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LATEST! 31st July 2013
(scroll down to see full list; previous month's (June 2013) Viewpoint); Latest eBOSS contents

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st July 2013

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm

HBA/BusinessesForSale joint SPECIAL OFFER: 25% discount on the website's service. Here are the details: Code: SELLABIZ-25
How to use: The user must email sellabusiness@businessesforsale.com with the subject line of “SELLABIZ-25” and their message will need to have their contact details (both an email address and phone number) for the discount to be applied. One of our account managers will then contact them and walk them through the set-up process.


31.07.2013: Crackdown plans for nuisance calls. http://www.bbc.co.uk/news/uk-politics-23503552#

Insurers encourage fraud and exaggeration. http://www.bbc.co.uk/news/business-23504610#

15 out of 50 payday lenders throw in the towel. http://money.aol.co.uk/2013/07/30/payday-lenders-throw-in-the-towel/

Worst banks for withdrawing cash abroad. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10209022/Worst-banks-for-withdrawing-cash-abroad.html

Britons are making fewer journeys. http://www.independent.co.uk/news/uk/politics/britons-are-making-fewer-journeys-8738706.html

EDF screws British public for record profits. http://money.aol.co.uk/2013/07/30/edf-records-uk-profit-of-903m/ Plenty of scope now for the continued payment of bloated salaries to its incompetent French fonctionnaire management at the expense of any lasting improvements to the supply of electricity to its customers.

30.07.2013: New amnesty for tax truants. http://money.aol.co.uk/2013/07/29/a-new-amnesty-for-tax-truants/

Small business lending increases to two year high. http://www.bbc.co.uk/news/business-23489791#

Current account costs could rise under new EU proposals. http://money.aol.co.uk/2013/07/29/current-account-costs-could-rise-under-new-eu-plans/

EC proposes cap on card processing fees. http://www.brc.org.uk/brc_news_detail.asp?id=2480&kCat=&kData=1 New regulations to cap processing fees charged by credit and debit card providers have been proposed by the European Commission (EC). The plans involve capping 'interchange fees', which card providers charge retailers to process payments, at 0.3% of the transaction value for credit cards and 0.2% for debit cards. The British Retail Consortium (BRC) welcomed the measures, claiming that current card processing fees are unjustifiably high and estimating that the cap could save retailers £362 million each year. The cap would, initially, only apply to cross-border payments, but would be rolled out to all UK payments within two years. (EnterpriseQuest)

New laws target aggressive bailiffs. http://money.aol.co.uk/2013/07/30/new-laws-target-aggressive-bailiffs/

Government failing rural communities and business. http://www.parliament.uk/business/committees/committees-a-z/commons-select/
environment-food-and-rural-affairs-committee/news/rural-communities-report1/
The Government must do more to support rural areas and business, the Environment, Food and Rural Affairs Committee has concluded in a recent report. The report revealed that the Rural Broadband Programme, which pledged to deliver superfast broadband to 90% of rural areas, is two years behind schedule, and the number of premises set to get mobile coverage under the Mobile Infrastructure Project is just 60,000, compared with the original aim of the Project to reach six million people. Chair of the Committee Anne McIntosh said the situation is "deeply unfair" and called on the Government to ensure forthcoming initiatives such as the Business Bank and the Single Local Growth Fund are "as available to rural businesses as they are to their urban counterparts." (EnterpriseQuest)

New framework will allow small IT firms to bid for Government contracts. http://www.publicservice.co.uk/news_story.asp?id=23423 Small IT firms are being urged to bid for a total of £40 million of contracts to help the Government move public services online. The contracts will be available via the new Digital Services Framework, which includes a list of suppliers pre-approved to bid for Government contracts. The Government Digital Service (GDS) is seeking 'agile' small firms including developers, database specialists, security specialists, business analysts and network specialists. (EnterpriseQuest)

Are new-wave peasants and artisans just a fad? http://www.guardian.co.uk/lifeandstyle/wordofmouth/2013/jul/29/artisan-food-urban-peasants-foodie-fad It might be a 'fad' for the idle, clueless media whose view of the world is a plastic screen and the inside of an elevator. In the Big Outside however, these things have been going on for thousands of years.

Secret broadband plans should be revealed. http://www.telegraph.co.uk/technology/broadband/10205584/Secret-broadband-plans-should-be-revealed.html Not to show just how crap broadband connectivity in the UK is, then?

Official consultation: English business survey. https://www.gov.uk/government/consultations/english-business-survey-user-review

Serco: the company that is running Britain. http://www.guardian.co.uk/business/2013/jul/29/serco-biggest-company-never-heard-of Or, how our politicians and governments 'Back Britain' while blaming the EU, illegal immigration and terrorism.

29.07.2013: Energy watchdog Ofgem failing consumers, say MPs. http://www.bbc.co.uk/news/business-23462072# There's another big surprise to start the week!

Government warning on construction industry blacklisting. http://www.guardian.co.uk/business/2013/jul/28/construction-industry-blacklisting-vince-cable Quite how they are going to change a basic human practice which goes all the way back to the missing link, I'm not sure.

Women lead under-35 bankruptcy league. http://www.dailymail.co.uk/news/article-2380584/Women-lead-table-bankruptcies-35s-household-bills-mount.html

Taxman promises to answer calls within two minutes. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/10205486/Well-answer-your-call-within-two-minutes-taxman-says.html

Lenders keep applicants in the dark over credit card rejections. http://money.aol.co.uk/2013/07/29/lenders-keep-us-in-the-dark-over-credit-card-rejections/

Economy set to surge ahead for rest of year. http://www.express.co.uk/news/uk/418215/Economy-set-to-surge-ahead-for-rest-of-year . . . say 'analysts'. So we know we can bank on that, then!

We must get the pound down if we want to recover. http://www.telegraph.co.uk/finance/comment/10207922/If-we-want-to-recover-our-competitive-edge-in-the-world-we-must-first-get-the-pound-down.html Perhaps a more realistic aspiration?

Save the great British apple. http://www.dailymail.co.uk/news/article-2380537/Save-great-British-apple-Home-grown-sales-fallen-years-supermarkets-fly-bland-imports-Now-patriotic-fightback-underway.html Unfortunately, with the choice available to most British shoppers restricted to what they find on supermarket shelves while yapping into a piece of plastic, then almost by definition, decent food isn't going to get a look-in. Although I have noticed German lo-cost supermarkets offering a lot of good quality, British produce these days.

The problem is - and apples are one of the best cases in point - a large number of consumers no longer know what decent food should taste like.

28.07.2013: The royal baby business boom and how the will help SMEs. http://postman.cbmeg.co.uk/lt.php?c=643&m=609&nl=25&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=21782&l=-http--www.bmmagazine.co.uk/in-business/19861/the-royal-baby-business-boom-how-it-will-effect-smes/

Top 5 tips for small businesses to take advantage of online services. http://postman.cbmeg.co.uk/lt.php?c=643&m=609&nl=25&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=21787&l=-http--www.bmmagazine.co.uk/in-business/advice/19933/top-5-tips-for-small-businesses-to-take-advantage-of-online-services/

How can I repair my cut and paste option? http://www.telegraph.co.uk/technology/advice/10205195/How-can-I-repair-my-cut-and-paste-option.html

27.07.2013: Cost of car insurance falling at record rate. http://www.bbc.co.uk/news/business-23474426#

New wave of HMRC taskforces announced. http://www.accountancyage.com/aa/news/2281219/hmrc-
launches-taskforces-in-holiday-and-restaurant-industries
New taskforces to crack down on tax avoidance, evasion and fraud in high-risk sectors and locations around the UK have been announced by HMRC. Firms in the holiday lettings and catering sectors in Blackpool, the Lake District, north Wales, Devon and Cornwall (including caravan parks, B&Bs, pubs and takeaways), and restaurants in the north east of England, could be subject to announced or unannounced visits by the taskforces to carry out compliance checks and recover any unpaid tax. Since 2011, 43 taskforces have been launched, with a further 27 planned for 2013/14 and 30 for 2014/15. Forthcoming taskforces also include road hauliers in the Midlands and the fishing industry in Scotland.

Whitehall seeks to drive out jargon. http://www.bbc.co.uk/news/uk-politics-23462394#

Acoustic fences for gardens and workplaces. http://ebm.directtargeting.co.uk/c/tag/hBR8POgB8dlnjB80GkVNPyIPmP6/doc.html?t_params=REMOVEGROUP%3Drm-1b74h3kybfsz71cau1f111qxw4hk33f%2540directtargeting.co.uk

26.07.2013: Post Office workers to strike on Monday. http://www.guardian.co.uk/business/2013/jul/25/post-office-workers-strike-monday

Consultation on simpler NIC process for the self employed. http://hmrc.presscentre.com/Press-Releases/Simplifying
-National-Insurance-for-the-self-employed-69026.aspx
A consultation on plans to simplify the way self-employed people pay National Insurance Contributions (NICs) has been opened by HMRC. The consultation covers the option of collecting Class 2 NICs alongside Class 4 NICs and income tax through the self-assessment process in order to reduce the administrative burden on the self employed. The closing date for the consultation is 9th October 2013.

Concern over packaged bank accounts. http://money.aol.co.uk/2013/07/26/concern-over-packaged-bank-accounts/

The real cost of a payday loan. http://www.guardian.co.uk/business/2012/mar/01/wonga-real-cost-payday-loan

5 reasons to attend a small business conference (article). http://sbinformation.about.com/od/marketingsales/tp/why-attend-live-small-business-conferences.htm

Weekend Larf: Companies have a 'social duty' to employ British workers. http://money.aol.co.uk/2013/07/26/social-duty-to-employ-uk-workers/ Thus spake the Government's Business Minister, in a cheap attempt to win over some tabloid votes, one imagines. Not that there's anything wrong with the idea. We presume the Government will now fulfill its own 'social duty' and start awarding taxpayer-funded contracts to British firms? Perhaps our socially aware member of Government might even be persuaded to tell us what percentage of the Government's 'sweetheart' foreign corporates pay their British taxes, much less employ British workers? By comparison, the percentage of the country's education budget (not) spent on vocational training to allow youngsters to actually compete in the jobs market, becomes almost a minor issue! And so the list goes on.

25.07.2013: Weak wage growth and rising inflation continue to pressurise family finances. http://www.internationalsupermarketnews.com/news/13337

Official release: Regulators will share reform plans with business. https://www.gov.uk/government/news/new-scheme-means-regulators-will-share-reform-plans-with-business Latest play on words with The Red Tape Shaggy Dog Story.

