down to see full list; previous
month's (February 2014) Viewpoint
down for: A Home and Small Business
Viewpoint by Len Tondel, from 1st March 2014
way of explanation. The
term 'home business' consists of two words.
'Business' is the second one; it's there to
qualify and support the word 'home' and all
that goes with it - and not vice versa. Consequently,
we also list below, items which are of interest
and value to the home. Whether in its context
as an office or as a part of your family and
lifestyle but always
directed at the improved prospects and enjoyment
that running a business from home, in its entirety,
For a current, multi-part
starting and running a
business from home,
go here: http://www.homebusiness.org.uk/features.htm
Households putting less money aside. http://www.bbc.com/news/business-26795178#
That will be all those home business running
costs of '8 million' Brits internet trading
from home. And not putting anything to one side
for HMRC, who can monitor every move they make.
(Not that there's much profit to be made from
selling used baby buggies.)
to cut off illegal websites' advertising revenue.
technology brings 'seismic' decline in branch
to be told to buy British produce. http://www.telegraph.co.uk/gardening/howtogrow/fruitandvegetables/10724769/Schools-to-be-told-to-buy-local-British-products-minister-says.html
scams greed; a typical scam story. http://www.dailymail.co.uk/femail/article-2591705/Woman-tells-horror-conned-320-000-best-friend-secretly-running-Ponzi-scheme.html
March newsletter: http://us1.campaign-archive1.com/?u=20130af8d76b06160470ee741&id=32fbac573a&e=45c941d6f6
Crackdown plans for nuisance selling calls.
What - another 'plan'? What's happened to
the last fifteen?
million in fines for nuisance call firms.
on modernising cheque payments launched.
The Government has launched a consultation on
proposals to use 'cheque imaging' in the UK,
which allows banks to accept certified digital
images of cheques, as well as traditional paper
cheques. According to HM Treasury, if adopted,
this payment method would reduce the time it
takes for a cheque to clear to as little as
two days, increase consumer convenience and
broaden payment options. The consultation closes
on 7th April 2014.
consultation documents are available at: https://www.gov.uk/government/consultations/speeding-up-cheque-payments-legislating-for-cheque-imaging
release: Government puts small business at the
heart of the economy. https://www.gov.uk/government/news/government-puts-small-business-at-the-heart-of-the-economy
We'll be seeing loads of knighthoods and
HMRC 'luvvy' tax deals for small business owners,
British shops don't pay their garment workers
a living wage? http://www.independent.co.uk/news/uk/home-news/which-british-highstreet-shops-do-not-pay-their-garment-workers-a-living-wage-9223733.html
In which case appealing to the consciences
of British consumers who are directly responsible
for these wages and conditions, isn't going
to change matters one bit. As long as they can
hold their exploited worker dummyphones . .
VAT interest ruling. http://money.aol.co.uk/2014/03/29/landmark-vat-interest-ruling/
Next landmark interest ruling: it is not
in the 'interest' of the regime to pay back
money from its coffers to 'fuckin' plebs' especially
as they can't afford millions of £s for
advisers, accountants, barristers and the English
legal system to buy justice.
trade minister apologises for 'digusting' food
served to Chinese president. http://www.independent.co.uk/news/world/europe/french-trade-minister-nicole-bricq-apologises-for-disgusting-state-dinner-remark-9223256.html
Which is what French food has increasingly
warning calls on 'advergames'. http://money.aol.co.uk/2014/03/29/health-warning-call-on-advergames/
30 million financial policies to be probed.
show two-paced housing market. http://www.bbc.co.uk/news/business-26784029#
Oh, dear. Must get this story suppressed
by the country's fawning, criminal media asap
or all that talking-up of house prices by estate
agents, banks and building societies in order
to milk dumb plebs, will have been in vain.
worst broadband provider. http://money.aol.co.uk/2014/03/28/the-uks-worst-broadband-provider/
worst mobile phone provider. http://money.aol.co.uk/2014/03/28/the-uks-worst-mobile-phone-provider/
cracks down on health professionals. http://money.aol.co.uk/2014/03/28/taxman-cracks-down-on-health-professionals/
social media hurt your business? http://www.bmmagazine.co.uk/columns/opinion/24404/will-social-media-hurt-business/
life in a cold-call yet. http://www.bmmagazine.co.uk/uncategorized/24392/theres-life-cold-call-yet/
failing to make a will could ruin your business.
home-office hoarder. http://www.theguardian.com/lifeandstyle/2014/mar/28/homes-home-improvements-office-clutter
begins on world's first 3D-printed house.
Freebie Friday. http://money.aol.co.uk/2014/03/28/freebie-friday-this-weeks-discounts-deals-and-freebies/
sales bounce back with 1.7% rise in February.
is addicted to property. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/10727458/HMRC-is-addicted-to-property.html
million UK homes in 'fuel poverty'. http://money.aol.co.uk/2014/03/28/4-5m-uk-homes-in-fuel-poverty/
Add to that public transport poverty, education
poverty, healthcare poverty, food poverty and
cash, no shekels poverty and there you have
the embodiment of Thatcher's 'sold out to pigs
in troughs and fcuk the plebs' Britain. No wonder
the present Government is effectively paying
people without a clue to start their own businesses
- because anyone with a bit of nouse looking
at the simplest of figures would realise they've
got no chance - or no chance at all.
of new measures for small businesses promised
by Britain's W.C. (War Criminal) Party.
motivates you? http://www.bmmagazine.co.uk/in-business/advice/24387/motivates/
paths, new opportunities for SMEs. http://www.bmmagazine.co.uk/in-business/24373/new-paths-new-opportunities-smes/
More than 45% of Brits now have non-traditional
of businesses affected by late payment in 2013.
Really? And the internet, dummyphones and
apps haven't changed all that? Whaddya know.
I wonder if yoof and the long-term unemployed
are being told all this by their ex-bank manager
'mentors' when they apply for their business
broadband tops complaints list. http://www.bbc.co.uk/news/technology-26757049#
Absolutely perfect shambles to justify the
appointment of a BT head honcho as Minister
may be paying too much for their energy, says
It's about time the regulator got the boot,
then, having done nothing but parrot what the
public has known for years. Next thing, they'll
be suggesting a review. I'd put them all in
a cardboard box under Chiswick flyover, myself.
