own political remit.
men top European housework league. http://www.dailymail.co.uk/news/article-2494168/Good-news-girls-UK-men-European-housework-league-They-chores-Spain-manage-fifth.html
That will be all those 'successful' home
business entrepreneurs with a bit of spare time
on their hands. Wheeling their foreign-made
Dysons out of the same cupboards as their ex-bank-manager
gets a boost from ECB rate cut. http://www.express.co.uk/finance/city/441776/Sterling-gets-a-boost-from-European-Central-Bank-rate-cut
Now there's a thing; I thought sterling could
look after itself without any help from the
Europeans. Well. According to the tabloids,
anyway. Not that they've ever got anything right
so far. But there's always a first time, I suppose.
Winds of American Change: losing the family
home business and selling the family home.
Not a 'real' American business model which our
US-inspired political sheep will be using in
their propaganda any time soon.
Larf: 'Ban burkas' says Moikal O'Lary. http://www.independent.co.uk/travel/news-and-advice/ryanair-chief-michael-oleary-says-ban-burkas-in-uk-8929255.html
Interesting comment from the boss of an airline
which has made so much money from carrying the
country's 'hoodies' to 'slash 'n smash' holidays
in Spain or anywhere else British thugs like
to congregate. Now, after further endorsement
by the country's Prime Minister, hoodies have
gone from gangsta minority to the UK's largest
social group of political and criminal offenders,
giving small businesses as well as the vulnerable
generally, a particularly hard time.
Musn't let national image, public welfare and
genuine security issues get in the way of making
a fast, corporate buck. Or winning an even cheaper
Freebie Friday. http://money.aol.co.uk/2013/11/08/freebie-friday-this-weeks-discounts-deals-and-freebies/
out your spare room: how much can you make?
compensation too slow. http://www.bbc.co.uk/news/business-24848299#
and smartphones have changed Christmas shopping
cheapest mobile phone in the UK? http://money.aol.co.uk/2013/11/07/the-cheapest-mobile-phone-in-the-uk-asda-launches-a-5-phone/
squeeze on household spending expected to last
until 2030. http://www.dailymail.co.uk/news/article-2489978/Big-squeeze-family-budgets-continue-2030-household-bills-account-THIRD-spending.html
prices are not rigged, claims energy lapdog.
Time to get a new dog.
UK's most profitable places to buy property.
attack immigration checks by landlords.
A predictable outcry from MPs as a significant
centre of influnce in government is property
and all matters allied. I'm waiting for the
time we get some politicians who don't work
for Big Corp, raising the same genre of objection
to the self-employed being unpaid tax assessors
and collectors who risk being prosecuted, even
jailed, for getting it wrong. A pity the same
rules don't apply to the official taxman, the
Treasury and the government itself.
breadline bloggers. http://www.telegraph.co.uk/foodanddrink/10414414/How-to-eat-well-for-next-to-nothing.html
in France win landmark judgement to have ten
wind turbines taken down for spoiling their
Well done to the judge. A few more rulings
like this and the taxpayer might start to accrue
a few savings from this global scam. So that
the government can spend it on other publicly-funded
energy scams like fracking or energy prices.
Official release: Investment and campaign to
help small firms grow. https://www.gov.uk/government/news/investment-and-campaign-to-help-small-firms-grow
halls planning council tax rise. http://money.aol.co.uk/2013/11/07/town-halls-plan-council-tax-rise/
most trusted brands. http://www.dailymail.co.uk/news/article-2489258/The-brands-earned-nations-trust-John-Lewis-heads-list.html
pay the most property tax. http://www.telegraph.co.uk/news/politics/10431722/Britons-pay-the-highest-property-taxes-in-the-developed-world.html
scammer to close down company. http://www.theguardian.com/politics/2013/nov/06/grant-shapps-software-firm-dissolved-labour
Having recently avoided prosecution for fraud.
