31st July 2013
down to see full list; previous
month's (June 2013) Viewpoint); Latest
down for: A Home and Small Business
Viewpoint by Len Tondel, from 1st July 2013
way of explanation. The
term 'home business' consists of two words.
'Business' is the second one; it's there to
qualify and support the word 'home' and all
that goes with it - and not vice versa. Consequently,
we also list below, items which are of interest
and value to the home. Whether in its context
as an office or as a part of your family and
lifestyle but always
directed at the improved prospects and enjoyment
that running a business from home, in its entirety,
For a current, multi-part
starting and running a
business from home,
go here: http://www.homebusiness.org.uk/features.htm
joint SPECIAL OFFER: 25% discount on the website's
service. Here are the details: Code: SELLABIZ-25
How to use: The user must email email@example.com
with the subject line of SELLABIZ-25
and their message will need to have their contact
details (both an email address and phone number)
for the discount to be applied. One of our account
managers will then contact them and walk them
through the set-up process.
Crackdown plans for nuisance calls. http://www.bbc.co.uk/news/uk-politics-23503552#
encourage fraud and exaggeration. http://www.bbc.co.uk/news/business-23504610#
out of 50 payday lenders throw in the towel.
banks for withdrawing cash abroad. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10209022/Worst-banks-for-withdrawing-cash-abroad.html
are making fewer journeys. http://www.independent.co.uk/news/uk/politics/britons-are-making-fewer-journeys-8738706.html
screws British public for record profits.
Plenty of scope now for the continued payment
of bloated salaries to its incompetent French
fonctionnaire management at the expense of any
lasting improvements to the supply of electricity
to its customers.
New amnesty for tax truants. http://money.aol.co.uk/2013/07/29/a-new-amnesty-for-tax-truants/
business lending increases to two year high.
account costs could rise under new EU proposals.
proposes cap on card processing fees. http://www.brc.org.uk/brc_news_detail.asp?id=2480&kCat=&kData=1
regulations to cap processing fees charged by
credit and debit card providers have been proposed
by the European Commission (EC). The plans involve
capping 'interchange fees', which card providers
charge retailers to process payments, at 0.3%
of the transaction value for credit cards and
0.2% for debit cards. The British Retail Consortium
(BRC) welcomed the measures, claiming that current
card processing fees are unjustifiably high
and estimating that the cap could save retailers
£362 million each year. The cap would,
initially, only apply to cross-border payments,
but would be rolled out to all UK payments within
two years. (EnterpriseQuest)
laws target aggressive bailiffs. http://money.aol.co.uk/2013/07/30/new-laws-target-aggressive-bailiffs/
failing rural communities and business. http://www.parliament.uk/business/committees/committees-a-z/commons-select/
Government must do more to support rural areas
and business, the Environment, Food and Rural
Affairs Committee has concluded in a recent
report. The report revealed that the Rural Broadband
Programme, which pledged to deliver superfast
broadband to 90% of rural areas, is two years
behind schedule, and the number of premises
set to get mobile coverage under the Mobile
Infrastructure Project is just 60,000, compared
with the original aim of the Project to reach
six million people. Chair of the Committee Anne
McIntosh said the situation is "deeply
unfair" and called on the Government to
ensure forthcoming initiatives such as the Business
Bank and the Single Local Growth Fund are "as
available to rural businesses as they are to
their urban counterparts." (EnterpriseQuest)
framework will allow small IT firms to bid for
Government contracts. http://www.publicservice.co.uk/news_story.asp?id=23423
Small IT firms are being urged to bid for a
total of £40 million of contracts to help
the Government move public services online.
contracts will be available via the new Digital
Services Framework, which includes a list of
suppliers pre-approved to bid for Government
contracts. The Government Digital Service (GDS)
is seeking 'agile' small firms including developers,
database specialists, security specialists,
business analysts and network specialists.
new-wave peasants and artisans just a fad?
might be a 'fad' for the idle, clueless media
whose view of the world is a plastic screen
and the inside of an elevator. In the Big Outside
however, these things have been going on for
thousands of years.
broadband plans should be revealed. http://www.telegraph.co.uk/technology/broadband/10205584/Secret-broadband-plans-should-be-revealed.html
Not to show just how crap broadband
connectivity in the UK is, then?
consultation: English business survey. https://www.gov.uk/government/consultations/english-business-survey-user-review
the company that is running Britain. http://www.guardian.co.uk/business/2013/jul/29/serco-biggest-company-never-heard-of
Or, how our politicians and governments 'Back
Britain' while blaming the EU, illegal immigration
Energy watchdog Ofgem failing consumers, say
There's another big surprise to start the
warning on construction industry blacklisting.
Quite how they are going to change a basic
human practice which goes all the way back to
the missing link, I'm not sure.
lead under-35 bankruptcy league. http://www.dailymail.co.uk/news/article-2380584/Women-lead-table-bankruptcies-35s-household-bills-mount.html
promises to answer calls within two minutes.
keep applicants in the dark over credit card
set to surge ahead for rest of year. http://www.express.co.uk/news/uk/418215/Economy-set-to-surge-ahead-for-rest-of-year
. . . say 'analysts'. So we know we can bank
on that, then!
must get the pound down if we want to recover.
Perhaps a more realistic aspiration?
the great British apple. http://www.dailymail.co.uk/news/article-2380537/Save-great-British-apple-Home-grown-sales-fallen-years-supermarkets-fly-bland-imports-Now-patriotic-fightback-underway.html
Unfortunately, with the choice available
to most British shoppers restricted to what
they find on supermarket shelves while yapping
into a piece of plastic, then almost by definition,
decent food isn't going to get a look-in. Although
I have noticed German lo-cost supermarkets offering
a lot of good quality, British produce these
problem is - and apples are one of the best
cases in point - a large number of consumers
no longer know what decent food should taste
The royal baby business boom and how the will
help SMEs. http://postman.cbmeg.co.uk/lt.php?c=643&m=609&nl=25&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=21782&l=-http--www.bmmagazine.co.uk/in-business/19861/the-royal-baby-business-boom-how-it-will-effect-smes/
5 tips for small businesses to take advantage
of online services. http://postman.cbmeg.co.uk/lt.php?c=643&m=609&nl=25&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=21787&l=-http--www.bmmagazine.co.uk/in-business/advice/19933/top-5-tips-for-small-businesses-to-take-advantage-of-online-services/
can I repair my cut and paste option? http://www.telegraph.co.uk/technology/advice/10205195/How-can-I-repair-my-cut-and-paste-option.html
Cost of car insurance falling at record rate.
wave of HMRC taskforces announced. http://www.accountancyage.com/aa/news/2281219/hmrc-
New taskforces to crack down on tax avoidance,
evasion and fraud in high-risk sectors and locations
around the UK have been announced by HMRC. Firms
in the holiday lettings and catering sectors
in Blackpool, the Lake District, north Wales,
Devon and Cornwall (including caravan parks,
B&Bs, pubs and takeaways), and restaurants
in the north east of England, could be subject
to announced or unannounced visits by the taskforces
to carry out compliance checks and recover any
unpaid tax. Since 2011, 43 taskforces have been
launched, with a further 27 planned for 2013/14
and 30 for 2014/15. Forthcoming taskforces also
include road hauliers in the Midlands and the
fishing industry in Scotland.
seeks to drive out jargon. http://www.bbc.co.uk/news/uk-politics-23462394#
fences for gardens and workplaces. http://ebm.directtargeting.co.uk/c/tag/hBR8POgB8dlnjB80GkVNPyIPmP6/doc.html?t_params=REMOVEGROUP%3Drm-1b74h3kybfsz71cau1f111qxw4hk33f%2540directtargeting.co.uk
Post Office workers to strike on Monday.
on simpler NIC process for the self employed.
A consultation on plans to simplify the way
self-employed people pay National Insurance
Contributions (NICs) has been opened by HMRC.
The consultation covers the option of collecting
Class 2 NICs alongside Class 4 NICs and income
tax through the self-assessment process in order
to reduce the administrative burden on the self
employed. The closing date for the consultation
is 9th October 2013.
over packaged bank accounts. http://money.aol.co.uk/2013/07/26/concern-over-packaged-bank-accounts/
real cost of a payday loan. http://www.guardian.co.uk/business/2012/mar/01/wonga-real-cost-payday-loan
reasons to attend a small business conference
Larf: Companies have a 'social duty' to employ
British workers. http://money.aol.co.uk/2013/07/26/social-duty-to-employ-uk-workers/
Thus spake the Government's Business Minister,
in a cheap attempt to win over some tabloid
votes, one imagines. Not that there's anything
wrong with the idea. We presume the Government
will now fulfill its own 'social duty' and start
awarding taxpayer-funded contracts to British
firms? Perhaps our socially aware member of
Government might even be persuaded to tell us
what percentage of the Government's 'sweetheart'
foreign corporates pay their British taxes,
much less employ British workers? By comparison,
the percentage of the country's education budget
(not) spent on vocational training to allow
youngsters to actually compete in the jobs market,
becomes almost a minor issue! And so the list
Weak wage growth and rising inflation continue
to pressurise family finances. http://www.internationalsupermarketnews.com/news/13337
release: Regulators will share reform plans
with business. https://www.gov.uk/government/news/new-scheme-means-regulators-will-share-reform-plans-with-business
Latest play on words with The Red Tape Shaggy
firms should adopt same entrepreneurial spirit
as their small business counterparts. http://www.enforbusiness.com/news/large-firms-%E2%80%9Cshould-adopt-same-entrepreneurial-spirit-smaller-counterparts%E2%80%9D-201310085
I've seen at close hand how big and small
and home businesses are run and I can say with
confidence, that the vast majority of big company
bosses wouldn't last for five minutes in a small
business environment where they had to have
all the knowledge, to make all the decisions,
to do all the work and for which they had to
take all of the risks and accept all of the
thirds of people check emails while on holiday.
how to keep it easy. http://www.guardian.co.uk/news/oliver-burkemans-blog/2013/jul/24/google-gmail-new-inbox-change
announces new investment in the future of farming.