To keep the company of all the families who
have had to quit their homes because they can't
pay all their bills.
wins 16-year legal battle over PC World laptop.
Top 20 places for the good life. http://www.telegraph.co.uk/property/internationalproperty/10710665/Worlds-top-20-places-for-the-good-life.html
Slump in High Street sales growth. http://money.aol.co.uk/2014/03/25/slump-in-high-street-sales-growth/
commuters but journeys are longer. http://money.aol.co.uk/2014/03/26/fewer-commuters-but-journeys-longer/
Before anyone gets too excited, these are
figures are based on the Census and cover the
period 2001 to 2011. According to the Pentagon.
During which time there has been an absolutely
massive surge in numbers of people 'working
from home' - 0.8% over ten years. WOW. O...M...G
x 60 rpm. Awesome. (Or they could simply be
unemployed. The Pentagon didn't say.)
this 'explosion' in the numbers of people working
from home that all the politicians, dumb media,
telecoms companies and 'weener' websites have
been talking about . . . ?
of planning rules for shops and farm buildings.
Changes to permitted development rules will
make it easier to convert shops and farm buildings
in England into homes from 6th April 2014. The
changes of use that will be classed as permitted
developments will include the conversion of
a shop or building that has been used for financial
or professional services into residential property
and the conversion of an agricultural building
with a floorspace of less than 450 square metres
into up to three homes. The rules will only
apply to buildings that were used as shops or
for financial or professional services up to
20th March 2013 or when they were last in use
if not in use on that date, and if the floorspace
is less than 150 square metres and the conversion
will not result in the external dimensions of
the building increasing.
media - is it still an option? http://www.bmmagazine.co.uk/columns/opinion/24339/social-media-still-option/
OK. But after all the time a 'home business'
could waste organising its social media, will
it actually produce more money? We have seen
a similar situation with SEO. For years, a top,
page one ranking on Google has been promoted
as a must-have. Depending upon your trading
activity, obviously, we (having occupied #1
slots with Google, Yahoo and all the other search
engines for 15 years) and quite a few other
top performing businesses we have compared notes
with, have found that search engine rankings
make no or very little difference to the bottom
line at all, AS LONG as you are pursuing other
marketing avenues as well. Then again, like
most things being promoted on the internet -
any form of reality check would put a lot of
scammers and spammers out of business.
course, internet addicts will immediately point
to 'thousands' of online success stories. Out
of millions of 'home businesses' around the
world which don't even have an internet connection.
Especially in many parts of 'Bongo Bongoland'
this link: 'Push'
marketing still sells. No matter what the 'gurus'
Lloyds accused of short-changing PPI claimants.
confirms scope of Flood Re. https://www.gov.uk/government/publications/water-bill-governments-approach-to-flood-insurance
The scope of Flood Re, a UK-wide scheme to reduce
the cost of insurance for households at high
risk of flooding, has been confirmed by the
Department for Environment, Food and Rural Affairs
(Defra). Commercial properties will be excluded
from Flood Re, but domestic properties used
by micro-business owners will be included, provided
the proprietor's insurance policy is classed
by their insurance provider as 'domestic'. Residential
properties in council tax band H and properties
built after 2009 will also be excluded from
the scheme, which is expected to be introduced
in summer 2015. (EnterpriseQuest)
criticised for new campaign targeting freelancers.
A new HMRC campaign that targets freelancers
and consultants has been criticised by the Professional
Contractors Group (PCG). HMRC has written to
the clients of some freelancers and consultants
requesting detailed information about any payments
up to a value of £350,000 made to them
under a contract for services. Chris Bryce,
Chief Executive Officer of PCG, said it was
unfair to only target smaller firms by excluding
payments over a certain value and argued that
it was potentially damaging to these freelancers
and consultants for HMRC to contact their clients
implying that they were under investigation.
"For the smallest businesses, where client
relationships are key, this is especially harmful,"
he added. (EnterpriseQuest)
to use anti-terrorist laws to deal with future
internal whistleblowers. http://www.dailymail.co.uk/news/article-2588501/Tax-chief-wont-rule-using-terror-laws-whistleblowers-three-years-HMRC-sparked-fury-targeting-staff-member-revealed-Goldman-Sachs-deal.html
For the avoidance of any lingering doubts,
that's what the long-term objectives of 'anti-terrorist'
laws really are. And the internet. And drones.
And dummyphones. To keep 'fuckin' plebs' in
numbers to outstrip those of state staff by
lowering considerably the burden on government
and the Treasury and allowing politicians to
boast that the country has become 'a nation
of shopkeepers' once again. Mind you, the report
claims there are 4.5 million self-employed already,
which put into the mix with 8 million home-based
internet businesses (which should be self-employed)
it only goes to prove that nobody really knows
what they are talking about any more. And when
it comes to job statistics, I would happily
include myself in that assessment.
all retire on odd jobs and lodgers'.
Sounds like a real-time British, self-employed
home business to me. Rather than '8 million
home-based internet businesses' selling a used
game station on eBay every twelve months.
to close building skills gap. http://money.aol.co.uk/2014/03/25/pledge-to-close-building-skills-gap/
It's more than just building skills which the
Brits need to drag into the present century
but also the practice of so-called tradesmen
sitting around drinking cups of tea, smoking,
yapping and farting around for a few hours a
day while demanding an astronomical rate for
the job. It's no coincidence that of all the
self-employed trades, 'cowboys' have long been
synonymous with builders alone and that given
a choice, many customers simply won't touch
an English builder. Which is a great shame -
because I'm sure there are some good 'uns out
before British 'builders' start to whine (invoice
mode) about the East Europeans or any skilled
immigrant construction labour, they, more than
any other sector, need to get off their arses,
switch off their dummyphones and take a look
in the mirror. Then, if they're good enough
and really want to work, there are plenty of
places around the world which, as always, will
take them on.
are the rules about replacing roof tiles?
black market in fences. http://www.dailymail.co.uk/news/article-2588550/Fences-flood-black-market-Panels-changing-hands-80-national-shortage-wake-winter-storms.html
resist ban on payday loan ads. http://money.aol.co.uk/2014/03/25/ministers-resist-payday-loan-ad-ban/
amazing tips to get more done with Windows 7.