Large firms should adopt same entrepreneurial spirit as their small business counterparts. http://www.enforbusiness.com/news/large-firms-%E2%80%9Cshould-adopt-same-entrepreneurial-spirit-smaller-counterparts%E2%80%9D-201310085 I've seen at close hand how big and small and home businesses are run and I can say with confidence, that the vast majority of big company bosses wouldn't last for five minutes in a small business environment where they had to have all the knowledge, to make all the decisions, to do all the work and for which they had to take all of the risks and accept all of the consequences.

Two thirds of people check emails while on holiday. http://www.enforbusiness.com/news/two-thirds-people-check-emails-while-holiday-201310061

Gmail: how to keep it easy. http://www.guardian.co.uk/news/oliver-burkemans-blog/2013/jul/24/google-gmail-new-inbox-change

Sainsburys announces new investment in the future of farming. http://www.internationalsupermarketnews.com/news/13352

The 9 dirty truths experts won’t tell you about starting your own business.
http://www.free-range-humans.com/starting/the-9-truths-about-starting-your-own-business/

Bikes of Burden. http://www.independent.co.uk/environment/green-living/bikes-of-burden-london-green-cycles-is-offering-a-clean-green-and-cheap-way-to-transport-goods-8730767.html

24.07.2013: Spending cuts hit smaller firms in poorer cities. http://www4.centreforcities.org/40/press/press-releases/new-data-on-the-uk%E2%80%99s-small-businesses-shows-that-smes-in-our-most-vulnerable-c.html Smaller firms in the UK's poorer towns and cities are at particular risk from public spending cuts and the economic downturn, yet their growth is crucial for national economic recovery, according to a study by the Centre for Cities think-tank. The research found that over 65% of smaller firms in some locations are dependant on local customers, making them more vulnerable to poor local economic conditions and public sector cuts. The most vulnerable places include Hull, Liverpool and Blackburn, while the least vulnerable include Cambridge, Crawley, Reading, York and Warrington. Centre for Cities has called on the Government to recognise the importance of local economies to firms' performance and to set up clear partnership delivery mechanisms for business support policies.

Amazon scraps free delivery on certain items under £10. http://www.bbc.co.uk/news/technology-23423305#

Country dwellers pay more tax for fewer services. http://www.independent.co.uk/news/uk/politics/countrydwellers-pay-more-tax-for-fewer-services-8728906.html

Broadband firms failing to warn on (lack of) speed. http://www.telegraph.co.uk/technology/broadband/10196999/Broadband-firms-fail-to-warn-on-speed.html

Crossrail blacklisting allegations. http://www.bbc.co.uk/news/business-23416207#

10 ways to keep your home cool. http://www.telegraph.co.uk/property/propertyadvice/10191085/10-ways-to-keep-your-home-cool.html

23.07.2013: Fewer companies going bust. http://money.aol.co.uk/2013/07/23/fewer-companies-are-going-bust/

Millions of sims vulnerable to hack attack. http://www.bbc.co.uk/news/technology-23402988#

HMRC digital services to be transformed. http://hmrc.presscentre.com/Press-Releases/-200-million-digital-investment-supports-growth-and-empowers-millions-68ee1.aspx Almost five million small firms are to gain greater control over their tax affairs as a result of Government investment of £200 million in the transformation of HMRC’s Digital Services.Digital transformation is forecast to reduce HMRC's costs by £50 million in 2015/16, by which time, small firms will be able to directly access their online tax transactions and communicate with HMRC through tailored online tools. Exchequer Secretary David Gauke said: "For business people, it will give the control over their tax affairs and flexibility to manage them that allows them to focus on growing the business." (EnterpriseQuest)

Claims firms closed as laws are toughened up. http://www.bbc.co.uk/news/business-23409046#

Top Ten DIY projects: are they worth it? http://money.aol.co.uk/2013/07/22/the-top-ten-diy-projects-are-they-worth-it/

EU is good for Britain, Government review finds. http://www.telegraph.co.uk/news/politics/10195775/EU-is-good-for-Britain-Government-review-finds.html

CNET Community: Can an iPad store, view, edit, and create Microsoft Word documents? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=07/19/2013

Becoming an Entrepreneur (article). http://entrepreneurs.about.com/od/becominganentrepreneur/Becoming_an_Entrepreneur.htm

22.07.2013: Chained to the desk. http://www.bbc.co.uk/news/magazine-23372401

Next chief warns of tax risk for digital start-ups. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/10193887/Next-chief-warns-of-tax-risk-for-digital-start-ups.html

A 'huge' shift to multi-generational households; but beware the tax implications. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/10191448/Three-generations-living-together-to-save-cash.html

Serious rural challenges for older people. http://www.guardian.co.uk/uk-news/2013/jul/21/country-life-challenge-older-people Cutbacks in rural services aren't just affecting the older generation; I see many a younger couple making a supposedly idyllic move to the countryside to run a business from home, only to find their overheads and daily practicalities destroying dreams as rapidly as budgets. Rural communities can and do, pull together. But that's not something which can just be 'turned on', especially by 'newcomers'. Even if they've been living in the area for over twenty years.

No job? Create your own. http://edition.cnn.com/2009/US/03/26/bregman.economy.entrepreneur/index.html

Food prices forecast to treble. http://www.telegraph.co.uk/news/uknews/10193903/Food-prices-forecast-to-treble-as-world-population-soars.html

£10-a-week food blog helped me cope with life. http://www.guardian.co.uk/lifeandstyle/2013/jul/20/10-pound-food-shop-blog

Kill-switch software to tackle smartphone theft. http://www.independent.co.uk/news/uk/home-news/kill-switch-software-to-tackle-smartphone-theft-as-boris-johnson-calls-for-action-8724474.html

21.07.2013: Credit card advice slammed. http://money.aol.co.uk/2013/07/20/lack-of-credit-card-advice-slammed/

'I'm a natural homeworker'. http://www.guardian.co.uk/lifeandstyle/2013/jul/20/lucy-mangan-homeworking

Essential travel apps for summer. http://www.telegraph.co.uk/travel/travelaccessories/10190080/Essential-travel-apps-for-summer.html

Using a mobile phone abroad. http://www.telegraph.co.uk/travel/travel-advice/10113476/Using-your-mobile-phone-abroad.html

Funding for farmers to be diverted towards spending on rural broadband. http://www.express.co.uk/news/uk/416289/Farmers-funds-to-be-spent-on-better-rural-broadband Looks like urban pigs are moving in on the traditional rural trough, as well as helping to fill a few NSA surveillance 'holes'.

Cheap food era is over. http://www.guardian.co.uk/business/2013/jul/21/tesco-boss-cheap-food-over

20.07.2013: Banks facing £1 billion bill for mis-selling credit card fraud insurance. http://www.dailymail.co.uk/news/article-2370871/Now-banks-face-1billion-mis-selling-credit-card-fraud-insurance.html

Time up for Amazon tax avoidance? http://www.guardian.co.uk/business/2013/jul/19/oecd-tax-reform-proposals-amazon No thanks to fawning, dopey politicians and digital extremists; yet somehow, I doubt small businesses and their consumers will see the playing field levelled - ever.

'Political pressure' creating HMRC tax backlogs. http://www.telegraph.co.uk/finance/personalfinance/capital-gains-tax/10191636/Political-pressure-adds-to-backlogs-at-HMRC.html Unless you're Amazon, of course. Or a few hundred other HMRC/Government tax 'darlings'.

Brits waste £18 million a year on airport currency. http://www.telegraph.co.uk/travel/travelnews/10190969/Britons-waste-18m-a-year-on-airport-currency.html

The £1 million British weekend break. http://www.telegraph.co.uk/travel/ultratravel/10190271/The-1million-British-weekend-break.html

Ice cream vans; an extinct species? http://www.guardian.co.uk/politics/reality-check/2013/jul/19/ice-cream-vans-hot-weather-heatwave

German guide to saving money: eat less meat and drink tap water. http://www.telegraph.co.uk/news/worldnews/europe/germany/10191494/Eat-less-meat-and-drink-tap-water-German-guide-to-saving-money.html Tut, tut. Can't be following sensible advice like this - which once helped Britain itself 'win the war'. Or we'll all end up driving top-of-the-range Audis, enjoying low levels of personal debt and looking forward to a positive economic future.

19.07.2013: Freebie Friday. http://money.aol.co.uk/2013/07/19/freebie-friday-this-weeks-discounts-deals-and-freebies/

Dating scams behind a 27% increase in fraud. http://www.dailymail.co.uk/news/article-2368292/Dating-scams-27-percent-increase-fraud.html

UK's most frustrating customer hotlines. http://money.aol.co.uk/2013/07/18/uks-most-frustrating-customer-hotlines/

Official release: Government continues strong action on payday lenders. https://www.gov.uk/government/news/government-continues-strong-action-on-payday-lending

SCOURGE FIRMS FINED. Two members of a call-centre group, Swansea-based Save Britain Money have been fined a total of £225,000 by the Information Commissioners Office (ICO) for failing to adequately check that numbers they were dialling were registered with the Telephone Preference Service (TPS), a legal requirement. The fines follow more than 2,700 complaints about the group to the ICO and TPS in a 20-month period.

Nationwide Energy Services, which sells replacement boilers was fined £125,000, and We Claim, You Gain, which sells PPI claims services was fined £100,000. Both companies have said they will appeal.

The £60 million group, which employs 700 staff to make more than 1.5 million cold and largely unwelcome calls a year is owned by Neville Wilshire, who has had some valuable publicity featuring in a BBC 3 reality TV programme, The Call Centre. However the ICO says the entrainment hides the fact that people have the legal right not to be called, and consumer group Which? describes the calls, which target 70% of the UK population as "a scourge on people's lives". (http://sg7.biz/mailer/link.php?M=308701&N=433&L=12&F=H)

18.07.2013: 8th strike at Post Offices. http://money.aol.co.uk/2013/07/17/8th-strike-at-crown-post-offices/

Bank customer satisfaction poll. http://money.aol.co.uk/2013/07/18/bank-customer-satisfaction-poll/

Consumers to benefit from EU card fee capping. http://www.bbc.co.uk/news/business-23346778#

Curb cowboy letting agencies, say MPs. http://www.bbc.co.uk/news/business-23350885#

BT and Government under attack over rural broadband. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/telecoms/10186514/BT-and-Government-under-attack-over-1.2bn-rural-broadband-monopoly.html Government solution: appoint BT executive as Minister.

The Great Outsourcing Scandal. http://www.independent.co.uk/news/uk/politics/revealed-the-great-outsourcing-scandal-as-firms-cut-corners-to-cream-profits-off-public-8715119.html All of which, once again, is no news at all; but it is why bent MPs are demanding the increasing erosion of civil servants' traditional responsibilities, so that they can get more and more of their own mates' snouts into the trough. From telecomms companies, to fag manufacturers.