9 dirty truths experts wont tell you about
starting your own business.
of Burden. http://www.independent.co.uk/environment/green-living/bikes-of-burden-london-green-cycles-is-offering-a-clean-green-and-cheap-way-to-transport-goods-8730767.html
Spending cuts hit smaller firms in poorer cities.
Smaller firms in the UK's poorer towns and cities
are at particular risk from public spending
cuts and the economic downturn, yet their growth
is crucial for national economic recovery, according
to a study by the Centre for Cities think-tank.
The research found that over 65% of smaller
firms in some locations are dependant on local
customers, making them more vulnerable to poor
local economic conditions and public sector
cuts. The most vulnerable places include Hull,
Liverpool and Blackburn, while the least vulnerable
include Cambridge, Crawley, Reading, York and
Warrington. Centre for Cities has called on
the Government to recognise the importance of
local economies to firms' performance and to
set up clear partnership delivery mechanisms
for business support policies.
scraps free delivery on certain items under
dwellers pay more tax for fewer services.
firms failing to warn on (lack of)
blacklisting allegations. http://www.bbc.co.uk/news/business-23416207#
ways to keep your home cool. http://www.telegraph.co.uk/property/propertyadvice/10191085/10-ways-to-keep-your-home-cool.html
Fewer companies going bust. http://money.aol.co.uk/2013/07/23/fewer-companies-are-going-bust/
of sims vulnerable to hack attack. http://www.bbc.co.uk/news/technology-23402988#
digital services to be transformed. http://hmrc.presscentre.com/Press-Releases/-200-million-digital-investment-supports-growth-and-empowers-millions-68ee1.aspx
Almost five million small firms are to gain
greater control over their tax affairs as a
result of Government investment of £200
million in the transformation of HMRCs
Digital Services.Digital transformation is forecast
to reduce HMRC's costs by £50 million
in 2015/16, by which time, small firms will
be able to directly access their online tax
transactions and communicate with HMRC through
tailored online tools. Exchequer Secretary David
Gauke said: "For business people, it will
give the control over their tax affairs and
flexibility to manage them that allows them
to focus on growing the business." (EnterpriseQuest)
firms closed as laws are toughened up. http://www.bbc.co.uk/news/business-23409046#
Ten DIY projects: are they worth it? http://money.aol.co.uk/2013/07/22/the-top-ten-diy-projects-are-they-worth-it/
is good for Britain, Government review finds.
Community: Can an iPad store, view, edit, and
create Microsoft Word documents? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=07/19/2013
an Entrepreneur (article). http://entrepreneurs.about.com/od/becominganentrepreneur/Becoming_an_Entrepreneur.htm
Chained to the desk. http://www.bbc.co.uk/news/magazine-23372401
chief warns of tax risk for digital start-ups.
'huge' shift to multi-generational households;
but beware the tax implications. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/10191448/Three-generations-living-together-to-save-cash.html
rural challenges for older people. http://www.guardian.co.uk/uk-news/2013/jul/21/country-life-challenge-older-people
Cutbacks in rural services aren't just affecting
the older generation; I see many a younger couple
making a supposedly idyllic move to the countryside
to run a business from home, only to find their
overheads and daily practicalities destroying
dreams as rapidly as budgets. Rural communities
can and do, pull together. But that's not something
which can just be 'turned on', especially by
'newcomers'. Even if they've been living in
the area for over twenty years.
job? Create your own. http://edition.cnn.com/2009/US/03/26/bregman.economy.entrepreneur/index.html
prices forecast to treble. http://www.telegraph.co.uk/news/uknews/10193903/Food-prices-forecast-to-treble-as-world-population-soars.html
food blog helped me cope with life. http://www.guardian.co.uk/lifeandstyle/2013/jul/20/10-pound-food-shop-blog
software to tackle smartphone theft. http://www.independent.co.uk/news/uk/home-news/kill-switch-software-to-tackle-smartphone-theft-as-boris-johnson-calls-for-action-8724474.html
Credit card advice slammed. http://money.aol.co.uk/2013/07/20/lack-of-credit-card-advice-slammed/
a natural homeworker'. http://www.guardian.co.uk/lifeandstyle/2013/jul/20/lucy-mangan-homeworking
travel apps for summer. http://www.telegraph.co.uk/travel/travelaccessories/10190080/Essential-travel-apps-for-summer.html
a mobile phone abroad. http://www.telegraph.co.uk/travel/travel-advice/10113476/Using-your-mobile-phone-abroad.html
for farmers to be diverted towards spending
on rural broadband. http://www.express.co.uk/news/uk/416289/Farmers-funds-to-be-spent-on-better-rural-broadband
Looks like urban pigs are moving in on the
traditional rural trough, as well as helping
to fill a few NSA surveillance 'holes'.
food era is over. http://www.guardian.co.uk/business/2013/jul/21/tesco-boss-cheap-food-over
Banks facing £1 billion bill for mis-selling
credit card fraud insurance. http://www.dailymail.co.uk/news/article-2370871/Now-banks-face-1billion-mis-selling-credit-card-fraud-insurance.html
up for Amazon tax avoidance? http://www.guardian.co.uk/business/2013/jul/19/oecd-tax-reform-proposals-amazon
No thanks to fawning, dopey politicians and
digital extremists; yet somehow, I doubt small
businesses and their consumers will see the
playing field levelled - ever.
pressure' creating HMRC tax backlogs. http://www.telegraph.co.uk/finance/personalfinance/capital-gains-tax/10191636/Political-pressure-adds-to-backlogs-at-HMRC.html
Unless you're Amazon, of course. Or a few
hundred other HMRC/Government tax 'darlings'.
waste £18 million a year on airport currency.
£1 million British weekend break.
cream vans; an extinct species? http://www.guardian.co.uk/politics/reality-check/2013/jul/19/ice-cream-vans-hot-weather-heatwave
guide to saving money: eat less meat and drink
tap water. http://www.telegraph.co.uk/news/worldnews/europe/germany/10191494/Eat-less-meat-and-drink-tap-water-German-guide-to-saving-money.html
Tut, tut. Can't be following sensible advice
like this - which once helped Britain itself
'win the war'. Or we'll all end up driving top-of-the-range
Audis, enjoying low levels of personal debt
and looking forward to a positive economic future.
Freebie Friday. http://money.aol.co.uk/2013/07/19/freebie-friday-this-weeks-discounts-deals-and-freebies/
scams behind a 27% increase in fraud. http://www.dailymail.co.uk/news/article-2368292/Dating-scams-27-percent-increase-fraud.html
most frustrating customer hotlines. http://money.aol.co.uk/2013/07/18/uks-most-frustrating-customer-hotlines/
release: Government continues strong action
on payday lenders. https://www.gov.uk/government/news/government-continues-strong-action-on-payday-lending
FIRMS FINED. Two members of a call-centre
group, Swansea-based Save Britain Money have
been fined a total of £225,000 by the
Information Commissioners Office (ICO) for failing
to adequately check that numbers they were dialling
were registered with the Telephone Preference
Service (TPS), a legal requirement. The fines
follow more than 2,700 complaints about the
group to the ICO and TPS in a 20-month period.
Energy Services, which sells replacement boilers
was fined £125,000, and We Claim, You
Gain, which sells PPI claims services was fined
£100,000. Both companies have said they
£60 million group, which employs 700 staff
to make more than 1.5 million cold and largely
unwelcome calls a year is owned by Neville Wilshire,
who has had some valuable publicity featuring
in a BBC 3 reality TV programme, The Call Centre.
However the ICO says the entrainment hides the
fact that people have the legal right not to
be called, and consumer group Which? describes
the calls, which target 70% of the UK population
as "a scourge on people's lives".
8th strike at Post Offices. http://money.aol.co.uk/2013/07/17/8th-strike-at-crown-post-offices/
customer satisfaction poll. http://money.aol.co.uk/2013/07/18/bank-customer-satisfaction-poll/
to benefit from EU card fee capping. http://www.bbc.co.uk/news/business-23346778#
cowboy letting agencies, say MPs. http://www.bbc.co.uk/news/business-23350885#
and Government under attack over rural broadband.