Or, do what British politicians do and hire
a foreign housemaid. Much cheaper. Much more
much more fun.
Small firms urge break-up of Big Six energy
report scams. http://money.aol.co.uk/2014/03/24/watch-out-for-these-credit-report-scams/
best city to live in. http://www.independent.co.uk/news/uk/home-news/bristol-named-britains-best-city-to-live-in-9210931.html
could lose homes, says charity. http://money.aol.co.uk/2014/03/24/more-could-lose-homes-says-charity/
off land so people can build their own homes'.
That should bankrupt 'homeowners' even more
quickly than taking out a Ponzi-scheme mortgage,
especially with some of the so-called 'builders'
and 'tradesmen' one gets in the UK.
Budget round up
points having an impact on smaller firms announced
by the Chancellor George Osborne in his 2014
main rate of corporation tax will be reduced
to 21% from 1st April 2014, then to 20% in April
VAT registration threshold will be raised to
£81,000 from 1st April 2014 and the deregistration
threshold increased to £79,000.
Annual Investment Allowance (AIA) will be doubled
from £250,000 to £500,000 until
Seed Enterprise Investment Scheme (SEIS) - the
venture capital scheme that provides enhanced
income tax and capital gains tax relief to qualifying
investors - will be made permanent.
Employment Allowance, which was announced in
the 2013 Budget, will come into effect from
6th April 2014. The Allowance will enable businesses
and charities to claim £2,000 each year
to offset against their employer National Insurance
full Budget report and associated notices are
available from HM Treasury at: https://www.gov.uk/government/topical-events/budget-2014
Consultation on ADR for consumers launched.
The Government is consulting on proposals to
introduce an alternative dispute resolution
(ADR) scheme for consumers, which would help
them settle disputes with traders without the
need to take legal action. Launching the consultation,
Consumer Minister Jenny Willott said: We
are trying to strike a balance that is fair
to both consumers and business and which makes
sure that we see the best result for all parties
involved. The consultation closes on 3rd
more about the proposals at: https://www.gov.uk/
ways the Budget 2014 will affect SMEs for the
next six months. http://www.bmmagazine.co.uk/news/24315/5-ways-budget-2014-will-affect-smes-next-6-months/
fashionable buys under £50. http://fashion.telegraph.co.uk/galleries/TMG10708963/The-Thrifty-Fifty-March-19-2014.html
The people who make Britain a better place.
a jobless Brit before hiring a foreign worker',
'Unless you're one of my Governmental mates,'
Scottish Tourist Board makes a virtue of the
country's lack of digital connectivity. http://www.independent.co.uk/news/uk/home-news/digital-detox-destinations-scottish-tourist-board-makes-virtue-of-the-countrys-lack-of-wifi-connectivity-9208892.html
Engerlish Tourist Board on the other hand, prefers
to promote the lie that it has widespread broadband
connectivity, while relying heavily on scam
providers to promote irresponsible parenting
and dummyphone zombies with neck disorders mixing
it with normal people.
you really need a presentation? http://www.bmmagazine.co.uk/in-business/advice/24296/really-need-presentation/
Start-Up Conference, May 15-16, 2014, Las
deals' save £750 a year. http://money.aol.co.uk/2014/03/22/special-deals-save-750-a-year/
Or, before The Age of Dummyphone Man, when
people didn't pay Ponzi scheme prices for houses,
rarely owned a car or a telly, didn't have a
phone or the internet or took vomiting holidays
abroad, didn't have tattoos, body jewellery,
trophy killer-mutts, personalised number plates,
a sub to Sky and didn't get bladdered every
day, they looked to save £2000 (cash,
real money) a year. (Or more, if they were self-employed
plastererers.) Out of the real jobs or businesses
Freebie Friday. http://money.aol.co.uk/2014/03/21/freebie-friday-this-weeks-discounts-deals-and-freebies/
given new powers to take money from bank accounts.
And Google and Starbucks accounts they
won't be. Watch out for the drones, next.
speed should be guaranteed, says Which?
Come the time Big Corp starts 'guaranteeing'
its services and products will be the time we
see the end of bent government. Which isn't
going to happen any time soon, of course.
Minimum Wage increases approved by BIS.
Changes to National Minimum Wage (NMW) rates
have been approved by the Department for Business
(BIS), following recommendations made by the
Low Pay Commission (LPC). From 1st October 2014,
the hourly NMW rate for employees aged 21 and
over will increase by 19p to £6.50; the
rate for 18 to 20-year-olds will increase by
10p to £5.13; for 16 to 17-year-olds,
the rate will rise by 7p to £3.79; and
the rate for apprentices will increase by 5p
to £2.73. The LPC said it expected that
these increases would be manageable for employers.
you're a 'sweatshop' homeworker, in which case
you will still get what you get. Nonetheless,
a 19p increase isn't to be sniffed at. It's
a sure sign of economic recovery and puts us
all within sight of the taxpayer £ millions
in bonuses criminal bankers are awarding themselves.
2014: the entrepreneurs' reaction. http://www.bmmagazine.co.uk/news/24271/budget-2014-entrepreneurs-reaction/
Build your home on a budget. http://www.telegraph.co.uk/property/renovatinganddiy/10702879/Can-you-build-your-own-home-on-a-budget.html
Street sales rise again. http://www.internationalsupermarketnews.com/news/15659
rates for Council translations. http://www.dailymail.co.uk/news/article-2584897/1-000-bill-contract-Urdu-Council-fire-chiefs-spent-translating-just-one-tenancy-agreement.html
UK unemployment falls by 63,000. http://www.bbc.co.uk/news/business-26644758#
A figure fuelled by 211,000 'self-employed',
according to the report. Of which, 250,000 will
cease to be 'self-employed' from 6th April,
when agency worker rules are changed in attempt
to cut down on 'false' self-employment. (http://www.osborneclarke.com/connected-insights/publications/april-2014-tax-rule-changes-taxation-workers-likely-have-major-impact-cost-construction-labour/)
And much more expensive 'full time' employment
will fail to pick up the slack.