Which had nothing whatsoever to do with him
being a Minister and the Chairman of the Conservative
Party. At all. At all.
is EU's 'best pupil'. http://www.dailymail.co.uk/news/article-2488553/Britain-best-pupil-obeying-edicts-Strasbourg-says-Eurocrat.html
As we have been saying for the past couple
of decades; and perfectly understandable for
a country with a political class which is formally
taught how to fag, bend over, lie and 'find'.
to harness the spirit of enterprise when self-employed.
ways to describe yourself in business. http://www.bmmagazine.co.uk/in-business/advice/21920/five-ways-describe-business/
about a heat pump? http://www.heat-pump-systems.co.uk/index.html
there a place for DIY home security? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=09/17/2013
I fully approve of the replies. Get a dog.
Or two. And a shotgun. Or two.
Ignorance Survey: monkeys beat human beings
and above all, university students. http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=09/17/2013
No surprises there, then!
is always perversely satisfying when marketing
experts are proved wrong and the case of the
top entrepreneurs on the BBC TV show Dragon's
Den and the collapsible water bottles is a good
creator of the plastic refillable water bottle,
Guy Jeremiah, appeared on the show in July 2010
to sell his idea to top marketeers and potential
investors Duncan Bannatyne, James Caan, Peter
Jones, Deborah Meaden and Theo Paphitis. Despite
the obvious environmental benefits (less non-refillable
plastic bottles thrown away, currently 5,000
bottles a second worldwide) and the benefits
to consumers of paying 0.07 pence for 500 ml
of tap water, rather than the hundreds or thousands
times more for bottled water, as well as having
something small and light enough to carry around
in a pocket, handbag or school lunch box the
five clever business experts all rather angrily
dismissed it. Jones said it was never going
to take any sales from the bottled water market,
Paphitis said he would rather stick pins in
his eyes than back it and Bannatyne said it
was "a terrible invention" and "ludicrous"
and, in what looked like a pre-arranged action
to make the programme a bit more exciting, threw
his sample bottle across the studio.
around two years on, the product the dragons
refused to invest in is doing rather well, having
sold 100,000 at £5 each and being sold
in Marks and Spencer, and in 15 other countries.
Jeramiah is also targeting bottled water drinkers
of the future by promoting through schools a
Find-a Fountain campaign identifying public
drinking fountains where water bottles can be
filled up for free, and offering a map of locations.
in 2010 Theo Paphitis, as well as preferring
pins stuck into his eyes to investing in collapsible
water bottles, told Jeremiah "You've got
five sophisticated investors here who don't
want to be treated like idiots" Under the
circumstances shouldn't that be the other way
possible news . . . for those who like using
their mobile phones on trains.
Transport for London,(TFL) which will operate
Crossrail when it opens in 2018 has hinted that,
due to some technological improvements passengers
will be able to operate their devices on the
whole network, even in tunnels.
amazing benefit to mankind will mean that the
mobile phone users, or abusers as some uncharitable
types term them, can carry on inspiring and
entertaining their fellow travellers with exciting
details of their work/home/love/lust lives,
or the fact that the train's late yet again,
without the oft-heard and sometimes welcomed
"Hang on, we're going into a tunnel".
there's progress from TFL . . .'
news for regular users of the Eurostar who all
too frequently have to put up with young American
executive types who start a dog-leg conversation
upon leaving Paris, trying to impress upon their
clients and the rest of the carriage that they
are seasoned, international business travellers,
until ooops, the Chunnel unexpectedly comes
along, cutting the signal, the conversation
and the phoney act. (That's a joke.) Welcome
relief for fellow-passengers on the other hand,
and leaving no-one in any doubt why our American
posers can't seem to afford anything better
to wear than a pair of old jeans nor a ticket
for Business Premier class.
the other hand, just like 'Dragons', perfect
material for government advisers, though.
Where to get help with your gas and electricity
services growth at 16 year high. http://www.bbc.co.uk/news/business-24815800#
warns users of hacker attacks. http://www.bbc.co.uk/news/technology-24814999#
charges deter Britons. http://www.telegraph.co.uk/travel/travelnews/10427867/Roaming-fees-deter-Britons-with-smartphones.html
you really save £300 a year with a wood-burning
I save £2000 - £3000 a year with
my stoves (which certainly aren't wood pellet
burners), depending on how hard the winter is.