Government solution: appoint BT executive as
Great Outsourcing Scandal. http://www.independent.co.uk/news/uk/politics/revealed-the-great-outsourcing-scandal-as-firms-cut-corners-to-cream-profits-off-public-8715119.html
All of which, once again, is no news at all;
but it is why bent MPs are demanding the increasing
erosion of civil servants' traditional responsibilities,
so that they can get more and more of their
own mates' snouts into the trough. From telecomms
companies, to fag manufacturers.
spend £56 million waiting for Government
to pick up. http://www.independent.co.uk/news/uk/politics/callers-spend-56m-waiting-for-government-to-pick-up-8714758.html
The Government's new Minister for British Telecom,
commented. 'This is most unacceptable and we
will be doing everything possible to double
this figure in the next twelve months.'
Fraud chief claims £100,000 expenses 'working
from home'. http://www.independent.co.uk/news/uk/politics/revealed-serious-fraud-office-chief-who-worked-at-home-spent-100000-on-travel-costs-8711799.html
Business-on-the-side with Merdoch International
clearly having to take a back seat at the moment,
as a result of intense scrutiny from competing
scheme 'tax loophole'. http://money.aol.co.uk/2013/07/18/renovation-scheme-tax-loophole/
Translation: People renovating old buildings
don't have the wherewithal for big bungs for
politicians and the HMRC.
of micro-business owners take calls while in
Now there's a handy, non-digital short-cut for
99% of today's calls.
a cashless society really on the cards?
Business rates 'killing the High Street'. http://www.enforbusiness.com/news/business-rates-killing-high-street-201310055
This is hardly news but let the sounds
of protest grow. Local authorities have avoided
the accusing finger for far too long and should
be made to shoulder collective blame every bit
as much as their corrupt and incompetent soul-mates
in banking and central politics.
fined £7.4 million for mis-selling.
enterprise start ups outstrip mainstream business.
The rate of new social enterprise start ups
is three times greater than in the mainstream
small business sector, according to a report
by Social Enterprise UK. The report also revealed
a far greater proportion of female, ethnic minority
and younger (aged between 25 and 44) chief executives
in social enterprises than in mainstream smaller
firms. In addition, 38% of social enterprises
saw turnover increase in the past year and 63%
expect turnover to increase over the next two
to three years, compared to figures of 29% and
37% respectively for all small firms. However,
poor access to finance and prohibitive public
sector procurement processes were identified
as the greatest barriers to growth in the social
release: Cable announces proposals to radically
improve company transparency and boost public
trust in business. https://www.gov.uk/government/news/cable-announces-proposals-to-radically-improve-company-transparency-and-boost-public-trust-in-business
complaints handling criticised. http://money.aol.co.uk/2013/07/16/ppi-complaints-handling-criticised/
price falls in Spain drawing in British buyers.
Community: do you still work when you are on
internet in 60 seconds. http://static6.businessinsider.com/image/4ef8650eeab8eac84b00003b/infographic.jpg
HMRC launches tax return 'catch up' campaign.
Self-assessment taxpayers who have failed
to file tax returns for any year up to 2011/12
are being granted an amnesty by HMRC under a
new 'My Tax Return Catch Up' campaign. A brief
'window of opportunity' will be open between
9th July and 15th October 2013 to enable tax
defaulters to regularise their tax affairs by
filing outstanding tax returns and paying any
tax and National Insurance Contributions (NICs)
owed. However, anyone who fails to meet the
deadline will be liable for penalties of up
to 100% of the tax due, and could be subject
to a criminal investigation. (EnterpriseQuest)
economy boosted by small businesses. http://www.fsb.org.uk/News.aspx?loc=pressroom&rec=8116
A larger proportion of the money spent by local
authorities on contracts with small firms is
re-spent in the local economy than that which
is spent with large businesses, according to
research by the Federation of Small Businesses
(FSB). The research revealed that, for every
£1 spent with a small or medium-sized
firm, 63p was generated for the local economy,
compared with 40p in every £1 spent with
larger firms. In addition, 86% of local authorities
are breaking down large contracts into smaller
pieces of work in efforts to give smaller firms
more opportunities. Local Government Minister
Brandon Lewis said he wanted to see councils
investing more in local firms and simplifying
the procurement process. (EnterpriseQuest)
of the end for payday loans? http://money.aol.co.uk/2013/07/15/the-beginning-of-the-end-for-payday-loans/
firm warns bills to rise by more than official
More 'fag packet calculations' from our Government,
companies keeping customers on hold 'for 30
of the timeshare scam. http://money.aol.co.uk/2013/07/16/the-resurgence-of-the-timeshare-scam/
Make directors liable for failure. http://www.bbc.co.uk/news/business-23306086#
ways to pay off your debts. http://money.aol.co.uk/2013/07/15/cheap-ways-to-pay-off-your-debts/
boss adds voice to call for online sales tax.
Alliance made 'dodgy claims about energy bills'.
These were 'back of fag packet claims',
stated the Energy Minister, who is an expert
in such matters.
economy 'recovering'. http://www.guardian.co.uk/world/2013/jul/14/francois-hollande-economic-recovery-france
Pretty safe bet. The Tour de France and
les grandes vacances will be over soon
and millions of people will start drifting back
to work after a two month lay-off.
the 'appreneurs'; using apps to build big businesses:
gambling app using real money. http://money.aol.co.uk/2013/07/11/facebook-gambling-app-using-real-money-is-it-safe/
Another window of opportunity for online scammers
and of great interest to data collection, monitoring
(snooping) and marketing services. HMRC will
be in there like a ferret up a drainpipe.
Britain's social entrepreneurs are
doing well and about to get their own champion.
Latest property get-rich-quick scheme. Rent-to-rent:
most expensive postcodes. http://money.aol.co.uk/2013/07/12/the-most-expensive-postcodes/
Community: What is the best way of disposing
of old data CDs? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=07/12/2013
postman delivers a sack of bad news'. http://www.telegraph.co.uk/earth/countryside/10176212/Our-postman-delivers-a-sack-of-bad-news.html
Clearly, this Government is continuing in
that rich vein mined by Margaret Thatcher &
Co of selling the taxpayers' assets in order
to pay for political incompetence and corruption,
grace and favour. Or in pleb-speak, giving the
present fat pigs with their snouts in the trough
even more swill.
small businesses and home business especially
who have been increasingly priced out of direct
mail by sweeteners in the run-up to the sell-off,
the future is looking increasingly grim. Even
in the world of naively optimistic fools who
think the internet is the future, there comes
a time when something or the other needs to
go via the post. Increasingly in this banana,
ersatz democracy, that means putting consumers
over a barrel; and taking direct mail out of
the traditional equation for many a successful
home business start-up.
Freebie Friday. http://money.aol.co.uk/2013/07/12/freebie-friday-this-weeks-discounts-deals-and-freebies/
sets out strategy for construction sector.
A long-term strategy for the future of the construction
sector has been published by the Government.
The Construction 2025 report sets out a range
of measures to drive change in the industry
and ensure building projects are completed quicker
and more cost effectively. The report also details
the potential benefits of the strategy to small
and medium-sized construction firms, including
an increasing number of suppliers providing
trade credit to small businesses and the development
of a fair payments charter.
unveils re-organisation. http://www.bbc.co.uk/news/business-23272331#
To concentrate on dummyphones and games,
it seems. Nothing like calling a spade a spade.
Microsoft platforms have become increasingly
Mickey Mouse in recent years, so this would
seem a logical step.
loan bubble could burst. http://money.aol.co.uk/2013/07/12/payday-loan-bubble-could-burst/
should try country life and support British
farmers, says BBC presenter. http://www.telegraph.co.uk/culture/books/ways-with-words/10174837/Everybody-should-try-country-life-says-BBC-presenter.html
Commendable sentiments but when skool techurs
dont even no the diffurrence between an oke
tree and an ash and think milk is grown in plastik
bottuls, what charnce does the rest of the poppylation
Larf: British public are wrong about immigration,
benefit fraud, etc, etc, etc, etc. http://www.express.co.uk/news/uk/414153/British-public-are-WRONG-about-immigration-and-benefit-fraud-survey-claims
No. The British public repeats, parrot-fashion,
what they have been fed by the media. Which
fancifully calls itself 'the British public'
at the same time, while paying its criminal
hacks six-figure salaries and dodging its taxes.
Very 'British public', that.
British golds at World's Skill 'Olympics'. http://www.independent.co.uk/news/uk/home-news/best-in-the-world-the-brickie-and-cabinet-maker-who-won-britain-golds-in-world-skills-olympics-8701138.html
A pity Engerlandt's hate-preaching, 'patriotic'
Nazi tabloids couldn't lever this story into
their daily dose of shite.
bit more here: http://www.worldskillsleipzig2013.com/en/
tourism generates £26.4 billion for British
Not something which is understood by British
politicians. Tourism. It's not like identifying
with a single bank or arms manufacturer for
a source of cash suppositories.
release: more progress in fight against pointless
red tape. https://www.gov.uk/government/news/statement-of-new-regulation-more-progress-in-fight-against-pointless-red-tape
hit with soaring 'compliance' costs. http://www.enforbusiness.com/news/smes-hit-soaring-compliance-costs-201310031
'Reality check' on Government's 'progress
in fight against pointless red tape'. Except
that 'red tape' isn't pointless. It creates
lots of jobs for people with little or no worth
in the jobs market. And it raises money for
the Government. While allowing politicians and
the country's propaganda to lay the blame at
the feet of the EU; or backdoor Moldavian grannies.