Plenty of creative statistic opportunities to
release: update on funding for flood-affected
£1 to combat counterfeiting. http://www.bbc.co.uk/news/uk-politics-26632863#
your own community. http://www.telegraph.co.uk/property/propertynews/10697926/DIY-homes-build-your-own-community.html
products widely mis-labelled. http://www.theguardian.com/world/2014/mar/18/half-meat-products-contained-dna-wrong-animals-council-survey
Small firms fail to claim £100 million
in business rate relief. http://www.morningadvertiser.co.uk/General-News/Pubs-missing-out-on-rate-relief-due-to-council-flaws
Small firms in England are missing out on an
estimated £100 million in unclaimed business
rate relief, according to a report by chartered
surveyors Bankier Sloan. Under the Small Business
Rate Relief (SBRR) scheme, firms with a single
property of a rateable value less than £6,000
can claim 100% rate relief. However, the report
revealed that at least 100 businesses per local
authority area that are eligible for the scheme
have not applied for it. This is partly being
blamed on out-of-date and inaccurate information
published on council websites. Report author
Ian Sloan has urged local authorities to update
their websites in time for 1st April 2014, when
new rate discounts will be made available to
release: Government to make it easier to check
you have the best bank deal. https://www.gov.uk/government/news/government-to-make-it-easier-to-check-that-youve-got-the-right-bank-deal
tax dispute resolution. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/10698292/Got-a-dispute-with-the-taxman-Try-the-one-day-quick-fix.html
day I took on the tradesmen's guild. http://www.independent.co.uk/property/house-and-home/property/the-day-i-took-on-the-tradesmens-guild-9198118.html
It's amazing how often hacks use column space
or air time to resolve minor, personal disputes.
Little wonder they have time to report on real,
'big picture' issues. In a legal, truthful and
impartial manner. Just to stop the public wondering
what they are actually paid for.
can seriously weaken your business. http://www.bmmagazine.co.uk/columns/opinion/24176/mis-selling-can-seriously-weaken-business/
is internet marketing and do you need it?
Ten UK business hotels. http://www.bmmagazine.co.uk/toolbox/guides/24160/business-guide-top-10-business-hotels-uk/
funding schemes help boost housebuilder shares.
Now who'd have thought that? Will the profit
boost enjoyed by Britain's housebuilders prompt
them to bring down their house construction
prices to make homes more affordable for those
who most need them? What do you think?
Answers to our bogus public opinion poll, here:
1. No. 2. Don't think so. 3.
Don't know. 4. Arsenal.
sector grows for the first time since 2008.
The UK organic sector grew by 2.8% to reach
a value of £1.79 billion in 2013, the
first market growth since 2008, according to
the Soil Associations annual Organic Market
Report. Sales at independent retailers rose
by 7% between 2012 and 2013, while online sales,
mail order and vegetable box schemes also saw
growth of 11% over this period. The Report revealed
that four in five households purchase organic
food, with 45% of these consumers saying they
intend to buy more organic fruit and vegetables
over the coming year. (EnterpriseQuest)
news, clearly, for Big Agri-Business, prompting
further recent calls by whoring scientists and
fagging politicians to lift bans on GM foods.
Britain's best place to live. http://www.huffingtonpost.co.uk/2014/03/16/best-place-to-live_n_4973713.html
database sale 'a mistake'. http://www.bbc.co.uk/news/business-26605375#
dairy farmers build Swedish property empire.
builds own home for less than £5,500.
In 6 weeks. http://money.aol.co.uk/2014/03/17/man-builds-his-own-home-for-less-than-5-500-in-6-weeks/
Not someone who'll be getting any bent government
plans to ditch official, bogus jobs website.
Consultation on modernising cheque payments
The Government has launched a consultation on
proposals to use 'cheque imaging' in the UK,
which allows banks to accept certified digital
images of cheques, as well as traditional paper
cheques. According to HM Treasury, if adopted,
this payment method would reduce the time it
takes for a cheque to clear to as little as
two days, increase consumer convenience and
broaden payment options. The consultation closes
on 7th April 2014.
consultation documents are available at:
Budget to boost business (?): http://www.telegraph.co.uk/finance/budget/10700747/A-Budget-to-boost-business.html
another 'fagging' Government IT cock-up.
end of the landline. http://www.telegraph.co.uk/technology/technology-topics/10698203/The-end-of-the-landline.html
phone firms 'failing customers'. http://money.aol.co.uk/2014/03/14/mobile-phone-firms-fail-customers/
It's what dummyphones were invented for.
Twenty years ago, consumers weren't as stupid
as they are today and there wouldn't have been
a problem. Whereas, 'failing customers' isn't
the same as 'maximising big profits for Big
Corp'. So well done, chaps! Knighthoods,
advisory and ministerial posts all round.
can I learn to code? http://www.telegraph.co.uk/technology/advice/10698978/Where-can-I-learn-to-code.html
of switching from sole trader to limited company?
Economic squeeze 'may get worse'. http://money.aol.co.uk/2014/03/14/economic-squeeze-may-get-worse/
May? I'd have said it was a racing certainty
if all the Government propaganda and utterings
of failed pundits have predicted the country
is enjoying exactly the opposite!
card fraud at new high. http://money.aol.co.uk/2014/03/14/stolen-card-fraud-at-new-high/
BT broadband cash, urge MPs. http://www.bbc.co.uk/news/technology-26366893
I'm sure the Government's Minister for Trade
and ex-BT man, will be able to circumnavigate
this latest call. With the help of Engerlandt's
fawning, criminal media.
to be investigated over email data. http://www.bbc.co.uk/news/technology-26480381#
No problem for BT's Ministerial presence within
many 'fags' in Government. http://www.theguardian.com/politics/2014/mar/14/gove-attacks-preposterous-number-old-etonians-cameron-cabinet
It's much cheaper for Big Corp to rent born-and-schooled-to-fag
politicians than trying to 'turn' an elected
member who may actually subscribe to democratic
would seek border passport checks between England
and Scotland. http://www.theguardian.com/uk-news/2014/mar/14/passport-checks-needed-between-independent-scotland-and-england
As there always seemed to be a disproportionate
number of Scotlanders in the Home Office and
in immigration services especially, this could
pose a bit of a problem. Still, if Ms May's
latest publicity-seeking meanderings are based
on her actual track record of sustained failure,
we should see a successful Pict invasion of
Engerlandt with seven days of Scottish independence.
and France falter in house price league.