Truly. But that's another story.
bent politician story. http://www.telegraph.co.uk/news/politics/conservative/10429206/Senior-Conservative-MP-uses-political-contacts-to-further-business-empire.html
Google snoops on your email. http://www.dailymail.co.uk/sciencetech/article-2487660/Google-snoops-email-uses-private-details-sell-adverts-Microsoft-claims.html
lenders grooming children. http://www.theguardian.com/money/2013/nov/05/payday-lenders-accused-grooming-children-ads
Not like the supermarkets, toy, sweet, banks,
telecoms, porn and internet industries, then?
Life Index suggests Britain is one of the best
places in the world. http://www.dailymail.co.uk/news/article-2488144/Why-Britain-best-places-world-Personal-security-job-satisfaction-earnings-rank-average-survey-35-countries.html
Speechless, I am.
things your customers don't want. http://www.bmmagazine.co.uk/marketing/sales/21395/4-things-customers-dont-want/
UK businesses forgotten how to grow? http://www.bmmagazine.co.uk/in-business/21902/growing-pains-keep-business-small-stressful/
1.7 million Britons are one-man bands. http://www.telegraph.co.uk/finance/personalfinance/10424746/1.7m-Britons-are-one-man-band-firms.html
This figure is a massive drop from the
4.5 - 5 million projections of 15 years ago
when 'sole traders' or the 'self-employed' were
also associated with yet another media fantasy,
the so-called explosion in the numbers of people
running a home business. Since that time, the
officially held views, prompted entirely by
marketing exercises such is this one, have languished
around the 3 - 3.5 million mark.
the same publication, The Daily Telegraph, claimed
earlier in the year, that there are a staggering
8 million Brits running internet-based home
businesses, so for anyone who believes what
they read in the British press, this latest
'finding' must come as a bit of a shock. Just
as it will also prompt yet another marketing
exercise, probably by a telecoms company this
time, rounding the figures up by a couple of
million. (Based upon a statistical sample of
250 anonymous customers who have sold a baby
buggy on eBay.)
in every £5 in Britain is spent via the
If that's all, then there would appear to be
a great deal of hope left for the traditional
High Street. Despite upsetting yet another long-running
media and political fairy tale.
the other hand, a 'well done' to the mere 220,000
British businesses which are online, according
to the official website http://www.gbbo.co.uk/
That's a very significant output for such a
small percentage of the British business community.
Despite Government ministers, the media and
all their lickspittles suggesting that the world
and its future is all about Twatter and Arsebook.
this website save the High Street? http://www.dailymail.co.uk/femail/article-2487067/Could-Hubbub-save-high-street-App-lets-order-food-local-shops-delivered.html
Here we go again.
to UK make substantial and net contribution.
We can't be getting at the truth of the matter,
can we now, or our Nazi, criminal tabloids will
be out of a job.
more likely to claim work benefits than Britons.
Thus speaks a former HMRC policy official under
whose shared watch, Big Corp - or migrants by
another name - chalked up £ billions in
tax avoidance schemes with the connivance of
said department. And continue to do so with
lands £100 million from tax evaders.
From scrap metal dealers to restaurants, apparently.
So at least they're doing 5% of their job.
defends UK business practices. http://www.bbc.co.uk/news/business-24814037#
Apparently, only 7% of Wonga's customers
default. Or, 33% less than the 40% default rate
of successful applicants for government start-up
loans. (We 'did the math' for anyone with a
GCSE in Fummin who might stumble across this
while walking into other pedestrians.)
giants to refund £2 billion to customers.