Treble whammy, chaps. Gongs all round.
1-in-10 'quangos' axed by present Government.
A spokeshomosexual for the Government stated:
'We are aware of the issue and are doing everything
in our power to restore the traditional equilibrium
of sustained quango growth, as soon as possible.'
guilty of e-book price fixing. http://www.bbc.co.uk/news/business-23259935#
Or, 'marketing genius' as dummyphone admirers
sales see longest decline in history. http://www.bbc.co.uk/news/business-23251285#
goal setting 101 (article). http://sbinformation.about.com/od/startingabusiness/a/smart-goal-setting.htm?nl=1
Ways To Be More Productive Working From Home
Nothing new here and as is all too common,
'working from home' is equated with someone
sitting at a computer. Which leaves 90% of the
'home working' or home business population,
from C19th century chainmakers to C21st century
artisans and freelancers and literally thousands
of occupations in between, for whom a computer
is little more than an annoyance. However, this
much larger group is infinitely less susceptible
to online scams via crap internet connections
and so, receives virtually no mention in media
advertorial or by politicians batting for the
rise in use of food banks. http://www.guardian.co.uk/society/2013/jul/11/food-bank-rise-welfare-changes
THIS is one of the litmus tests or indicators
used by small businesses for whether there is
- or not - a recovery in sight. And not the
prognostications of economists who have been
right about nothing whatsoever for hundreds
death of home ownership. http://www.dailymail.co.uk/news/article-2359490/One-homeowners-65-soaring-prices-killed-house-buying-dream-Generation-Rent.html
Another Thatcher whoopsie.
networking increases burglary risk. http://www.telegraph.co.uk/travel/travelnews/10171799/Social-networking-increases-burglary-risk.html
tea no longer preferred drink for construction
It's surprising to see construction workers
actually have a choice nowadays. I blame the
decline in hod-carrying, myself. It's all cranes
these days so a strong tea with six sugars isn't
needed any longer to stop the knees wobbling
at two stories high and climbing, with brickies
flicking mortar at you with their trowels.
thing you know the site bogs will be using proper
toilet paper instead of pages from The Sun.
owner puts 'I'm Black' warning on door of her
It wouldn't surprise me if this doesn't pull
a lot of extra business for the owner. What
really would have killed it would have been
a sign reading, 'I'm
a tabloid-believing Engerlandter.'
Watchdog reviews insurance offers. http://www.bbc.co.uk/news/business-23241375#
fined over lightbulb claims. http://money.aol.co.uk/2013/07/09/e-on-fined-over-light-bulb-claims/
falls afer unexpectedly weak manufacturing data.
UK exporters getting left behind. http://www.machinery-market.co.uk/news/3543/Small-UK-exporters-getting-left-behind
Small UK firms are falling behind corporate
firms in terms of exportation, according to
a survey commissioned by the Institute of Export
(IoE). The survey revealed that, while nearly
one in four respondents showed an awareness
of Government schemes that aid export momentum
such as the UK Export Finance programme, firms
with a turnover over £25 million were
making the most use of these schemes. The survey
also found that lack of finance and lack of
Government support were restricting both micro
and small to medium-sized firms' exporting efforts.
Director General of the IoE Lesley Bachelor
said: "Most of the companies surveyed do
not train their staff in international trade,
and fewer than one in three small businesses
see a specific need for training. Much more
needs to be done to make these companies aware
of the training programmes, apprenticeship and
finance schemes available." (EnterpriseQuest)
household debt levels. http://money.aol.co.uk/2013/07/10/household-debt-levels-rising/
So much for UK business 'optimism', on whatever
basis it might be founded.
of water shortages for farming. http://www.independent.co.uk/environment/climate-change/water-shortages-for-farmers-will-make-britain-dependent-on-imported-crops-8698503.html
10 things that can devalue your home. http://www.telegraph.co.uk/property/propertymarket/10168770/Top-10-things-that-devalue-your-home.html
new scams you've never heard of. http://www.dailymail.co.uk/money/news/article-2358946/The-10-devious-new-scams-youve-heard-avoid-them.html
If you're a tabloid reader. that is.
you lend money to a stranger to earn 9%?
Yes. If you're a tabloid reader.
HMRC digital services to be transformed. http://hmrc.presscentre.com/Press-Releases/-200-million-digital
Almost five million small firms are to gain
greater control over their tax affairs as a
result of Government investment of £200
million in the transformation of HMRCs
Digital Services. Digital transformation is
forecast to reduce HMRC's costs by £50
million in 2015/16, by which time, small firms
will be able to directly access their online
tax transactions and communicate with HMRC through
tailored online tools. Exchequer Secretary David
Gauke said: "For business people, it will
give the control over their tax affairs and
flexibility to manage them that allows them
to focus on growing the business. (EnterpriseQuest)
Office finds computer accounting bugs which
led to its prosecution of over 100 sub-postmasters.
firm fined for nuisance calls. http://money.aol.co.uk/2013/07/09/energy-firm-fined-for-nuisance-calls/
businesses lash out at 'Corporal' Hollande and
ballooning public sector. http://www.telegraph.co.uk/finance/financialcrisis/10167527/French-business-leaders-lash-out-at-Francois-Hollande.html
What we see evolving in France is precisely
what much less than half the electorate ordered.
Just like the Good 'Ole Days of 'Baby Butcher'
you work to live or live to work? http://www.telegraph.co.uk/women/womens-business/10166226/There-are-two-types-of-women-in-life-those-who-live-to-work-and-those-who-work-to-live-which-one-are-you.html
off your mobile if you want to succeed'.
I'm surprised this kind of message is getting
through in a tabloid, as 'success' these days
seems to be associated (by the media) with appearances
in media celeb columns. Not the same thing,
Ideas & Business Opportunities. http://entrepreneurs.about.com/od/businessideas/Business_Ideas_Business_Opportunities.htm
UK business confidence reaches 13-month
That's the fifth version of 'high' I've
seen in the past couple of weeks. In other words,
things are looking up? Perhaps?
boosts consumer spending. http://money.aol.co.uk/2013/07/08/sunshine-boosts-consumer-spending/
revolution will boost small firms. http://www.telegraph.co.uk/technology/broadband/10163301/4G-revolution-will-boost-small-firms.html
That's the half-dozen or so you might find around
BT headquarters. More marketing bullshit, in
Secrets Entrepreneurs Will Never Reveal.
So who spilt the beans?
million homes needed for rent by 2021. http://www.independent.co.uk/news/uk/home-news/one-million-homes-for-rent-needed-by-2021-8694441.html
voyage to Britain's High Street travel agents.
UK breaks from £49.50. https://news.thetrainline.com/nl/jsp/m.jsp?c=qsGwTVNeHzLEDgd2mIEbxQ%3D%3D
phones and the death of good manners. http://www.express.co.uk/news/uk/413005/Mobile-phones-and-the-death-of-good-manners-why-we-need-new-etiquette-guides
I bet the ignorant chav cow who tipped off
the tabloids about a Sainsbury checkout operator
who refused to serve her while she yapped on
her dummyphone, never thought she was going
to provoke this kind of reaction. But digital
pig-ignorance accompanied by much taking of
the Lord's name in vain, has become a hallmark
even of modern businessfolk - and who really
should know better. The public reaction to this
incident should put beyond the doubt even of
carrot-IQ sheep, that good manners, let alone
professionalism, still have some appeal to the
public at large.
want to come out of the EU, are suspicious of
the Scots but still want Scotland to remain
in their 'Britain'. http://www.dailymail.co.uk/news/article-2358038/How-calling-English-British-means-likely-wary-EU.html
Just about sums it up, I think. Especially now
that Mr Murray has won Wimbledon. We await this
year's doping tests with interest. Which, in
the unlikely event that they will be any more
recent than those from 2009, minor losers only,
is unlikely to see the winner suddenly disenfranchised
from being 'British' and overnight, becoming
scammers who won't take 'No' for an answer.
Regulators discuss personalised pricing enforcement.
The Information Commissioner's Office (ICO)
and the Office of Fair Trading (OFT) are considering
ways to monitor the use of personalised pricing
and impose sanctions on businesses that don't
treat consumers fairly.
pricing involves using cookies to collect data
in order to determine a consumers profile and
charge different prices for the same product
or service. The discussions follow an OFT report
published in May 2013 that found many websites
using personalised pricing did not make it clear
to consumers what data they were collecting
and how it would be used. (EnterpriseQuest)
Of British for your summer holidays. http://www.independent.co.uk/travel/uk/best-of-british-the-best-hotel-campsite-cheese-zoo-beach-beer-and-dozens-more-8690942.html
At long last we have a 'British' 'paper promoting
British holidays which is of course, very good
news for Britain's economy. Leaving the ersatz
'patriotic' tabloids filling their pages with
links and advertorials to holidaying abroad.