Falter? Or maintain a reliable, long-term stability?
I suppose this point of view all depends on
where one's main advertising revenue comes from.
a home in the UK 'cheaper than renting'.
We seem to be getting a media non-revelation-a-minute
at the moment. Hardly a surprising finding -
from a building society - confirming what the
UK public has held to be fact for the past few
generations. Unless, you want to run a business
from home, of course, in which case the costings
all go pear-shaped. (Except in the world of
business 'weener' websites.)
displays 'boost sales'. http://money.aol.co.uk/2014/03/14/end-of-aisle-display-boosts-sales/
Who'd have thought it? Nice to see our academics
continuing to amuse themselves. Perhaps they
will have acquired enough knowledge with this
latest example of taxpayer funded 'research'
to apply for real jobs. As shelf-stackers.
in Paris can damage your health. http://www.independent.co.uk/news/world/europe/here-is-a-warning-to-all-parisians-breathing-can-damage-your-health-9193089.html
Another twenty-year-old non-story from Engerlandt's
Freebie Friday. http://money.aol.co.uk/2014/03/14/freebie-friday-this-weeks-discounts-deals-and-freebies/
condemn 'veil of secrecy' over Government's
'bent' private contracts. http://www.independent.co.uk/news/uk/politics/government-accused-of-deliberate-attempt-to-cover-up-fraudulent-incompetent-and-embarrassing-outsourcing-contracts-9190788.html
MPs having for generations, contributed to
the 'veil of secrecy' themselves in exchange
for access to the government trough. Privately
run employment programmes - to which one can
add the latest generation of business support
scams - also seem to be attracting some attention
from the country's normally fawning propaganda
sources. At last.
starting up in business really for the many?'
A spin-out from the earlier Government propaganda-cry
of 'There's a business in everyone', it's a
constant source of amazement that the ASA hasn't
ruled yet on this latest advertising bullshit
by the Government's crony brownshirts. Still.
Perhaps we are seeing the grooming of the next
Conservative Party Chairman and Minister for
baffled by energy pricing. http://www.dailymail.co.uk/news/article-2580645/Two-three-baffled-energy-pricing-Bills-complicated-millions-identify-cheapest-deal.html
That's what 'bent' governments are for.
to give green light to GM? http://www.independent.co.uk/news/science/green-light-for-gm-first-official-report-into-genetically-modified-crops-in-five-years-recommends-safe-and-sustainable-rollout-in-britain-9190490.html
unsurprising move, fed by that hoary old lie
of feeding the world's starving millions, who
suffer their sorry existences because of Big
Corp and their bent, brown-nosed governments
and media. First casualties: small, home-based
farmers and annoying, populist movements such
as 'Buy Local'.
cancer email hits thousands. http://www.independent.co.uk/news/uk/home-news/fake-email-telling-recipients-they-have-cancer-hits-thousands-9190310.html
release: cyber-security: a guide for business.
I thought there was a populist guide already?
1. Delete all emails, especially those from
the States. 2. Avoid the same porn websites
favoured by our democratically elected politicial
'members' of 'Wankminster'.
missing cheapest deals. http://money.aol.co.uk/2014/03/14/consumers-missing-cheapest-deals/
Most smaller firms are not seeking external
There is little evidence of 'frustrated
demand' for external finance from smaller firms,
according to a report by BDRC Continental. The
report revealed that in Q4 2013, 79% of smaller
firms were 'happy non-seekers' of finance (they
had not applied for finance in the previous
12 months and nothing had stopped them), up
from 73% in Q4 2012. Just 8% of smaller firms
had applied for a new or renewed loan or overdraft
facility in the previous 12 months, and the
majority were approved. Almost half of respondents
expected to grow in the next year and 15% planned
to apply for new or renewed finance. (EnterpriseQuest)
shops to launch in tube stations. http://www.telegraph.co.uk/finance/newsbysector/transport/10693433/TfL-to-launch-pop-up-shops-in-Tube-stations.html
landlords accused of revenge evictions.
rise in council tax arrears. http://www.bbc.co.uk/news/business-26546067#
the average Briton is worth. http://money.aol.co.uk/2014/03/12/what-the-average-briton-is-worth/
age to rise to 70 by 2040? http://money.aol.co.uk/2014/03/12/pension-age-to-rise-to-70-by-2040/
Or. for a non-official propaganda view, try
this link instead: http://www.snouts-in-the-trough.com/archives/8775
Flood tax: how we'll all pay for governments'
'Mistakes'?! So that's what we call
public delinquency these days, is it?
February retail sales hit by bad weather.
boost for seaside resorts. http://money.aol.co.uk/2014/03/11/cash-boost-for-seaside-resorts/
good-looking men do better in business?
beats London for tourism - claims France.
Errr, they're both over-priced, filthy shitholes.
Try the regions, instead.
used by insurers and retailers to sell poor
value insurance. http://www.telegraph.co.uk/finance/personalfinance/insurance/10689345/The-tricks-insurers-and-retailers-use-to-sell-poor-value-insurance.html
lenders face debt collection probe. http://www.bbc.com/news/business-26539569#
Floods give UK jobs market an unexpected boost.
phone payments system set to be launched by
banking industry. http://www.bbc.com/news/business-26512638#
to tax rules for agency workers due in April.
On 6th April 2014, the tax rules for employment
agencies that engage and supply workers will
be changed to cut down on false self employment.
It is estimated that around 200,000 construction
workers and 50,000 others currently work for
agencies under contracts that allow them to
be treated as self employed for tax purposes.
However, from April, agencies will be required
to put these workers on the payroll, deduct
National Insurance Contributions (NICs) and
operate PAYE, and pay NICs as though they were
an employee, unless the agency has evidence
that they will not be supervised, directed or
controlled by anyone. (EnterpriseQuest)
will clearly put a massive dent into the Government's
fake business start-up statistics, so renewed
efforts to persuade the country's Bob Hopers
and no-hopers to take the entrepreneurial plunge
or lose their benefits, shoud be anticipated.