Is that before, or after the next round of price
the country's population changes during a working
photographic record of a traditional home business's
Post Office managers to strike. http://money.aol.co.uk/2013/11/04/post-office-managers-to-strike/
overwhelmingly best for business, says CBI.
raises £17 million in one year. http://money.aol.co.uk/2013/11/04/kickstarter-raises-17m-in-a-year/
OR. Kickstarter raises £22 million
for UK businesses in one year. http://www.huffingtonpost.co.uk/2013/11/04/kickstarer-uk-total-raised_n_4210981.html
tax to knock £75 off energy bills.
to poll SMEs on loan policy. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/10423816/RBS-to-poll-SMEs-in-overhaul-of-loans-policy.html
farms sore over French oyster herpes. http://www.independent.co.uk/environment/nature/uk-farms-sore-over-french-oyster-herpes-8919261.html
who threatened Barclays bank staff with flamethrower,
walks free. http://www.dailymail.co.uk/news/article-2486028/Businessman-threatened-Barclays-bank-staff-FLAMETHROWER-cancelled-debit-card-100-000-debt-walks-free-court.html
How do I deal with cyber attacks? http://www.telegraph.co.uk/technology/advice/10420248/How-do-I-deal-with-cyber-attacks.html
planning for success. http://www.bmmagazine.co.uk/in-business/advice/21775/business-planning-success/
tell-tale signs that your business is struggling.
to understanding customer value online. http://www.bmmagazine.co.uk/in-business/advice/21769/keys-understanding-customer-value-online/
to make contracts water-tight. http://www.bmmagazine.co.uk/in-business/legal/21665/avoiding-holes-boat-make-contracts-water-tight/
your own mushrooms. http://www.telegraph.co.uk/gardening/gardeningadvice/10414690/Grown-your-own-delicious-mushrooms.html
Lenders crack down on 'accidental' landlords.
excluded from UK growth. http://www.bbc.co.uk/news/business-24775443#
of adults use Bank of Mum and Dad. http://money.aol.co.uk/2013/11/02/70-of-adults-use-bank-of-mum-and-dad/
increasing exposure in the media of 'The Bank
of Mum and Dad' has triggered our political,
clockwork gobshites to start targeting pensioners'
traditional savings and natural tendencies to
help their own, so that governments can thieve
it to give to tax-dodging American Big Corp
and piss the rest of it up the wall, instead.
Then, just like selling off publicly-owned assets,
it will also help support the country's 'economic
revival'. For a year or two.
of British businesses believe benefits of EU
membership outweigh benefits. http://www.express.co.uk/news/uk/440516/Half-of-British-businesses-believe-cost-of-EU-outweighs-benefits
Which is by stark contrast with earlier polls
and petitions which demonstrated that the British
business community was wholly in favour of remaining
in the EU. Then again - there are businesses
whose trade with the EU is as fictional as is
tabloid reporting. And there are businesses
which rely heavily on trade with the EU. And
in the middle, there is the government which
doesn't care either way but will do as lobbyists
and the Americans tell them to do.
33% higher in the north than in the south.
Which means the north is the place to go
for buy-to-let wannabes plus, in my experience,
northerners are more honest than their southern
counterparts and thus, a better bet as tenants.
to cut used car complaints. http://www.bbc.co.uk/news/business-24777273#
ultimate green home. http://www.independent.co.uk/environment/green-living/the-ultimate-green-home--down-to-the-rainwater-in-the-toilets-the-wwfs-new-headquarters-is-no-glasshouse-8918528.html
Community: Spyware, viruses, & security
forum: Google and Bing search results links
redirects: Virus or money-maker? http://forums.cnet.com/7723-6132_102-603222/google-and-bing-search-results-links-redirects-virus-or-money-maker/?tag=nl.e497&s_cid=e497&ttag=e497&ftag=CAD5920658
Freebie Friday. http://money.aol.co.uk/2013/11/01/freebie-friday-this-weeks-discounts-deals-and-freebies/
customers warned of fraudulent emails. http://money.aol.co.uk/2013/11/01/bank-customers-warned-of-fraudulent-emails/
of business leaders in favour of EU referendum.
enterprise is the way forward. http://www.telegraph.co.uk/education/educationopinion/10399011/Social-enterprise-is-the-way-forward.html
of debt-fuelled recovery. http://www.telegraph.co.uk/finance/personalfinance/borrowing/loans/10417604/Fears-of-debt-fuelled-recovery-as-credit-card-spending-jumps-revised-BoE-data-show.html
to refund 1000 card purchases a week. http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/10416942/Lloyds-to-refund-1000-card-purchases-a-week.html
alternatives to the Big Six energy providers.