Callers spend £56 million waiting for Government to pick up. http://www.independent.co.uk/news/uk/politics/callers-spend-56m-waiting-for-government-to-pick-up-8714758.html The Government's new Minister for British Telecom, commented. 'This is most unacceptable and we will be doing everything possible to double this figure in the next twelve months.'

Serious Fraud chief claims £100,000 expenses 'working from home'. http://www.independent.co.uk/news/uk/politics/revealed-serious-fraud-office-chief-who-worked-at-home-spent-100000-on-travel-costs-8711799.html Business-on-the-side with Merdoch International clearly having to take a back seat at the moment, as a result of intense scrutiny from competing media.

Renovation scheme 'tax loophole'. http://money.aol.co.uk/2013/07/18/renovation-scheme-tax-loophole/ Translation: People renovating old buildings don't have the wherewithal for big bungs for politicians and the HMRC.

70% of micro-business owners take calls while in toilet. http://www.enforbusiness.com/news/70-microbusiness-owners-take-calls-while-toilet-201310045 Now there's a handy, non-digital short-cut for 99% of today's calls.

Is a cashless society really on the cards? http://www.independent.co.uk/money/spend-save/is-a-cashless-society-really-on-the-cards-8714651.html

17.07.2013: Business rates 'killing the High Street'. http://www.enforbusiness.com/news/business-rates-killing-high-street-201310055 This is hardly news but let the sounds of protest grow. Local authorities have avoided the accusing finger for far too long and should be made to shoulder collective blame every bit as much as their corrupt and incompetent soul-mates in banking and central politics.

Swinton fined £7.4 million for mis-selling. http://money.aol.co.uk/2013/07/16/swinton-fined-7-4m-for-mis-selling/

Social enterprise start ups outstrip mainstream business. http://www.socialenterprise.org.uk/news/extraordinarya-rise-socially
-driven-start-ups-unveiled-today-report-launched-vince-cable
The rate of new social enterprise start ups is three times greater than in the mainstream small business sector, according to a report by Social Enterprise UK. The report also revealed a far greater proportion of female, ethnic minority and younger (aged between 25 and 44) chief executives in social enterprises than in mainstream smaller firms. In addition, 38% of social enterprises saw turnover increase in the past year and 63% expect turnover to increase over the next two to three years, compared to figures of 29% and 37% respectively for all small firms. However, poor access to finance and prohibitive public sector procurement processes were identified as the greatest barriers to growth in the social enterprise sector.

Official release: Cable announces proposals to radically improve company transparency and boost public trust in business. https://www.gov.uk/government/news/cable-announces-proposals-to-radically-improve-company-transparency-and-boost-public-trust-in-business

PPI complaints handling criticised. http://money.aol.co.uk/2013/07/16/ppi-complaints-handling-criticised/

70% price falls in Spain drawing in British buyers. http://www.telegraph.co.uk/finance/personalfinance/investing/10175543/70pc-price-falls-in-Spain-draw-in-British-buyers.html

CNET Community: do you still work when you are on vacation? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=07/16/2013

The internet in 60 seconds. http://static6.businessinsider.com/image/4ef8650eeab8eac84b00003b/infographic.jpg

16.07.2013: HMRC launches tax return 'catch up' campaign. https://www.gov.uk/government/news/campaign-offers-chance-to-settle-tax-bills Self-assessment taxpayers who have failed to file tax returns for any year up to 2011/12 are being granted an amnesty by HMRC under a new 'My Tax Return Catch Up' campaign. A brief 'window of opportunity' will be open between 9th July and 15th October 2013 to enable tax defaulters to regularise their tax affairs by filing outstanding tax returns and paying any tax and National Insurance Contributions (NICs) owed. However, anyone who fails to meet the deadline will be liable for penalties of up to 100% of the tax due, and could be subject to a criminal investigation. (EnterpriseQuest)

Local economy boosted by small businesses. http://www.fsb.org.uk/News.aspx?loc=pressroom&rec=8116 A larger proportion of the money spent by local authorities on contracts with small firms is re-spent in the local economy than that which is spent with large businesses, according to research by the Federation of Small Businesses (FSB). The research revealed that, for every £1 spent with a small or medium-sized firm, 63p was generated for the local economy, compared with 40p in every £1 spent with larger firms. In addition, 86% of local authorities are breaking down large contracts into smaller pieces of work in efforts to give smaller firms more opportunities. Local Government Minister Brandon Lewis said he wanted to see councils investing more in local firms and simplifying the procurement process. (EnterpriseQuest)

Beginning of the end for payday loans? http://money.aol.co.uk/2013/07/15/the-beginning-of-the-end-for-payday-loans/

Energy firm warns bills to rise by more than official forecasts. http://www.bbc.co.uk/news/business-23323318# More 'fag packet calculations' from our Government, then?

Energy companies keeping customers on hold 'for 30 minutes'. http://money.aol.co.uk/2013/07/16/customers-on-hold-for-30-minutes/

Resurgence of the timeshare scam. http://money.aol.co.uk/2013/07/16/the-resurgence-of-the-timeshare-scam/

15.07.2013: Make directors liable for failure. http://www.bbc.co.uk/news/business-23306086#

Cheap ways to pay off your debts. http://money.aol.co.uk/2013/07/15/cheap-ways-to-pay-off-your-debts/

Morrisons' boss adds voice to call for online sales tax. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/10179094/Morrisons-boss-in-call-for-online-sales-tax.html

Taxpayers' Alliance made 'dodgy claims about energy bills'. http://www.independent.co.uk/news/uk/politics/taxpayers-alliance-made-dodgy-claims-on-energy-bills-8708335.html These were 'back of fag packet claims', stated the Energy Minister, who is an expert in such matters.

French economy 'recovering'. http://www.guardian.co.uk/world/2013/jul/14/francois-hollande-economic-recovery-france Pretty safe bet. The Tour de France and les grandes vacances will be over soon and millions of people will start drifting back to work after a two month lay-off.

Meet the 'appreneurs'; using apps to build big businesses: http://www.telegraph.co.uk/technology/news/10176726/Meet-the-appreneurs-using-apps-to-build-big-business.html

Facebook gambling app using real money. http://money.aol.co.uk/2013/07/11/facebook-gambling-app-using-real-money-is-it-safe/ Another window of opportunity for online scammers and of great interest to data collection, monitoring (snooping) and marketing services. HMRC will be in there like a ferret up a drainpipe.

14.07.2013: Britain's social entrepreneurs are doing well and about to get their own champion. http://www.independent.co.uk/news/business/news/special-report-social-entrepreneurship--its-boom-time-for-businesses-with-heart-8707525.html

13.07.2013: Latest property get-rich-quick scheme. Rent-to-rent: http://money.aol.co.uk/2013/07/12/rent-to-rent-the-new-dubious-get-rich-from-property-scheme/

The most expensive postcodes. http://money.aol.co.uk/2013/07/12/the-most-expensive-postcodes/

CNET Community: What is the best way of disposing of old data CDs? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=07/12/2013

'Our postman delivers a sack of bad news'. http://www.telegraph.co.uk/earth/countryside/10176212/Our-postman-delivers-a-sack-of-bad-news.html Clearly, this Government is continuing in that rich vein mined by Margaret Thatcher & Co of selling the taxpayers' assets in order to pay for political incompetence and corruption, grace and favour. Or in pleb-speak, giving the present fat pigs with their snouts in the trough even more swill.

For small businesses and home business especially who have been increasingly priced out of direct mail by sweeteners in the run-up to the sell-off, the future is looking increasingly grim. Even in the world of naively optimistic fools who think the internet is the future, there comes a time when something or the other needs to go via the post. Increasingly in this banana, ersatz democracy, that means putting consumers over a barrel; and taking direct mail out of the traditional equation for many a successful home business start-up.

12.07.2013: Freebie Friday. http://money.aol.co.uk/2013/07/12/freebie-friday-this-weeks-discounts-deals-and-freebies/

Government sets out strategy for construction sector. http://www.out-law.com/en/articles/2013/july/government-and-construction-industry-publish-plans-to-cut-cost-and-length-of-construction-projects-by-2025/ A long-term strategy for the future of the construction sector has been published by the Government. The Construction 2025 report sets out a range of measures to drive change in the industry and ensure building projects are completed quicker and more cost effectively. The report also details the potential benefits of the strategy to small and medium-sized construction firms, including an increasing number of suppliers providing trade credit to small businesses and the development of a fair payments charter. (EnterpriseQuest)

Microsoft unveils re-organisation. http://www.bbc.co.uk/news/business-23272331# To concentrate on dummyphones and games, it seems. Nothing like calling a spade a spade. Microsoft platforms have become increasingly Mickey Mouse in recent years, so this would seem a logical step.

Payday loan bubble could burst. http://money.aol.co.uk/2013/07/12/payday-loan-bubble-could-burst/

Everybody should try country life and support British farmers, says BBC presenter. http://www.telegraph.co.uk/culture/books/ways-with-words/10174837/Everybody-should-try-country-life-says-BBC-presenter.html Commendable sentiments but when skool techurs dont even no the diffurrence between an oke tree and an ash and think milk is grown in plastik bottuls, what charnce does the rest of the poppylation have?

Weekend Larf: British public are wrong about immigration, benefit fraud, etc, etc, etc, etc. http://www.express.co.uk/news/uk/414153/British-public-are-WRONG-about-immigration-and-benefit-fraud-survey-claims No. The British public repeats, parrot-fashion, what they have been fed by the media. Which fancifully calls itself 'the British public' at the same time, while paying its criminal hacks six-figure salaries and dodging its taxes. Very 'British public', that.

11.07.2013: British golds at World's Skill 'Olympics'. http://www.independent.co.uk/news/uk/home-news/best-in-the-world-the-brickie-and-cabinet-maker-who-won-britain-golds-in-world-skills-olympics-8701138.html A pity Engerlandt's hate-preaching, 'patriotic' Nazi tabloids couldn't lever this story into their daily dose of shite.

A bit more here: http://www.worldskillsleipzig2013.com/en/

Heritage tourism generates £26.4 billion for British economy. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/leisure/10172008/Heritage-tourism-generates-26.4bn-towards-UK-economy.html Not something which is understood by British politicians. Tourism. It's not like identifying with a single bank or arms manufacturer for a source of cash suppositories.

Official release: more progress in fight against pointless red tape. https://www.gov.uk/government/news/statement-of-new-regulation-more-progress-in-fight-against-pointless-red-tape

SMEs hit with soaring 'compliance' costs. http://www.enforbusiness.com/news/smes-hit-soaring-compliance-costs-201310031 'Reality check' on Government's 'progress in fight against pointless red tape'. Except that 'red tape' isn't pointless. It creates lots of jobs for people with little or no worth in the jobs market. And it raises money for the Government. While allowing politicians and the country's propaganda to lay the blame at the feet of the EU; or backdoor Moldavian grannies. Treble whammy, chaps. Gongs all round.