PM' mocked by Merkel over Engerlandt's broadband
policy 'incoherent'. http://money.aol.co.uk/2014/03/10/housebuilding-policy-incoherent/
There's nothing 'incoherent' about 'Bongo
Bongoland' Britain's housing policy: it's bent
politicians + bent councillors = loadsa money
for developers (and cash suppositories) to continue
building tomorrow's flood-plain slums while
a million homes stand empty. And that's the
way it's been for a very long time indeed.
bans blacklisting firms. http://money.aol.co.uk/2014/03/10/council-bans-blacklisting-firms/
Just one council out of hundreds? Not to worry.
Everything will be back to normal shortly.
Brits selling organs on Facebook. http://www.telegraph.co.uk/technology/facebook/10687154/Struggling-Britons-offer-to-sell-kidneys-on-Facebook.html
Makes a change from '8 million' Brits selling
tools on eBay.
stay-at-home mums face the highest taxes in
the western world. http://www.dailymail.co.uk/news/article-2577963/Stay-home-mums-UK-face-highest-taxes-Western-world.html
That's a measure of their success as 'home-based
entrepreneurs', no doubt.
million Brits today are descendants of thieving,
murdering, illegal Viking immigrants. http://www.express.co.uk/news/weird/464014/Vikings-live-on-1million-Britons-alive-today-are-direct-descendants-of-the-Vikings
No wonder there isn't enough dole money to
go around to get bladdered every day. Send
'em all back to their own country!
shrinking value of the £. http://money.aol.co.uk/2014/03/07/the-shrinking-value-of-your-pound-remember-when-a-pint-cost-14p/
Got to keep all those thieving bankers, global
corporations and their fagging politicians in
the style of life to which they have become
EU inspectors are not about to dig up British
The usual Engerlish misinformation rags at
Hundred of flooded homes could be denied
insurance claims. http://www.telegraph.co.uk/topics/weather/10686446/Hundreds-of-flooded-homes-could-be-denied-insurance-payouts-due-to-groundwater-exemption.html
of things' to get £45 million funding
So promises 'Hoody' Dave, he of the chauffer-driven
bicycle, a plastic windmill on the roof of his
London pad, a fake Facebook following and selfies
for the 'fuckin' plebs' visionary fame.
Self-employed women get by on under £10k
a year. http://www.theguardian.com/society/2014/mar/08/women-self-employed-gender-pay-gap-jobs
Why is it just self-employed women? There
are plenty of self-employed blokes having to
get by on similar amounts as well; or even less.
Still, it's encouraging, I suppose, to see
the media waking up to what is going on. After
five years of linking to Arsebookers and Twatterers
and pretending they've got their fingers on
the country's pulse.
to help with anti-flood grants. http://money.aol.co.uk/2014/03/08/co-op-to-help-with-anti-flood-grants/
Any help to be had from bent politicians,
councillors and property developers?
in pothole damage claims. http://www.telegraph.co.uk/news/uknews/road-and-rail-transport/10685311/Potholes-huge-rise-in-damage-claims-but-council-pay-outs-fall-amid-repair-backlog.html
to probe banks' failure to lend to small businesses.
Which of course, will make absolutely no
of the silver surfers. http://www.telegraph.co.uk/technology/news/10683749/Rise-of-the-silver-surfers.html
I thought silver surfers 'rose' fifteen years
Official news story: great apprentices make
great businesses. https://www.gov.uk/government/news/apprenticeship-week-in-full-swing
the business capital of the UK. http://www.bmmagazine.co.uk/news/23996/northampton-named-business-capital/
hidden costs of websites. http://www.bmmagazine.co.uk/in-business/advice/23985/hidden-costs-websites/
uncertainty over tax crackdown forecasts.
Freebie Friday. http://money.aol.co.uk/2014/03/07/freebie-friday-this-weeks-discounts-deals-and-freebies/
advisers pushing jobless into self-employment.
Hardly news, is it?
local postal service costs 30p. http://money.aol.co.uk/2014/03/06/new-local-postal-service-costs-30p-is-this-the-future/
The other u.s.p. enjoyed by this local service
might be that it employs people who can read.
Unlike The Post Office.
card transactions increase by 249%. http://www.worldpay.com/media/index.php?page=archive&sub=worldpay-contactless-ig&c=
The number of contactless card transactions
that took place in the UK increased by 249%
to reach 43.6 million in 2013, up from 12.5
million in 2012, according to data published
by payment processor WorldPay. According to
WorldPay, use of contactless payments was highest
in London, Manchester and Leeds, and contactless
cards account for a quarter of all debit, credit
and charge cards in the UK. (EnterpriseQuest)
bank websites put to sinister use. http://www.bbc.com/news/technology-26468049#
Microshite scam. http://money.aol.co.uk/2014/03/07/upgrade-or-risk-being-hacked-windows-xp-users-warned/
Mobile ads overtake porn as biggest malware
security threat. http://www.telegraph.co.uk/technology/internet-security/10677565/Adverts-overtake-porn-as-largest-mobile-security-threat.html
Jobmatch website riddled with fraud. http://www.theguardian.com/society/2014/mar/05/government-universal-jobmatch-website-fraud
of UK companies set up by migrants; people born
abroad twice as likely to set up a business.
review finds impact of immigration on British
jobs is negligible. http://www.independent.co.uk/news/uk/politics/exclusive-impact-of-immigrants-on-british-workers-negligible-9171752.html
On the basis that you won't find Brits doing
'jobs' which require work, anyway.
the British invented France. http://www.telegraph.co.uk/travel/destinations/europe/france/10677375/How-the-British-invented-France.html
There's probably just as much mileage in
an article, 'How the French invented Britain'.
But British rags won't be going there.
Official release: misleading websites to face
the squeeze. https://www.gov.uk/government/news/misleading-websites-to-face-the-squeeze
for beginners. http://www.bmmagazine.co.uk/in-business/advice/23922/networking-beginners/
and property jobs boom. http://money.aol.co.uk/2014/03/05/construction-and-property-jobs-boom/
million fund launched to convert London's disused
garages into workspaces. http://www.bmmagazine.co.uk/news/23891/new-9m-fund-launched-convert-londons-disused-garages-workspaces/
lack awareness of new types of cyber security
UK business owners lack awareness of the risks
posed by 'unknown threats', according to the
latest Global Security Survey by Dell. The survey
revealed that 71% of UK firms had experienced
a security breach in the past year, with 42%
of respondents saying they had increased spending
on security monitoring services. However, Dell
revealed that new technologies and trends such
as BYOD (bring your own device), web apps and
cloud computing had increased the risk to business
from malicious or accidental internal cyber
attacks. Matt Medeiros of Dell said: "We
believe a new security approach is needed -
one that is embedded in the fabric of software,
governing access to every application and protecting
every device, both inside and outside a corporate
MPs call for business rates reform. http://www.bbc.com/news/business-26426340#
Will their call last for as long as their
calls for cuts to red tape? Watch this space.