unveils energy reforms. http://money.aol.co.uk/2013/10/31/government-unveils-energy-reforms/
on foreign property owners proposed to burst
London housing bubble. http://www.telegraph.co.uk/finance/newsbysector/constructionandproperty/10417422/Tax-on-foreign-property-owners-to-burst-Londons-bubble.html
for moving an online business onto the High
of day marketing to boost High Street. http://www.bmmagazine.co.uk/news/21806/time-day-marketing-boost-high-street/
Royal Mail workers' strike cancelled. http://www.bbc.co.uk/news/business-24749336#
warns buy-to-let landlords. http://money.aol.co.uk/2013/10/30/hmrc-warns-buy-to-let-landlords/
card data can be taken. http://www.bbc.co.uk/news/technology-24743920#
let your accounts become a nightmare. http://www.bmmagazine.co.uk/in-business/finance/21786/dont-let-accounts-become-nightmare/
the most from your website. http://www.bmmagazine.co.uk/in-business/advice/21789/getting-website/
Ministers defend business rates. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/10412944/Ministers-defend-business-rates-despite-high-street-turmoil.html
And so we come to the real reason for the
demise and difficulties not only of the High
Street but the UK's small business sector generally.
Not the internet. Not the EU. But, as always,
our politicians. Not to worry. We'll get to
the bottom of these things eventually.
energy companies 'escape levies'. http://www.bbc.co.uk/news/business-24741541#
I don't remember either the media or the
politicians pointing out such vast differences
in purchasing, billing and profitability between
the energy companies before? I wonder what's
held them back from identifying these significant
Post Office workers to strike. http://www.bbc.co.uk/news/uk-24730673#
tax crackdown on landlords. http://www.telegraph.co.uk/finance/personalfinance/houseprices/10410791/Landlord-tax-crackdown-gets-serious.html
companies axe prompt payment discounts.
Hollande becomes most unpopular French president
While the infantile French media which clamoured
for his election with a barrage of far-fetched,
third-form propaganda, becomes Europe's least-credible
source of information - after that of Engerlandt,
cries foul over football packages. http://www.telegraph.co.uk/travel/travelnews/10412183/Which-cries-foul-over-Thomas-Cook-football-trip-mark-ups.html
Entirely in keeping with professional football's
of farmland rising faster than that of housing.
bicycle sales rising faster than those of cars.
Or it could just be an instinctive reaction
of disgust to the media drip-feed of football,
nothing but football and still more rubbish
about football? And even the orchestrated Armstrong
feeding frenzy which ultimately served to drive
even more spectators to watch bike racing and
onto bike seats themselves, than ever before.
to blame? Or a cultural shift? Whatever, for
those who jumped on the cycling bandwagon a
few years ago (like Sky), then big trader or
small trader, things are very much looking up.
Despite media-backed and USADA-approved #1 sport
for doping, American football this time, coming
of a removal man. http://www.telegraph.co.uk/property/movinghouse/10405468/Confessions-of-a-removal-man-We-emptied-the-wrong-house.html
How to claim on your house or car insurance
after a storm. http://money.aol.co.uk/2013/10/28/how-to-claim-on-your-home-or-car-insurance-after-a-storm/
doubts about recovery. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/10408986/New-doubts-about-recovery-as-retail-sales-stall.html
Or, doubts which are 'new' to politicians
and the media. I don't think business professionals
have been fooled, although you very rarely get
to hear from people who know what they're talking
about these days - as they need more to express
themselves than a line and a hashtag on Twatter.
rules set out deadline for dealing with website
New rules outlining the process to be followed
by website publishers who receive complaints
about comments posted on their sites have been
drafted by the Government. Under the draft rules,
publishers would be required to contact comment
authors to inform them of a complaint, and give
them five days either to consent to the removal
of their comment, or provide the publisher with
their contact details to be passed to the complainant.