Just 1-in-10 'quangos' axed by present Government. http://www.dailymail.co.uk/news/article-2359772/Just-quangos-abolished-despite-Coalitions-promise-wield-axe.html A spokeshomosexual for the Government stated: 'We are aware of the issue and are doing everything in our power to restore the traditional equilibrium of sustained quango growth, as soon as possible.'

Apple guilty of e-book price fixing. http://www.bbc.co.uk/news/business-23259935# Or, 'marketing genius' as dummyphone admirers might say.

PC sales see longest decline in history. http://www.bbc.co.uk/news/business-23251285#

SMART goal setting 101 (article). http://sbinformation.about.com/od/startingabusiness/a/smart-goal-setting.htm?nl=1

10 Ways To Be More Productive Working From Home (article). http://www.fool.com/investing/general/2013/06/14/10-ways-to-be-more-productive-when-working-at-home.aspx Nothing new here and as is all too common, 'working from home' is equated with someone sitting at a computer. Which leaves 90% of the 'home working' or home business population, from C19th century chainmakers to C21st century artisans and freelancers and literally thousands of occupations in between, for whom a computer is little more than an annoyance. However, this much larger group is infinitely less susceptible to online scams via crap internet connections and so, receives virtually no mention in media advertorial or by politicians batting for the telecomms industry.

Huge rise in use of food banks. http://www.guardian.co.uk/society/2013/jul/11/food-bank-rise-welfare-changes THIS is one of the litmus tests or indicators used by small businesses for whether there is - or not - a recovery in sight. And not the prognostications of economists who have been right about nothing whatsoever for hundreds of years.

The death of home ownership. http://www.dailymail.co.uk/news/article-2359490/One-homeowners-65-soaring-prices-killed-house-buying-dream-Generation-Rent.html Another Thatcher whoopsie.

Social networking increases burglary risk. http://www.telegraph.co.uk/travel/travelnews/10171799/Social-networking-increases-burglary-risk.html

Builders' tea no longer preferred drink for construction workers. http://www.express.co.uk/news/uk/413904/Builder-s-tea-no-longer-preferred-drink-for-construction-workers It's surprising to see construction workers actually have a choice nowadays. I blame the decline in hod-carrying, myself. It's all cranes these days so a strong tea with six sugars isn't needed any longer to stop the knees wobbling at two stories high and climbing, with brickies flicking mortar at you with their trowels.

Next thing you know the site bogs will be using proper toilet paper instead of pages from The Sun.

Cafe owner puts 'I'm Black' warning on door of her business. http://www.express.co.uk/news/uk/413948/Cafe-owner-puts-I-m-black-warning-on-door-of-business-in-response-to-racist-customers It wouldn't surprise me if this doesn't pull a lot of extra business for the owner. What really would have killed it would have been a sign reading, 'I'm a tabloid-believing Engerlandter.'

10.07.2013: Watchdog reviews insurance offers. http://www.bbc.co.uk/news/business-23241375#

E.On fined over lightbulb claims. http://money.aol.co.uk/2013/07/09/e-on-fined-over-light-bulb-claims/

£ falls afer unexpectedly weak manufacturing data. http://www.bbc.co.uk/news/business-23237654#

Small UK exporters getting left behind. http://www.machinery-market.co.uk/news/3543/Small-UK-exporters-getting-left-behind Small UK firms are falling behind corporate firms in terms of exportation, according to a survey commissioned by the Institute of Export (IoE). The survey revealed that, while nearly one in four respondents showed an awareness of Government schemes that aid export momentum such as the UK Export Finance programme, firms with a turnover over £25 million were making the most use of these schemes. The survey also found that lack of finance and lack of Government support were restricting both micro and small to medium-sized firms' exporting efforts. Director General of the IoE Lesley Bachelor said: "Most of the companies surveyed do not train their staff in international trade, and fewer than one in three small businesses see a specific need for training. Much more needs to be done to make these companies aware of the training programmes, apprenticeship and finance schemes available." (EnterpriseQuest)

Rising household debt levels. http://money.aol.co.uk/2013/07/10/household-debt-levels-rising/ So much for UK business 'optimism', on whatever basis it might be founded.

Warning of water shortages for farming. http://www.independent.co.uk/environment/climate-change/water-shortages-for-farmers-will-make-britain-dependent-on-imported-crops-8698503.html

Top 10 things that can devalue your home. http://www.telegraph.co.uk/property/propertymarket/10168770/Top-10-things-that-devalue-your-home.html

10 new scams you've never heard of. http://www.dailymail.co.uk/money/news/article-2358946/The-10-devious-new-scams-youve-heard-avoid-them.html If you're a tabloid reader. that is.

Would you lend money to a stranger to earn 9%? http://www.dailymail.co.uk/money/investing/article-2358951/Would-lend-money-stranger-earn-9-cent.html Yes. If you're a tabloid reader.

09.07.2012: HMRC digital services to be transformed. http://hmrc.presscentre.com/Press-Releases/-200-million-digital
-investment-supports-growth-and-empowers-millions-68ee1.aspx
Almost five million small firms are to gain greater control over their tax affairs as a result of Government investment of £200 million in the transformation of HMRC’s Digital Services. Digital transformation is forecast to reduce HMRC's costs by £50 million in 2015/16, by which time, small firms will be able to directly access their online tax transactions and communicate with HMRC through tailored online tools. Exchequer Secretary David Gauke said: "For business people, it will give the control over their tax affairs and flexibility to manage them that allows them to focus on growing the business. (EnterpriseQuest)

Post Office finds computer accounting bugs which led to its prosecution of over 100 sub-postmasters. http://www.bbc.co.uk/news/uk-23233573#

Energy firm fined for nuisance calls. http://money.aol.co.uk/2013/07/09/energy-firm-fined-for-nuisance-calls/

French businesses lash out at 'Corporal' Hollande and ballooning public sector. http://www.telegraph.co.uk/finance/financialcrisis/10167527/French-business-leaders-lash-out-at-Francois-Hollande.html What we see evolving in France is precisely what much less than half the electorate ordered. Just like the Good 'Ole Days of 'Baby Butcher' Blair.

Do you work to live or live to work? http://www.telegraph.co.uk/women/womens-business/10166226/There-are-two-types-of-women-in-life-those-who-live-to-work-and-those-who-work-to-live-which-one-are-you.html

'Switch off your mobile if you want to succeed'. http://www.dailymail.co.uk/femail/article-2358213/Joanna-Lumley-success-tips-schoolgirls-Swear-NEVER-dole-wean-mobile-phone.html I'm surprised this kind of message is getting through in a tabloid, as 'success' these days seems to be associated (by the media) with appearances in media celeb columns. Not the same thing, really.

Business Ideas & Business Opportunities. http://entrepreneurs.about.com/od/businessideas/Business_Ideas_Business_Opportunities.htm

08.07.2013: UK business confidence reaches 13-month high. http://www.bbc.co.uk/news/business-23221506# That's the fifth version of 'high' I've seen in the past couple of weeks. In other words, things are looking up? Perhaps?

Sunshine boosts consumer spending. http://money.aol.co.uk/2013/07/08/sunshine-boosts-consumer-spending/

4G revolution will boost small firms. http://www.telegraph.co.uk/technology/broadband/10163301/4G-revolution-will-boost-small-firms.html That's the half-dozen or so you might find around BT headquarters. More marketing bullshit, in other words.

5 Secrets Entrepreneurs Will Never Reveal. http://www.forbes.com/sites/aileron/2013/07/03/5-secrets-entrepreneurs-will-never-reveal/ So who spilt the beans?

One million homes needed for rent by 2021. http://www.independent.co.uk/news/uk/home-news/one-million-homes-for-rent-needed-by-2021-8694441.html

Bon voyage to Britain's High Street travel agents. http://www.independent.co.uk/voices/editorials/its-bon-voyage-to-britains-travel-agents-8693658.html

Short UK breaks from £49.50. https://news.thetrainline.com/nl/jsp/m.jsp?c=qsGwTVNeHzLEDgd2mIEbxQ%3D%3D

Mobile phones and the death of good manners. http://www.express.co.uk/news/uk/413005/Mobile-phones-and-the-death-of-good-manners-why-we-need-new-etiquette-guides I bet the ignorant chav cow who tipped off the tabloids about a Sainsbury checkout operator who refused to serve her while she yapped on her dummyphone, never thought she was going to provoke this kind of reaction. But digital pig-ignorance accompanied by much taking of the Lord's name in vain, has become a hallmark even of modern businessfolk - and who really should know better. The public reaction to this incident should put beyond the doubt even of carrot-IQ sheep, that good manners, let alone professionalism, still have some appeal to the public at large.

Engerlandt-ers want to come out of the EU, are suspicious of the Scots but still want Scotland to remain in their 'Britain'. http://www.dailymail.co.uk/news/article-2358038/How-calling-English-British-means-likely-wary-EU.html Just about sums it up, I think. Especially now that Mr Murray has won Wimbledon. We await this year's doping tests with interest. Which, in the unlikely event that they will be any more recent than those from 2009, minor losers only, is unlikely to see the winner suddenly disenfranchised from being 'British' and overnight, becoming just 'Scottish'.

Aggressive scammers who won't take 'No' for an answer. http://money.aol.co.uk/2013/07/08/unmined-gold-the-aggressive-scammers-who-wont-take-no-for-an-a/

07.07.2013: Regulators discuss personalised pricing enforcement. http://www.marketingweek.co.uk/news/regulators-mull-joint-action-on-personalised-pricing/4007162.article The Information Commissioner's Office (ICO) and the Office of Fair Trading (OFT) are considering ways to monitor the use of personalised pricing and impose sanctions on businesses that don't treat consumers fairly.

Personalised pricing involves using cookies to collect data in order to determine a consumers profile and charge different prices for the same product or service. The discussions follow an OFT report published in May 2013 that found many websites using personalised pricing did not make it clear to consumers what data they were collecting and how it would be used. (EnterpriseQuest)

Best Of British for your summer holidays. http://www.independent.co.uk/travel/uk/best-of-british-the-best-hotel-campsite-cheese-zoo-beach-beer-and-dozens-more-8690942.html At long last we have a 'British' 'paper promoting British holidays which is of course, very good news for Britain's economy. Leaving the ersatz 'patriotic' tabloids filling their pages with links and advertorials to holidaying abroad. A tendency equally favoured by Britain's 'patriotic' politicians.

The dearth of the salesmen. http://www.independent.co.uk/news/uk/home-news/the-dearth-of-the-salesmen-a-career-failing-to-sell-itself-8692595.html Herein lies another major contributory factor to the west's economic mess. An entire generation which has been educated to believe that you can run a business (or a country) sucessfully without selling.