A tendency equally favoured by Britain's 'patriotic'
dearth of the salesmen. http://www.independent.co.uk/news/uk/home-news/the-dearth-of-the-salesmen-a-career-failing-to-sell-itself-8692595.html
Herein lies another major contributory factor
to the west's economic mess. An entire generation
which has been educated to believe that you
can run a business (or a country) sucessfully
farmer who wouldn't 'cow-tow'. http://www.independent.co.uk/life-style/food-and-drink/news/the-farmer-who-wouldnt-cowtow-rather-than-supply-supermarkets-and-face-financial-ruin-steve-hook-has-developed-a-market-for-raw-milks-8692664.html
to build your own house. http://money.aol.co.uk/2013/07/07/how-to-build-your-own-house/
with income potential for sale. http://www.telegraph.co.uk/property/investmentinproperty/10159558/Homes-with-income-potential-for-sale.html
My plumber will be snapping those up, then!
Surge in 'grandlords' buying up auction homes.
admit renewal rip-off. http://money.aol.co.uk/2013/07/06/insurers-admit-renewal-price-rip-off/
community: Are self-destructing emails the future
of internet security? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=07/02/2013
Freebie Friday. http://money.aol.co.uk/2013/07/05/freebie-friday-this-weeks-discounts-deals-and-freebies/
million total cost of running a home. http://money.aol.co.uk/2013/07/05/1-8m-total-cost-of-running-a-home/
Or, well over £2 million if you are
running a business from home as well. So put
like that, even the dummyphone generation might
be able to work out they're being screwed. Then
again, don't bank on it.
audit criticies rural broadband rollout.
the kettle wastes £68 million a year.
And other ways of saving water.
you really want to save pennies (which add up
to £s) you can always try using a cup
heater (also known as travel cup heaters):
These are still very popular for daily use on
a brick in your toilet cistern if you have
already adjusted the float to its lowest level.
There are also economy flush kits but unless
you can do the work yourself, getting a plumber
in to do the job will cost more than the savings
you will make during your entire lifetime. Well.
With my plumber, anyway.
time of the year - and if you have a suitable
space which catches the sun - hang up a solar
camp shower or two. These are just large,
black bags which the sun heats up to give a
shower plenty warm enough for zero cost. Children
love them and they are very cheap to buy in
the first place. http://www.ebay.co.uk/sch/i.html?_trksid=p5197.m570.l1313&_nkw=solar+camp+shower&_sacat=0&_from=R40
Ideal also, for 'homeworkers' who want to freshen
up after an 'office' day indoors.
can also use this supply to wash your dishes
albeit just once a day. Pile everything into
a large bowl then do it all in one hit. Then,
transfer your washed items into another bowl
to rinse off. It's the constant turning on/off
of the taps, even to wash just one cup, which
really pushes up domestic water consumption
(and heating). So do it just once. The same
applies to washing clothes although many of
you will remember that our parents or grandparents
had a 'laundry day' just once a week. For very
good reasons. (Plus the internet hadn't come
along yet together with a new generation of
you are really clued up, you will fill your
shower bags with rainwater from your rainwater
butts - which will be full to overflowing
this year. Use discarded dustbins linked in
series at their bases, if you can't afford rainwater
Don't forget to keep the lids on however, to
prevent crittur and algae problems. See what
they've got down at the tip or 'recycling centre'.
Try to buy containers which are opaque, not
transparent. If not, paint them a dark colour
to stop the light getting at the water. Or,
cheaper still, just pull a large bin bag over
the thing. (Not very attractive, though.) Dubbos
are the best; they're tough and they look as
if they 'belong'.
cookers are now available 'off-the-shelf'
if you want to take advantage of the weather,
and even if you don't usually fancy anything
hot to eat during summer you can pop your ready-cooked
meals into the freezer for consumption later
in the year when the weather starts to change.
for barbies - well, mine's just a hole in the
ground surrounded by four boulders (old bricks
would be fine) on which I perch, on two rods,
either some stainless steel, shop display racking
or alternatively, a large, steel plate brightened
up with an angle grinder sanding disc, to give
me a plancha. The barbecue area will handle
anything up to the size of a pig and above all,
it cost nothing to make. I use wood for fuel
although if you're going to go skip-diving,
DON'T use anything that's been treated or painted.
Then, if you're going to cook on a plancha or
anything that's wrapped in foil (like taters)
then there's no point in waiting until you've
got just embers. Stick the food on as soon as
the fire's going.
you go. Genuine, economical summer alfresco
living in Britland.
(If it were funny.) Pound
weakens further on US data.
That's not the euro, then? Or Brussels? Or illegal
immigration by millions of Moldavian grannies?
Still, I'm sure the country's Nazi politicians
and tabloids will find a missing link.
Entrepreneurs shouldn't give up when faced with
a setback, says Wikipedia founder. http://www.enforbusiness.com/news/entrepreneurs-%E2%80%9Cshouldn%E2%80%99t-give-up%E2%80%9D-when-faced-setback-20139991
get more done. http://www.dailymail.co.uk/news/article-2355311/Home-workers-Employees-stay-away-office-work-24-extra-days-year.html
missing out on £12 billion by failing
to digitally engage with their customers.
'red tape' costs Britons £5 billion in
two years. http://www.dailymail.co.uk/news/article-2353711/Priti-Patel-New-Brussels-red-tape-costs-Britain-astonishing-5billion-just-2-years.html
For a country which still retains its sovereignty
and whose government has released countless
press releases promising it will not 'gold plate'
EU red tape, how can this possibly be?
phone insurance complaints firm fined. http://www.bbc.co.uk/news/business-23169432#
launches small business lending review.
to face fines over illegal immigrants. http://www.express.co.uk/news/property/412268/Landlords-face-fines-over-illegal-immigrants
home no longer his castle, rules senior judge.
is crushing Twitter, Facebook for selling online.
ways to control small business stress. http://sbinformation.about.com/od/development/tp/control-small-business-stress.htm?nl=1
UK business confidence at six year high. http://www.bbc.co.uk/news/business-23141396#
construction cements recovery hopes. http://www.telegraph.co.uk/finance/economics/10154520/UK-construction-growth-cements-recovery-hopes.html
urged to show more urgency over VAT fraud.
release: UK single market is key to Scotland's
future success. https://www.gov.uk/government/news/cable-uk-single-market-is-key-to-scotlands-future-success
Our government seems to be going to more
and more trouble to 'inform the debate on Scotland's
constitutional future' don't you think?
cards 'first choice' for online shopping.
over new debit and credit card fees. http://money.aol.co.uk/2013/07/02/warning-over-new-debit-and-credit-card-fees/
Philip Green calls for reform of business rates.
refund for a flight cancellation. http://www.telegraph.co.uk/travel/travel-advice/10153520/Tax-refund-for-a-flight-cancellation.html
officially enters the German language. http://www.independent.co.uk/news/world/europe/sstorm-adopted-into-german-equivalent-of-the-oxford-english-dictionary-8683794.html
To rapidly eclipse in global popularity,
I suspect, the Anglo-Americanism of 'pisspoor'
used to describe the present British government.
Nice to see an Americanism with a bit of 'grunt'
for a change; instead of the usual mid-Atlantic
chimpanzee-talk one associates with modern-day,
carrot-IQ AmeriBrits. 'Hi'; 'Oh, my God';
'guys' and 'kids'.
UK co-operative numbers at record high. http://www.thirdsector.co.uk/Social_Enterprise/article/1187414/
The number of co-operatives in the UK has
grown by nearly 30% since the beginning of the
economic downturn in 2008 and, in 2012, the
number of co-operative members rose by nearly
14% to over 15 million people, according to
a report by Co-operatives UK. In addition, the
annual turnover of co-operatives rose by around
20% between 2008 and 2012. Ed Mayo Secretary
General of Co-operatives UK said: "A record
number of people in the UK are now members of
co-operatives. They are economically active
within those co-operatives and have a big stake
in making them a success." (EnterpriseQuest)
banks slip down in world rankings to 10th place.
So all this bullshit by Government and the
country's tabloid propaganda about protecting
the UK's 'world-leading' financial sector against
EU proposals for the regulation of criminal
and incompetent banking activity, has been for
nothing? Despite £ billions of taxpayers'
bailout money? And the success of T.W.A.T. in
Libya, Syria and other, assorted minor defenceless
countries? While the small business community
gets £0. Zilch. Apart from 45,000 ex-banking
industry failures for 'mentors'. To ensure continuity.
Well. Another huge surprise!
violating competition rules. http://money.aol.co.uk/2013/07/01/banks-violating-competition-rules/
payday loan companies? Although I see no proposals
to ban advertising by the banks - as is now
being suggested for payday loan companies: http://money.aol.co.uk/2013/07/01/ad-ban-mooted-for-payday-loan-firms/
firms to switch to UK suppliers. http://money.aol.co.uk/2013/07/02/firms-to-switch-to-uk-suppliers/
This is an increasing trend not just in the
UK but across Europe. Unfortunately, the Government,
every bit as much as the media will undoubtedly
continue to promote furren produce, services
and manufacturing. From recipes, overseas holidays,
American digital and TV junk on the front pages
of Little Engerlandt tabloids; to multi-billion
infrastructure contracts awarded by government
departments. It's always the 'enemy within'
which is the problem, scratting away for a few,
quick pieces of silver.
vote to independence threatens British business.