If there is no response from the author, or
they refuse to allow their details to be passed
on, the publisher will have 48 hours to remove
the comments from the site. The rules, which
are being drawn up under the new Defamation
Act, also give complainants the right to insist
that their identity remains concealed from the
author of the comment. (EnterpriseQuest)
consults on legal guidance for landlords.
The Office of Fair Trading (OFT) is seeking
views about its new draft legal guidance for
the private rental sector. Lettings professionals,
tenants and other interested parties have been
invited to respond to a consultation on the
guidance, which outlines the OFT's views on
how the law applies to the sector's activities
and identifies practices that could be in breach
of legislation. The consultation will run until
10th December 2013. (EnterpriseQuest)
refusing to pick up phones because of intimidating
cold calls. http://www.dailymail.co.uk/news/article-2478660/Millions-scared-menace-intimidating-cold-calls-refuse-answer-phone.html
demand HMRC should take internet giants to court
over unpaid taxes. http://www.dailymail.co.uk/news/article-2478462/MPs-fury-HMRC-failing-multi-nationals-court-amid-warning-35billion-uncollected-tax-just-tip-iceberg.html
Another bit of political show-boating which
won't change any final outcomes. The day Big
Corp starts paying its £ billions of dues
in the UK, is the day the present collective
installed at 'Wankminster' is out on its neck.
Fast-forward instead, to a much-publicised HMRC
list of Ten Ten small business tax-dodgers who
have fiddled the country out of a few bob.
accused of profiteering from nuisance call fee.
must be given the skills to compete with immigrants.
This has been a problem for almost a generation
yet politicians and educationalists have fiddled
while Rome burns. Even now, as the country's
school-leavers enter the jobs market without
even the most basic social skills let alone
any useful knowledge and experience, government
and the media find it easier - and more profitable
- to engage in rabble-rousing and hate preaching
rather than applying solutions which were blindingly
evident just twenty or thirty years ago. Notably,
parents who know how to parent; teachers who
teach; and yoof which accepts the need to learn.
Which is back to parenting and teaching again.
ironic that for all the tools which our 'leaders'
claim have improved the present generation's
lot in life - the internet, computers, smartphones,
101 t.v. (repeat) channels, modern housing,
German cars for everyone, benefits galore -
never have prospects been so limited and people
as individuals, so superfluous and isolated.
At which point, there's a very strong case for
chucking it all in the dubbo and going back
to the 'old' drawing board. Businesses included.
HMRC targets VAT cheats in Scotland and Northern
A new taskforce to crack down on individuals
and businesses making fraudulent VAT repayment
claims in Scotland and Northern Ireland has
been announced by HMRC. In
particular, firms set up for the sole purpose
of making false VAT repayment claims are being
targeted and HMRC expects to recover £7
million. The taskforce is part of an ongoing
campaign to tackle tax avoidance, evasion and
fraud in the UK, with £90 million collected
as a result of taskforce activities carried
out between 2011 and 2012, and a further £90
million expected to be recovered over the coming
three years. (EnterpriseQuest)
tax going to wrong homes. http://www.independent.co.uk/environment/green-living/green-tax-goes-to-wrong-homes-says-think-tank-8906448.html
is back. http://www.dailymail.co.uk/news/article-2478077/Gazumping-house-prices-rise-Chronic-lack-properties-sale-driving-return-hijacking-tactics.html
does Internet Explorer warning mean? http://www.telegraph.co.uk/technology/advice/10404772/What-does-this-Internet-Explorer-warning-message-mean.html
is broadband more expensive in the US? http://www.bbc.co.uk/news/magazine-24528383
best slow-cooked recipes. http://www.theguardian.com/lifeandstyle/2013/oct/26/10-best-slow-cooked-recipes
One of the many benefits of working from
home is that - if you are so inclined - growing
your own food and home cooking can make significant
contributions to the household economy as well
as providing much-needed mental breaks and adding
to the family's quality of life generally. Although
I wouldn't throw in a carrot to this pick of
ten 'best' slow-cooked recipes for Chelsea posers,
slow cookers, pressure cookers, even wood-burning
stoves and Agas with casseroles gently bubbling
away (assuming a traditional stove design) can
even help keep you warm while the meal chugs
away. Then, try to find just an average of an
hour a week or so to find, cut, split and store
your wood and the energy companies and the politicians
can go and shaft themselves.
the political and economic objectives of putting
people into battery housing are that all quality
of life options should be removed and, just
like battery hens with nothing more to do than
watching water pass by in their eye-level plastic
troughs, are left with nothing more to do than
watching plastic themselves.
it goes without saying. If you want to have
a successful home business, buying a house which
offers you more possibilities than a crap internet
connection, is no bad thing.