The farmer who wouldn't 'cow-tow'. http://www.independent.co.uk/life-style/food-and-drink/news/the-farmer-who-wouldnt-cowtow-rather-than-supply-supermarkets-and-face-financial-ruin-steve-hook-has-developed-a-market-for-raw-milks-8692664.html

How to build your own house. http://money.aol.co.uk/2013/07/07/how-to-build-your-own-house/

Homes with income potential for sale. http://www.telegraph.co.uk/property/investmentinproperty/10159558/Homes-with-income-potential-for-sale.html My plumber will be snapping those up, then!

06.07.2013: Surge in 'grandlords' buying up auction homes. http://www.telegraph.co.uk/finance/personalfinance/borrowing/10158445/Surge-in-grandlords-snapping-up-auction-homes.html

Insurers admit renewal rip-off. http://money.aol.co.uk/2013/07/06/insurers-admit-renewal-price-rip-off/

CNET community: Are self-destructing emails the future of internet security? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=07/02/2013

05.07.2013: Freebie Friday. http://money.aol.co.uk/2013/07/05/freebie-friday-this-weeks-discounts-deals-and-freebies/

£1.8 million total cost of running a home. http://money.aol.co.uk/2013/07/05/1-8m-total-cost-of-running-a-home/ Or, well over £2 million if you are running a business from home as well. So put like that, even the dummyphone generation might be able to work out they're being screwed. Then again, don't bank on it.

Official audit criticies rural broadband rollout. http://www.bbc.co.uk/news/technology-23173157#

Overfilling the kettle wastes £68 million a year. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10157963/Overfilling-the-kettle-wastes-68m-a-year.html And other ways of saving water.

If you really want to save pennies (which add up to £s) you can always try using a cup heater (also known as travel cup heaters): http://www.ebay.co.uk/sch/i.html?_sacat=0&_nkw=travel+water+heater&_frs=1 These are still very popular for daily use on the Continent.

Stick a brick in your toilet cistern if you have already adjusted the float to its lowest level. There are also economy flush kits but unless you can do the work yourself, getting a plumber in to do the job will cost more than the savings you will make during your entire lifetime. Well. With my plumber, anyway.

This time of the year - and if you have a suitable space which catches the sun - hang up a solar camp shower or two. These are just large, black bags which the sun heats up to give a shower plenty warm enough for zero cost. Children love them and they are very cheap to buy in the first place. http://www.ebay.co.uk/sch/i.html?_trksid=p5197.m570.l1313&_nkw=solar+camp+shower&_sacat=0&_from=R40 Ideal also, for 'homeworkers' who want to freshen up after an 'office' day indoors.

You can also use this supply to wash your dishes albeit just once a day. Pile everything into a large bowl then do it all in one hit. Then, transfer your washed items into another bowl to rinse off. It's the constant turning on/off of the taps, even to wash just one cup, which really pushes up domestic water consumption (and heating). So do it just once. The same applies to washing clothes although many of you will remember that our parents or grandparents had a 'laundry day' just once a week. For very good reasons. (Plus the internet hadn't come along yet together with a new generation of dummyphone experts.)

If you are really clued up, you will fill your shower bags with rainwater from your rainwater butts - which will be full to overflowing this year. Use discarded dustbins linked in series at their bases, if you can't afford rainwater butts per se. Don't forget to keep the lids on however, to prevent crittur and algae problems. See what they've got down at the tip or 'recycling centre'. Try to buy containers which are opaque, not transparent. If not, paint them a dark colour to stop the light getting at the water. Or, cheaper still, just pull a large bin bag over the thing. (Not very attractive, though.) Dubbos are the best; they're tough and they look as if they 'belong'.

Solar cookers are now available 'off-the-shelf' if you want to take advantage of the weather, and even if you don't usually fancy anything hot to eat during summer you can pop your ready-cooked meals into the freezer for consumption later in the year when the weather starts to change. http://www.ebay.co.uk/sch/i.html?_trksid=p5197.m570.l1313.TR10.TRC0.Xsolar+cooker.TRS0&_nkw=solar+cooker&_sacat=0&_from=R40

As for barbies - well, mine's just a hole in the ground surrounded by four boulders (old bricks would be fine) on which I perch, on two rods, either some stainless steel, shop display racking or alternatively, a large, steel plate brightened up with an angle grinder sanding disc, to give me a plancha. The barbecue area will handle anything up to the size of a pig and above all, it cost nothing to make. I use wood for fuel although if you're going to go skip-diving, DON'T use anything that's been treated or painted. Then, if you're going to cook on a plancha or anything that's wrapped in foil (like taters) then there's no point in waiting until you've got just embers. Stick the food on as soon as the fire's going.

There you go. Genuine, economical summer alfresco living in Britland.

Weekend Larf. (If it were funny.) Pound weakens further on US data. http://www.bbc.co.uk/news/business-23197428# That's not the euro, then? Or Brussels? Or illegal immigration by millions of Moldavian grannies? Still, I'm sure the country's Nazi politicians and tabloids will find a missing link.

04.07.2013: Entrepreneurs shouldn't give up when faced with a setback, says Wikipedia founder. http://www.enforbusiness.com/news/entrepreneurs-%E2%80%9Cshouldn%E2%80%99t-give-up%E2%80%9D-when-faced-setback-20139991

Homeworkers get more done. http://www.dailymail.co.uk/news/article-2355311/Home-workers-Employees-stay-away-office-work-24-extra-days-year.html

Retailers missing out on £12 billion by failing to digitally engage with their customers. http://www.enforbusiness.com/news/retailers-missing-out-%C2%A312bn-due-lack-digital-know-how-20139998

Brussels 'red tape' costs Britons £5 billion in two years. http://www.dailymail.co.uk/news/article-2353711/Priti-Patel-New-Brussels-red-tape-costs-Britain-astonishing-5billion-just-2-years.html For a country which still retains its sovereignty and whose government has released countless press releases promising it will not 'gold plate' EU red tape, how can this possibly be?

Mobile phone insurance complaints firm fined. http://www.bbc.co.uk/news/business-23169432#

RBS launches small business lending review. http://www.bbc.co.uk/news/business-23157558#

Landlords to face fines over illegal immigrants. http://www.express.co.uk/news/property/412268/Landlords-face-fines-over-illegal-immigrants

Englishman's home no longer his castle, rules senior judge. http://www.telegraph.co.uk/property/10158484/Englishmans-home-no-longer-his-castle-says-senior-judge.html

Email is crushing Twitter, Facebook for selling online. http://edition.cnn.com/2013/07/02/tech/web/email-marketing/index.html

4 ways to control small business stress. http://sbinformation.about.com/od/development/tp/control-small-business-stress.htm?nl=1

03.07.2013: UK business confidence at six year high. http://www.bbc.co.uk/news/business-23141396#

UK construction cements recovery hopes. http://www.telegraph.co.uk/finance/economics/10154520/UK-construction-growth-cements-recovery-hopes.html

HMRC urged to show more urgency over VAT fraud. http://www.bbc.co.uk/news/uk-politics-23149072#

Official release: UK single market is key to Scotland's future success. https://www.gov.uk/government/news/cable-uk-single-market-is-key-to-scotlands-future-success Our government seems to be going to more and more trouble to 'inform the debate on Scotland's constitutional future' don't you think?

Debit cards 'first choice' for online shopping. http://www.bbc.co.uk/news/business-23149647#

Warning over new debit and credit card fees. http://money.aol.co.uk/2013/07/02/warning-over-new-debit-and-credit-card-fees/

Sir Philip Green calls for reform of business rates. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/10155783/Sir-Philip-Green-calls-for-overhaul-of-business-rates.html

Tax refund for a flight cancellation. http://www.telegraph.co.uk/travel/travel-advice/10153520/Tax-refund-for-a-flight-cancellation.html

'Shitstorm' officially enters the German language. http://www.independent.co.uk/news/world/europe/sstorm-adopted-into-german-equivalent-of-the-oxford-english-dictionary-8683794.html To rapidly eclipse in global popularity, I suspect, the Anglo-Americanism of 'pisspoor' used to describe the present British government. Nice to see an Americanism with a bit of 'grunt' for a change; instead of the usual mid-Atlantic chimpanzee-talk one associates with modern-day, carrot-IQ AmeriBrits. 'Hi'; 'Oh, my God'; 'guys' and 'kids'.

02.07.2013: UK co-operative numbers at record high. http://www.thirdsector.co.uk/Social_Enterprise/article/1187414/
Number-UK-cooperatives-increased-4-per-cent-last-year/
The number of co-operatives in the UK has grown by nearly 30% since the beginning of the economic downturn in 2008 and, in 2012, the number of co-operative members rose by nearly 14% to over 15 million people, according to a report by Co-operatives UK. In addition, the annual turnover of co-operatives rose by around 20% between 2008 and 2012. Ed Mayo Secretary General of Co-operatives UK said: "A record number of people in the UK are now members of co-operatives. They are economically active within those co-operatives and have a big stake in making them a success." (EnterpriseQuest)

UK banks slip down in world rankings to 10th place. http://money.aol.co.uk/2013/07/01/uk-banks-fall-down-world-rankings/ So all this bullshit by Government and the country's tabloid propaganda about protecting the UK's 'world-leading' financial sector against EU proposals for the regulation of criminal and incompetent banking activity, has been for nothing? Despite £ billions of taxpayers' bailout money? And the success of T.W.A.T. in Libya, Syria and other, assorted minor defenceless countries? While the small business community gets £0. Zilch. Apart from 45,000 ex-banking industry failures for 'mentors'. To ensure continuity. Well. Another huge surprise!

Banks violating competition rules. http://money.aol.co.uk/2013/07/01/banks-violating-competition-rules/ Like payday loan companies? Although I see no proposals to ban advertising by the banks - as is now being suggested for payday loan companies: http://money.aol.co.uk/2013/07/01/ad-ban-mooted-for-payday-loan-firms/

UK firms to switch to UK suppliers. http://money.aol.co.uk/2013/07/02/firms-to-switch-to-uk-suppliers/ This is an increasing trend not just in the UK but across Europe. Unfortunately, the Government, every bit as much as the media will undoubtedly continue to promote furren produce, services and manufacturing. From recipes, overseas holidays, American digital and TV junk on the front pages of Little Engerlandt tabloids; to multi-billion infrastructure contracts awarded by government departments. It's always the 'enemy within' which is the problem, scratting away for a few, quick pieces of silver.

'Yes' vote to independence threatens British business. http://money.aol.co.uk/2013/07/02/cable-yes-vote-threatens-business/ Fortunately, this article goes on to mention that Scotland is Engerlandt's second largest trading partner. (A fact which never appears in the Nazi tabloids.) And those bloody Scots want independence as well! From us!!! After we've spent so much time and money helping them; putting the country on its feet; and eating porridge. Well; there's certainly a lot of people who should be.