Fortunately, this article goes on to mention
that Scotland is Engerlandt's second largest
trading partner. (A fact which never appears
in the Nazi tabloids.) And those bloody Scots
want independence as well! From us!!! After
we've spent so much time and money helping them;
putting the country on its feet; and eating
porridge. Well; there's certainly a lot of people
who should be.
confuses Britons out of £2.9 billion a
risk for 1.5 million Brits who leave their spare
key under the doormat. http://money.aol.co.uk/2013/07/02/robbery-risk-as-1-5m-leave-spare-key-under-the-doormat/
Yeah. Why not just leave the spare key in
the door and let HMRC, the council and the government
help themselves to the rooves over your heads
together with contents?
offers new pay-as-you-go deal. http://money.aol.co.uk/2013/07/01/three-offers-new-pay-as-you-go-deal/
in five parents struggling to feed their children.
machine vs stamps. (Savings with
franking machines ad.) http://www.frankyourmail.net/franking-vs-stamps/
log cabins. (Advert): http://www.logcabins-uk.co.uk/
Freelancers urged to act early on unpaid
Freelancers who fail to act early enough on
unpaid invoices are potentially hindering their
cash flow and growth prospects, a study by accountancy
software provider FreeAgent has revealed. The
research found that 19% of freelancers wait
up to two weeks before chasing an outstanding
payment, 18% wait as long as two months and
4% wait two to three months. Chief Executive
Officer of FreeAgent Ed Molyneux advised: "Ideally
you should be following up as soon as the payment
deadline on your invoice has passed, which will
help you get paid quicker and avoid any cash
flow issues down the line." (EnterpriseQuest)
lenders 'failing to follow new codes', says
Amazing, isn't it, how quickly 'new codes'
were set up for payday loans - while not one,
single, criminal banker has even been tried,
let alone banged up for ruining the world's
economy, financing terrorism, starvation and
drugs, money laundering, driving people to suicide,
extortion, lying and thieving?
scams making a comeback. http://money.aol.co.uk/2013/07/01/the-retro-scams-that-are-making-a-comeback/
to create a mobile office for your small business
and Paris joint-first for rudest cab drivers.
With all the latest economic signs suggesting
that it's going to be some time yet before everything
starts to seriously pick up (if at all), I thought
that this month I might touch on one of those
frequent mainstays of small businesses which
are usually overlooked not just by the media
(naturally) but also, the business support sector.
all the copycat advice for starting and running
a successful business these days revolves around
finance and the internet/going digital, bartering
is one of those elements which can't readily
be packaged and sold as a webinar or as professional
advice, because it costs so very little to make
a useful and significant contribution to your
business yet, it's highly selective and individual.
Consequently, you rarely see it mentioned; as
much I suspect, because most online contributors
have nothing more to exchange anyway, than the
ability to click a pointer.
is just one other thing which is generally ignored
and which contributes a great deal to an individual
or business being able not only to barter but
to trade on recommendation and loyalty. Physically
staying put. You need years to build up
a useful and dependable network and client base.
(And no, I don't mean social media.) And you
need years to build up a useful range of items
or skills which can usefully be bartered. Every
time you move to a new location, apart from
the cost of moving itself, you will usually
lose your networks and a significant proportion
of your resources. Not such a problem of course,
for small businesses which are truly 'global';
but in reality, despite the internet's promise
of offering you the world as your oyster, the
past fifteen years have actually made society
more isolated, uncommunicative and misinformed
than ever before. Which is The Big Plan, anyway.
Still. There is a basic article with several
links about bartering in the July issue of eBOSS.
that, google.co.uk alone offers 40,700,000 results
for 'barter' so there's plenty of material to
get be getting stuck into. But do think about
it very seriously - although it's as much about
a permanent frame of mind as going through the
motions. In other words, don't think 'buy' or
'sell'. Think 'swop'. Or, 'do someone a favour'.
I know there will be pressing bills to pay in
the meantime; but not everything has to be paid
for in cash, money. Leaving more disposable
cash, money to shell out on bills which do
have to be paid that way; whereas building up
at the same time, that other great, free, intangible
which equally receives very little attention
these days - good will. Although come
the time you want to sell your business, you
will find that unlike several hundred fake friends
on Facebook and a dummyphone, 'good will' is
a very valuable asset, indeed.
I have followed the article and links about
bartering with a bootstrap marketing piece from
the excellent Mashable
website, and which I have chosen because it
concentrates on another aspect which is frequently
ignored these days: that running a successful
business is about getting on with PEOPLE. Real
people. Just like bartering.
Mobile phone roaming caps come into force on
million new payday loans every month. http://www.independent.co.uk/money/loans-credit/special-report-the-dark-side-of-credit--a-million-new-payday-loans-every-month-8680018.html
split threatens to increase mobile and postal
Not by as much as this government will be
raising them, anyway. But they'll be going up.
That's a certainty. (All this anti-independence
propaganda is giving me the distinct impression
that the Sassenachs are very worried indeed
at the prospect of losing the last of their
launches 'urgent' review into bee population
Well. There's 'urgent' as concerned plebs and
crippled small businesses understand it. And
there's 'still fagging for Big Corp urgent,
15 years on' - as practised by bent politicians.
business manifesto to kick-start the entire
in company administrations to continue.
Fresh strikes by Post Office staff. http://money.aol.co.uk/2013/06/28/crown-post-office-staff-to-strike/
of bank customers due compensation. http://www.bbc.co.uk/news/business-23099564#
costing British businesses billions a year.
release: New unit to tackle online piracy and
counterfeit crime. https://www.gov.uk/government/news/new-unit-to-tackle-online-piracy-and-counterfeit-crime
recruits business leaders to help it identify
red tape issues. http://www.bbc.co.uk/news/business-23106982#
In other words, all those promises and press
releases until now have achieved absolutely
nothing. Solution: come up with another press
Street failures cost creditors £2 billion.
tried to cover up failings of self-build housing.
end of the Thatcher property revolution.
Britons falling out of love with Spain and France.
This has been predicted by some time and
in a number of quarters. As the article points
out, it's the uncertainty of what the future
will bring which is the decider.
reacts to positioning ads next to offensive
your bills by taking a picture of a cheque with
your smartphone. http://www.dailymail.co.uk/news/article-2351397/How-soon-pay-cheques-just-taking-picture-phone.html
Freebie Friday. http://money.aol.co.uk/2013/06/28/freebie-friday-this-weeks-discounts-deals-and-freebies/
Mail cuts lost post compensation. http://money.aol.co.uk/2013/06/28/royal-mail-cuts-lost-post-compensation/
Britain. Ofgem warns of increasing risk of power
impossible to make a successful insurance claim
for a lost mobile phone. http://www.bbc.co.uk/news/business-23084029#
worst mobile phone provider. http://money.aol.co.uk/2013/06/28/the-uks-worst-mobile-phone-provider/
net running 25% slower than advertised.
This is supposed to be news?! Or, the internet
speed shaggy dog scam continues. With full,
international, official backing. Add a 'whistleblowing'
story here; a bit of paedophilia there; plus
a pic of a nonentity's breakfast - oh, and nearly
forgot. Terrorism. And voila! Hundreds of millions
of carrot-IQ plebs jumping in to give away their
hard-earned (or dole money) to Big Corp and
broadband target postponed for two years.
And so the shaggy dog story/scam of rural
broadband rolls on, too.
Business Secretary calls for shoppers to support
local trade. http://www.independent.co.uk/news/uk/politics/independents-day-shadow-business-secretary-calls-for-shoppers-to-support-local-trade-8677380.html
We couldn't agree more - even though this particular
message is beginning to sound a bit worn now,
popping up every week as it does. How about
the Shadow Business Secretary urging his own
party to distance itself from U.S. Big Corp,
the U.S. murder industry and U.S. banks, for
a change? Go back to a Labour Party of government
by the people, for the people? Of Britain.
Larf: Drastic cuts loom in France. http://www.telegraph.co.uk/finance/financialcrisis/10147219/Tempers-fray-in-France-as-drastic-cuts-loom.html
Yet another country where 'socialism' has sacrificed
its principles of 'egalite' to cater for self-serving
elitism - of minority trade union fascistas
and 5 million fonctionnaires
- who merely go to work on their finger-nails
for half an hour every day then claim their
bloated salaries at the end of each month for
having done no more than put in an appearance.
Or, mass fraud if you prefer. One knows the
condition exists because the media and the government
are currently trying to divert attention from
their own lies, incompetence and electoral fraud
by inflating a story of commercial monkey-business
between a high profile businessman and a past
President. As if that were so unusual.
or not 'drastic cuts' are actually necessary
is a moot point. Just getting the present government's
political supporters to actually do some work
in exchange for the billions of euros in wages
every month historically obtained by deception
(fraud), would already be a huge step towards
improving the country's economic and social
performance. And for businesses to generate
more jobs - which the media and the politicians
claim their country wants. Then again, since
when have the media and politicians ever spoken
the truth? Or the majority of 'modern' Frenchies
- especially trade unionists - ever wanted to
work? (Just like us, eh?)
matters are in hand. The Socialist Party's (and
the French government's) biggest turkey, 'Gobbler'
Strauss-Kahn seems set to make a political comeback
and has been offering advice to French parliament
on how to get out of the economic mess he and
his brothel-creeping colleagues have created.