One-in-three people could be paying the wrong
your local economy is performing. http://www.telegraph.co.uk/finance/economics/10403407/How-the-economy-is-performing-in-your-area.html
buying eBay data to target crime. http://www.independent.co.uk/news/uk/crime/police-buy-ebay-data-to-target-criminals-8906381.html
loans have new consumer champion. http://www.independent.co.uk/money/loans-credit/payday-loans-defended-by-new-consumer-champion-8906441.html
Ten Tips for landlords. http://www.bmmagazine.co.uk/in-business/advice/21604/ten-top-tips-landlords/
Larf: Royal Mail sale will help stamp out Britain's
debt culture. http://www.express.co.uk/finance/city/439266/Ask-the-boss-Royal-Mail-sale-will-help-stamp-out-Britain-s-debt-culture
It hopes to achieve this with ongoing, rabid
and profiteering price increases, driving the
public and small businesses in particular to
insolvency to pay for the cost of its services.
Branson announces launch of Virgin Startup for
UK's Young Entrepreneurs. http://www.bmmagazine.co.uk/news/21724/bransons-virgin-joins-start-loans-young-entrepreneurs-uk/
cheques without going to the bank. http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/10405808/Cash-cheques-without-going-near-a-bank.html
boom in home tuition. http://www.theguardian.com/education/2013/oct/25/new-boom-home-tuition
or Ponzi scheme? Bitcoin. http://www.independent.co.uk/news/business/news/more-than-a-fad-or-just-a-ponzi-scheme-how-the-world-is-getting-used-to-bitcoin-8904987.html
Mail planning to swamp public with cold calls.
sort of networking animal are you? http://www.bmmagazine.co.uk/columns/opinion/21712/sort-networking-animal/
Twitter business tips. http://www.theguardian.com/technology/video/2013/oct/25/david-schneider-twitter-tips
world's cheapest and most expensive places for
energy prices. http://www.telegraph.co.uk/property/propertynews/10404438/Energy-prices-the-worlds-cheapest-and-most-expensive-places.html
Freebie Friday. http://money.aol.co.uk/2013/10/25/freebie-friday-this-weeks-discounts-deals-and-freebies/
to meet 31st October paper self-assessment deadline.
penalties threat from HMRC. http://www.bbc.co.uk/news/business-24654309#
publishers could be liable for defamatory reader
A new ruling by the European Court of Human
Rights (ECHR) has prompted warnings that website
operators could be held liable for defamatory
comments posted by their readers. The ECHR agreed
with the decision of a court in Estonia to hold
an online news publisher responsible for disparaging
comments made about the owner of a shipping
company featured in an article on the site.
The court ruled that the publisher could have
predicted the nature of the comments the article
was likely to attract and taken steps to prevent
them being made public. Under the UK's Defamation
Act, which came into force earlier this year,
website publishers could be held liable for
reader comments, but new regulations setting
out their responsibilities in full are yet to
be finalised. (EnterpriseQuest)
breaks banner ads promise. http://www.theguardian.com/technology/2013/oct/24/google-breaks-promise-banner-ads-search-results
to avoid cloned designer sites. http://www.dailymail.co.uk/femail/article-2473425/Is-1-000-designer-bag-actually-fake-One-tricked-buying-cloned-designer-sites--heres-avoid-it.html
second only to Estonia for EU fuel poverty.
Good to see Britain up there, competing for
the top spot again, even if Estonian winters
are much, much colder.
switching energy providers pointless? http://money.aol.co.uk/2013/10/24/is-switching-energy-providers-pointless/
commuters spend over a year in traffic jams.