Goobbledegook confuses Britons out of £2.9 billion a year. http://www.internationalsupermarketnews.com/news/12951

Robbery risk for 1.5 million Brits who leave their spare key under the doormat. http://money.aol.co.uk/2013/07/02/robbery-risk-as-1-5m-leave-spare-key-under-the-doormat/ Yeah. Why not just leave the spare key in the door and let HMRC, the council and the government help themselves to the rooves over your heads together with contents?

Three offers new pay-as-you-go deal. http://money.aol.co.uk/2013/07/01/three-offers-new-pay-as-you-go-deal/

One in five parents struggling to feed their children. http://www.internationalsupermarketnews.com/news/12921

Franking machine vs stamps. (Savings with franking machines ad.) http://www.frankyourmail.net/franking-vs-stamps/

Garden log cabins. (Advert): http://www.logcabins-uk.co.uk/

01.07.2013: Freelancers urged to act early on unpaid invoices. http://www.freelanceuk.com/news/4324.shtml Freelancers who fail to act early enough on unpaid invoices are potentially hindering their cash flow and growth prospects, a study by accountancy software provider FreeAgent has revealed. The research found that 19% of freelancers wait up to two weeks before chasing an outstanding payment, 18% wait as long as two months and 4% wait two to three months. Chief Executive Officer of FreeAgent Ed Molyneux advised: "Ideally you should be following up as soon as the payment deadline on your invoice has passed, which will help you get paid quicker and avoid any cash flow issues down the line." (EnterpriseQuest)

Payday lenders 'failing to follow new codes', says Minister. http://www.bbc.co.uk/news/business-23122783# Amazing, isn't it, how quickly 'new codes' were set up for payday loans - while not one, single, criminal banker has even been tried, let alone banged up for ruining the world's economy, financing terrorism, starvation and drugs, money laundering, driving people to suicide, extortion, lying and thieving?

Retro scams making a comeback. http://money.aol.co.uk/2013/07/01/the-retro-scams-that-are-making-a-comeback/

How to create a mobile office for your small business (article). http://sbinformation.about.com/od/office/tp/mobile-office-for-small-business.htm?nl=1

Rome and Paris joint-first for rudest cab drivers. http://www.huffingtonpost.co.uk/2013/07/01/rudest-cab-drivers-in-the_n_3527368.html

Comment: With all the latest economic signs suggesting that it's going to be some time yet before everything starts to seriously pick up (if at all), I thought that this month I might touch on one of those frequent mainstays of small businesses which are usually overlooked not just by the media (naturally) but also, the business support sector. Bartering.

Although all the copycat advice for starting and running a successful business these days revolves around finance and the internet/going digital, bartering is one of those elements which can't readily be packaged and sold as a webinar or as professional advice, because it costs so very little to make a useful and significant contribution to your business yet, it's highly selective and individual. Consequently, you rarely see it mentioned; as much I suspect, because most online contributors have nothing more to exchange anyway, than the ability to click a pointer.

There is just one other thing which is generally ignored and which contributes a great deal to an individual or business being able not only to barter but to trade on recommendation and loyalty. Physically staying put. You need years to build up a useful and dependable network and client base. (And no, I don't mean social media.) And you need years to build up a useful range of items or skills which can usefully be bartered. Every time you move to a new location, apart from the cost of moving itself, you will usually lose your networks and a significant proportion of your resources. Not such a problem of course, for small businesses which are truly 'global'; but in reality, despite the internet's promise of offering you the world as your oyster, the past fifteen years have actually made society more isolated, uncommunicative and misinformed than ever before. Which is The Big Plan, anyway. Still. There is a basic article with several links about bartering in the July issue of eBOSS.

After that, google.co.uk alone offers 40,700,000 results for 'barter' so there's plenty of material to get be getting stuck into. But do think about it very seriously - although it's as much about a permanent frame of mind as going through the motions. In other words, don't think 'buy' or 'sell'. Think 'swop'. Or, 'do someone a favour'. I know there will be pressing bills to pay in the meantime; but not everything has to be paid for in cash, money. Leaving more disposable cash, money to shell out on bills which do have to be paid that way; whereas building up at the same time, that other great, free, intangible which equally receives very little attention these days - good will. Although come the time you want to sell your business, you will find that unlike several hundred fake friends on Facebook and a dummyphone, 'good will' is a very valuable asset, indeed.

Finally, I have followed the article and links about bartering with a bootstrap marketing piece from the excellent Mashable website, and which I have chosen because it concentrates on another aspect which is frequently ignored these days: that running a successful business is about getting on with PEOPLE. Real people. Just like bartering.

30.06.2013: Mobile phone roaming caps come into force on Monday. http://www.bbc.co.uk/news/business-23098623#

A million new payday loans every month. http://www.independent.co.uk/money/loans-credit/special-report-the-dark-side-of-credit--a-million-new-payday-loans-every-month-8680018.html

Scotland split threatens to increase mobile and postal costs. http://www.independent.co.uk/news/uk/politics/scotland-split-threatens-to-raise-mobile-and-post-costs-8680012.html Not by as much as this government will be raising them, anyway. But they'll be going up. That's a certainty. (All this anti-independence propaganda is giving me the distinct impression that the Sassenachs are very worried indeed at the prospect of losing the last of their colonies.)

Government launches 'urgent' review into bee population decline. http://www.independent.co.uk/environment/nature/urgent-review-launched-into-bee-population-decline-8678624.html Well. There's 'urgent' as concerned plebs and crippled small businesses understand it. And there's 'still fagging for Big Corp urgent, 15 years on' - as practised by bent politicians.

'A business manifesto to kick-start the entire EU'. http://www.telegraph.co.uk/finance/financialcrisis/10150402/A-business-manifesto-to-kick-start-the-entire-EU.html

Surge in company administrations to continue. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/10150654/Administrations-surge-to-continue.html

29.06.2013: Fresh strikes by Post Office staff. http://money.aol.co.uk/2013/06/28/crown-post-office-staff-to-strike/

Thousands of bank customers due compensation. http://www.bbc.co.uk/news/business-23099564#

Cybercrime costing British businesses billions a year. http://contentviewer.adobe.com/s/EN%20-%20The%20magazine%20for%20Entrepreneurs/650dc50e30b74ee7a8ad5d1533ff6f46/EN%20June%2013%20ipad/COVER%20STORY.html

Official release: New unit to tackle online piracy and counterfeit crime. https://www.gov.uk/government/news/new-unit-to-tackle-online-piracy-and-counterfeit-crime

Government recruits business leaders to help it identify red tape issues. http://www.bbc.co.uk/news/business-23106982# In other words, all those promises and press releases until now have achieved absolutely nothing. Solution: come up with another press release.

High Street failures cost creditors £2 billion. http://www.bbc.co.uk/news/business-23098620#

Tories tried to cover up failings of self-build housing. http://www.independent.co.uk/news/uk/politics/tories-tried-to-cover-up-failings-of-selfbuild-revolution-8679228.html

The end of the Thatcher property revolution. http://www.telegraph.co.uk/news/politics/10149480/End-of-the-Thatcher-property-revolution.html

Retiring Britons falling out of love with Spain and France. http://www.telegraph.co.uk/finance/personalfinance/10142162/Retiring-Britons-fall-out-of-love-with-Spain-and-France.html This has been predicted by some time and in a number of quarters. As the article points out, it's the uncertainty of what the future will bring which is the decider.

Facebook reacts to positioning ads next to offensive content. http://www.guardian.co.uk/technology/2013/jun/28/facebook-ads-offensive-material

Pay your bills by taking a picture of a cheque with your smartphone. http://www.dailymail.co.uk/news/article-2351397/How-soon-pay-cheques-just-taking-picture-phone.html

28.06.2013: Freebie Friday. http://money.aol.co.uk/2013/06/28/freebie-friday-this-weeks-discounts-deals-and-freebies/

Royal Mail cuts lost post compensation. http://money.aol.co.uk/2013/06/28/royal-mail-cuts-lost-post-compensation/

Blackout Britain. Ofgem warns of increasing risk of power cuts. http://www.independent.co.uk/news/uk/home-news/blackout-britain-ofgem-warns-danger-of-power-shortages-has-increased-8676825.html

Almost impossible to make a successful insurance claim for a lost mobile phone. http://www.bbc.co.uk/news/business-23084029#

UK's worst mobile phone provider. http://money.aol.co.uk/2013/06/28/the-uks-worst-mobile-phone-provider/

European net running 25% slower than advertised. http://www.bbc.co.uk/news/business-23084029# This is supposed to be news?! Or, the internet speed shaggy dog scam continues. With full, international, official backing. Add a 'whistleblowing' story here; a bit of paedophilia there; plus a pic of a nonentity's breakfast - oh, and nearly forgot. Terrorism. And voila! Hundreds of millions of carrot-IQ plebs jumping in to give away their hard-earned (or dole money) to Big Corp and governments.

Rural broadband target postponed for two years. http://www.guardian.co.uk/business/2013/jun/27/rural-broadband-target-postponed And so the shaggy dog story/scam of rural broadband rolls on, too.

Shadow Business Secretary calls for shoppers to support local trade. http://www.independent.co.uk/news/uk/politics/independents-day-shadow-business-secretary-calls-for-shoppers-to-support-local-trade-8677380.html We couldn't agree more - even though this particular message is beginning to sound a bit worn now, popping up every week as it does. How about the Shadow Business Secretary urging his own party to distance itself from U.S. Big Corp, the U.S. murder industry and U.S. banks, for a change? Go back to a Labour Party of government by the people, for the people? Of Britain.

Weekend Larf: Drastic cuts loom in France. http://www.telegraph.co.uk/finance/financialcrisis/10147219/Tempers-fray-in-France-as-drastic-cuts-loom.html Yet another country where 'socialism' has sacrificed its principles of 'egalite' to cater for self-serving elitism - of minority trade union fascistas and 5 million fonctionnaires - who merely go to work on their finger-nails for half an hour every day then claim their bloated salaries at the end of each month for having done no more than put in an appearance. Or, mass fraud if you prefer. One knows the condition exists because the media and the government are currently trying to divert attention from their own lies, incompetence and electoral fraud by inflating a story of commercial monkey-business between a high profile businessman and a past President. As if that were so unusual.

Whether or not 'drastic cuts' are actually necessary is a moot point. Just getting the present government's political supporters to actually do some work in exchange for the billions of euros in wages every month historically obtained by deception (fraud), would already be a huge step towards improving the country's economic and social performance. And for businesses to generate more jobs - which the media and the politicians claim their country wants. Then again, since when have the media and politicians ever spoken the truth? Or the majority of 'modern' Frenchies - especially trade unionists - ever wanted to work? (Just like us, eh?)