For ninety-nine years.
energy costs leap 55% in a decade. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10673777/Household-energy-costs-leap-55pc-in-a-decade-despite-falling-usage.html
Of which, no warning whatsoever on business
weener websites suggesting that running a business
or working from home was much cheaper than going
households wrongly billed by energy supplier.
prices to soar over crisis. http://money.aol.co.uk/2014/03/03/fuel-prices-to-soar-over-crisis/
cross-border small claims procedure to be expanded.
The Government has opted in to measures expanding
the European Small Claims Regulation, which
allows businesses in one EU member state to
obtain a judgment that is automatically enforceable
in other member states. Despite the procedure
being available since 2009, around 80% of UK
respondents surveyed in 2012 had never heard
of it, 16% had heard of it but never used it,
and just 1% had both heard of and used it. The
expansion measures are as follows: increasing
the maximum claim amount from €2,000 to
€10,000; capping court fees at 10% of claim
value; making more claims eligible under the
procedure by widening the definition of 'cross-border
cases'; and increasing the use of IT in order
to cut costs. (EnterpriseQuest)
hit by holiday fraud scams. http://money.aol.co.uk/2014/03/04/britons-hit-by-holiday-fraud-scams/
To the tune of around £7 million a
year, according to this article. Or, absolute
peanuts by comparison with the officially condoned,
ongoing frauds against the public by the financial
sector, the utilities, public transport and
Home ownership to fall below 50% within a generation.
broadband could knock 20% off house prices.
dangers of loan sharks to be taught in schools.
No chance of the dangers of dummyphones,
video games, watching tv and the internet, underage
drugs, drinking, smoking and shagging, being
taught as well? No? Ah, well. They'll do as
tomorrow's start-up entrepreneurs, then. Especially
if they can't read or write and display stunted
maturity as well.
richest 50. http://www.dailymail.co.uk/news/article-2571163/Billionaire-Britain-There-never-booming-UK-nations-richest-50-DID-make-cash.html
No 'internet' billionaires, then? Wot a surprise.
'need more protection'. http://www.bbc.com/news/uk-26404172#
Which doesn't mean, one presumes, the Government
voluntarily reducing the numbers of gaming licences?
and more home sellers cutting out estate agents.
of the organisations taking over functions of
the Office Of Fair Trading. http://www.oft.gov.uk/about-the-oft/work-and-responsibilities
The Office of Fair Trading (OFT) will officially
close on 31st March 2014 and details have been
released about each of the organisations taking
over its responsibilities from 1st April 2014.
Competition regulation and some aspects of consumer
protection will become the responsibility of
the Competition and Markets Authority (CMA).
The CMA will enforce consumer law, relating
to unfair contracts and misleading pricing and
competition law, for example, relating to merger
control. The Financial Conduct Authority (FCA)
will be responsible for authorising firms that
provide consumer credit and enforcing consumer
credit legislation. The OFT's role in educating
consumers and business about consumer law has
been carried out by Citizens Advice and the
Trading Standards Institute (TSI) since April
of the Government' s 'three-for-one' 'efficiency'
drive. Where there was one agency, replace it
with three. Plus all the attendant 'red tape',
public spending, bureaucracy and cronynism our
latest generation of political empire-builders
would like to see.
tourism standards proposed by the EC. http://www.eubusiness.com/topics/tourism/tourism-quality
The European Commission (EC) has proposed a
set of voluntary tourism standards covering
staff training, complaints handling and customer
satisfaction, cleanliness and maintenance, and
tourist information. The Tourism Quality Principles
would harmonise standards across all EU member
states, making it easier for visitors to compare
different services and simpler for businesses
to understand and comply. The voluntary Principles
require tourism services to provide employees
with suitable training and provide up-to-date
and reliable tourist information covering local
history, heritage and services in at least one
relevant foreign language. (EnterpriseQuest)
short of being '100% French'. http://www.theguardian.com/world/2014/feb/27/benjamin-carle-100-percent-french-made-in-france
Interesting little exercise, although the
French in general and unlike the Brits, are
already very loyal to their own country's products.
All we need now is for the country's politicians
to follow suit.
quotes and trials on franking machines.
Royal Mail hikes stamp prices yet again.
million fund for UK's flood-hit tourism industry.
banking apps hit by glitches. http://www.bbc.com/news/business-26387754#
a million affected by negative equity. http://www.bbc.com/news/business-26389009#
Freebie Friday. http://money.aol.co.uk/2014/02/28/freebie-friday-this-weeks-discounts-deals-and-freebies/
focus on stealing money from mobile banking.
ripped off by letting agents keeping deposits.
buying a flood-damaged car. http://www.telegraph.co.uk/motoring/how-to/10658622/How-to-avoid-buying-a-flood-damaged-car.html
Stricter mortgage lending rules for newly self
Newly self-employed individuals could find it
increasingly difficult to obtain a mortgage,
accountancy and tax adviser TaxAssist has warned.
Several industry experts have reported that
high street lenders are imposing strict rules
that make it difficult for the newly self employed
to obtain a mortgage, such as requiring at least
two years of accounts. TaxAssist revealed that
banks and building societies are no longer allowing
self-employed people to 'self certify' their
income without official verification in their
mortgage application. Daniel Bailey of mortgage
adviser Middleton Finance said: "Borrowers
going from employed to self employed do not
realise the implications this has on being able
to get a mortgage." (EnterpriseQuest)
rise in payday loan problems. http://www.bbc.com/news/business-26354479#
urges taxpayers not to be fooled by phishing
HMRC has warned taxpayers to avoid being caught
out by e-mail phishing scams that claim to offer
tax rebates in return for bank account details.