A lot of these jams recently being caused
by Brits making a daily trip in their BMWs and
SUVs down to the local food banks. Then driving
around the corner for a packet of fags, a case
of beer and a conversation in the supermarket
aisles with their dummyphones.
Official release. Government supports first
ever Small Business Saturday. https://www.gov.uk/government/news/government-supports-first-ever-small-business-saturday
Another piece of self-promoting bullshit
from the Government which, despite pointing
to the established importance of the British
small business community, offers a US example
for emphasising how much potential there is
in a Small Business Day. On the other hand,
the Minister responsible can't even be arsed
to get on his bike and tour some small businesses
to offer his support, and instead, will simply
appear on an Arsebook page and Twatter about
the subject for a few minutes in a week's time.
would be astonished if more than 10% of the
country's small businesses were even remotely
affected by Twitter or Facebook. Their currency
is footfall, bums on seats and hard cash. They've
got work to do. And not just loaf around behind
a screen in 'Wankminster' with a couple of open
tabs to social media and another half a dozen
to US porn sites.
perhaps some heart should be taken from the
fact that this time, there doesn't appear to
be a media mediocrity or Dragon endorsing the
initiative, and thus dooming it to failure before
the country's hacks even wake up to this latest
the meantime, we continue to support the country's
small businesses. Every single day, including
Small Business Saturday. And not just once a
year for a photo-shoot and a quick Twatter,
like our politicians and the media.
apprenticeships to stay-at-home mums'. http://www.bmmagazine.co.uk/news/21702/cherie-blair-give-apprenticeships-stay-home-mums/
Not a new idea by a long shot; the HBA (the
organisation behind this website) was offering
an officially accredited work from home/home
business qualification as long as fifteen years
ago. So as far as we're concerned, it's a good
idea. Getting a reliable, ongoing commitment
from all parties involved is a problem, however.
Office managers to take industrial action.
top level web domains announced. http://www.bbc.co.uk/news/technology-24637673#
users win penalty-free switch. http://www.bbc.co.uk/news/business-24636682#
acknowledges 'contactless' card problems by
changing rules. http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/10398813/Bank-acknowledges-contactless-card-problems-by-changing-rules.html
all about the 'work club'. http://www.telegraph.co.uk/women/womens-business/10397701/Women-forget-private-members-clubs-its-all-about-the-work-club.html
Once again, nothing new. There seemed to
be scores of these dotted around the country
even twenty years ago, centred on the themes
of 'homeworking, 'teleworking' or running a
business from home and inspired to a greater
or lesser extent, by just one or two people
in each location. However, once the driving
force/s move on, retire, what-have-you and the
'energy' leaves the group, then just as with
charities and voluntary groups everywhere, the
club's days become numbered.
with the added prominence of virtual networking
and socialising (supposedly), I do wonder how
much steam there is in 'work clubs'. The more's
best place to live in the UK. http://money.aol.co.uk/2013/10/23/the-best-place-to-live-in-the-uk/
our usual gratitude and thanks to BAD News and
July 2013; June
October 2013 contents:
for Home Business Alliance members:
of the News:
new approach to Business Record Checks; Health
professionals targeted in new HMRC campaign;
Complex local licensing rules hinder start ups,
councils warn; Security services will require
a licence from April 2015; Small firms able
to exit phone contracts without penalty; New
guide to help Welsh firms jointly bid for public
contracts; Small building firms see tentative
signs of recovery; Over 1,000 building sites
fail safety checks; OFT consults on legal guidance
and VAT News
FREE! 101 Insider Business
Assessment Payments on Account: Make Sure You
Dont Slip Up
by Colin Edwards
Big Marketing Mistakes Small Business Owners
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UK business directory, window film company:
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Art of Design webmag; all about creating and
editing .pdf files; Maximising Mobile Marketing;
Can you please help?; Cyber-security - mitigating
the threat seminar; 10 Steps To Mobile Marketing
Nirvana et al; disposal of your IT equipment;
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