(Like the advice 'Baby Butcher' Blair's propagandshitetalker
and hate preacher recently offered to the ex-Australian
PM. Just before she spectacularily lost power.
Anyway. Serves them right for hob-knobbing with
war criminals and killing one of our nurses.)
to commemorate Tour de France Syndrome and The
World Hypocrisy Championshits, the annual bash
of doped-up ex-Tour de France winners this year
will be missing just one invitee. Lance Armstrong,
naturally. On the grounds that he's an American
without a French-sounding name and won more
times than other French-speaking dopers but
didn't have the good grace to learn just one
platitudinous phrase in French to impress the
country's, nay the world's defenders of doping
in all sports - doping agencies, sporting federations
and the media.
makes a successful start-up business?
Read our latest blog on what it takes to be
a successful start-up business: http://www.aims.co.uk/blog.asp?id=87
This weeks useful tip: Dont
leave it to too late. Taxes should be a year
round concern for any business. Make sure you
are prepared by having a professional accountant
on board. Visit our website for more great tax
to find out more.
nuisance calls. http://money.aol.co.uk/2013/06/27/the-fixer-stopping-nuisance-calls/
Search engines warned over adverts. http://www.guardian.co.uk/technology/2013/jun/26/google-yahoo-bing-ftc-advert-labelling
site to help with credit cards. http://money.aol.co.uk/2013/06/26/new-site-to-help-with-credit-cards/
card small print traps to avoid. http://money.aol.co.uk/2013/06/27/credit-card-small-print-traps-to-avoid/
deal to cap insurance premiums for high-risk
That will make a lot of difference come the
time you want to sell up. Head for dem hills.
drop in landline complaints. http://money.aol.co.uk/2013/06/27/no-drop-in-landline-complaints/
government promoting 'sleazy' work. http://money.aol.co.uk/2013/06/26/welsh-government-promotes-sleazy-jobs/
Could be a lot worse; they could be promoting
jobs in politics or banking. Anyway, I used
to be a stripper. When I worked in demolition
or on building sites. Good money.
blighted by an epidemic of 'beds in sheds'.
I've seen some of these and they aren't just
occupied by immigrants. There seem to be plenty
of Brits living in them, too. A situation which
isn't going to improve any time soon.
face debt crisis if interest rates start to
What's this 'if' all about? It's 'WHEN' not
Top 5 cities for fastest growing payday loan
hardest worker: 21-year-old juggles 11 jobs
for just £500 a month. http://www.express.co.uk/news/uk/410441/Is-this-Britain-s-hardest-worker-21-year-old-juggles-ELEVEN-jobs-for-just-500-a-month
He won't be juggling 11 jobs for long; the Canadians
or the Aussies will be after him unless this
country gets lucky and he sets up his own business.
Hats off to the young man. (Although by next
week, the tabloids will be accusing him of stealing
all our jobs.)
million crackdown on expat winter fuel allowance.
The threat of this has been looming for a number
of years and once again, it's designed to be
a vote-catching exercise rather than achieving
significant savings. I can also see the ending
of the winter fuel allowance being yet another
tipping point for a lot of expats who are already
struggling to make ends meet because of the
fall in the value of their pensions for the
past few years. The result? There will be another
wave of expats heading back to the UK which
in turn, will cost the taxpayer more than the
nominal savings this measure represents.
that returning to the UK will be a bed of roses
for them. But at least the mugging they'll get
from the foreign-owned utility companies (originally
owned by today's taxpayer pensioners) and Conservative
hoodies should put an end to their days fairly
fast-tracks road and rail projects with a £100
billion spend. http://www.telegraph.co.uk/finance/newsbysector/transport/10144849/Government-fast-tracks-road-and-rail-projects-with-100bn-spend.html
GREAT news! For the Americans; the French; the
Japanese; the Germans; and the East Europeans.
(Reports coming in of bent politicians and civil
servants experiencing hands-free orgasms.)
never had a 'double dip' recession after all.
Exactly. As we said all along. Just going on
all the reporting which DID say there was a
'double dip' recession, was irrefutable proof
there wasn't one. Although do beware of tabloid
rubbish which is suggesting that the recession
wasn't as bad as they helped predict. It was
- and still is - worse.
day of carnage as seven pull out. http://www.telegraph.co.uk/sport/tennis/wimbledon/10144933/Wimbledon-2013-day-of-carnage-as-seven-pull-out.html
Suggestions that the exodus was prompted by
rumours of an imminent doping control, have
been ignored by officials and the media - worried
by their seating arrangements, the shelf-life
of strawberries and cream and rubbing shoulders
with botoxed non-personalities taking pics with
their dummyphones. So that's all right, then.
(Any biz-opp tipsters out there still suggesting
you lay bets?)
toys that have soared in value. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10140895/The-childrens-toys-that-have-soared-in-value.html
Austria leads green delivery with e-bikes.
It's been a few years now that I suggested
a revival in the good, 'ole-fashioned British
trades' bike might be a good idea for a home
business start-up, hiring oneself out to smaller,
independent local shops to do their casual deliveries
for them. Today, those of you who are much fainter
of heart and limb may be able to find an electric
tricycle which could easily be adapted - although
they are quite rare. Ultimately, for extra-heavy
loads or distances, even bicycle engine kits
can be found. http://www.ebay.co.uk/itm/Motorized-Bicycle-Engine-Kit-80cc-2-stroke-fast-delivery-within-2-3-days-/321148751838?pt=UK_Sporting_Goods_Scooters_LE&hash=item4ac5f50fde#ht_2191wt_1170
the other hand, trades' bikes are not that cheap
any more; many years ago, I used to source mine
from the local tip and auctions for almost nothing
and renovated them mainly for anglers (fishermen).
Nice little margin. However, the following eBay
page gives some guidance on the prices and condition
of what you might find today. http://www.ebay.co.uk/sch/i.html?_trksid=p5197.m570.l1313.TR0.TRC0.Xtrade+bike&_nkw=trade+bike&_sacat=0&_from=R40
(Try also 'delivery
bicycles'. Although just one, important
point. Your bike MUST have a large, wicker basket!)
After that, look for a local business or two
to buy or rent advertising space on the bike,
knock on a few shop doors and you're away!
a nice little number, even part-time, as you
could 'stack' your orders to deliver them all
during the same time window; either first thing
in the morning; early evening; Saturday mornings,
whatever. Obviously, it depends on order volume,
urgency, etc, but I used to deliver fresh farm
eggs when I was a lad and despite a couple of
hundred customers, found I could fit them in
with about the same ease as my early morning
and Sunday 'paper rounds.
your holiday home for free. http://commercialemaillist.com/HolidayLettingsfirstname.lastname@example.org
Small business owners 'very happy'. http://www.enforbusiness.com/news/small-business-owners-%E2%80%9Cvery-happy%E2%80%9D-20139976
70% claim that being 'masters of their own
destiny' is the main reason for being in business;
that much at least, seems to be a constant.
launches small business banking market study.
The Office of Fair Trading (OFT) is looking
for views from small and medium-sized firms
for a forthcoming market study of competition
in the UK small business banking sector.
particular, the OFT is looking for information
about whether small firms believe banking services
offer good value for money, whether a lack of
competition between banks is holding back lending,
and whether any specific types of small firm
are facing particular difficulties, such as
start ups or financial firms. The results of
the study will allow the Competition and Markets
Authority (CMA) to decide whether to make a
market investigation reference by 2015. (EnterpriseQuest)
lending summit called by Ministers. http://www.bbc.co.uk/news/business-23044709#
arrested over £1 million scam targetting
Bankers and fund managers who have cost pensioners
around the world trillions on the other hand,
receive gongs. And then of course, there are
the politicians who now believe that state pensions
should be cut to help sustain banking's toxic
'payout for nowt' culture. Just as an example.
warned of potential new banking chaos. http://money.aol.co.uk/2013/06/26/chancellor-warned-of-new-bank-chaos/
You can 'bank' on it!
considers using Google as a cheap alternative
to obtaining cheap information about population.
Whether it's Google or an American manufacturer
of weapons of mass destruction again, the outcome
is the same. UK population data is 'owned' by
the Americans - and that has been common knowledge
since Microsoft came along. It's certainly been
the case for far, far longer than Mr Snowden's
much-publicised appearance in recent weeks!
Or that of Manning or even Assange; just two-bit
media distractions, semi-'planted' to divert
public attention from 'business as usual'. So,
(for example), how long is it now that Microsoft
have been established in British schools, advising
our governments on education content?
like the 'Tour de France Hypocrisy Syndrome'.
Every year, as the great race approaches, the
media will come up with a 'new' doping scandal.
Common knowledge for a few decades (as with
the Armstrong 'revelations') but there will
be much fuss and pretence of being shocked.
Message boards and opinion columns will be rigged
with huge outbursts of outrage. In the meantime,
arguably the most 'doped-up' sport currently
doing the rounds - tennis (together with swimming)
- will have preceded the Tour at Roland Garros
and Wimbledon without comment. No matter how
anomalous, even impossible, the results of mediocre
athletes beating top seeds who are also widely
considered to be dopers, might seem.
formula is: take the lesser evil; inflate it;
hide the greater evil behind.
Osborne To Give MI5, MI6 And GCHQ extra money
- while all other departmental budgets are cut.