However, matters are in hand. The Socialist Party's (and the French government's) biggest turkey, 'Gobbler' Strauss-Kahn seems set to make a political comeback and has been offering advice to French parliament on how to get out of the economic mess he and his brothel-creeping colleagues have created. (Like the advice 'Baby Butcher' Blair's propagandshitetalker and hate preacher recently offered to the ex-Australian PM. Just before she spectacularily lost power. Anyway. Serves them right for hob-knobbing with war criminals and killing one of our nurses.)

Plus, to commemorate Tour de France Syndrome and The World Hypocrisy Championshits, the annual bash of doped-up ex-Tour de France winners this year will be missing just one invitee. Lance Armstrong, naturally. On the grounds that he's an American without a French-sounding name and won more times than other French-speaking dopers but didn't have the good grace to learn just one platitudinous phrase in French to impress the country's, nay the world's defenders of doping in all sports - doping agencies, sporting federations and the media.

‘What makes a successful start-up business?’ Read our latest blog on what it takes to be a successful start-up business: http://www.aims.co.uk/blog.asp?id=87

This week’s useful tip: Don’t leave it to too late. Taxes should be a year round concern for any business. Make sure you are prepared by having a professional accountant on board. Visit our website for more great tax tips: http://www.aims.co.uk/news.asp#accountingtips

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Stopping nuisance calls. http://money.aol.co.uk/2013/06/27/the-fixer-stopping-nuisance-calls/

27.06.2013: Search engines warned over adverts. http://www.guardian.co.uk/technology/2013/jun/26/google-yahoo-bing-ftc-advert-labelling

New site to help with credit cards. http://money.aol.co.uk/2013/06/26/new-site-to-help-with-credit-cards/

Credit card small print traps to avoid. http://money.aol.co.uk/2013/06/27/credit-card-small-print-traps-to-avoid/

Flooding deal to cap insurance premiums for high-risk homes. http://www.bbc.co.uk/news/business-23082174# That will make a lot of difference come the time you want to sell up. Head for dem hills. Now.

No drop in landline complaints. http://money.aol.co.uk/2013/06/27/no-drop-in-landline-complaints/

Welsh government promoting 'sleazy' work. http://money.aol.co.uk/2013/06/26/welsh-government-promotes-sleazy-jobs/ Could be a lot worse; they could be promoting jobs in politics or banking. Anyway, I used to be a stripper. When I worked in demolition or on building sites. Good money.

Britain blighted by an epidemic of 'beds in sheds'. http://www.telegraph.co.uk/news/uknews/immigration/10143697/Blighted-by-an-epidemic-of-beds-in-sheds.html I've seen some of these and they aren't just occupied by immigrants. There seem to be plenty of Brits living in them, too. A situation which isn't going to improve any time soon.

Millions face debt crisis if interest rates start to rise. http://www.dailymail.co.uk/news/article-2349262/Millions-face-debt-crisis-rates-start-rise-Bank-launches-investigation-impact-small-increase-have.html What's this 'if' all about? It's 'WHEN' not 'if'.

UK's Top 5 cities for fastest growing payday loan debts. http://www.telegraph.co.uk/finance/personalfinance/borrowing/loans/10141306/Five-cities-with-fastest-growing-payday-loan-debts.html

Britain's hardest worker: 21-year-old juggles 11 jobs for just £500 a month. http://www.express.co.uk/news/uk/410441/Is-this-Britain-s-hardest-worker-21-year-old-juggles-ELEVEN-jobs-for-just-500-a-month He won't be juggling 11 jobs for long; the Canadians or the Aussies will be after him unless this country gets lucky and he sets up his own business. Hats off to the young man. (Although by next week, the tabloids will be accusing him of stealing all our jobs.)

£30 million crackdown on expat winter fuel allowance. http://www.dailymail.co.uk/news/article-2349228/30million-crackdown-expat-winter-fuel-cash-Britons-live-warmer-climbs-lose-payments.html The threat of this has been looming for a number of years and once again, it's designed to be a vote-catching exercise rather than achieving significant savings. I can also see the ending of the winter fuel allowance being yet another tipping point for a lot of expats who are already struggling to make ends meet because of the fall in the value of their pensions for the past few years. The result? There will be another wave of expats heading back to the UK which in turn, will cost the taxpayer more than the nominal savings this measure represents.

Not that returning to the UK will be a bed of roses for them. But at least the mugging they'll get from the foreign-owned utility companies (originally owned by today's taxpayer pensioners) and Conservative hoodies should put an end to their days fairly quickly.

Government fast-tracks road and rail projects with a £100 billion spend. http://www.telegraph.co.uk/finance/newsbysector/transport/10144849/Government-fast-tracks-road-and-rail-projects-with-100bn-spend.html GREAT news! For the Americans; the French; the Japanese; the Germans; and the East Europeans. (Reports coming in of bent politicians and civil servants experiencing hands-free orgasms.)

Britain never had a 'double dip' recession after all. http://www.telegraph.co.uk/finance/business-news-markets-live/10145212/Business-news-and-markets-live.html Exactly. As we said all along. Just going on all the reporting which DID say there was a 'double dip' recession, was irrefutable proof there wasn't one. Although do beware of tabloid rubbish which is suggesting that the recession wasn't as bad as they helped predict. It was - and still is - worse.

Wimbledon's day of carnage as seven pull out. http://www.telegraph.co.uk/sport/tennis/wimbledon/10144933/Wimbledon-2013-day-of-carnage-as-seven-pull-out.html Suggestions that the exodus was prompted by rumours of an imminent doping control, have been ignored by officials and the media - worried by their seating arrangements, the shelf-life of strawberries and cream and rubbing shoulders with botoxed non-personalities taking pics with their dummyphones. So that's all right, then. (Any biz-opp tipsters out there still suggesting you lay bets?)

The toys that have soared in value. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10140895/The-childrens-toys-that-have-soared-in-value.html

SPAR Austria leads green delivery with e-bikes. http://www.internationalsupermarketnews.com/news/12900 It's been a few years now that I suggested a revival in the good, 'ole-fashioned British trades' bike might be a good idea for a home business start-up, hiring oneself out to smaller, independent local shops to do their casual deliveries for them. Today, those of you who are much fainter of heart and limb may be able to find an electric tricycle which could easily be adapted - although they are quite rare. Ultimately, for extra-heavy loads or distances, even bicycle engine kits can be found. http://www.ebay.co.uk/itm/Motorized-Bicycle-Engine-Kit-80cc-2-stroke-fast-delivery-within-2-3-days-/321148751838?pt=UK_Sporting_Goods_Scooters_LE&hash=item4ac5f50fde#ht_2191wt_1170

On the other hand, trades' bikes are not that cheap any more; many years ago, I used to source mine from the local tip and auctions for almost nothing and renovated them mainly for anglers (fishermen). Nice little margin. However, the following eBay page gives some guidance on the prices and condition of what you might find today. http://www.ebay.co.uk/sch/i.html?_trksid=p5197.m570.l1313.TR0.TRC0.Xtrade+bike&_nkw=trade+bike&_sacat=0&_from=R40 (Try also 'delivery bicycles'. Although just one, important point. Your bike MUST have a large, wicker basket!) After that, look for a local business or two to buy or rent advertising space on the bike, knock on a few shop doors and you're away!

It's a nice little number, even part-time, as you could 'stack' your orders to deliver them all during the same time window; either first thing in the morning; early evening; Saturday mornings, whatever. Obviously, it depends on order volume, urgency, etc, but I used to deliver fresh farm eggs when I was a lad and despite a couple of hundred customers, found I could fit them in with about the same ease as my early morning and Sunday 'paper rounds.

Advertise your holiday home for free. http://commercialemaillist.com/HolidayLettings/p7n2x5l7/webversion.php?a=637297&e=info@homebusiness.org.uk

26.06.2013: Small business owners 'very happy'. http://www.enforbusiness.com/news/small-business-owners-%E2%80%9Cvery-happy%E2%80%9D-20139976 70% claim that being 'masters of their own destiny' is the main reason for being in business; that much at least, seems to be a constant.

OFT launches small business banking market study. http://www.oft.gov.uk/news-and-updates/press/2013/43-13 The Office of Fair Trading (OFT) is looking for views from small and medium-sized firms for a forthcoming market study of competition in the UK small business banking sector.

In particular, the OFT is looking for information about whether small firms believe banking services offer good value for money, whether a lack of competition between banks is holding back lending, and whether any specific types of small firm are facing particular difficulties, such as start ups or financial firms. The results of the study will allow the Competition and Markets Authority (CMA) to decide whether to make a market investigation reference by 2015. (EnterpriseQuest)

Payday lending summit called by Ministers. http://www.bbc.co.uk/news/business-23044709#

16 arrested over £1 million scam targetting pensioners. http://www.guardian.co.uk/uk/2013/jun/25/essex-police-pensioner-grooming-inquiry Bankers and fund managers who have cost pensioners around the world trillions on the other hand, receive gongs. And then of course, there are the politicians who now believe that state pensions should be cut to help sustain banking's toxic 'payout for nowt' culture. Just as an example. http://www.express.co.uk/news/retirement/410364/State-pension-under-threat-as-ministers-told-it-should-be-on-list-for-cuts

Chancellor warned of potential new banking chaos. http://money.aol.co.uk/2013/06/26/chancellor-warned-of-new-bank-chaos/ You can 'bank' on it!

Government considers using Google as a cheap alternative to obtaining cheap information about population. http://www.dailymail.co.uk/news/article-2348583/Forget-census-just-Google-Government-considers-using-search-engines-source-cheap-info-citizens-lives.html Whether it's Google or an American manufacturer of weapons of mass destruction again, the outcome is the same. UK population data is 'owned' by the Americans - and that has been common knowledge since Microsoft came along. It's certainly been the case for far, far longer than Mr Snowden's much-publicised appearance in recent weeks! Or that of Manning or even Assange; just two-bit media distractions, semi-'planted' to divert public attention from 'business as usual'. So, (for example), how long is it now that Microsoft have been established in British schools, advising our governments on education content?

It's like the 'Tour de France Hypocrisy Syndrome'. Every year, as the great race approaches, the media will come up with a 'new' doping scandal. Common knowledge for a few decades (as with the Armstrong 'revelations') but there will be much fuss and pretence of being shocked. Message boards and opinion columns will be rigged with huge outbursts of outrage. In the meantime, arguably the most 'doped-up' sport currently doing the rounds - tennis (together with swimming) - will have preceded the Tour at Roland Garros and Wimbledon without comment. No matter how anomalous, even impossible, the results of mediocre athletes beating top seeds who are also widely considered to be dopers, might seem.