In the three months to the 31st January 2014
tax return deadline, a total of 23,247 phishing
e-mails were reported to HMRC, a 47% increase
on the same period in 2013. HMRC has confirmed
that it never contacts taxpayers via e-mail
regarding a refund, and advised anyone who receives
an e-mail claiming to be from HMRC not to click
on any links or attachments, forward it to email@example.com
and then delete it permanently. HMRC has published
advice and examples of typical fake e-mails
worst bank for customer service. http://blogs.independent.co.uk/2014/02/26/which-is-the-worst-bank-for-customer-service-its-britains-newest/
warning for internet trolls. http://money.aol.co.uk/2014/02/27/arrest-warning-for-internet-trolls/
Makes you wonder why it's taken so long.
to extend TV licence fee to watching iPlayers.
Minister urges British businesses to forge 'special
relationship' with China. http://www.telegraph.co.uk/finance/china-business/10658983/Britain-must-build-special-relationship-with-China-says-Michael-Fallon.html
prefer Continental cheese. http://www.telegraph.co.uk/foodanddrink/foodanddrinknews/10657606/English-cheeses-lose-out-as-Brits-go-continental.html
The Brits are renowned for their mongrel
consumer habits. From cars to holidays; telly
programmes to clothes; food to gadgets. And
for being the first to moan about furreners
taking their jobs.
in the case of British artisanal cheese, which
most experts consider to be now, the best in
the world, the problem is, where do you buy
it? Certainly not in the supermarkets.
Irish meat destined for burgers, finds Polish
report into horsemeat scandal. http://www.theguardian.com/uk-news/2014/feb/24/rotting-meat-irish-burgers-horsemeat-polish-report
Still nothing conclusive to report from EU
(and British) horsemeat investigations, then?
Not to worry. It will soon be back to business
knell for traditional, local branch banking
and cash transactions. http://www.dailymail.co.uk/news/article-2567117/Death-knell-traditional-local-bank-branch-HSBC-chief-warns-fewer-cash-transactions.html
Still more limitations for hopeful entrepreneurial
newbies to face.
powerless to stop junk emails. http://www.dailymail.co.uk/news/article-2567179/Watchdog-powerless-stop-junk-emails-Information-commissioner-says-companies-bombard-public-messages-escape-prosecution.html
Yes, we've noticed.
to snap up a cheap home with a memorable home
business address. http://www.dailymail.co.uk/news/article-2567211/Want-snap-cheap-home-Look-no-Slag-Lane-Properties-rudely-named-streets-cheaper-people-embarrassed-live-there.html
roads and houses to prevent flood chaos, advises
Wasn't it similarly clever buggers who suggested
that building on flood plains didn't pose a
risk? And that extreme weather conditions were
a one-off? Fortunately, the country can't afford
these latest daft ideas. We've got to send £
billions in 'aid' to the Ukraine so that they
can buy defective GM seed from our Government's
agri-business mates again.
favourite ways to make money from home.
Here we go again.
- is this the end? http://www.bmmagazine.co.uk/in-business/advice/23758/bookkeeping-end/
The scandal of Europe's 11 million empty homes.
targets tax evaders with offshore accounts.
'savers' that cost you more. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10654358/The-energy-savers-that-cost-you-more.html
damage: why insurers won't clear away a fallen
RBS expands use of Post Offices. http://www.bbc.co.uk/news/business-26294010#
blunders: why HMRC won't pay. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/10654501/Why-wont-HMRC-pay-up-for-tax-blunders.html
influx of Romanians and Bulgarians, airline
and coach survey finds. http://www.independent.co.uk/news/uk/politics/no-influx-of-migrant-workers-from-romania-and-bulgaria-survey-of-airlines-and-coach-companies-finds-9146866.html
On the other hand, the stories helped sell
a lot of hate-preaching votes and copy. Job
police arrest 'thousands' of 'illegal British
immigrants' 'living off benefits' and 'stealing
French jobs'. http://www.dailymail.co.uk/news/article-2565661/Seven-British-ski-instructors-arrested-armed-police-France-giving-lessons-without-licence-Piste-War-breaks-slopes.html
the Imbys". http://www.telegraph.co.uk/news/10656004/Forget-Nimbys-were-the-Imbys.html
jailed for selling fake mobile phone insurance.
to rent out your car. http://www.telegraph.co.uk/motoring/how-to/10624356/How-to-rent-out-your-car.html
Official guidance: flood support package for
homes and businesses. https://www.gov.uk/government/publications/flood-support-package-for-homeowners-and-businesses
that slash your mobile phone bills. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10647200/How-to-get-a-cheaper-mobile-phone-contract.html
for under £50,000. http://www.telegraph.co.uk/property/propertypicturegalleries/10649852/Homes-for-under-50000-for-sale.html
Freebie Friday. http://money.aol.co.uk/2014/02/21/freebie-friday-this-weeks-discounts-deals-and-freebies/
retail sales fall 1.5% in January. http://www.bbc.co.uk/news/business-26286706#
Yet another encouraging indicator from the
country's 'economic recovery'.
train users unaware of their rights. http://www.bbc.co.uk/news/business-26275394#
of UK users concerned about mobile security.
That being the half of the population with
Select: the best credit card ever? http://money.aol.co.uk/2014/02/20/nationwide-select-the-best-credit-card-ever/
UK households financially optimistic for 2014.
swapping on the rise. http://www.theguardian.com/business/2014/feb/19/bedroom-tax-home-swap-website-surge-activity-house-exchange-homeswapper
electricity meter clocks could be leading to
Another 'technology' issue affecting the
consumers' pockets and this time, it's not the
public sector or banking, either. There is a
pattern, though. It's always 'big ticket' or
'big business' technology. Or, Big Scam. Small
businesses, berated though they may be for not
embracing 'technology', don't have these kinds
of problems. Nor do their customers.
repsonse to more Engerlish hate-preaching tabloid
bullshit about 'bankruptcy'. http://ec.europa.eu/unitedkingdom/blog/index_en.htm
advice: accounting and taxes. http://www.bmmagazine.co.uk/in-business/advice/23654/start-advice-accounting-taxes-dont-need-maestro/
Happy, Healthy and Wealthy New Year to you all.
our usual gratitude and thanks to BAD News and