AS we have just been saying . . .
Is it to provide a start-up loan, mentoring
and online digital support for Tory hoody-muggers
wishing to expand into granny-assassination
- as it appears public school-leavers with limited
intellectual scope and psycopathic tendencies
are having an increasingly hard time getting
into banking or politics?
visitors to UK to pay 'security bonds'.
A measure which has been floated to appeal to
the country's hate-preaching tabloid propaganda
and potential carrot-IQ Tory hoody voters who
fancy Theresa May as Little Engerlandt's next
knob-polisher to the Pentagon. As for limiting
the threat of high-risk immigration? Not a chance
by a lorryload - although any country which
now fancies retaliating against tattooed, drunken
English football thugs every bit as much as
CIA wigheads posing as 'English gentleman' businessmen,
will now do much more damage to us than we will
scam advert banned. http://www.dailymail.co.uk/news/article-2348589/Diet-scam-advert-faked-claims-Adele-Victoria-Beckham-banned.html
Top 10 Methods To Make Money Online by Yaro
Sell On Ebay
Sell products in forums, bulletin boards, classifieds
and other community type sites
Sell products from your own website
Sponsorship advertising on a content site
Sell services you provide personally
Sell services provided by other people
Sell your own information products
High end private coaching
the full article with detailed explanations
Confused contractors face HMRC penalties. http://www.theglobalrecruiter.com/news/paraplus-survey-
Almost 40% of UK contractors (the equivalent
of 600,000 individuals) have been fined or penalised
by HMRC, according to a survey by payroll umbrella
company Paraplus. In addition, around 55% of
contractors said they struggled to understand
HMRC guidelines and 54% are unclear about what
they can claim as business expenses. A further
64% of respondents said completing paperwork
and administration were their greatest concerns.
rejects tax deal claims. http://money.aol.co.uk/2013/06/25/hmrc-chief-rejects-tax-deal-claims/
Given the fact that these kinds of accusations
are levelled against the HMRC 'ON A DAILY BASIS',
any Government worth its salt would have opened
a public enquiry long before now. Which of course,
is why there hasn't been one! Come the day Big
Corp has to pay its taxes as do the self employed
or small businesses, and are hounded and persecuted
until they do so, will be the day there is no
more 'government' as we know it. (And I mean
a PUBLIC enquiry; not a cross-party group of
fagging, ex-public school scrotes.)
justice reforms prompt flurry of start-up law
There was a 39% increase in the number of new
law firms starting up in April 2013 compared
with a year earlier, and a 77% increase since
March 2013, according to figures published by
the Solicitors Regulation Authority (SRA). The
sector was expected to struggle following the
introduction of reforms to the civil justice
system on 1st April 2013, changing the way civil
litigation cases are funded, particularly in
person injury claims. Andrew Allen, partner
at accountancy firm Francis Clark, said: "Lots
of new starts have been people leaving firms
where they don't think there is a future for
the type of work they do, don't want to borrow
a lot of money to buy old partners out, or don't
want to inherit a badly-run business and would
rather start afresh." (EnterpriseQuest)
businesses need more information on calls for
It's like Engerlandt's Euroseptic politicians
calling for us to quit the EU. Like the vast
majority of businesses, I'm not
really that bothered whether we stay 'in' or
get out. But the killers are the endless delays,
the wooly debates, the myths (latest tabloid
crap here: http://ec.europa.eu/unitedkingdom/blog/index_en.htm),
the lack of decision-making but above all, some
concrete FACTS. WHERE is future business going
to come from? WHAT will it be worth? HOW LONG
will it last for? And so on. And no, I do not
mean the rants of criminal, skiving, hate-preaching
Little Engerlandt tabloids who wouldn't know
facts or the truth from a smoked kipper. As
they have proved repeatedly throughout their
entire, potty-stained histories. The problem
is, no-one knows what it will mean. Until we
take the plunge, it's all guesswork. So let's
be getting on with it, one way or another.
fall in UK families' discretionary income last
overcharged because of 'weak' gas.
Then of course, there's 'weak' electricity,
bank to sell on customer data. http://money.aol.co.uk/2013/06/24/barclays-bank-to-sell-on-customer-data/
worst (and best) train operators. http://money.aol.co.uk/2013/06/24/the-uks-worst-train-operator/
Best Summer Courses. http://www.independent.co.uk/life-style/health-and-families/features/the-10-best-summer-courses-8671770.html
knotweed: the plant that could cost you your
N.B. This is not a Monsanto GM product. Yet.
British business leaders' Flexible Working Report:
key points. http://www.telegraph.co.uk/finance/jobs/10137649/Flexible-working-report-key-points.html
Flexible working pundits have been talking
about this for decades but there has never been
any unanimity from major employers. Until now,
perhaps? I'm very shifty on these proposals.
I suspect that the ulterior motive is more 'under-employment'
rather than a sea change to working from home
and hours more suited to employees. If the will
is there, all it takes is a nod over a cup of
tea down at the Institute of Directors; and
not a pompous press release.
cost of going to work. http://www.express.co.uk/news/uk/409749/3k-a-year-cost-of-going-to-work
Cheap - when compared to what it costs to run
a business from home. Seriously. The 100-word
'article' also calls this 'a fifth' of an average
employee's wages. In other words, the average
Brit earns just £15,000 a year. Right.
green deal branded a failure as fewer than TEN
UK homes take out loans offered. http://www.independent.co.uk/environment/green-living/governments-green-deal-branded-a-failure-as-fewer-than-ten-uk-homes-take-out-loans-offered-8669959.html
Reminds me of the time I started looking
at the business opportunity marketplace twenty
years ago and first encountered grubby, kitchen
sink printed A5 'scam mags', claiming they could
make you thousands of pounds 'while you slept'.
They had the same sort of promoter mentality
and response rate as this Government.
tax evasion falls to lowest level in five years.
This particular finding being due to the
simple fact that HMRC aren't prosecuting serious
tax evaders. By which I mean Big Corp and not
some solitary garlic smuggler. Still, if I'm
wrong, then the amount of unpaid tax revenue
which this government is now collecting will
be making an immediate and lasting positive
impact on the country's economy. Won't it? After
all, we are talking in the order of £100
billion a year, give or take. http://www.ukuncut.org.uk/about/cuts
pays tax for first time in 5 years. http://www.guardian.co.uk/business/2013/jun/23/starbucks-pays-corporation-tax
Only £5 million though, which works out
at just £1 million a year for the past
5 years. A good investment and a relatively
cheap PR exercise for damage containment after
all the negative publicity it has received.
does Word take so long to load? http://www.telegraph.co.uk/technology/advice/10135134/Why-does-Microsoft-Word-take-longer-to-load-than-Excel.html
Because it's waiting for connections to the
Pentagon and GCHQ to go through.
time best-buy offers on credit cards and loans.
to do if you can't get credit. http://money.aol.co.uk/2013/06/24/what-to-do-if-you-cant-get-credit/
and China in £21 billion currency deal.
So the Dalai Lama's visit to Britain (alongside
dozens of visits to other countries every year)
isn't getting in the way of trade, then? As
widely reported in Engerlandt's hate-preaching
tabloid propaganda. Let's hope this latest accord
sets the tone for more liberal diplomatic relations
which in turn, will permit Chinese tourists
easier access to the UK and helping put a bit
of money in us plebs' pockets for a change.
spends £24,00 on plane with thermal imaging
to look for suspicious buildings. http://www.dailymail.co.uk/home/index.html
We keep saying it; the Age of Drone Surveillance
is upon us, with half a dozen plausible excuses
up the authorities' sleeves. Terrorism; illegal
immigration and slave labour; tax evasion; black
market activity. Yet only just over 50 years
ago, between 50 - 70 million people died during
the Second World War to defend their view of
a 'free' world. Since that time, accompanied
by zero fanfare, the same number again, have
been killed. To keep a handful of snouts in
the trough. At the inevitable expense of freedom.
our usual gratitude and thanks to BAD News and
December 2011/January 2012
July 2013 contents:
25% HBA Member discount from Businesses For
for Home Business Alliance members:
of the News:
accepts business growth report;
should 'do more to help credit unions expand';
announces support for social investment;
announces support for social investment;
for enterprise zones increased; Small
builders lose out on public sector contracts;
empty property relief consultation opens;
firms experiencing difficulties with backup
and recovery; Social
media agencies expected to vanish within ten
should 'strengthen law on nuisance calls';
changes are scrapped; Consumers
increasingly prefer to buy British food;
increasingly prefer to buy British food;
stores set to fall by 22%; Consumers
shop around to save money on groceries;
sector overspends on energy by £180 million;
to Scottish bankruptcy laws.
to India . . .' by
Rachael Ross and the 'How To Work Successfully
From Home Guide'.
Rachael's July Guest Article:
Ways to Use Technology In Your Small Business
and VAT News
FREE! 101 Insider Business Tax Tips
cheats - where are we now?; HMRC
guidance - can it be relied on?
Tax Relief For Home To Work Travel - article
HMRC VAT car and van update;
business cash flow; 'HMRC launch online tax
help for small businesses'; Making
money from a hobby; etc, etc
by Colin Edwards
Business Bartering 101
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