The formula is: take the lesser evil; inflate it; hide the greater evil behind.

George Osborne To Give MI5, MI6 And GCHQ extra money - while all other departmental budgets are cut. http://www.huffingtonpost.co.uk/2013/06/26/george-osborne-spending-round_n_3501112.html?icid=maing-grid7%7Cuk%7Cdl1%7Csec1_lnk2%26pLid%3D190080 AS we have just been saying . . .

Or. Is it to provide a start-up loan, mentoring and online digital support for Tory hoody-muggers wishing to expand into granny-assassination - as it appears public school-leavers with limited intellectual scope and psycopathic tendencies are having an increasingly hard time getting into banking or politics?

High-risk visitors to UK to pay 'security bonds'. http://money.aol.co.uk/2013/06/26/visitor-security-bonds-defended/ A measure which has been floated to appeal to the country's hate-preaching tabloid propaganda and potential carrot-IQ Tory hoody voters who fancy Theresa May as Little Engerlandt's next knob-polisher to the Pentagon. As for limiting the threat of high-risk immigration? Not a chance by a lorryload - although any country which now fancies retaliating against tattooed, drunken English football thugs every bit as much as CIA wigheads posing as 'English gentleman' businessmen, will now do much more damage to us than we will to them.

Diet scam advert banned. http://www.dailymail.co.uk/news/article-2348589/Diet-scam-advert-faked-claims-Adele-Victoria-Beckham-banned.html

My Top 10 Methods To Make Money Online by Yaro Starak

1. Sell On Ebay

2. Sell products in forums, bulletin boards, classifieds and other community type sites

3. Sell products from your own website

4. Sponsorship advertising on a content site

5. Sell services you provide personally

6. Sell services provided by other people

7. Paid reviews

8. Affiliate marketing

9. Sell your own information products

10. High end private coaching

Read the full article with detailed explanations here: http://www.entrepreneurs-journey.com/5292/top-10-methods-to-make-money-online

25.06.2013: Confused contractors face HMRC penalties. http://www.theglobalrecruiter.com/news/paraplus-survey-
reveals-extent-of-hmrc-penalties-among-contractors/4436
Almost 40% of UK contractors (the equivalent of 600,000 individuals) have been fined or penalised by HMRC, according to a survey by payroll umbrella company Paraplus. In addition, around 55% of contractors said they struggled to understand HMRC guidelines and 54% are unclear about what they can claim as business expenses. A further 64% of respondents said completing paperwork and administration were their greatest concerns. (EnterpriseQuest)

HMRC rejects tax deal claims. http://money.aol.co.uk/2013/06/25/hmrc-chief-rejects-tax-deal-claims/ Given the fact that these kinds of accusations are levelled against the HMRC 'ON A DAILY BASIS', any Government worth its salt would have opened a public enquiry long before now. Which of course, is why there hasn't been one! Come the day Big Corp has to pay its taxes as do the self employed or small businesses, and are hounded and persecuted until they do so, will be the day there is no more 'government' as we know it. (And I mean a PUBLIC enquiry; not a cross-party group of fagging, ex-public school scrotes.)

Civil justice reforms prompt flurry of start-up law firms. http://www.lawgazette.co.uk/news/jackson-prompts-spurt-law-firm-start-ups There was a 39% increase in the number of new law firms starting up in April 2013 compared with a year earlier, and a 77% increase since March 2013, according to figures published by the Solicitors Regulation Authority (SRA). The sector was expected to struggle following the introduction of reforms to the civil justice system on 1st April 2013, changing the way civil litigation cases are funded, particularly in person injury claims. Andrew Allen, partner at accountancy firm Francis Clark, said: "Lots of new starts have been people leaving firms where they don't think there is a future for the type of work they do, don't want to borrow a lot of money to buy old partners out, or don't want to inherit a badly-run business and would rather start afresh." (EnterpriseQuest)

Scottish businesses need more information on calls for independence. http://www.bbc.co.uk/news/uk-scotland-scotland-business-23033131# It's like Engerlandt's Euroseptic politicians calling for us to quit the EU. Like the vast majority of businesses, I'm not really that bothered whether we stay 'in' or get out. But the killers are the endless delays, the wooly debates, the myths (latest tabloid crap here: http://ec.europa.eu/unitedkingdom/blog/index_en.htm), the lack of decision-making but above all, some concrete FACTS. WHERE is future business going to come from? WHAT will it be worth? HOW LONG will it last for? And so on. And no, I do not mean the rants of criminal, skiving, hate-preaching Little Engerlandt tabloids who wouldn't know facts or the truth from a smoked kipper. As they have proved repeatedly throughout their entire, potty-stained histories. The problem is, no-one knows what it will mean. Until we take the plunge, it's all guesswork. So let's be getting on with it, one way or another.

£1 fall in UK families' discretionary income last month. http://www.internationalsupermarketnews.com/news/12815

Millions overcharged because of 'weak' gas. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10135668/Millions-overcharged-because-of-weak-gas.html Then of course, there's 'weak' electricity, as well.

Barclays bank to sell on customer data. http://money.aol.co.uk/2013/06/24/barclays-bank-to-sell-on-customer-data/

UK's worst (and best) train operators. http://money.aol.co.uk/2013/06/24/the-uks-worst-train-operator/

10 Best Summer Courses. http://www.independent.co.uk/life-style/health-and-families/features/the-10-best-summer-courses-8671770.html

Japanese knotweed: the plant that could cost you your home. http://money.aol.co.uk/2013/06/24/japanese-knotweed-the-plant-that-could-cost-you-your-home/ N.B. This is not a Monsanto GM product. Yet.

24.06.2013: British business leaders' Flexible Working Report: key points. http://www.telegraph.co.uk/finance/jobs/10137649/Flexible-working-report-key-points.html Flexible working pundits have been talking about this for decades but there has never been any unanimity from major employers. Until now, perhaps? I'm very shifty on these proposals. I suspect that the ulterior motive is more 'under-employment' rather than a sea change to working from home and hours more suited to employees. If the will is there, all it takes is a nod over a cup of tea down at the Institute of Directors; and not a pompous press release.

£3k-a-year cost of going to work. http://www.express.co.uk/news/uk/409749/3k-a-year-cost-of-going-to-work Cheap - when compared to what it costs to run a business from home. Seriously. The 100-word 'article' also calls this 'a fifth' of an average employee's wages. In other words, the average Brit earns just £15,000 a year. Right.

Government’s green deal branded a failure as fewer than TEN UK homes take out loans offered. http://www.independent.co.uk/environment/green-living/governments-green-deal-branded-a-failure-as-fewer-than-ten-uk-homes-take-out-loans-offered-8669959.html Reminds me of the time I started looking at the business opportunity marketplace twenty years ago and first encountered grubby, kitchen sink printed A5 'scam mags', claiming they could make you thousands of pounds 'while you slept'. They had the same sort of promoter mentality and response rate as this Government.

Serious tax evasion falls to lowest level in five years. http://www.bbc.co.uk/news/business-23020508# This particular finding being due to the simple fact that HMRC aren't prosecuting serious tax evaders. By which I mean Big Corp and not some solitary garlic smuggler. Still, if I'm wrong, then the amount of unpaid tax revenue which this government is now collecting will be making an immediate and lasting positive impact on the country's economy. Won't it? After all, we are talking in the order of £100 billion a year, give or take. http://www.ukuncut.org.uk/about/cuts

Starbucks pays tax for first time in 5 years. http://www.guardian.co.uk/business/2013/jun/23/starbucks-pays-corporation-tax Only £5 million though, which works out at just £1 million a year for the past 5 years. A good investment and a relatively cheap PR exercise for damage containment after all the negative publicity it has received.

Why does Word take so long to load? http://www.telegraph.co.uk/technology/advice/10135134/Why-does-Microsoft-Word-take-longer-to-load-than-Excel.html Because it's waiting for connections to the Pentagon and GCHQ to go through.

Limited time best-buy offers on credit cards and loans. http://money.aol.co.uk/2013/06/24/grab-these-summer-savings-on-credit-cards-and-loans-before-they/

What to do if you can't get credit. http://money.aol.co.uk/2013/06/24/what-to-do-if-you-cant-get-credit/

UK and China in £21 billion currency deal. http://www.bbc.co.uk/news/business-23020718# So the Dalai Lama's visit to Britain (alongside dozens of visits to other countries every year) isn't getting in the way of trade, then? As widely reported in Engerlandt's hate-preaching tabloid propaganda. Let's hope this latest accord sets the tone for more liberal diplomatic relations which in turn, will permit Chinese tourists easier access to the UK and helping put a bit of money in us plebs' pockets for a change.

Council spends £24,00 on plane with thermal imaging to look for suspicious buildings. http://www.dailymail.co.uk/home/index.html We keep saying it; the Age of Drone Surveillance is upon us, with half a dozen plausible excuses up the authorities' sleeves. Terrorism; illegal immigration and slave labour; tax evasion; black market activity. Yet only just over 50 years ago, between 50 - 70 million people died during the Second World War to defend their view of a 'free' world. Since that time, accompanied by zero fanfare, the same number again, have been killed. To keep a handful of snouts in the trough. At the inevitable expense of freedom.

 


With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel

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eBOSS July 2013 contents:

Introduction: 25% HBA Member discount from Businesses For Sale.

AIMS for Home Business Alliance members:


Pick of the News:
Government accepts business growth report; Government should 'do more to help credit unions expand'; Cameron announces support for social investment; Cameron announces support for social investment; Funding for enterprise zones increased; Small builders lose out on public sector contracts; New-build empty property relief consultation opens; Smaller firms experiencing difficulties with backup and recovery; Social media agencies expected to vanish within ten years; Government should 'strengthen law on nuisance calls'; Childcare changes are scrapped; Consumers increasingly prefer to buy British food; Consumers increasingly prefer to buy British food; High-street stores set to fall by 22%; Consumers shop around to save money on groceries; Hospitality sector overspends on energy by £180 million; Reforms to Scottish bankruptcy laws.

'Gone to India . . .' by Rachael Ross and the 'How To Work Successfully From Home Guide'.
Rachael's July Guest Article:
33 Ways to Use Technology In Your Small Business

Tax and VAT News
FREE! 101 Insider Business Tax Tips

Tax cheats - where are we now?; HMRC guidance - can it be relied on?
Tax Relief For Home To Work Travel - article

HMRC VAT car and van update; HMRC help business cash flow; 'HMRC launch online tax help for small businesses'; Making money from a hobby; etc, etc
TaxationWeb community toolbar

Simple Sensation by Colin Edwards

Small Business Bartering 101

7 Marketin g Tips For Bootstrapped Start-Ups

Things You Say:
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